NYSE: LOB
Live Oak Bancshares Inc Earnings Dates, Reports, Calls

Live Oak Bancshares earnings were $132.3M for the trailing 12 months ending Jun 30, 2026, with 136.1% growth year over year. The latest LOB earnings report on Jun 30, 2026 announced Q2 2026 earnings of $34.7M, up 24.2% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, LOB reported annual earnings of $102.8M, with 32.7% growth. The next LOB earnings date is Oct 21, 2026.

LOB past earnings growth

How has LOB's earnings growth performed historically?

Company
136.07%
Industry
28.19%
Market
92%
LOB's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Industry Performance
LOB's earnings have grown slower... subscribe to Premium to read more.
Earnings Growth vs Market Performance
LOB's earnings growth is accelerating... subscribe to Premium to read more.
Accelerating Earnings Growth Performance

LOB earnings history

Current Revenue
$519.6M
Current Earnings
$132.3M
Current Profit Margin
25.5%
LOB's has demonstrated consistent long-term... subscribe to Premium to read more.
Long-term Earnings Growth Trend Performance

LOB Return on Equity

Current Company
10.5%
Current Industry
11.4%
Current Market
33.3%
LOB's Return on Equity (10.5%)... subscribe to Premium to read more.
High Return on Equity Performance

LOB Return on Assets

Current Company
0.9%
Current Industry
1.4%
LOB is generating lower Return... subscribe to Premium to read more.
Above Average Return on Assets Performance

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LOB Return on Capital Employed

Current Company
0%
Current Industry
0%

LOB vs Bank Stocks

TickerEBITDAEarningsY/Y EarningsEPS
LOB$214.55M$132.33M-6.12%$2.88
RBCAA$178.58M$128.00M+8.45%$6.57
GABC$197.17M$142.08M+5.16%$3.82
NBHC$156.74M$98.60M-7.10%$2.38
OCFC$80.03M$47.90M-10.13%$0.85

LOB earnings dates

Next earnings date
Oct 21, 2026

Live Oak Bancshares Earnings Reports & History FAQ

What were Live Oak Bancshares's earnings last quarter?

On LOB's earnings call on Jul 22, 2026, Live Oak Bancshares (NYSE: LOB) reported Q2 2026 earnings per share (EPS) of $0.75, up 47.06% year over year. Total LOB earnings for the quarter were $34.70 million. In the same quarter last year, Live Oak Bancshares's earnings per share (EPS) was $0.51.

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When does Live Oak Bancshares report earnings?

The next LOB earnings date is Oct 21, 2026. Add LOB to your watchlist to be reminded of Live Oak Bancshares's next earnings date.

Is Live Oak Bancshares profitable or losing money?

As of the last Live Oak Bancshares earnings report, Live Oak Bancshares is currently profitable. Live Oak Bancshares's net profit (also called net income) for the twelve months ending Jun 30, 2026 was $139.56 million, a 148.9% increase year over year.

What was LOB's earnings growth in the past year?

As of Live Oak Bancshares's earnings date in Jul 22, 2026, Live Oak Bancshares's earnings has grown 136.07% year over year. This is 107.88 percentage points higher than the US Banks - Regional industry earnings growth rate of 28.19%. LOB earnings in the past year totalled $132.33 million.

What are Live Oak Bancshares's earnings expectations?

The current EPS estimate for Live Oak Bancshares's earnings report in Oct 21, 2026 is $0.79.
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