Sectors & IndustriesFinancial ServicesBanks - Regional

Best Bank Stocks to Buy Now (2026)

Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

Norwood Financial (NASDAQ:NWFL) is the #1 top bank stock out of 318 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Norwood Financial (NASDAQ:NWFL) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: D, and AI: B.

Norwood Financial (NASDAQ:NWFL) has a Due Diligence Score of 49, which is 11 points higher than the bank industry average of 38.

NWFL passed 17 out of 38 due diligence checks and has strong fundamentals. Norwood Financial has seen its stock return 15.39% over the past year, overperforming other bank stocks by 3 percentage points.

Norwood Financial has an average 1 year price target of $33.00, an upside of 13.44% from Norwood Financial's current stock price of $29.09.

Norwood Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Norwood Financial, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Chemung Financial (NASDAQ:CHMG) is the #2 top bank stock out of 318 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Chemung Financial (NASDAQ:CHMG) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: D, and AI: B.

Chemung Financial (NASDAQ:CHMG) has a Due Diligence Score of 44, which is 6 points higher than the bank industry average of 38.

CHMG passed 15 out of 38 due diligence checks and has strong fundamentals. Chemung Financial has seen its stock return 10.88% over the past year, underperforming other bank stocks by -2 percentage points.

Chemung Financial has an average 1 year price target of $64.00, an upside of 16.49% from Chemung Financial's current stock price of $54.94.

Chemung Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Chemung Financial, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Pcb Bancorp (NASDAQ:PCB) is the #3 top bank stock out of 318 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Pcb Bancorp (NASDAQ:PCB) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Pcb Bancorp (NASDAQ:PCB) has a Due Diligence Score of 52, which is 14 points higher than the bank industry average of 38.

PCB passed 18 out of 38 due diligence checks and has strong fundamentals. Pcb Bancorp has seen its stock return 17.02% over the past year, overperforming other bank stocks by 4 percentage points.

Pcb Bancorp has an average 1 year price target of $24.50, an upside of 11.36% from Pcb Bancorp's current stock price of $22.00.

Pcb Bancorp stock has a consensus Hold recommendation according to Wall Street analysts. Of the 2 analysts covering Pcb Bancorp, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 254 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 7.54%, which is 5 percentage points higher than the bank industry average of 2.88%.

Affinity Bancshares's dividend payout ratio of 126.1% indicates that its high dividend yield might not be sustainable for the long-term.

Bcb Bancorp (NASDAQ:BCBP) has an annual dividend yield of 6.8%, which is 4 percentage points higher than the bank industry average of 2.88%. Bcb Bancorp's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Bcb Bancorp's dividend has not shown consistent growth over the last 10 years.

Bcb Bancorp's dividend payout ratio of 800% indicates that its high dividend yield might not be sustainable for the long-term.

Farmers National Banc (NASDAQ:FMNB) has an annual dividend yield of 6.78%, which is 4 percentage points higher than the bank industry average of 2.88%. Farmers National Banc's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Farmers National Banc's dividend has shown consistent growth over the last 10 years.

Farmers National Banc's dividend payout ratio of 58.2% indicates that its high dividend yield is sustainable for the long-term.

Bank stocks were down -1.78% in the last day, and down -2.02% over the last week. Western Alliance Bancorporation was the among the top losers in the banks - regional industry, dropping -8.46% yesterday.

Western Alliance Bancorp shares are trading lower after the company announced that Jefferies Financial refused to pay $126.4 million under a forbearance agreement tied to the Leucadia alternative asset unit.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 57, which is 5 points higher than the bank industry average of 52. It passed 4 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -0.33% in the past year. It has underperformed other stocks in the bank industry by -13 percentage points.

Northeast Community Bancorp (NASDAQ:NECB) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -9 points higher than the bank industry average of 52. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 3.52% in the past year. It has underperformed other stocks in the bank industry by -9 percentage points.

Op Bancorp (NASDAQ:OPBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 100, which is 48 points higher than the bank industry average of 52. It passed 7 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 5.12% in the past year. It has underperformed other stocks in the bank industry by -8 percentage points.

37.38% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 16.04% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 6.69% of bank stocks are rated B (Buy), 80.67% are rated C (Hold), 10.78% are rated D (Sell), and 1.86% are rated F (Strong Sell).