NASDAQ: BAFNBayfirst Financial Corp Stock
$19.00+0.32 (+1.71%)
Updated Mar 21, 2025
BAFN Price
$19.00
Fair Value Price
$25.06
Market Cap
$78.53M
52 Week Low
$10.40
52 Week High
$19.75
P/E
26.03x
P/B
0.77x
P/S
0.71x
PEG
N/A
Dividend Yield
0.84%
Revenue
$76.22M
Earnings
$4.48M
Gross Margin
100%
Operating Margin
8.17%
Profit Margin
3.9%
Debt to Equity
11.17
Operating Cash Flow
$420M
Beta
0.21
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
BAFN Overview
BayFirst Financial Corp. is the bank holding company for First Home Bank, providing commercial and consumer banking services. Offerings include checking and savings accounts, home loans and home equity lines of credit, and business loans. First Home Bank has seven full-service locations and 23 mortgage loan offices. BayFirst Financial was founded in 1999 and is headquartered in Saint Petersburg, FL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine BAFN's potential to beat the market
- BAFN doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
BAFN
RankedUnranked of 292
RankedUnranked of 292
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $29.50 | B | |
| $34.09 | B | |
| $13.96 | B |
Be the first to know about important BAFN news, forecast changes, insider trades & much more!
BAFN News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BAFN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
BAFN ($19.00) is undervalued by 24.2% relative to our estimate of its Fair Value price of $25.06 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
BAFN ($19.00) is significantly undervalued by 24.2% relative to our estimate of its Fair Value price of $25.06 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
BAFN was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more BAFN due diligence checks available for Premium users.
Valuation
BAFN fair value
Fair Value of BAFN stock based on Discounted Cash Flow (DCF)
Price
$19.00
Fair Value
$25.06
Undervalued by
24.20%
BAFN ($19.00) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BAFN ($19.00) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BAFN was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
BAFN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
26.03x
Industry
12.99x
Market
31.55x
BAFN is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BAFN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
BAFN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.77x
Industry
1.12x
BAFN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
BAFN's financial health
Profit margin
Revenue
$18.6M
Net Income
$1.1M
Profit Margin
4%
BAFN's Earnings (EBIT) of $6.23M... subscribe to Premium to read more.
Interest Coverage Financials
BAFN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.2B
Liabilities
$1.1B
Debt to equity
11.17
BAFN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$90.8M
Investing
-$111.1M
Financing
$24.0M
BAFN's operating cash flow ($420.32M)... subscribe to Premium to read more.
Debt Coverage Financials
BAFN vs Bank Stocks
Bayfirst Financial Stock FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterWallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.