Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 98th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
FNB	FNB CORP	$17.36	12,560,000	87.74%	17.42	17.46	16.90	16.46	15.40	52.32	46.47	35.90	34.90	20.68	0.09	0.15	-0.06	1.02
TCBI	TEXAS CAPITAL BANCSHARES INC	$98.01	382,000	-5.45%	96.41	94.55	91.73	88.32	82.56	64.31	82.02	78.63	87.85	78.89	1.57	1.35	0.23	1.11
CFG	CITIZENS FINANCIAL GROUP INC	$60.82	5,428,000	2.11%	60.73	59.99	56.45	54.13	48.45	62.17	56.35	49.28	18.62	9.71	1.10	1.31	-0.21	1.19
BSRR	SIERRA BANCORP	$35.05	75,500	43.81%	34.17	33.62	32.14	30.64	29.49	70.36	85.82	78.69	94.81	83.96	0.67	0.61	0.06	0.76
WSFS	WSFS FINANCIAL CORP	$56.62	279,000	-18.66%	56.46	56.56	55.93	55.31	54.51	52.11	71.05	59.72	74.39	59.05	0.09	0.13	-0.03	0.99
NEWT	NEWTEKONE INC	$14.64	536,000	-9.76%	13.30	12.45	11.42	11.43	11.26	85.63	95.28	96.17	100.00	100.00	0.81	0.54	0.27	0.99
BKU	BANKUNITED INC	$47.08	891,000	0.45%	45.49	45.29	43.68	41.17	38.11	67.82	80.72	56.55	82.98	49.64	0.56	0.53	0.03	1.24
MCB	METROPOLITAN BANK HOLDING CORP	$79.50	174,000	64.15%	80.26	79.37	75.98	75.75	71.07	52.44	76.92	78.08	72.32	73.54	1.06	1.08	-0.02	1.25
COSO	COASTALSOUTH BANCSHARES INC	$23.90	27,000	-46.00%	23.34	23.68	22.87	22.47	N/A	59.35	54.20	45.70	72.94	54.75	0.14	0.14	-0.00	0.41
BMRC	BANK OF MARIN BANCORP	$26.80	77,000	-64.35%	26.28	26.46	26.55	25.51	23.90	54.35	65.27	44.31	97.29	76.70	-0.06	-0.09	0.03	0.74
GSBC	GREAT SOUTHERN BANCORP INC	$63.74	56,000	13.36%	62.68	62.82	61.38	61.08	59.19	57.24	78.66	64.88	86.71	72.09	0.34	0.29	0.05	0.68
CBFV	CB FINANCIAL SERVICES INC	$34.97	4,300	48.28%	34.52	35.19	34.73	33.84	31.59	50.69	27.27	21.02	35.65	26.26	-0.12	-0.05	-0.07	0.29
BANC	BANC OF CALIFORNIA INC	$20.80	1,479,000	-10.53%	20.31	19.97	18.92	17.87	16.01	70.24	86.87	80.89	83.34	71.12	0.45	0.42	0.03	1.11
SUPV	GRUPO SUPERVIELLE SA	$10.71	765,000	-29.88%	11.42	11.69	11.31	9.11	10.68	42.32	9.27	13.18	3.39	2.96	-0.05	0.15	-0.19	1.26
LOB	LIVE OAK BANCSHARES INC	$37.60	302,000	34.82%	36.54	36.00	33.85	34.69	31.96	62.92	81.07	67.16	65.31	49.21	0.80	0.72	0.09	1.50
MTB	M&T BANK CORP	$212.28	1,839,000	51.61%	211.10	208.10	198.36	195.27	189.32	63.35	74.79	69.95	53.97	47.86	3.63	3.82	-0.19	0.94
HTB	HOMETRUST BANCSHARES INC	$44.28	53,400	93.48%	43.61	43.69	42.41	41.55	39.13	57.89	75.62	57.74	75.36	48.85	0.30	0.32	-0.02	0.70
