NYSEMKT: OPHC
Optimumbank Holdings Inc Earnings Dates, Reports, Calls

Optimumbank Holdings earnings were $20.5M for the trailing 12 months ending Jun 30, 2026, with 17% growth year over year. The latest OPHC earnings report on Jun 30, 2026 announced Q2 2026 earnings of $6.7M, up 42.7% from last quarter. For the last reported fiscal year 2025 ending Dec 31, 2025, OPHC reported annual earnings of $16.6M, with 26.9% growth. The next OPHC earnings date is Nov 9, 2026.

OPHC past earnings growth

How has OPHC's earnings growth performed historically?

Company
17.04%
Industry
28.35%
Market
92.59%
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Earnings Growth vs Industry Performance
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Earnings Growth vs Market Performance
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Accelerating Earnings Growth Performance

OPHC earnings history

Current Revenue
$56.9M
Current Earnings
$20.5M
Current Profit Margin
36%

OPHC Return on Equity

Current Company
16.4%
Current Industry
11.4%
Current Market
31%
OPHC's Return on Equity (16.4%)... subscribe to Premium to read more.
High Return on Equity Performance

OPHC Return on Assets

Current Company
1.7%
Current Industry
1.4%
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Above Average Return on Assets Performance

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OPHC Return on Capital Employed

Current Company
0%
Current Industry
0%

OPHC vs Bank Stocks

TickerEBITDAEarningsY/Y EarningsEPS
OPHC$28.18M$20.49M+51.19%$1.58
PROV$13.50M$6.66M+0.59%$1.04
UNB$15.12M$12.11M-3.26%$2.61
BSBK$3.42M$2.59M-14.80%$0.22
RVSB-$2.02M-$3.87MN/A-$0.19

OPHC earnings dates

Next earnings date
Nov 9, 2026

Optimumbank Holdings Earnings Reports & History FAQ

What were Optimumbank Holdings's earnings last quarter?

On OPHC's earnings call on Aug 14, 2026, Optimumbank Holdings (NYSEMKT: OPHC) reported Q2 2026 earnings per share (EPS) of $0.40, up 29.03% year over year. Total OPHC earnings for the quarter were $6.66 million. In the same quarter last year, Optimumbank Holdings's earnings per share (EPS) was $0.31.

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When does Optimumbank Holdings report earnings?

The next OPHC earnings date is Nov 9, 2026. Add OPHC to your watchlist to be reminded of Optimumbank Holdings's next earnings date.

Is Optimumbank Holdings profitable or losing money?

As of the last Optimumbank Holdings earnings report, Optimumbank Holdings is currently profitable. Optimumbank Holdings's net profit (also called net income) for the twelve months ending Jun 30, 2026 was $20.49 million, a 39.18% increase year over year.

What was OPHC's earnings growth in the past year?

As of Optimumbank Holdings's earnings date in Aug 14, 2026, Optimumbank Holdings's earnings has grown 17.04% year over year. This is 11.32 percentage points lower than the US Banks - Regional industry earnings growth rate of 28.35%. OPHC earnings in the past year totalled $20.49 million.

What are Optimumbank Holdings's earnings expectations?

The current EPS estimate for Optimumbank Holdings's earnings report in Nov 9, 2026 is $0.25.
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