NASDAQ: WAFDWafd Inc Stock
$32.48+1.16 (+3.7%)
Updated Nov 25, 2025
WAFD Price
$32.48
Fair Value Price
$24.85
Market Cap
$2.49B
52 Week Low
$23.75
52 Week High
$37.77
P/E
12.3x
P/B
0.82x
P/S
3.38x
PEG
1.26x
Dividend Yield
3.33%
Revenue
$717.73M
Earnings
$226.07M
Gross Margin
100%
Operating Margin
40.36%
Profit Margin
29.5%
Debt to Equity
7.78
Operating Cash Flow
$237M
Beta
0.9
Next Earnings
Jan 14, 2026
Ex-Dividend
N/A
Next Dividend
Dec 5, 2025
WAFD Overview
WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine WAFD's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
WAFD
Ranked#265 of 275
Ranked#265 of 275
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $6.22 | A | |
| $25.38 | B | |
| $45.70 | B |
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WAFD News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WAFD scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
WAFD ($32.48) is overvalued by 30.7% relative to our estimate of its Fair Value price of $24.85 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
WAFD ($32.48) is not significantly undervalued (30.7%) relative to our estimate of its Fair Value price of $24.85 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
WAFD ($32.48) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more WAFD due diligence checks available for Premium users.
Valuation
WAFD fair value
Fair Value of WAFD stock based on Discounted Cash Flow (DCF)
Price
$32.48
Fair Value
$24.85
Overvalued by
30.70%
WAFD ($32.48) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
WAFD ($32.48) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
WAFD ($32.48) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
WAFD price to earnings (PE)
For valuing profitable companies with steady earnings
Company
12.3x
Industry
15.58x
Market
44.1x
WAFD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WAFD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
WAFD price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.82x
Industry
1.24x
WAFD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
WAFD price to earnings growth (PEG)
For valuing profitable companies with growth potential
WAFD is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
WAFD's financial health
Profit margin
Revenue
$185.3M
Net Income
$60.6M
Profit Margin
30.7%
WAFD's Earnings (EBIT) of $289.64M... subscribe to Premium to read more.
Interest Coverage Financials
WAFD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$26.7B
Liabilities
$23.7B
Debt to equity
7.78
WAFD's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
WAFD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$57.4M
Investing
-$58.8M
Financing
-$150.6M
WAFD's operating cash flow ($236.95M)... subscribe to Premium to read more.
Debt Coverage Financials
WAFD vs Bank Stocks
Wafd Stock FAQ
Company
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