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NASDAQ: VBTX
Veritex Holdings Inc Stock

$19.34+0.86 (+4.65%)
Updated Mar 24, 2023
VBTX Price
$19.34
Fair Value Price
$28.06
Market Cap
$1.05B
52 Week Low
$16.86
52 Week High
$40.78
P/E
7.03x
P/B
0.72x
P/S
3.89x
PEG
0.35x
Dividend Yield
5.17%
Revenue
$389.71M
Earnings
$146.32M
Gross Margin
100%
Operating Margin
47.89%
Profit Margin
37.5%
Debt to Equity
7.38
Operating Cash Flow
$193M
Beta
1.24
Next Earnings
Apr 24, 2023
Ex-Dividend
N/A
Next Dividend
N/A

VBTX Overview

Veritex Holdings, Inc. operates as the bank holding company for Veritex Community Bank that provides various commercial banking products and services to small and medium-sized businesses, and professionals. The company accepts deposit products include demand, savings, money market, and time accounts. Its loan products include commercial real estate and general commercial, mortgage warehouse loans, residential real estate, construction and land, farmland, consumer, paycheck protection program, 1-4 family residential, agricultural, multi-family residential, and consumer loans, as well as purchased receivables financing. The company also provides interest rate swap services; and a range of online banking solutions, such as access to account balances, online transfers, online bill payment and electronic delivery of customer statements, and ATMs, as well as mobile banking, mail, and personal appointment. In addition, it offers debit cards, night depository services, direct deposits, cashier's checks, and letters of credit; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearinghouse origination, and stop payments; and cash management deposit products and services consisting of lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts. As of December 31, 2021, the company operated 18 full-service branches located in the Dallas-Fort Worth metroplex, and 10 full-service branches in the Houston metropolitan area. Veritex Holdings, Inc. was incorporated in 2009 and is headquartered in Dallas, Texas.

Zen Score

Industry Average (39)
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Due Diligence Checks

VBTX ($19.34) is undervalued by 31.06% relative to our estimate of its Fair Value price of $28.06 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
VBTX ($19.34) is significantly undervalued by 31.06% relative to our estimate of its Fair Value price of $28.06 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
VBTX ($19.34) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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VBTX News

Valuation

VBTX fair value

Fair Value of VBTX stock based on Discounted Cash Flow (DCF)
Price
$19.34
Fair Value
$28.06
Undervalued by
31.06%
VBTX ($19.34) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
VBTX ($19.34) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
VBTX ($19.34) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

VBTX price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.03x
Industry
21.11x
Market
21.37x
VBTX is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
VBTX is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

VBTX price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.72x
Industry
0.96x
VBTX is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

VBTX price to earnings growth (PEG)

For valuing profitable companies with growth potential
VBTX is good value based... subscribe to Premium to read more.
PEG Value Valuation

VBTX's financial health

Profit margin

Revenue
$109.1M
Net Income
$39.9M
Profit Margin
36.6%
VBTX's Earnings (EBIT) of $186.63M... subscribe to Premium to read more.
Interest Coverage Financials
VBTX's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$12.2B
Liabilities
$10.7B
Debt to equity
7.38
VBTX's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
VBTX's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$43.3M
Investing
-$428.6M
Financing
$387.4M
VBTX's operating cash flow ($192.73M)... subscribe to Premium to read more.
Debt Coverage Financials

VBTX vs Bank Stocks

TickerMarket Cap1d %P/EP/B
VBTX$1.05B+4.65%7.03x0.72x
LBAI$1.04B+3.60%9.82x0.94x
EGBN$1.06B+2.30%7.78x0.86x
OBNK$1.02B+3.46%10.10x1.08x
SBSI$1.08B+3.25%10.50x1.44x

Veritex Holdings Stock FAQ

What is Veritex Holdings's quote symbol?

NASDAQ: VBTX) Veritex Holdings trades on the NASDAQ under the ticker symbol VBTX. Veritex Holdings stock quotes can also be displayed as NASDAQ: VBTX.

If you're new to stock investing, here's how to buy Veritex Holdings stock.

What is the 52 week high and low for Veritex Holdings (NASDAQ: VBTX)?

(NASDAQ: VBTX) Veritex Holdings's 52-week high was $40.78, and its 52-week low was $16.86. It is currently -52.57% from its 52-week high and 14.71% from its 52-week low.

How much is Veritex Holdings stock worth today?

(NASDAQ: VBTX) Veritex Holdings currently has 54,157,129 outstanding shares. With Veritex Holdings stock trading at $19.34 per share, the total value of Veritex Holdings stock (market capitalization) is $1.05B.

Veritex Holdings stock was originally listed at a price of $13.95 in Oct 9, 2014. If you had invested in Veritex Holdings stock at $13.95, your return over the last 8 years would have been 38.64%, for an annualized return of 4.17% (not including any dividends or dividend reinvestments).

How much is Veritex Holdings's stock price per share?

(NASDAQ: VBTX) Veritex Holdings stock price per share is $19.34 today (as of Mar 24, 2023).

What is Veritex Holdings's Market Cap?

(NASDAQ: VBTX) Veritex Holdings's market cap is $1.05B, as of Mar 26, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Veritex Holdings's market cap is calculated by multiplying VBTX's current stock price of $19.34 by VBTX's total outstanding shares of 54,157,129.
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