NASDAQ: TCBI
Texas Capital Bancshares Inc Stock

$68.15-0.35 (-0.51%)
Updated Apr 30, 2025
TCBI Price
$68.15
Fair Value Price
$144.73
Market Cap
$3.13B
52 Week Low
$56.24
52 Week High
$91.80
P/E
39.17x
P/B
0.91x
P/S
3.86x
PEG
0.22x
Dividend Yield
N/A
Revenue
$891.50M
Earnings
$98.41M
Gross Margin
100%
Operating Margin
14.87%
Profit Margin
9.1%
Debt to Equity
8.15
Operating Cash Flow
$386M
Beta
1.15
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

TCBI Overview

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine TCBI's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
TCBI
Ranked
#210 of 294

Top Ranked Stocks in Industry

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TCBI News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TCBI scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

TCBI ($68.15) is undervalued by 52.91% relative to our estimate of its Fair Value price of $144.73 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
TCBI ($68.15) is significantly undervalued by 52.91% relative to our estimate of its Fair Value price of $144.73 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
TCBI ($68.15) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more TCBI due diligence checks available for Premium users.

Valuation

TCBI fair value

Fair Value of TCBI stock based on Discounted Cash Flow (DCF)

Price
$68.15
Fair Value
$144.73
Undervalued by
52.91%
TCBI ($68.15) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TCBI ($68.15) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TCBI ($68.15) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

TCBI price to earnings (PE)

For valuing profitable companies with steady earnings

Company
39.17x
Industry
13.39x
Market
29.18x
TCBI is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TCBI is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

TCBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.91x
Industry
1.13x
TCBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

TCBI price to earnings growth (PEG)

For valuing profitable companies with growth potential

TCBI is good value based... subscribe to Premium to read more.
PEG Value Valuation

TCBI's financial health

Profit margin

Revenue
$263.5M
Net Income
$47.0M
Profit Margin
16.2%
TCBI's Earnings (EBIT) of $132.58M... subscribe to Premium to read more.
Interest Coverage Financials
TCBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$31.4B
Liabilities
$27.9B
Debt to equity
8.15
TCBI's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
TCBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$368.0k
Investing
-$23.6M
Financing
$636.9M
TCBI's operating cash flow ($385.67M)... subscribe to Premium to read more.
Debt Coverage Financials

TCBI vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
TCBIC$3.13B-0.51%39.17x0.91x
AVAL$3.17B-2.91%13.42x0.78x
EBCC$3.18B-0.33%22.61x0.88x
FULTC$3.04B-1.48%10.49x0.95x
FBPC$3.22B-1.06%10.79x1.93x

Texas Capital Bancshares Stock FAQ

What is Texas Capital Bancshares's quote symbol?

(NASDAQ: TCBI) Texas Capital Bancshares trades on the NASDAQ under the ticker symbol TCBI. Texas Capital Bancshares stock quotes can also be displayed as NASDAQ: TCBI.

If you're new to stock investing, here's how to buy Texas Capital Bancshares stock.

What is the 52 week high and low for Texas Capital Bancshares (NASDAQ: TCBI)?

(NASDAQ: TCBI) Texas Capital Bancshares's 52-week high was $91.80, and its 52-week low was $56.24. It is currently -25.76% from its 52-week high and 21.18% from its 52-week low.

How much is Texas Capital Bancshares stock worth today?

(NASDAQ: TCBI) Texas Capital Bancshares currently has 45,903,380 outstanding shares. With Texas Capital Bancshares stock trading at $68.15 per share, the total value of Texas Capital Bancshares stock (market capitalization) is $3.13B.

Texas Capital Bancshares stock was originally listed at a price of $12.50 in Aug 14, 2003. If you had invested in Texas Capital Bancshares stock at $12.50, your return over the last 21 years would have been 445.2%, for an annualized return of 8.41% (not including any dividends or dividend reinvestments).

How much is Texas Capital Bancshares's stock price per share?

(NASDAQ: TCBI) Texas Capital Bancshares stock price per share is $68.15 today (as of Apr 30, 2025).

What is Texas Capital Bancshares's Market Cap?

(NASDAQ: TCBI) Texas Capital Bancshares's market cap is $3.13B, as of May 1, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Texas Capital Bancshares's market cap is calculated by multiplying TCBI's current stock price of $68.15 by TCBI's total outstanding shares of 45,903,380.
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