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NASDAQ: PEBK
Peoples Bancorp Of North Carolina Inc Stock

$26.57-0.13 (-0.49%)
Updated Feb 28, 2024
PEBK Price
$26.57
Fair Value Price
$10.47
Market Cap
$147.26M
52 Week Low
$16.35
52 Week High
$34.88
P/E
8.92x
P/B
1.37x
P/S
1.59x
PEG
1.45x
Dividend Yield
3.46%
Revenue
$77.32M
Earnings
$16.25M
Gross Margin
100%
Operating Margin
26.84%
Profit Margin
21%
Debt to Equity
13.97
Operating Cash Flow
$22M
Beta
0.85
Next Earnings
Apr 22, 2024
Ex-Dividend
Mar 1, 2024
Next Dividend
Mar 15, 2024

PEBK Overview

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. It offers checking, savings, money market, and time deposits; demand deposits; and certificates of deposit, as well as borrowed funds. The company's loan products comprise commercial real estate, commercial, construction and land development, single-family residential, residential mortgage, and individual taxpayer identification number mortgage loans, as well as agricultural loans. It also provides investment counseling and non-deposit investment products, such as stocks, bonds, mutual funds, tax deferred annuities, and related brokerage services; and real estate appraisal and brokerage services. In addition, the company operates as a clearing-house for the provision of appraisal services for community banks; and acquires, manages, and disposes real property, other collateral, and other assets obtained in the ordinary course of collecting debts, as well as offers insurance agency services. As of December 31, 2021, it operated 17 banking offices located in Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. The company also operates loan production offices in Charlotte, Denver, Salisbury, and Winston-Salem, North Carolina. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina.

Zen Score

Industry Average (35)
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Due Diligence Checks

PEBK ($26.57) is overvalued by 153.65% relative to our estimate of its Fair Value price of $10.47 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
PEBK ($26.57) is not significantly undervalued (153.65%) relative to our estimate of its Fair Value price of $10.47 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
PEBK ($26.57) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more PEBK due diligence checks available for Premium users.

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PEBK News

Valuation

PEBK fair value

Fair Value of PEBK stock based on Discounted Cash Flow (DCF)
Price
$26.57
Fair Value
$10.47
Overvalued by
153.65%
PEBK ($26.57) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PEBK ($26.57) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PEBK ($26.57) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PEBK price to earnings (PE)

For valuing profitable companies with steady earnings
Company
8.92x
Industry
-9.36x
Market
35.52x
PEBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PEBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PEBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.37x
Industry
0.97x
PEBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PEBK price to earnings growth (PEG)

For valuing profitable companies with growth potential
PEBK is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

PEBK's financial health

Profit margin

Revenue
$19.6M
Net Income
$4.1M
Profit Margin
21.1%
PEBK's Earnings (EBIT) of $20.75M... subscribe to Premium to read more.
Interest Coverage Financials
PEBK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.6B
Liabilities
$1.5B
Debt to equity
13.97
PEBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PEBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$4.2M
Investing
-$15.8M
Financing
-$802.0k
PEBK's operating cash flow ($22.41M)... subscribe to Premium to read more.
Debt Coverage Financials

PEBK vs Bank Stocks

TickerMarket Cap1d %P/EP/B
PEBK$147.26M-0.49%8.92x1.37x
FUNC$145.76M-0.46%7.17x0.94x
FNWB$150.05M-0.19%10.13x0.96x
HWBK$152.47M-3.30%11.68x1.29x
OPBK$152.99M-1.73%5.93x0.83x

Peoples Bancorp Of North Carolina Stock FAQ

What is Peoples Bancorp Of North Carolina's quote symbol?

(NASDAQ: PEBK) Peoples Bancorp Of North Carolina trades on the NASDAQ under the ticker symbol PEBK. Peoples Bancorp Of North Carolina stock quotes can also be displayed as NASDAQ: PEBK.

If you're new to stock investing, here's how to buy Peoples Bancorp Of North Carolina stock.

What is the 52 week high and low for Peoples Bancorp Of North Carolina (NASDAQ: PEBK)?

(NASDAQ: PEBK) Peoples Bancorp Of North Carolina's 52-week high was $34.88, and its 52-week low was $16.35. It is currently -23.82% from its 52-week high and 62.51% from its 52-week low.

How much is Peoples Bancorp Of North Carolina stock worth today?

(NASDAQ: PEBK) Peoples Bancorp Of North Carolina currently has 5,542,299 outstanding shares. With Peoples Bancorp Of North Carolina stock trading at $26.57 per share, the total value of Peoples Bancorp Of North Carolina stock (market capitalization) is $147.26M.

Peoples Bancorp Of North Carolina stock was originally listed at a price of $13.33 in Dec 31, 1997. If you had invested in Peoples Bancorp Of North Carolina stock at $13.33, your return over the last 26 years would have been 99.28%, for an annualized return of 2.69% (not including any dividends or dividend reinvestments).

How much is Peoples Bancorp Of North Carolina's stock price per share?

(NASDAQ: PEBK) Peoples Bancorp Of North Carolina stock price per share is $26.57 today (as of Feb 28, 2024).

What is Peoples Bancorp Of North Carolina's Market Cap?

(NASDAQ: PEBK) Peoples Bancorp Of North Carolina's market cap is $147.26M, as of Feb 29, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Peoples Bancorp Of North Carolina's market cap is calculated by multiplying PEBK's current stock price of $26.57 by PEBK's total outstanding shares of 5,542,299.
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