NASDAQ: WAFDWafd Inc Stock
$30.92-0.33 (-1.06%)
Updated Sep 15, 2025
WAFD Price
$30.92
Fair Value Price
$93.06
Market Cap
$2.44B
52 Week Low
$23.75
52 Week High
$38.62
P/E
11.71x
P/B
0.81x
P/S
3.05x
PEG
1.78x
Dividend Yield
3.46%
Revenue
$765.94M
Earnings
$226.61M
Gross Margin
100%
Operating Margin
38.21%
Profit Margin
27.7%
Debt to Equity
7.87
Operating Cash Flow
$276M
Beta
0.92
Next Earnings
Oct 16, 2025
Ex-Dividend
N/A
Next Dividend
N/A
WAFD Overview
WaFd, Inc. engages in the provision of lending, depository, insurance, and other banking services to consumers. It also offers banking services to mid-sized to large businesses, and owners and developers of commercial real estate. The company was founded on November 15, 1994 and is headquartered in Seattle, WA.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine WAFD's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
WAFD
Ranked#218 of 289
Ranked#218 of 289
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $41.66 | A | |
| $62.90 | B | |
| $25.11 | B |
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WAFD News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how WAFD scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
WAFD ($30.92) is undervalued by 66.78% relative to our estimate of its Fair Value price of $93.06 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
WAFD ($30.92) is significantly undervalued by 66.78% relative to our estimate of its Fair Value price of $93.06 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
WAFD ($30.92) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more WAFD due diligence checks available for Premium users.
Valuation
WAFD fair value
Fair Value of WAFD stock based on Discounted Cash Flow (DCF)
Price
$30.92
Fair Value
$93.06
Undervalued by
66.78%
WAFD ($30.92) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
WAFD ($30.92) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
WAFD ($30.92) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
WAFD price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.71x
Industry
12.3x
Market
37.32x
WAFD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
WAFD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
WAFD price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.81x
Industry
1.25x
WAFD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
WAFD price to earnings growth (PEG)
For valuing profitable companies with growth potential
WAFD is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
WAFD's financial health
Profit margin
Revenue
$184.3M
Net Income
$62.0M
Profit Margin
31.6%
WAFD's Earnings (EBIT) of $292.69M... subscribe to Premium to read more.
Interest Coverage Financials
WAFD's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$26.7B
Liabilities
$23.7B
Debt to equity
7.87
WAFD's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
WAFD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$58.0M
Investing
$468.9M
Financing
-$949.1M
WAFD's operating cash flow ($276.19M)... subscribe to Premium to read more.
Debt Coverage Financials
WAFD vs Bank Stocks
Wafd Stock FAQ
Company
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