NYSEMKT: OPHC
Optimumbank Holdings Inc Stock

$4.73-0.02 (-0.42%)
Updated Feb 14, 2025
OPHC Price
$4.73
Fair Value Price
N/A
Market Cap
$47.68M
52 Week Low
$3.90
52 Week High
$5.90
P/E
3.47x
P/B
0.51x
P/S
1.28x
PEG
0.04x
Dividend Yield
N/A
Revenue
$34.51M
Earnings
$11.72M
Gross Margin
100%
Operating Margin
45.63%
Profit Margin
34%
Debt to Equity
9.2
Operating Cash Flow
$10M
Beta
0.2
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

OPHC Overview

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine OPHC's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
OPHC
Ranked
#66 of 338

Top Ranked Stocks in Industry

View Top Bank Stocks

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OPHC News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OPHC scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

OPHC ($4.73) is trading below its intrinsic value of $43.59, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OPHC is good value based on its earnings relative to its share price (3.47x), compared to the US market average (37.92x)
P/E vs Market Valuation
OPHC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more OPHC due diligence checks available for Premium users.

Valuation

OPHC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
3.47x
Industry
33.03x
Market
37.92x
OPHC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OPHC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

OPHC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.51x
Industry
1.16x
OPHC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

OPHC price to earnings growth (PEG)

For valuing profitable companies with growth potential

OPHC is good value based... subscribe to Premium to read more.
PEG Value Valuation

OPHC's financial health

Profit margin

Revenue
$9.7M
Net Income
$3.3M
Profit Margin
34%
OPHC's Earnings (EBIT) of $15.75M... subscribe to Premium to read more.
Interest Coverage Financials
OPHC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$945.2M
Liabilities
$852.5M
Debt to equity
9.2
OPHC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
OPHC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$4.0M
Investing
-$16.8M
Financing
$40.3M
OPHC's operating cash flow ($9.99M)... subscribe to Premium to read more.
Debt Coverage Financials

OPHC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
OPHCC$47.68M-0.53%3.47x0.51x
CFSBC$49.31M-1.62%-753.00x0.65x
TCBSC$49.82M+1.52%-22.52x0.95x
FSEAC$49.96M+0.33%-5.69x0.76x
CLSTC$50.94M+0.43%-14.30x0.62x

Optimumbank Holdings Stock FAQ

What is Optimumbank Holdings's quote symbol?

(NYSEMKT: OPHC) Optimumbank Holdings trades on the NYSEMKT under the ticker symbol OPHC. Optimumbank Holdings stock quotes can also be displayed as NYSEMKT: OPHC.

If you're new to stock investing, here's how to buy Optimumbank Holdings stock.

What is the 52 week high and low for Optimumbank Holdings (NYSEMKT: OPHC)?

(NYSEMKT: OPHC) Optimumbank Holdings's 52-week high was $5.90, and its 52-week low was $3.90. It is currently -19.92% from its 52-week high and 21.15% from its 52-week low.

How much is Optimumbank Holdings stock worth today?

(NYSEMKT: OPHC) Optimumbank Holdings currently has 10,090,038 outstanding shares. With Optimumbank Holdings stock trading at $4.73 per share, the total value of Optimumbank Holdings stock (market capitalization) is $47.68M.

Optimumbank Holdings stock was originally listed at a price of $1,237.35 in Jun 23, 2003. If you had invested in Optimumbank Holdings stock at $1,237.35, your return over the last 21 years would have been -99.62%, for an annualized return of -23.29% (not including any dividends or dividend reinvestments).

How much is Optimumbank Holdings's stock price per share?

(NYSEMKT: OPHC) Optimumbank Holdings stock price per share is $4.73 today (as of Feb 14, 2025).

What is Optimumbank Holdings's Market Cap?

(NYSEMKT: OPHC) Optimumbank Holdings's market cap is $47.68M, as of Feb 18, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Optimumbank Holdings's market cap is calculated by multiplying OPHC's current stock price of $4.73 by OPHC's total outstanding shares of 10,090,038.
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