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NASDAQ: FFIN
First Financial Bankshares Inc Stock

$28.65-0.37 (-1.27%)
Updated Apr 17, 2024
FFIN Price
$28.65
Fair Value Price
$45.45
Market Cap
$4.09B
52 Week Low
$22.84
52 Week High
$33.15
P/E
20.61x
P/B
2.73x
P/S
8.99x
PEG
6.14x
Dividend Yield
2.51%
Revenue
$481.18M
Earnings
$198.98M
Gross Margin
100%
Operating Margin
50.56%
Profit Margin
41.4%
Debt to Equity
7.74
Operating Cash Flow
$285M
Beta
1.03
Next Earnings
Apr 18, 2024
Ex-Dividend
N/A
Next Dividend
N/A

FFIN Overview

First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company accepts checking, savings and money market accounts, and time deposits; commercial and industrial, municipal, agricultural, construction and development, farm, non-owner occupied and owner-occupied commercial real estate, residential, and consumer auto and non-auto loans to businesses, professional individuals, and farm and ranch operations. It also provides drive-in and night deposit, remote deposit capture, internet and mobile banking, payroll cards, transmitting funds, and other customary commercial banking services, as well as automated teller machines and safe deposit facilities. In addition, the company offers personal trust services, including wealth management, administration of estates, testamentary trusts, revocable and irrevocable trusts, and agency accounts; and securities brokerage services, as well as administer retirements and employee benefits accounts, such as 401(k) profit-sharing plans and IRAs. Further, the company provides asset management and technology services. As of December 31, 2021, it had 78 financial centers across Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.

Zen Score

Industry Average (33)
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Due Diligence Checks

FFIN ($28.65) is undervalued by 36.96% relative to our estimate of its Fair Value price of $45.45 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
FFIN ($28.65) is significantly undervalued by 36.96% relative to our estimate of its Fair Value price of $45.45 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
FFIN ($28.65) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FFIN due diligence checks available for Premium users.

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FFIN News

Valuation

FFIN fair value

Fair Value of FFIN stock based on Discounted Cash Flow (DCF)
Price
$28.65
Fair Value
$45.45
Undervalued by
36.96%
FFIN ($28.65) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FFIN ($28.65) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FFIN ($28.65) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FFIN price to earnings (PE)

For valuing profitable companies with steady earnings
Company
20.61x
Industry
-10.51x
Market
41.64x
FFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FFIN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FFIN price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
2.73x
Industry
0.95x
FFIN is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FFIN price to earnings growth (PEG)

For valuing profitable companies with growth potential
FFIN is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FFIN's financial health

Profit margin

Revenue
$119.5M
Net Income
$46.0M
Profit Margin
38.5%
FFIN's Earnings (EBIT) of $243.30M... subscribe to Premium to read more.
Interest Coverage Financials
FFIN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$13.1B
Liabilities
$11.6B
Debt to equity
7.74
FFIN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FFIN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$58.7M
Investing
$40.3M
Financing
$49.2M
FFIN's operating cash flow ($284.82M)... subscribe to Premium to read more.
Debt Coverage Financials

FFIN vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FFIN$4.09B-1.27%20.61x2.73x
GBCI$3.95B-0.14%17.32x1.31x
UMBF$3.88B+0.29%11.03x1.25x
UBSI$4.40B+0.31%11.97x0.92x
HWC$3.68B+1.55%9.46x0.97x

First Financial Bankshares Stock FAQ

What is First Financial Bankshares's quote symbol?

(NASDAQ: FFIN) First Financial Bankshares trades on the NASDAQ under the ticker symbol FFIN. First Financial Bankshares stock quotes can also be displayed as NASDAQ: FFIN.

If you're new to stock investing, here's how to buy First Financial Bankshares stock.

What is the 52 week high and low for First Financial Bankshares (NASDAQ: FFIN)?

(NASDAQ: FFIN) First Financial Bankshares's 52-week high was $33.15, and its 52-week low was $22.84. It is currently -13.57% from its 52-week high and 25.44% from its 52-week low.

How much is First Financial Bankshares stock worth today?

(NASDAQ: FFIN) First Financial Bankshares currently has 142,751,867 outstanding shares. With First Financial Bankshares stock trading at $28.65 per share, the total value of First Financial Bankshares stock (market capitalization) is $4.09B.

First Financial Bankshares stock was originally listed at a price of $4.29 in Dec 31, 1997. If you had invested in First Financial Bankshares stock at $4.29, your return over the last 26 years would have been 568.14%, for an annualized return of 7.58% (not including any dividends or dividend reinvestments).

How much is First Financial Bankshares's stock price per share?

(NASDAQ: FFIN) First Financial Bankshares stock price per share is $28.65 today (as of Apr 17, 2024).

What is First Financial Bankshares's Market Cap?

(NASDAQ: FFIN) First Financial Bankshares's market cap is $4.09B, as of Apr 18, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Financial Bankshares's market cap is calculated by multiplying FFIN's current stock price of $28.65 by FFIN's total outstanding shares of 142,751,867.
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