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NASDAQ: FSEA
First Seacoast Bancorp Inc Stock

$8.46+0.26 (+3.17%)
Updated Mar 27, 2024
FSEA Price
$8.46
Fair Value Price
-$6.91
Market Cap
$42.93M
52 Week Low
$6.25
52 Week High
$9.38
P/E
-15.8x
P/B
0.64x
P/S
2.51x
PEG
N/A
Dividend Yield
N/A
Revenue
$13.62M
Earnings
-$2.59M
Gross Margin
100%
Operating Margin
-28.43%
Profit Margin
-19%
Debt to Equity
7.28
Operating Cash Flow
-$1M
Beta
0.33
Next Earnings
May 10, 2024
Ex-Dividend
N/A
Next Dividend
N/A

FSEA Overview

First Seacoast Bancorp operates as a holding company for First Seacoast Bank that provides various banking products and services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts; and time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family loans; acquisition, development, and land loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services. It operates through its wealth management office located in Dover, New Hampshire; four full-service banking offices in Strafford County, New Hampshire; and one full-service banking office in Rockingham County, New Hampshire. The company was founded in 1890 and is headquartered in Dover, New Hampshire. First Seacoast Bancorp is a subsidiary of First Seacoast Bancorp, MHC.

Zen Score

Industry Average (34)
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Due Diligence Checks

FSEA ($8.46) is overvalued by 222.35% relative to our estimate of its Fair Value price of -$6.91 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
FSEA ($8.46) is not significantly undervalued (222.35%) relative to our estimate of its Fair Value price of -$6.91 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FSEA is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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FSEA News

Valuation

FSEA fair value

Fair Value of FSEA stock based on Discounted Cash Flow (DCF)
Price
$8.46
Fair Value
-$6.91
Undervalued by
222.42%
FSEA ($8.46) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FSEA ($8.46) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FSEA is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FSEA price to earnings (PE)

For valuing profitable companies with steady earnings
Company
-15.8x
Industry
-10.57x
Market
44.45x

FSEA price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.64x
Industry
1.02x
FSEA is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FSEA's financial health

Profit margin

Revenue
$2.8M
Net Income
-$911.0k
Profit Margin
-33%
FSEA's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$557.2M
Liabilities
$489.9M
Debt to equity
7.28
FSEA's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$307.0k
Investing
-$8.4M
Financing
$8.6M

FSEA vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FSEA$42.93M+3.11%-15.80x0.64x
CPBI$42.36M+0.15%N/A0.54x
BCOW$41.30M-0.73%-8.24x0.59x
HFBL$40.43M0.00%8.63x0.77x
SHFS$46.13M+9.39%-0.41x1.71x

First Seacoast Bancorp Stock FAQ

What is First Seacoast Bancorp's quote symbol?

(NASDAQ: FSEA) First Seacoast Bancorp trades on the NASDAQ under the ticker symbol FSEA. First Seacoast Bancorp stock quotes can also be displayed as NASDAQ: FSEA.

If you're new to stock investing, here's how to buy First Seacoast Bancorp stock.

What is the 52 week high and low for First Seacoast Bancorp (NASDAQ: FSEA)?

(NASDAQ: FSEA) First Seacoast Bancorp's 52-week high was $9.38, and its 52-week low was $6.25. It is currently -9.86% from its 52-week high and 35.28% from its 52-week low.

How much is First Seacoast Bancorp stock worth today?

(NASDAQ: FSEA) First Seacoast Bancorp currently has 5,077,616 outstanding shares. With First Seacoast Bancorp stock trading at $8.46 per share, the total value of First Seacoast Bancorp stock (market capitalization) is $42.93M.

First Seacoast Bancorp stock was originally listed at a price of $11.67 in Jul 17, 2019. If you had invested in First Seacoast Bancorp stock at $11.67, your return over the last 4 years would have been -27.52%, for an annualized return of -7.73% (not including any dividends or dividend reinvestments).

How much is First Seacoast Bancorp's stock price per share?

(NASDAQ: FSEA) First Seacoast Bancorp stock price per share is $8.46 today (as of Mar 27, 2024).

What is First Seacoast Bancorp's Market Cap?

(NASDAQ: FSEA) First Seacoast Bancorp's market cap is $42.93M, as of Mar 28, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Seacoast Bancorp's market cap is calculated by multiplying FSEA's current stock price of $8.46 by FSEA's total outstanding shares of 5,077,616.
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