How to Buy Live Oak Bancshares Stock
Live Oak Bancshares Inc
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States.
Live Oak Bancshares stock last closed at $40.98, up 0.61% from the previous day, and has increased 16.99% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.07 percentage points. Live Oak Bancshares stock is currently +39.48% from its 52-week low of $29.38, and -7.97% from its 52-week high of $44.53.
As of Aug 21, 2026, there are 46.28M LOB shares outstanding. The market value of LOB is $1.90B. In the past 24 hours, 218,000 LOB shares were traded.
How to Buy Live Oak Bancshares Stock
Not sure how to invest in Live Oak Bancshares stock? Here's how.
- Decide where to buy Live Oak Bancshares stock: You need to decide on a stock brokerage, but don't worry - we've sifted through dozens of stock brokerages and apps to help you decide where to buy Live Oak Bancshares stock.
- Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Fund your brokerage account: Select your method of payment and add your information.
- Analyze Live Oak Bancshares stock: The Live Oak Bancshares ticker symbol is LOB. Is Live Oak Bancshares stock a good investment? Should you buy shares of LOB? How do LOB's underlying business fundamentals look? Do top analysts think Live Oak Bancshares is a good buy? Why has LOB's stock price moved recently? (Hint: Our stock market research tools can help you decide if LOB is a good stock to buy).
- Place your LOB buy order: Decide if you will purchase LOB shares at the current market price or use a limit order to buy LOB stock at a given price.
- Get the latest scoop on your LOB position: Create a watchlist to track your position in Live Oak Bancshares shares.
Step 1: Decide where to buy Live Oak Bancshares stock
You need an online brokerage account in order to access the NYSE market and buy LOB stock.
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Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've picked the right brokerage, the next step is to fill out some personal information so you are able to invest in LOB today.
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Step 3: Fund your brokerage account
Now that you've filled out your info on our top ranked stock market app, you can securely and quickly fund your account:
Watch this video walkthrough for more details transferring funds into your new investment account.
Step 4: Analyze Live Oak Bancshares stock
Once you have figured out the best place to buy Live Oak Bancshares stock, it's very important to research their stock prior to investing, so you can comprehend the risk and upside.
Live Oak Bancshares shares quick numbers
LOB Fundamentals
WallStreetZen was designed to help part-time investors do better fundamental analysis.
You can view all of the due diligence checks on LOB's stock page.
Is LOB stock undervalued?
You can use many financial metrics, analyses, models, and charts to gauge LOB's intrinsic value.
Using relative valuations ratios:
- LOB could be overvalued based on its P/E ratio of 14.23x, relative to Banks - Regional industry P/E ratio of 14.13x
- LOB may be overvalued based on its P/B ratio of 1.44x, relative to Banks - Regional industry P/B ratio of 1.31x
- LOB could be overvalued based on its PEG ratio of 1.81x
You can access additional valuation analysis on LOB's stock here.
LOB Financial Overview
Passed Health Checks:
- Total LOB debt is lower than 5 years ago, relative to shareholder equity.
- LOB profit margin has gone up from 14.4% to 25.5% in the past year.
Failed Health Checks:
- LOB has a relatively high debt to equity ratio of 11.21.
Is it a good time to buy LOB stock, according to analysts?
Out of 5 Equities analysts who monitor LOB, the consensus analyst rating on LOB is a Buy
It's important to note that analyst ratings are not recommendations, nor are they investment advice.
You can dive deeper into what analysts are saying on the Live Oak Bancshares stock forecast page.
LOB Trading Indicators
LOB Earnings
Last year, LOB earnings were $132.33M. Over the last five year, LOB's earnings have grown by -6.12% per year. This was slower than the Banks - Regional industry average of 25.33%.
Last year, LOB revenue was $519.59M. In the past five year, LOB's revenue has grown by 6% per year. This was slower than the Banks - Regional industry average of 10.22%.
Learn more about LOB's earnings and revenue performance here.
Who is buying/selling LOB?
Over the last 12 months, insiders at LOB have sold more shares than they have bought.
James S. Mahan Iii, CEO of LOB, was the latest LOB insider to sell. They sold $405,280.00 worth of LOB shares on Aug 20, 2026.
Dig into more about who owns LOB stock here.
Can I rely on LOB as an income stream?
Live Oak Bancshares pays a dividend of 0.29%, compared to the Banks - Regional industry's average dividend yield of 2.53%. If you owned $1,000 worth of LOB stock, you would have been paid $2.93 in the past 12 months.
Live Oak Bancshares dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about Live Oak Bancshares dividend yield and history here.
LOB Social Trading Data
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Step 5: Place your LOB buy order
You have two primary types of orders:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are usually sufficient. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to be certain you're buying or selling at an exact price limit, use a limit order.
Hit the Open button and your broker will execute your order.
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Step 6: Get the latest scoop on your LOB position
Now that you own some shares in LOB, you'll want to stay up-to-date on your company.
Add LOB to a watchlist to track your LOB stock.
LOB Feed
How to Buy Stock in Live Oak Bancshares
To summarize, here are the 6 steps you need to take to buy Live Oak Bancshares stock right now:
- Decide where to buy Live Oak Bancshares stock
- Sign up for a brokerage account
- Fund your brokerage account
- Analyze Live Oak Bancshares stock
- Place your LOB buy order
- Get the latest scoop on your LOB position
If you are looking for a place to buy stocks, eToro is our favorite venue.
Get Started with eToro TodayIf you want to keep track of your investment in Live Oak Bancshares, get started below.
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