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NASDAQ: MNSB
Mainstreet Bancshares Inc Stock

$28.89+0.14 (+0.49%)
Updated Jan 27, 2023
MNSB Price
$28.89
Fair Value Price
$35.43
Market Cap
$214.80M
52 Week Low
$20.77
52 Week High
$30.98
P/E
10.03x
P/B
1.13x
P/S
2.52x
PEG
0.16x
Dividend Yield
0.87%
Revenue
$67.10M
Earnings
$23.91M
Gross Margin
100%
Operating Margin
44.76%
Profit Margin
32.4%
Debt to Equity
8.79
Operating Cash Flow
$27M
Beta
0.7
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

MNSB Overview

MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. The company offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, remote deposit capture, and courier services. It also provides commercial loans, including government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, the company provides deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. As of March 18, 2022, it operated six branches in Herndon, Fairfax, McLean, Leesburg, Clarendon, and Washington D.C., as well as 55,000 automated teller machines. MainStreet Bancshares, Inc. was incorporated in 2003 and is headquartered in Fairfax, Virginia.

Zen Score

Industry Average (36)
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Due Diligence Checks

MNSB ($28.89) is undervalued by 18.47% relative to our estimate of its Fair Value price of $35.43 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
MNSB ($28.89) is not significantly undervalued (18.47%) relative to our estimate of its Fair Value price of $35.43 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
MNSB ($28.89) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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MNSB News

Valuation

MNSB fair value

Fair Value of MNSB stock based on Discounted Cash Flow (DCF)
Price
$28.89
Fair Value
$35.43
Undervalued by
18.47%
MNSB ($28.89) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MNSB ($28.89) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MNSB ($28.89) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

MNSB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
10.03x
Industry
20.14x
Market
23.59x
MNSB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MNSB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

MNSB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.13x
Industry
1.17x
MNSB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MNSB price to earnings growth (PEG)

For valuing profitable companies with growth potential
MNSB is good value based... subscribe to Premium to read more.
PEG Value Valuation

MNSB's financial health

Profit margin

Revenue
$19.4M
Net Income
$7.7M
Profit Margin
37%
MNSB's Earnings (EBIT) of $30.03M... subscribe to Premium to read more.
Interest Coverage Financials
MNSB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.9B
Liabilities
$1.7B
Debt to equity
8.79
MNSB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$8.9M
Investing
-$57.0M
Financing
$50.2M
MNSB's operating cash flow ($26.89M)... subscribe to Premium to read more.
Debt Coverage Financials

MNSB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
MNSB$214.80M+0.49%10.03x1.13x
CALB$214.05M+9.74%12.85x1.30x
VBNK$213.88M+1.03%13.22x0.81x
WNEB$213.78M-0.62%9.18x1.01x
TBNK$216.91M-0.92%12.59x0.84x

Mainstreet Bancshares Stock FAQ

What is Mainstreet Bancshares's quote symbol?

NASDAQ: MNSB) Mainstreet Bancshares trades on the NASDAQ under the ticker symbol MNSB. Mainstreet Bancshares stock quotes can also be displayed as NASDAQ: MNSB.

If you're new to stock investing, here's how to buy Mainstreet Bancshares stock.

What is the 52 week high and low for Mainstreet Bancshares (NASDAQ: MNSB)?

(NASDAQ: MNSB) Mainstreet Bancshares's 52-week high was $30.98, and its 52-week low was $20.77. It is currently -6.75% from its 52-week high and 39.09% from its 52-week low.

How much is Mainstreet Bancshares stock worth today?

(NASDAQ: MNSB) Mainstreet Bancshares currently has 7,435,193 outstanding shares. With Mainstreet Bancshares stock trading at $28.89 per share, the total value of Mainstreet Bancshares stock (market capitalization) is $214.80M.

Mainstreet Bancshares stock was originally listed at a price of $22.10 in Apr 23, 2019. If you had invested in Mainstreet Bancshares stock at $22.10, your return over the last 3 years would have been 30.72%, for an annualized return of 9.34% (not including any dividends or dividend reinvestments).

How much is Mainstreet Bancshares's stock price per share?

(NASDAQ: MNSB) Mainstreet Bancshares stock price per share is $28.89 today (as of Jan 27, 2023).

What is Mainstreet Bancshares's Market Cap?

(NASDAQ: MNSB) Mainstreet Bancshares's market cap is $214.80M, as of Jan 30, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Mainstreet Bancshares's market cap is calculated by multiplying MNSB's current stock price of $28.89 by MNSB's total outstanding shares of 7,435,193.
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