How to Buy Optimumbank Holdings Stock
Optimumbank Holdings Inc
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
Optimumbank Holdings stock last closed at $4.25, up 1.67% from the previous day, and has increased 35.78% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.17 percentage points. Optimumbank Holdings stock is currently +53.43% from its 52-week low of $2.77, and -13.53% from its 52-week high of $4.92.
At the moment, there are 7.87M OPHC shares outstanding. The market cap of OPHC is $33.44M. In the past 24 hours, 1061 OPHC shares were traded.
How to Buy Optimumbank Holdings Stock
Wondering how to invest in Optimumbank Holdings stock? Here's how.
- Decide where to buy Optimumbank Holdings stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you decide where to buy Optimumbank Holdings stock.
- Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit funds into your investment account: Choose your payment method and add your details.
- Evaluate Optimumbank Holdings stock: The Optimumbank Holdings ticker symbol is OPHC. Is Optimumbank Holdings stock a good investment? Should you buy shares of OPHC? How do OPHC's underlying business fundamentals look? Do top analysts think Optimumbank Holdings is a good buy? Why has OPHC's stock price moved recently? (Hint: Our stock research website can help you evaluate if OPHC is a good stock to buy).
- Make your OPHC trade: Decide if you will purchase OPHC shares at the current market price or use a limit order to purchase OPHC stock at a particular price.
- Get the latest news on your investment in OPHC: Create a watchlist to important updates regarding your position in Optimumbank Holdings shares.
Step 1: Decide where to buy Optimumbank Holdings stock
You need an online brokerage account in order to access the NASDAQ market and buy OPHC shares.
Our preferred brokerage: eToro
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- Social investing: eToro boasts a community of more than 20 million users globally. Talk to, learn from, and copy the crypto trades of other investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other assets: Such as ETFs and cryptocurrencies.
Get $10 towards your stock purchase by creating an account with eToro now.
Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've picked the right brokerage, you need to fill out some personal details so you are able to invest in OPHC stock today.
How to Create a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal data to start a new trading account.
- Submit your details by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you've created your account on the best stock trading app, you need to deposit funds:
Check out the walkthrough below for more details depositing funds into your new brokerage account.
Step 4: Evaluate Optimumbank Holdings stock
After you have selected the best place to buy Optimumbank Holdings stock, it's crucial to evaluate their stock prior to buying, so you can comprehend the risk as well as the opportunity.
Optimumbank Holdings stock data
Optimumbank Holdings Zen Score
WallStreetZen was built to help average investors perform more accurate fundamental analysis quickly.
You can see all of the due diligence checks on OPHC's stock page.
Is OPHC stock overvalued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge OPHC's fair value.
Using relative valuations ratios:
- OPHC may be undervalued based on its P/E ratio of 4.89x, relative to Banks - Regional industry P/E ratio of -9.61x
- OPHC could be undervalued based on its P/B ratio of 0.48x, relative to Banks - Regional industry P/B ratio of 0.99x
- OPHC may be undervalued based on its PEG ratio of 0.64x
You can do additional valuation research on OPHC's stock here.
How do OPHC Financials look?
Signs that OPHC is financially healthy:
- OPHC profit margin has gone up from 26.2% to 27.2% in the past year.
- OPHC earnings of $8.46M is not enough to cover its interest payments.
- Total OPHC debt is lower than 5 years ago, relative to shareholder equity.
Signs that OPHC is not financially healthy:
- OPHC has a relatively high debt to equity ratio of 10.3.
- OPHC's operating cash flow of $6.88M allows it to safely service it's debt of $77.85M.
OPHC Momentum
OPHC Performance Numbers
Last year, OPHC earnings were $6.28M. During the past five year, OPHC's earnings have gone up by 10.42% per year. This was slower than the Banks - Regional industry average of 17.16%.
Last year, OPHC revenue was $23.12M. In the last 5 year, OPHC's revenue has increased by 36.47% per year. This was faster than the Banks - Regional industry average of 7.44%.
Find out more about OPHC's earnings and revenue performance here.
What are OPHC insiders up to?
Over the last year, insiders at OPHC have sold more shares than they have bought.
Timothy Terry, PEO of OPHC, was the latest OPHC insider to sell. They sold $27,514.90 worth of OPHC stock on Nov 14, 2023.
Dig into more about who owns OPHC stock here.
Does OPHC stock generate passive income?
No, Optimumbank Holdings doesn't provide an income stream by paying out dividends.
What others are saying about OPHC
One of the major reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to see what other community members have to say.
Step 5: Make your OPHC trade
You have two main options:
- Market order: A market order is an order to buy or sell a security at the best available price.
Market orders are usually fine. - Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
If you want to be certain you're buying or selling at a specific dollar amount, place a limit order.
Press the Open button and eToro will place the order.
If you want more help with buying stocks on eToro, click the helpful video below:
Step 6: Get the latest news on your investment in OPHC
Now that you own some OPHC shares, you'll want to stay up-to-date on your new stock purchase.
Create a watchlist to get notified of the latest news about your OPHC stock.
OPHC Feed
How to Buy Stock in Optimumbank Holdings
To reiterate, here are the 6 steps to buy Optimumbank Holdings stock:
- Decide where to buy Optimumbank Holdings stock
- Sign up for a brokerage account
- Deposit funds into your investment account
- Evaluate Optimumbank Holdings stock
- Make your OPHC trade
- Get the latest news on your investment in OPHC
If you require a brokerage account, eToro is our favorite venue.
Get Started with eToro TodayIf you want to monitor your new investment in Optimumbank Holdings, add OPHC to your watchlist below.
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