NASDAQ: FSFGFirst Savings Financial Group Inc Stock
$27.42+0.21 (+0.77%)
Updated Aug 29, 2025
FSFG Price
$27.42
Fair Value Price
$3.60
Market Cap
$191.30M
52 Week Low
$21.63
52 Week High
$30.94
P/E
8.7x
P/B
1.04x
P/S
2.18x
PEG
N/A
Dividend Yield
2.26%
Revenue
$79.08M
Earnings
$21.56M
Gross Margin
100%
Operating Margin
30.48%
Profit Margin
27.3%
Debt to Equity
12.15
Operating Cash Flow
-$25M
Beta
0.28
Next Earnings
Oct 23, 2025
Ex-Dividend
Sep 15, 2025
Next Dividend
Sep 30, 2025
FSFG Overview
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile loans, home equity lines of credit, unsecured loans, and loans secured by deposits. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. The company operates 15 branches. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FSFG's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
FSFG
Ranked#27 of 294
Ranked#27 of 294
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $39.72 | A | |
| $42.28 | B | |
| $17.18 | B |
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FSFG News
Overview
Due Diligence Score
–
Industry Average (36)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FSFG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FSFG ($27.42) is overvalued by 661.12% relative to our estimate of its Fair Value price of $3.60 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
FSFG ($27.42) is not significantly undervalued (661.12%) relative to our estimate of its Fair Value price of $3.60 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FSFG is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more FSFG due diligence checks available for Premium users.
Valuation
FSFG fair value
Fair Value of FSFG stock based on Discounted Cash Flow (DCF)
Price
$27.42
Fair Value
$3.60
Overvalued by
661.12%
FSFG ($27.42) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FSFG ($27.42) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FSFG is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
FSFG price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.7x
Industry
11.99x
Market
35.22x
FSFG is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FSFG is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
FSFG price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.04x
Industry
1.24x
FSFG is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FSFG's financial health
Profit margin
Revenue
$20.8M
Net Income
$6.2M
Profit Margin
29.6%
FSFG's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.4B
Liabilities
$2.2B
Debt to equity
12.15
FSFG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FSFG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$6.5M
Investing
-$18.3M
Financing
$35.2M
FSFG vs Bank Stocks
First Savings Financial Group Stock FAQ
Company
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