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NYSE: LOB
Live Oak Bancshares Inc Stock

$33.28-0.13 (-0.39%)
Updated Jun 21, 2024
LOB Price
$33.28
Fair Value Price
N/A
Market Cap
$1.50B
52 Week Low
$24.78
52 Week High
$47.22
P/E
14.6x
P/B
1.61x
P/S
4.39x
PEG
N/A
Dividend Yield
0.27%
Revenue
$422.98M
Earnings
$101.09M
Gross Margin
100%
Operating Margin
23.95%
Profit Margin
23.9%
Debt to Equity
11.4
Operating Cash Flow
$553M
Beta
1.45
Next Earnings
Jul 23, 2024
Ex-Dividend
N/A
Next Dividend
N/A

LOB Overview

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Zen Score

Industry Average (32)
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Due Diligence Checks

LOB is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
LOB is good value based on its earnings relative to its share price (14.6x), compared to the US market average (30.75x)
P/E vs Market Valuation
LOB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more LOB due diligence checks available for Premium users.

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Valuation

LOB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
14.6x
Industry
-6.52x
Market
30.75x
LOB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LOB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

LOB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.61x
Industry
1.01x
LOB is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

LOB's financial health

Profit margin

Revenue
$99.8M
Net Income
$27.6M
Profit Margin
27.6%
LOB's Earnings (EBIT) of $101.32M... subscribe to Premium to read more.
Interest Coverage Financials
LOB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$11.5B
Liabilities
$10.6B
Debt to equity
11.4
LOB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
LOB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$90.9M
Investing
-$278.7M
Financing
$202.7M
LOB's operating cash flow ($552.51M)... subscribe to Premium to read more.
Debt Coverage Financials

LOB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
LOB$1.50B-0.39%14.60x1.61x
CLBK$1.49B-0.28%88.81x1.43x
LKFN$1.51B-1.81%16.30x2.33x
CHCO$1.52B-0.61%12.97x2.23x
EFSC$1.44B+0.65%8.23x0.83x

Live Oak Bancshares Stock FAQ

What is Live Oak Bancshares's quote symbol?

(NYSE: LOB) Live Oak Bancshares trades on the NYSE under the ticker symbol LOB. Live Oak Bancshares stock quotes can also be displayed as NYSE: LOB.

If you're new to stock investing, here's how to buy Live Oak Bancshares stock.

What is the 52 week high and low for Live Oak Bancshares (NYSE: LOB)?

(NYSE: LOB) Live Oak Bancshares's 52-week high was $47.22, and its 52-week low was $24.78. It is currently -29.52% from its 52-week high and 34.3% from its 52-week low.

How much is Live Oak Bancshares stock worth today?

(NYSE: LOB) Live Oak Bancshares currently has 44,969,300 outstanding shares. With Live Oak Bancshares stock trading at $33.28 per share, the total value of Live Oak Bancshares stock (market capitalization) is $1.50B.

Live Oak Bancshares stock was originally listed at a price of $19.07 in Jul 23, 2015. If you had invested in Live Oak Bancshares stock at $19.07, your return over the last 8 years would have been 74.51%, for an annualized return of 7.21% (not including any dividends or dividend reinvestments).

How much is Live Oak Bancshares's stock price per share?

(NYSE: LOB) Live Oak Bancshares stock price per share is $33.28 today (as of Jun 21, 2024).

What is Live Oak Bancshares's Market Cap?

(NYSE: LOB) Live Oak Bancshares's market cap is $1.50B, as of Jun 23, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Live Oak Bancshares's market cap is calculated by multiplying LOB's current stock price of $33.28 by LOB's total outstanding shares of 44,969,300.
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