WallStreetZenWallStreetZen

How to Buy Live Oak Bancshares Stock

Live Oak Bancshares Inc

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States.

Live Oak Bancshares stock last closed at $47.08, up 1.75% from the previous day, and has increased 72.08% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.35 percentage points. Live Oak Bancshares stock is currently +80.31% from its 52-week low of $26.11, and -6.9% from its 52-week high of $50.57.

As of Oct 4, 2024, there are 45.04M LOB shares outstanding. The market value of LOB is $2.12B. In the past 24 hours, 96,352 LOB shares were traded.

How to Buy Live Oak Bancshares Stock

Not sure how to invest in Live Oak Bancshares stock? Here's how.
  1. Decide where to buy Live Oak Bancshares stock: You need to pick a stock brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you choose where to buy Live Oak Bancshares stock.
  2. Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
  3. Fund your brokerage account: Pick your method of payment and add your information.
  4. Analyze Live Oak Bancshares stock: The Live Oak Bancshares ticker symbol is LOB. Is Live Oak Bancshares stock a good investment? Should you buy shares of LOB? How do LOB's underlying business fundamentals look? Do top analysts think Live Oak Bancshares is a good buy? Why has LOB's stock price moved recently? (Hint: Our stock research tools can help you understand if LOB is a good stock to buy).
  5. Place your LOB buy order: Decide if you will purchase LOB shares at the current market price or use a limit order to purchase LOB shares at a given price.
  6. Get the latest scoop on your LOB position: Create a watchlist to key updates about your position in Live Oak Bancshares stock.

Step 1: Decide where to buy Live Oak Bancshares stock

You will need an online brokerage account to access the NYSE market and buy LOB stock.

A brokerage account is an investment account that allows you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

Our recommended brokerage: eToro

Based on our experience, eToro is the best brokerage. Here's why:

  • You can invest in stocks with 0% commissions: Invest without paying trading commissions.
  • Buy fractional shares: Even if you don't have the money to buy a full share, you can still buy the stock.
  • Access to world financial markets: From Tech to Real Estate, New York to Hong Kong — you can fill your portfolio with stocks from the globe's leading exchanges.
  • Social investing: eToro boasts a community with more than 20 million users around the world. Talk to, learn from, and copy the crypto trades of other investors.
  • Security: eToro is a regulated and licensed brokerage platform.
  • Buy other financial assets: Such as ETFs and cryptocurrencies.

Get $10 towards your stock purchase by opening an account with eToro now.

Open eToro Account
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.

Step 2: Sign up for a brokerage account

Now that you've selected the right brokerage, it's time to fill out some personal details so you are able to buy LOB today.

How to Open a New Brokerage Account on eToro

  1. Click here to get started.
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
  2. Enter your personal info to open your new brokerage account.
  1. Send your application by pressing the "Create Account" button.
  2. Get started with eToro today
    eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 3: Fund your brokerage account

Now that you've finished signing up on one of the most highly reviewed stock market apps, you can securely and quickly fund your account:

Watch the video below for more details transferring funds into your brokerage account.

Get started with eToro today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Step 4: Analyze Live Oak Bancshares stock

Once you have figured out the best place to buy Live Oak Bancshares stock, it's very important to analyze their stock before you invest, so you actually understand the risk and upside.

Live Oak Bancshares quick stats

LOB Price
$47.08
1w %
-0.76%
1y %
72.08%
5y %
162.72%
P/E
18.98x
P/B
2.21x
P/S
4.81x
PEG
2.68x
Revenue
$441.27M
Earnings
$110.51M
Fore. Rev. Growth
14.57%
Fore. Earn. Growth
7.86%
Market Cap
$2.12B
Next Earnings
Oct 23, 2024
Next Dividend
N/A

Live Oak Bancshares Overview

WallStreetZen was built to help everyday investors perform more accurate fundamental analysis.

You can view all of the due diligence checks on LOB's stock page.

What is the fair value of LOB stock?

Analysts use a variety of different financial metrics, analyses, models, and charts to gauge LOB's intrinsic value.

Using relative valuations metrics:

  • LOB may be overvalued based on its P/E ratio of 18.98x, relative to Banks - Regional industry P/E ratio of 12.01x
  • LOB could be overvalued based on its P/B ratio of 2.21x, relative to Banks - Regional industry P/B ratio of 1.12x
  • LOB could be overvalued based on its PEG ratio of 2.68x

You can access additional valuation analysis on LOB's stock here.

