NYSEMKT: OPHCOptimumbank Holdings Inc Stock
$4.26-0.17 (-3.84%)
Updated Mar 14, 2025
OPHC Price
$4.26
Fair Value Price
N/A
Market Cap
$50.06M
52 Week Low
$4.00
52 Week High
$5.90
P/E
3.06x
P/B
0.49x
P/S
1.3x
PEG
N/A
Dividend Yield
N/A
Revenue
$37.09M
Earnings
$13.12M
Gross Margin
100%
Operating Margin
47.53%
Profit Margin
35.4%
Debt to Equity
8.04
Operating Cash Flow
$16M
Beta
0.15
Next Earnings
May 12, 2025
Ex-Dividend
N/A
Next Dividend
N/A
OPHC Overview
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine OPHC's potential to beat the market
- OPHC doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
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N/A
N/A
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
OPHC
RankedUnranked of 289
RankedUnranked of 289
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $33.04 | B | |
| $13.90 | B | |
| $30.13 | B |
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OPHC News
Overview
Due Diligence Score
–
Industry Average (32)
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Due Diligence Checks
OPHC was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
OPHC is good value based on its earnings relative to its share price (3.06x), compared to the US market average (3,446.57x)
P/E vs Market Valuation
OPHC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more OPHC due diligence checks available for Premium users.
Valuation
OPHC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
3.06x
Industry
12.68x
Market
3,446.57x
OPHC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OPHC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
OPHC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.49x
Industry
1.1x
OPHC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OPHC's financial health
Profit margin
Revenue
$9.7M
Net Income
$4.0M
Profit Margin
40.8%
OPHC's Earnings (EBIT) of $17.63M... subscribe to Premium to read more.
Interest Coverage Financials
OPHC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$932.9M
Liabilities
$829.7M
Debt to equity
8.04
OPHC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
OPHC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$6.0M
Investing
-$27.2M
Financing
-$16.7M
OPHC's operating cash flow ($15.61M)... subscribe to Premium to read more.
Debt Coverage Financials
OPHC vs Bank Stocks
Optimumbank Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.