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How to Buy Community Financial System Stock

Community Financial System Inc

Community Financial System is a bank company located in New York, United States, which is part of the Financial Services sector, and is traded under the ticker CBU on the NYSE exchange.

Community Financial System stock last closed at $60.85, up 1.89% from the previous day, and has increased 43.62% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.04 percentage points. Community Financial System stock is currently +71.99% from its 52-week low of $35.38, and -4.85% from its 52-week high of $63.95.

At the moment, there are 52.54M CBU shares outstanding. The market value of CBU is $3.20B. In the last 24 hours, 249,496 CBU shares were traded.

How to Buy Community Financial System Stock

Not sure how to invest in Community Financial System stock? Here's how.
  1. Figure out where to buy Community Financial System stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you figure out where to buy Community Financial System stock.
  2. Create a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
  3. Fund your brokerage account: Pick your method of payment and add your info.
  4. Evaluate Community Financial System stock: The Community Financial System ticker symbol is CBU. Is Community Financial System stock a good investment? Should you buy shares of CBU? How do CBU's underlying business fundamentals look? Do top analysts think Community Financial System is a good buy? Why has CBU's stock price moved recently? (Hint: Our stock analysis website can help you evaluate if CBU is a good stock to buy).
  5. Make your CBU purchase: Decide if you will purchase CBU shares at the current market price or use a limit order to buy CBU stock at a given price.
  6. Get notifications regarding your investment in CBU: Create a watchlist to keep tabs on your investment in Community Financial System stock.

Step 1: Figure out where to buy Community Financial System stock

You will need a brokerage account in order to access the NYSE market and buy CBU stock.

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Step 2: Create a brokerage account

Now that you've picked the right brokerage, you need to fill out some personal information so you can invest in CBU today.

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Step 3: Fund your brokerage account

Now that you have filled out your info on our top ranked stock market app, you need to deposit funds:

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Step 4: Evaluate Community Financial System stock

Once you have chosen the best place to buy Community Financial System stock, it's important to analyze their stock prior to buying, so you actually wrap your head around the risk and opportunity.

Community Financial System Numbers

CBU Price
$60.85
1w %
6.18%
1y %
43.62%
5y %
-2.48%
P/E
19.44x
P/B
1.91x
P/S
4.58x
PEG
2.01x
Revenue
$697.60M
Earnings
$166.62M
Fore. Rev. Growth
7.05%
Fore. Earn. Growth
10.76%
Market Cap
$3.20B
Next Earnings
Oct 22, 2024
Next Dividend
N/A

CBU Overview

WallStreetZen was created to help everyday investors perform better fundamental analysis quickly.

You can see all of the due diligence checks on CBU's stock page.

Is CBU stock undervalued?

Investors use a variety of different financial metrics, analyses, models, and charts to gauge CBU's true value.

Using relative valuations metrics:

  • CBU could be overvalued based on its P/E ratio of 19.44x, relative to Banks - Regional industry P/E ratio of 12.5x
  • CBU may be overvalued based on its P/B ratio of 1.91x, relative to Banks - Regional industry P/B ratio of 1.15x
  • CBU may be overvalued based on its PEG ratio of 2.01x

You can access more valuation analysis on CBU's stock here.

CBU Financials at a glance

Passed Financial Due Diligence Checks:

  • CBU earnings of $214.92M is not sufficient to cover its interest payments.
  • CBU's operating cash flow of $229.24M allows it to safely service it's debt of $932.17M.

Failed Financial Due Diligence Checks:

  • CBU profit margin has gone down from 24.3% to 23.9% in the past year.
  • CBU has a relatively high debt to equity ratio of 8.52.
  • Total CBU debt is higher than 5 years ago, relative to shareholder equity.

Is it a good time to buy Community Financial System stock, according to Wall Street analysts?

Out of 1 sell side analysts who give recommendations on CBU, the consensus analyst rating on Community Financial System is a Hold

It's important to note that analyst forecasts are not recommendations, nor are they investment advice.

You can dig deeper into what analysts are forecasting on the Community Financial System stock forecast page.

CBU Technicals

SMA10
57.92
SMA20
58.05
SMA50
58.37
SMA100
54.11
SMA200
50.24
MACD
0.2
MACD Signal
-0.11
MACD Histogram
0.31
RSI
63.07
Stochastic %K
78.19
Stochastic %D
60.69
StochRSI %K
89.06
StochRSI %D
73.93

Is CBU Making Money?

Last year, CBU earnings were $166.62M. Over the past five year, CBU's earnings have grown by -1.11% per year. This was slower than the Banks - Regional industry average of 106.42%.

Last year, CBU revenue was $697.60M. Over the past five year, CBU's revenue has increased by 4.25% per year. This was slower than the Banks - Regional industry average of 18%.

You can analyze CBU's earnings and revenue performance here.

Are CBU executives and large shareholders buying or selling the stock?

Over the last 12 months, executives and large shareholders at CBU have sold more shares than they have bought.

Maureen A. Gillanmyer, EVP Chief Human Resources Off of CBU, was the latest CBU insider to sell. They sold $10,278.39 worth of CBU shares on Oct 1, 2024.

Dig into more about who owns CBU stock here.

Does CBU stock generate passive income?

Community Financial System pays a dividend of 2.97%, compared to the Banks - Regional industry's average dividend yield of 3.23%. If you owned $1,000 worth of CBU stock, you would have received $29.75 last year.

Community Financial System dividend payments have consistently grown over the past decade and have remained stable.

Find more analysis about Community Financial System dividend yield and history here.

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Step 5: Make your CBU purchase

You have two main order types:

  • Market order: A market order is an order to buy or sell a security at the best possible price.
    Market orders are usually fine for most investors.
  • Limit order: A limit order lets you buy or sell a security at a specific price (or better).
    If you want to be sure you're buying or selling at an exact dollar amount limit, place a limit order.

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Step 6: Get notifications regarding your investment in CBU

Now that you own some CBU stock, you'll want to stay up-to-date on your shares.

Make a watchlist to get alerted to the latest events about your CBU stock.

CBU Feed

How to Buy Stock in Community Financial System

To summarize, here are the 6 steps you need to take to buy Community Financial System stock right now:

  1. Figure out where to buy Community Financial System stock
  2. Create a brokerage account
  3. Fund your brokerage account
  4. Evaluate Community Financial System stock
  5. Make your CBU purchase
  6. Get notifications regarding your investment in CBU

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If you would like to track your investment in Community Financial System, get started below.

NYSE: CBU
$60.85+1.13 (+1.89%)
Updated Oct 14, 2024
Open eToro Account
NYSE: CBU
$60.85+1.13 (+1.89%)
Updated Oct 14, 2024
Open eToro Account

FAQ

How much does it cost to buy one Community Financial System share?

As of Oct 14, 2024, it costs $60.85 to buy one share of Community Financial System stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.164 shares of CBU.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Community Financial System stock?

According to 1 Wall Street analysts who monitor Community Financial System, their consensus recommendation is to hold Community Financial System stock.

What is the best way to buy Community Financial System stock?

One way to place an order for Community Financial System stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.