NASDAQ: MGYRMagyar Bancorp Inc Stock
$17.00+0.44 (+2.66%)
Updated Jul 25, 2025
MGYR Price
$17.00
Fair Value Price
$21.44
Market Cap
$110.01M
52 Week Low
$12.10
52 Week High
$19.04
P/E
11.72x
P/B
0.96x
P/S
2.54x
PEG
0.56x
Dividend Yield
1.24%
Revenue
$34.07M
Earnings
$9.00M
Gross Margin
100%
Operating Margin
38.14%
Profit Margin
26.4%
Debt to Equity
7.94
Operating Cash Flow
$8M
Beta
0.04
Next Earnings
N/A
Ex-Dividend
Aug 7, 2025
Next Dividend
Aug 21, 2025
MGYR Overview
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine MGYR's potential to beat the market
- MGYR doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
MGYR
RankedUnranked of 291
RankedUnranked of 291
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $39.40 | A | |
| $36.35 | B | |
| $19.42 | B |
Be the first to know about important MGYR news, forecast changes, insider trades & much more!
MGYR News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how MGYR scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
MGYR ($17.00) is undervalued by 20.72% relative to our estimate of its Fair Value price of $21.44 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MGYR ($17.00) is significantly undervalued by 20.72% relative to our estimate of its Fair Value price of $21.44 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
MGYR ($17.00) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more MGYR due diligence checks available for Premium users.
Valuation
MGYR fair value
Fair Value of MGYR stock based on Discounted Cash Flow (DCF)
Price
$17.00
Fair Value
$21.44
Undervalued by
20.72%
MGYR ($17.00) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MGYR ($17.00) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MGYR ($17.00) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
MGYR price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.72x
Industry
12.67x
Market
31.93x
MGYR is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MGYR is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
MGYR price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.96x
Industry
1.21x
MGYR is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
MGYR price to earnings growth (PEG)
For valuing profitable companies with growth potential
MGYR is good value based... subscribe to Premium to read more.
PEG Value Valuation
MGYR's financial health
Profit margin
Revenue
$9.2M
Net Income
$2.7M
Profit Margin
29.2%
MGYR's Earnings (EBIT) of $12.99M... subscribe to Premium to read more.
Interest Coverage Financials
MGYR's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.0B
Liabilities
$907.6M
Debt to equity
7.94
MGYR's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
MGYR's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$2.4M
Investing
$616.0k
Financing
$11.4M
MGYR's operating cash flow ($7.83M)... subscribe to Premium to read more.
Debt Coverage Financials
MGYR vs Bank Stocks
Magyar Bancorp Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.