How to Buy Optimumbank Holdings Stock
Optimumbank Holdings Inc
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.
Optimumbank Holdings stock last closed at $4.09, up 0.25% from the previous day, and has decreased 14.08% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.16 percentage points. Optimumbank Holdings stock is currently +15.86% from its 52-week low of $3.53, and -30.68% from its 52-week high of $5.90.
At the moment, there are 11.75M OPHC shares outstanding. The market cap of OPHC is $48.06M. In the past 24 hours, 8800 OPHC shares were traded.
How to Buy Optimumbank Holdings Stock
Wondering how to invest in Optimumbank Holdings stock? Here's how.
- Decide where to buy Optimumbank Holdings stock: You need to pick a stock brokerage, but don't worry - we've tried dozens of online stock brokerages and apps to help you decide where to buy Optimumbank Holdings stock.
- Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit funds into your investment account: Choose your payment method and add your details.
- Evaluate Optimumbank Holdings stock: The Optimumbank Holdings ticker symbol is OPHC. Is Optimumbank Holdings stock a good investment? Should you buy shares of OPHC? How do OPHC's underlying business fundamentals look? Do top analysts think Optimumbank Holdings is a good buy? Why has OPHC's stock price moved recently? (Hint: Our stock research website can help you evaluate if OPHC is a good stock to buy).
- Make your OPHC trade: Decide if you will purchase OPHC shares at the current market price or use a limit order to purchase OPHC stock at a particular price.
- Get the latest news on your investment in OPHC: Create a watchlist to important updates regarding your position in Optimumbank Holdings shares.
Step 1: Decide where to buy Optimumbank Holdings stock
You need an online brokerage account in order to access the NYSEMKT market and buy OPHC shares.
Our preferred brokerage: eToro
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Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've picked the right brokerage, you need to fill out some personal details so you are able to invest in OPHC stock today.
How to Create a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal data to start a new trading account.
- Submit your details by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your investment account
Now that you've created your account on the best stock trading app, you need to deposit funds:
Check out the walkthrough below for more details depositing funds into your new brokerage account.
Step 4: Evaluate Optimumbank Holdings stock
After you have selected the best place to buy Optimumbank Holdings stock, it's crucial to evaluate their stock prior to buying, so you can comprehend the risk as well as the opportunity.
Optimumbank Holdings stock data
Optimumbank Holdings Due Diligence Score
WallStreetZen was built to help average investors perform more accurate fundamental analysis quickly.
You can see all of the due diligence checks on OPHC's stock page.
Is OPHC stock overvalued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge OPHC's fair value.
Using relative valuations ratios:
- OPHC may be undervalued based on its P/E ratio of 2.92x, relative to Banks - Regional industry P/E ratio of 12.33x
- OPHC could be undervalued based on its P/B ratio of 0.45x, relative to Banks - Regional industry P/B ratio of 1.22x
You can do more valuation analysis on OPHC's stock here.
Is OPHC a healthy company?
Signs that OPHC is financially healthy:
- Total OPHC debt is lower than 5 years ago, relative to shareholder equity.
- OPHC profit margin has gone up from 28.8% to 36.6% in the past year.
- OPHC earnings of $19.61M is not enough to cover its interest payments.
- OPHC's operating cash flow of $16.20M allows it to safely service it's debt of $12.75M.
Signs that OPHC is not financially healthy:
- OPHC has a relatively high debt to equity ratio of 8.05.
You can dive deeper into what analysts are forecasting on the Optimumbank Holdings stock forecast page.
OPHC Momentum
OPHC Performance Numbers
Last year, OPHC earnings were $14.62M. Over the last 3 year, OPHC's earnings have grown by -53.9% per year. This was slower than the Banks - Regional industry average of 35.84%.
Last year, OPHC revenue was $39.98M. Over the past five year, OPHC's revenue has gone up by 62.91% per year. This was faster than the Banks - Regional industry average of 12.19%.
You can analyze OPHC's earnings and revenue performance here.
Who is buying/selling OPHC?
Over the last 12 months, insiders at OPHC have bought more shares than they have sold.
Moishe Gubin, Director of OPHC, was the latest OPHC insider to buy. They bought $1,195.92 worth of OPHC shares on Jun 11, 2025.
Dig into more about who owns OPHC stock here.
Does OPHC stock generate passive income?
No, Optimumbank Holdings doesn't provide an income stream by paying out dividends.
Get analysis from other investors
One of the reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to find out what other investors have to say.
Step 5: Make your OPHC trade
You have two main order types:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are usually sufficient. - Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at a specific dollar amount limit, place a limit order.
Press the Open button and eToro will place the order.
If you need additional assistance buying stocks on eToro, watch the helpful video below:
Step 6: Get the latest news on your investment in OPHC
Now that you own some shares in OPHC, you'll want to stay up-to-date on your new investment.
Add OPHC to a watchlist to track the latest developments regarding your OPHC stock.
OPHC Feed
How to Buy Stock in Optimumbank Holdings
To summarize, here are the 6 steps to buy stock in Optimumbank Holdings:
- Decide where to buy Optimumbank Holdings stock
- Sign up for a brokerage account
- Deposit funds into your investment account
- Evaluate Optimumbank Holdings stock
- Make your OPHC trade
- Get the latest news on your investment in OPHC
If you need a brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you want to monitor your investment in Optimumbank Holdings, add OPHC to your watchlist by clicking the button below.
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