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NASDAQ: TCBI
Texas Capital Bancshares Inc Stock

$57.72+0.31 (+0.54%)
Updated Dec 8, 2023
TCBI Price
$57.72
Fair Value Price
$62.87
Market Cap
$2.77B
52 Week Low
$42.79
52 Week High
$69.27
P/E
7.74x
P/B
0.9x
P/S
2.23x
PEG
N/A
Dividend Yield
N/A
Revenue
$1.27B
Earnings
$386.24M
Gross Margin
100%
Operating Margin
39.38%
Profit Margin
29.1%
Debt to Equity
8.63
Operating Cash Flow
$120M
Beta
1.29
Next Earnings
Jan 16, 2024
Ex-Dividend
N/A
Next Dividend
N/A

TCBI Overview

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

Zen Score

Industry Average (38)
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Due Diligence Checks

TCBI ($57.72) is undervalued by 8.19% relative to our estimate of its Fair Value price of $62.87 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
TCBI ($57.72) is not significantly undervalued (8.19%) relative to our estimate of its Fair Value price of $62.87 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TCBI is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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TCBI News

Valuation

TCBI fair value

Fair Value of TCBI stock based on Discounted Cash Flow (DCF)
Price
$57.72
Fair Value
$62.87
Undervalued by
8.19%
TCBI ($57.72) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TCBI ($57.72) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TCBI is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

TCBI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.74x
Industry
-5.93x
Market
31.32x
TCBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TCBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

TCBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.9x
Industry
1x
TCBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

TCBI's financial health

Profit margin

Revenue
$260.9M
Net Income
$61.7M
Profit Margin
22%
TCBI's Earnings (EBIT) of $499.31M... subscribe to Premium to read more.
Interest Coverage Financials
TCBI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$29.6B
Liabilities
$26.6B
Debt to equity
8.63
TCBI's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
TCBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$95.4M
Investing
$643.9M
Financing
$606.0M
TCBI's operating cash flow ($119.94M)... subscribe to Premium to read more.
Debt Coverage Financials

TCBI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
TCBI$2.77B+0.54%7.74x0.90x
FBP$2.77B+0.94%9.73x2.13x
CVBF$2.73B+1.03%11.47x1.40x
INDB$2.70B+0.88%10.55x0.94x
FHB$2.68B+0.77%10.07x1.14x

Texas Capital Bancshares Stock FAQ

What is Texas Capital Bancshares's quote symbol?

(NASDAQ: TCBI) Texas Capital Bancshares trades on the NASDAQ under the ticker symbol TCBI. Texas Capital Bancshares stock quotes can also be displayed as NASDAQ: TCBI.

If you're new to stock investing, here's how to buy Texas Capital Bancshares stock.

What is the 52 week high and low for Texas Capital Bancshares (NASDAQ: TCBI)?

(NASDAQ: TCBI) Texas Capital Bancshares's 52-week high was $69.27, and its 52-week low was $42.79. It is currently -16.67% from its 52-week high and 34.89% from its 52-week low.

How much is Texas Capital Bancshares stock worth today?

(NASDAQ: TCBI) Texas Capital Bancshares currently has 48,020,448 outstanding shares. With Texas Capital Bancshares stock trading at $57.72 per share, the total value of Texas Capital Bancshares stock (market capitalization) is $2.77B.

Texas Capital Bancshares stock was originally listed at a price of $12.50 in Aug 14, 2003. If you had invested in Texas Capital Bancshares stock at $12.50, your return over the last 20 years would have been 361.76%, for an annualized return of 7.95% (not including any dividends or dividend reinvestments).

How much is Texas Capital Bancshares's stock price per share?

(NASDAQ: TCBI) Texas Capital Bancshares stock price per share is $57.72 today (as of Dec 8, 2023).

What is Texas Capital Bancshares's Market Cap?

(NASDAQ: TCBI) Texas Capital Bancshares's market cap is $2.77B, as of Dec 10, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Texas Capital Bancshares's market cap is calculated by multiplying TCBI's current stock price of $57.72 by TCBI's total outstanding shares of 48,020,448.
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