NASDAQ: SHBI
Shore Bancshares Inc Stock

$23.34+0.20 (+0.86%)
Updated Aug 21, 2026
SHBI Price
$23.34
Fair Value Price
$34.62
Market Cap
$778.91M
52 Week Low
$14.93
52 Week High
$24.89
P/E
11.85x
P/B
1.26x
P/S
3.34x
PEG
1.62x
Dividend Yield
1.63%
Revenue
$230.21M
Earnings
$66.19M
Gross Margin
100%
Operating Margin
38.06%
Profit Margin
28.8%
Debt to Equity
8.99
Operating Cash Flow
$90M
Beta
0.7
Next Earnings
Oct 22, 2026
Ex-Dividend
N/A
Next Dividend
N/A

SHBI Overview

Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of credit, as well as other consumer financing products. In addition, the company offers trust, wealth management, and financial planning services; treasury management services, such as merchant card processing, remote deposit capture, and ACH origination, as well as telephone, mobile, and Internet banking services; safe deposit boxes; debit and credit cards; and automatic teller machine services. Shore Bancshares, Inc. was founded in 1876 and is headquartered in Easton, Maryland.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine SHBI's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
SHBI
Ranked
#84 of 286

Top Ranked Stocks in Industry

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SHBI News

Overview

Due Diligence Score

Industry Average (37)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how SHBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

SHBI ($23.34) is undervalued by 32.58% relative to our estimate of its Fair Value price of $34.62 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
SHBI ($23.34) is significantly undervalued by 32.58% relative to our estimate of its Fair Value price of $34.62 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
SHBI ($23.34) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more SHBI due diligence checks available for Premium users.

Valuation

SHBI fair value

Fair Value of SHBI stock based on Discounted Cash Flow (DCF)

Price
$23.34
Fair Value
$34.62
Undervalued by
32.58%
SHBI ($23.34) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SHBI ($23.34) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SHBI ($23.34) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SHBI price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.85x
Industry
14.13x
Market
18.35x
SHBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SHBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

SHBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.26x
Industry
1.31x
SHBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SHBI price to earnings growth (PEG)

For valuing profitable companies with growth potential

SHBI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

SHBI's financial health

Profit margin

Revenue
$60.9M
Net Income
$18.9M
Profit Margin
31%
SHBI's Earnings (EBIT) of $87.61M... subscribe to Premium to read more.
Interest Coverage Financials
SHBI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$6.2B
Liabilities
$5.5B
Debt to equity
8.99
SHBI's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SHBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.6M
Investing
-$23.2M
Financing
-$67.6M
SHBI's operating cash flow ($90.09M)... subscribe to Premium to read more.
Debt Coverage Financials

SHBI vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
SHBIC$778.91M+0.86%11.85x1.26x
HTBC$779.57M-0.02%12.13x1.30x
TCBXC$757.63M+0.44%9.66x1.13x
WASHC$757.44M+0.86%13.69x1.37x
PGCC$808.04M+0.91%15.56x1.13x

Shore Bancshares Stock FAQ

What is Shore Bancshares's quote symbol?

(NASDAQ: SHBI) Shore Bancshares trades on the NASDAQ under the ticker symbol SHBI. Shore Bancshares stock quotes can also be displayed as NASDAQ: SHBI.

If you're new to stock investing, here's how to buy Shore Bancshares stock.

What is the 52 week high and low for Shore Bancshares (NASDAQ: SHBI)?

(NASDAQ: SHBI) Shore Bancshares's 52-week high was $24.89, and its 52-week low was $14.93. It is currently -6.23% from its 52-week high and 56.38% from its 52-week low.

How much is Shore Bancshares stock worth today?

(NASDAQ: SHBI) Shore Bancshares currently has 33,372,276 outstanding shares. With Shore Bancshares stock trading at $23.34 per share, the total value of Shore Bancshares stock (market capitalization) is $778.91M.

Shore Bancshares stock was originally listed at a price of $10.00 in Apr 9, 2001. If you had invested in Shore Bancshares stock at $10.00, your return over the last 25 years would have been 133.4%, for an annualized return of 3.45% (not including any dividends or dividend reinvestments).

How much is Shore Bancshares's stock price per share?

(NASDAQ: SHBI) Shore Bancshares stock price per share is $23.34 today (as of Aug 21, 2026).

What is Shore Bancshares's Market Cap?

(NASDAQ: SHBI) Shore Bancshares's market cap is $778.91M, as of Aug 23, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Shore Bancshares's market cap is calculated by multiplying SHBI's current stock price of $23.34 by SHBI's total outstanding shares of 33,372,276.
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