Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States.
Live Oak Bancshares stock last closed at $47.08, up 1.75% from the previous day, and has increased 72.08% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.35 percentage points. Live Oak Bancshares stock is currently +80.31% from its 52-week low of $26.11, and -6.9% from its 52-week high of $50.57.
As of Oct 4, 2024, there are 45.04M LOB shares outstanding. The market value of LOB is $2.12B. In the past 24 hours, 96,352 LOB shares were traded.
How to Buy Live Oak Bancshares Stock
Not sure how to invest in Live Oak Bancshares stock? Here's how.
Decide where to buy Live Oak Bancshares stock: You need to pick a stock brokerage, but don't worry - we've analyzed dozens of online brokerages and apps to help you choose where to buy Live Oak Bancshares stock.
Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
Fund your brokerage account: Pick your method of payment and add your information.
Analyze Live Oak Bancshares stock: The Live Oak Bancshares ticker symbol is LOB. Is Live Oak Bancshares stock a good investment? Should you buy shares of LOB? How do LOB's underlying business fundamentals look? Do top analysts think Live Oak Bancshares is a good buy? Why has LOB's stock price moved recently? (Hint: Our stock research tools can help you understand if LOB is a good stock to buy).
Place your LOB buy order: Decide if you will purchase LOB shares at the current market price or use a limit order to purchase LOB shares at a given price.
Get the latest scoop on your LOB position: Create a watchlist to key updates about your position in Live Oak Bancshares stock.
Step 1: Decide where to buy Live Oak Bancshares stock
You will need an online brokerage account to access the NYSE market and buy LOB stock.
A brokerage account is an investment account that allows you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.
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Step 2: Sign up for a brokerage account
Now that you've selected the right brokerage, it's time to fill out some personal details so you are able to buy LOB today.
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Step 4: Analyze Live Oak Bancshares stock
Once you have figured out the best place to buy Live Oak Bancshares stock, it's very important to analyze their stock before you invest, so you actually understand the risk and upside.
Live Oak Bancshares quick stats
LOB Price
$47.08
1w %
-0.76%
1y %
72.08%
5y %
162.72%
P/E
18.98x
P/B
2.21x
P/S
4.81x
PEG
2.68x
Revenue
$441.27M
Earnings
$110.51M
Fore. Rev. Growth
14.57%
Fore. Earn. Growth
7.86%
Market Cap
$2.12B
Next Earnings
Oct 23, 2024
Next Dividend
N/A
Live Oak Bancshares Overview
WallStreetZen was built to help everyday investors perform more accurate fundamental analysis.
You can view all of the due diligence checks on LOB's stock page.
What is the fair value of LOB stock?
Analysts use a variety of different financial metrics, analyses, models, and charts to gauge LOB's intrinsic value.
Using relative valuations metrics:
LOB may be overvalued based on its P/E ratio of 18.98x, relative to Banks - Regional industry P/E ratio of 12.01x
LOB could be overvalued based on its P/B ratio of 2.21x, relative to Banks - Regional industry P/B ratio of 1.12x
LOB could be overvalued based on its PEG ratio of 2.68x
You can access additional valuation analysis on LOB's stock here.
A look at LOB Cashflows and Balance Sheet
Passed Health Checks:
LOB's operating cash flow of $499.90M allows it to safely service it's debt of $117.75M.
LOB earnings of $118.41M is not enough to cover its interest payments.
LOB profit margin has gone up from 16% to 25% in the past year.
Failed Health Checks:
Total LOB debt is higher than 5 years ago, relative to shareholder equity.
LOB has a relatively high debt to equity ratio of 11.35.
Is it a good time to buy LOB stock, according to Wall Street analysts?
Out of 4 Equities analysts who track LOB, the consensus analyst rating on Live Oak Bancshares is a Buy
It's important to note that analyst ratings are not recommendations, nor are they financial advice.
Last year, LOB earnings were $110.51M. In the past 5 year, LOB's earnings have increased by 25.39% per year. This was slower than the Banks - Regional industry average of 100.41%.
Last year, LOB revenue was $441.27M. In the past five year, LOB's revenue has grown by 19.86% per year. This was faster than the Banks - Regional industry average of 17.32%.
Live Oak Bancshares pays a dividend of 0.19%, compared to the Banks - Regional industry's average dividend yield of 3.31%. If you owned $1,000 worth of LOB stock, you would have been paid $1.91 last year.
Live Oak Bancshares dividend payments have consistently grown over the past decade but have not remained stable.
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Step 5: Place your LOB buy order
You have two main options:
Market order: A market order is an order to buy or sell a stock at the best available price. Market orders are generally fine for most investors.
Limit order: A limit order is an order to buy or sell a security at a specific price (or better). If you want to ensure you're buying or selling at a specific price limit, use a limit order.
Click the Open Trade button and eToro will execute the order.
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How much does it cost to buy one Live Oak Bancshares share?
As of Oct 4, 2024, it costs $47.08 to buy one share of Live Oak Bancshares stock.
Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $10, you can buy 0.212 shares of LOB.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.