NASDAQ: OVBCOhio Valley Banc Corp Stock
$42.80+0.66 (+1.57%)
Updated Jul 27, 2026
OVBC Price
$42.80
Fair Value Price
$31.27
Market Cap
$201.63M
52 Week Low
$31.61
52 Week High
$54.96
P/E
13.05x
P/B
1.18x
P/S
3.24x
PEG
4.26x
Dividend Yield
2.24%
Revenue
$63.85M
Earnings
$15.49M
Gross Margin
100%
Operating Margin
30%
Profit Margin
24.3%
Debt to Equity
8.79
Operating Cash Flow
$25M
Beta
0.18
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
Aug 10, 2026
OVBC Overview
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit box, wire transfer, credit card, home equity loans, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. The company owns and operates ATMs, including off-site ATMs. It operates offices in Ohio and West Virginia. The company was founded in 1872 and is based in Gallipolis, Ohio.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine OVBC's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
OVBC
Ranked#102 of 288
Ranked#102 of 288
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $92.19 | A | |
| $30.16 | B | |
| $59.61 | B |
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OVBC News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how OVBC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
OVBC ($42.80) is overvalued by 36.85% relative to our estimate of its Fair Value price of $31.27 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
OVBC ($42.80) is not significantly undervalued (36.85%) relative to our estimate of its Fair Value price of $31.27 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
OVBC ($42.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more OVBC due diligence checks available for Premium users.
Valuation
OVBC fair value
Fair Value of OVBC stock based on Discounted Cash Flow (DCF)
Price
$42.80
Fair Value
$31.27
Overvalued by
36.85%
OVBC ($42.80) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
OVBC ($42.80) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
OVBC ($42.80) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
OVBC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.05x
Industry
13.88x
Market
14.17x
OVBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
OVBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
OVBC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.18x
Industry
1.34x
OVBC is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
OVBC price to earnings growth (PEG)
For valuing profitable companies with growth potential
OVBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
OVBC's financial health
Profit margin
Revenue
$16.6M
Net Income
$4.3M
Profit Margin
26%
OVBC's Earnings (EBIT) of $19.15M... subscribe to Premium to read more.
Interest Coverage Financials
OVBC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.7B
Liabilities
$1.5B
Debt to equity
8.79
OVBC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
OVBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$7.2M
Investing
-$19.4M
Financing
$91.6M
OVBC's operating cash flow ($24.78M)... subscribe to Premium to read more.
Debt Coverage Financials
OVBC vs Bank Stocks
Ohio Valley Banc Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.