NASDAQ: MGYRMagyar Bancorp Inc Stock
$15.87-0.03 (-0.19%)
Updated Jun 13, 2025
MGYR Price
$15.87
Fair Value Price
N/A
Market Cap
$102.69M
52 Week Low
$10.67
52 Week High
$16.12
P/E
10.94x
P/B
0.9x
P/S
2.54x
PEG
0.52x
Dividend Yield
1.32%
Revenue
$34.07M
Earnings
$9.00M
Gross Margin
100%
Operating Margin
38.14%
Profit Margin
26.4%
Debt to Equity
7.94
Operating Cash Flow
$8M
Beta
0.04
Next Earnings
Jul 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A
MGYR Overview
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine MGYR's potential to beat the market
- MGYR doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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N/A
N/A
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N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
MGYR
RankedUnranked of 296
RankedUnranked of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $34.81 | A | |
| $36.01 | B | |
| $14.40 | B |
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MGYR News
Overview
Due Diligence Score
–
Industry Average (35)
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Due Diligence Checks
MGYR ($15.87) is trading below its intrinsic value of $18.67, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
MGYR is good value based on its earnings relative to its share price (10.94x), compared to the US market average (31.36x)
P/E vs Market Valuation
MGYR is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more MGYR due diligence checks available for Premium users.
Valuation
MGYR fair value
Fair Value of MGYR stock based on Discounted Cash Flow (DCF)
Price
$15.87
Fair Value
$40.76
Undervalued by
61.06%
MGYR ($15.87) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
MGYR price to earnings (PE)
For valuing profitable companies with steady earnings
Company
10.94x
Industry
11.9x
Market
31.36x
MGYR is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MGYR is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
MGYR price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.9x
Industry
1.15x
MGYR is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
MGYR price to earnings growth (PEG)
For valuing profitable companies with growth potential
MGYR is good value based... subscribe to Premium to read more.
PEG Value Valuation
MGYR's financial health
Profit margin
Revenue
$9.2M
Net Income
$2.7M
Profit Margin
29.2%
MGYR's Earnings (EBIT) of $12.99M... subscribe to Premium to read more.
Interest Coverage Financials
MGYR's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.0B
Liabilities
$907.6M
Debt to equity
7.94
MGYR's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
MGYR's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.4M
Investing
$616.0k
Financing
$11.4M
MGYR's operating cash flow ($7.83M)... subscribe to Premium to read more.
Debt Coverage Financials
MGYR vs Bank Stocks
Magyar Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.