NASDAQ: FSFGFirst Savings Financial Group Inc Stock
$15.05+0.30 (+2.03%)
Updated Apr 17, 2024
FSFG Price
$15.05
Fair Value Price
N/A
Market Cap
$103.59M
52 Week Low
$11.74
52 Week High
$18.54
P/E
16.72x
P/B
0.63x
P/S
1.43x
PEG
N/A
Dividend Yield
3.79%
Revenue
$80.32M
Earnings
$6.22M
Gross Margin
100%
Operating Margin
7.06%
Profit Margin
7.7%
Debt to Equity
13.03
Operating Cash Flow
$99M
Beta
0.46
Next Earnings
Apr 25, 2024
Ex-Dividend
N/A
Next Dividend
N/A
FSFG Overview
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
FSFG was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FSFG is good value based on its earnings relative to its share price (16.72x), compared to the US market average (41.64x)
P/E vs Market Valuation
FSFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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FSFG News
Valuation
FSFG fair value
Fair Value of FSFG stock based on Discounted Cash Flow (DCF)
Price
$15.05
Fair Value
$12.44
Overvalued by
21.02%
FSFG was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FSFG price to earnings (PE)
For valuing profitable companies with steady earnings
Company
16.72x
Industry
-10.51x
Market
41.64x
FSFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FSFG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FSFG price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.63x
Industry
0.95x
FSFG is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FSFG's financial health
Profit margin
Revenue
$16.5M
Net Income
$920.0k
Profit Margin
5.6%
FSFG's Earnings (EBIT) of $5.67M... subscribe to Premium to read more.
Interest Coverage Financials
FSFG's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.3B
Liabilities
$2.1B
Debt to equity
13.03
FSFG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FSFG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$82.9M
Investing
-$74.5M
Financing
-$6.0M
FSFG's operating cash flow ($98.94M)... subscribe to Premium to read more.
Debt Coverage Financials
FSFG vs Bank Stocks
First Savings Financial Group Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.