NYSE: LOBLive Oak Bancshares Inc Stock
$37.90+1.19 (+3.24%)
Updated Apr 19, 2024
LOB Price
$37.90
Fair Value Price
N/A
Market Cap
$1.70B
52 Week Low
$19.53
52 Week High
$47.22
P/E
22.69x
P/B
1.88x
P/S
4.99x
PEG
0.35x
Dividend Yield
0.32%
Revenue
$405.72M
Earnings
$73.90M
Gross Margin
100%
Operating Margin
20.42%
Profit Margin
18.2%
Debt to Equity
11.49
Operating Cash Flow
$620M
Beta
1.44
Next Earnings
Apr 25, 2024
Ex-Dividend
N/A
Next Dividend
N/A
LOB Overview
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
LOB ($37.90) is trading below its intrinsic value of $46.59, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
LOB is good value based on its earnings relative to its share price (22.69x), compared to the US market average (40.51x)
P/E vs Market Valuation
LOB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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Valuation
LOB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
22.69x
Industry
-10.33x
Market
40.51x
LOB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
LOB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
LOB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.88x
Industry
0.97x
LOB is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
LOB price to earnings growth (PEG)
For valuing profitable companies with growth potential
LOB is good value based... subscribe to Premium to read more.
PEG Value Valuation
LOB's financial health
Profit margin
Revenue
$110.7M
Net Income
$16.2M
Profit Margin
14.6%
LOB's Earnings (EBIT) of $82.83M... subscribe to Premium to read more.
Interest Coverage Financials
LOB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$11.3B
Liabilities
$10.4B
Debt to equity
11.49
LOB's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
LOB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$170.2M
Investing
-$388.5M
Financing
$266.0M
LOB's operating cash flow ($620.07M)... subscribe to Premium to read more.
Debt Coverage Financials
LOB vs Bank Stocks
Live Oak Bancshares Stock FAQ
Company
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