A look at LOB Cashflows and Balance Sheet

Passed Health Checks:

  • LOB's operating cash flow of $499.90M allows it to safely service it's debt of $117.75M.
  • LOB earnings of $118.41M is not enough to cover its interest payments.
  • LOB profit margin has gone up from 16% to 25% in the past year.

Failed Health Checks:

  • Total LOB debt is higher than 5 years ago, relative to shareholder equity.
  • LOB has a relatively high debt to equity ratio of 11.35.

Is it a good time to buy LOB stock, according to Wall Street analysts?

Out of 4 Equities analysts who track LOB, the consensus analyst rating on Live Oak Bancshares is a Buy

It's important to note that analyst ratings are not recommendations, nor are they financial advice.

You can dig deeper into what analysts are forecasting on the Live Oak Bancshares stock forecast page.

LOB Momentum

SMA10
46.83
SMA20
46.19
SMA50
43.39
SMA100
39.46
SMA200
39.41
MACD
1.1
MACD Signal
1.36
MACD Histogram
-0.27
RSI
58.88
Stochastic %K
30.85
Stochastic %D
38.58
StochRSI %K
8.1
StochRSI %D
6.85

LOB Growth Metrics

Last year, LOB earnings were $110.51M. In the past 5 year, LOB's earnings have increased by 25.39% per year. This was slower than the Banks - Regional industry average of 100.41%.

Last year, LOB revenue was $441.27M. In the past five year, LOB's revenue has grown by 19.86% per year. This was faster than the Banks - Regional industry average of 17.32%.

You can research LOB's earnings and revenue performance here.

Are LOB executives and large shareholders buying or selling the stock?

In the last year, executives and large shareholders at LOB have sold more shares than they have bought.

William C. Losch Iii, Chief Financial Officer of LOB, was the latest LOB insider to sell. They sold $944,794.40 worth of LOB stock on Aug 26, 2024.

Dig into more about who owns LOB stock here.

Does LOB stock generate passive income?

Live Oak Bancshares pays a dividend of 0.19%, compared to the Banks - Regional industry's average dividend yield of 3.31%. If you owned $1,000 worth of LOB stock, you would have been paid $1.91 last year.

Live Oak Bancshares dividend payments have consistently grown over the past decade but have not remained stable.

Dig into more info about Live Oak Bancshares dividend yield and history here.

LOB Social Trading Data

One of the reasons eToro is our highest-rated brokerage is because of its social trading community.

Click below to find out what other community members have to say.

Step 5: Place your LOB buy order

You have two main options:

  • Market order: A market order is an order to buy or sell a stock at the best available price.
    Market orders are generally fine for most investors.
  • Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
    If you want to ensure you're buying or selling at a specific price limit, use a limit order.

Click the Open Trade button and eToro will execute the order.

If you want additional assistance buying stocks on eToro, click the helpful video below:

Open eToro Account

Step 6: Get the latest scoop on your LOB position

Now that you own some LOB shares, you'll want to keep up with your new investment.

Make a watchlist to get notified of the latest news about your LOB stock.

LOB Feed

How to Buy Stock in Live Oak Bancshares

To summarize, here are the 6 steps for buying Live Oak Bancshares stock:

  1. Decide where to buy Live Oak Bancshares stock
  2. Sign up for a brokerage account
  3. Fund your brokerage account
  4. Analyze Live Oak Bancshares stock
  5. Place your LOB buy order
  6. Get the latest scoop on your LOB position

If you require a brokerage account, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you would like to watch your investment in Live Oak Bancshares, get started below.

NYSE: LOB
$47.08+0.81 (+1.75%)
Updated Oct 4, 2024
Open eToro Account
NYSE: LOB
$47.08+0.81 (+1.75%)
Updated Oct 4, 2024
Open eToro Account

FAQ

How much does it cost to buy one Live Oak Bancshares share?

As of Oct 4, 2024, it costs $47.08 to buy one share of Live Oak Bancshares stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.212 shares of LOB.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Live Oak Bancshares stock?

According to 4 Wall Street analysts who monitor Live Oak Bancshares, their consensus recommendation is to buy Live Oak Bancshares stock.

What is the best way to buy Live Oak Bancshares stock?

One way to place an order for Live Oak Bancshares stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.