NASDAQ: SBCFSeacoast Banking Corp Of Florida Stock
$35.01-0.37 (-1.05%)
Updated Aug 5, 2026
SBCF Price
$35.01
Fair Value Price
$73.24
Market Cap
$3.39B
52 Week Low
$27.22
52 Week High
$35.64
P/E
22.44x
P/B
1.24x
P/S
4.68x
PEG
0.43x
Dividend Yield
2.14%
Revenue
$685.18M
Earnings
$162.16M
Gross Margin
100%
Operating Margin
30.26%
Profit Margin
22.7%
Debt to Equity
6.7
Operating Cash Flow
$218M
Beta
0.98
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
SBCF Overview
Seacoast Banking Corporation of Florida serves as the parent holding company for Seacoast National Bank, providing a diverse range of financial solutions to individual consumers and businesses across Florida. The institution offers a comprehensive suite of services, including commercial and retail banking, wealth management, mortgage lending, and investment-related products such as brokerage and annuities. Its deposit offerings encompass both interest-bearing and non-interest-bearing checking accounts, money market accounts, savings accounts, automated customer sweep accounts, and fixed-term certificates of deposit. On the lending side, Seacoast extends financing for construction and land development projects, commercial and residential real estate, various other commercial and financial loans, and a variety of consumer credit options. These consumer loans include installment plans, revolving lines of credit, and specialized financing for automobiles, boats, or other personal and family needs. As of December 31, 2021, the corporation operated through 54 branch and commercial lending offices. Established in 1926, its corporate headquarters are situated in Stuart, Florida.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine SBCF's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
SBCF
Ranked#203 of 288
Ranked#203 of 288
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $89.57 | A | |
| $30.51 | B | |
| $29.34 | B |
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SBCF News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SBCF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
SBCF ($35.01) is undervalued by 52.2% relative to our estimate of its Fair Value price of $73.24 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
SBCF ($35.01) is significantly undervalued by 52.2% relative to our estimate of its Fair Value price of $73.24 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
SBCF ($35.01) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more SBCF due diligence checks available for Premium users.
Valuation
SBCF fair value
Fair Value of SBCF stock based on Discounted Cash Flow (DCF)
Price
$35.01
Fair Value
$73.24
Undervalued by
52.20%
SBCF ($35.01) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SBCF ($35.01) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SBCF ($35.01) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
SBCF price to earnings (PE)
For valuing profitable companies with steady earnings
Company
22.44x
Industry
14.03x
Market
14.23x
SBCF is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SBCF is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
SBCF price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.24x
Industry
1.36x
SBCF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
SBCF price to earnings growth (PEG)
For valuing profitable companies with growth potential
SBCF is good value based... subscribe to Premium to read more.
PEG Value Valuation
SBCF's financial health
Profit margin
Revenue
$199.2M
Net Income
$59.5M
Profit Margin
28.8%
SBCF's Earnings (EBIT) of $207.37M... subscribe to Premium to read more.
Interest Coverage Financials
SBCF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$21.4B
Liabilities
$18.3B
Debt to equity
6.7
SBCF's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SBCF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$61.7M
Investing
-$603.6M
Financing
$163.4M
SBCF's operating cash flow ($218.25M)... subscribe to Premium to read more.
Debt Coverage Financials
SBCF vs Bank Stocks
Seacoast Banking Of Florida Stock FAQ
Company
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