FCBC	FIRST COMMUNITY BANKSHARES INC	$34.60	81,000	42.11%	33.28	33.66	33.45	34.26	36.27	58.07	81.13	64.77	99.33	86.96	-0.00	-0.11	0.11	0.71
GGAL	GRUPO FINANCIERO GALICIA SA	$51.39	1,144,000	-18.46%	53.82	54.00	52.54	44.14	49.14	45.27	11.56	19.68	3.46	4.08	0.29	0.87	-0.57	1.14
WAFD	WAFD INC	$32.39	934,000	22.41%	32.90	32.90	32.14	31.20	30.13	47.78	63.89	58.61	56.12	48.91	0.18	0.25	-0.06	0.89
HOMB	HOME BANCSHARES INC	$28.94	1,788,000	-7.93%	28.49	28.38	28.07	28.21	28.22	59.13	72.39	63.75	93.18	71.36	0.14	0.09	0.05	0.93
INBK	FIRST INTERNET BANCORP	$21.71	29,100	-53.06%	21.31	21.11	20.10	21.28	22.74	56.69	78.52	68.61	78.68	68.75	0.31	0.26	0.05	1.12
WNEB	WESTERN NEW ENGLAND BANCORP INC	$13.00	46,000	54.36%	12.74	12.80	12.49	12.16	10.95	58.56	70.00	57.79	90.70	89.31	0.09	0.07	0.01	0.62
ZION	ZIONS BANCORPORATION NATIONAL ASSOCIATION	$59.62	1,662,000	12.45%	59.83	59.58	56.21	55.80	52.82	56.70	38.33	31.21	21.62	11.93	0.75	1.04	-0.29	1.33
BOKF	BOK FINANCIAL CORP	$128.21	310,000	4.73%	123.83	122.04	116.19	113.21	105.51	76.62	95.46	89.87	100.00	87.79	2.67	2.29	0.38	0.90
WABC	WESTAMERICA BANCORPORATION	$49.86	167,000	-45.25%	48.97	49.03	48.45	48.44	48.49	55.80	60.98	50.06	72.80	63.26	0.23	0.12	0.12	0.65
AX	AXOS FINANCIAL INC	$94.45	343,000	43.51%	92.00	89.90	85.17	85.22	79.91	71.65	86.61	81.41	83.05	71.94	2.30	2.03	0.26	1.33
SYBT	STOCK YARDS BANCORP INC	$68.53	112,000	55.56%	67.23	66.96	66.87	69.50	72.19	56.73	64.78	53.03	94.71	83.93	0.16	-0.07	0.22	0.75
PRK	PARK NATIONAL CORP	$161.70	50,400	29.23%	158.08	157.91	157.43	160.35	161.11	57.42	94.79	86.24	93.95	89.11	0.50	-0.15	0.65	0.85
NWBI	NORTHWEST BANCSHARES INC	$12.28	911,000	10.56%	12.19	12.25	12.14	12.26	12.29	51.39	64.14	47.71	77.03	57.50	-0.02	-0.02	-0.00	0.68
HYNE	HOYNE BANCORP INC	$14.46	98,000	66.10%	14.34	14.15	N/A	N/A	N/A	50.08	71.51	69.57	N/A	N/A	N/A	N/A	N/A	-0.08
TRMK	TRUSTMARK CORP	$41.31	310,000	-2.52%	40.33	40.19	39.46	39.40	37.58	63.38	86.52	73.77	93.22	78.87	0.29	0.21	0.08	0.86
ABCB	AMERIS BANCORP	$79.96	272,000	-36.00%	78.56	77.35	75.98	74.76	68.71	61.02	91.71	89.97	89.34	89.20	1.09	0.71	0.38	1.10
CARE	CARTER BANKSHARES INC	$20.38	191,000	9.14%	20.07	19.96	18.99	19.04	17.86	64.44	78.73	68.55	77.95	61.21	0.29	0.29	-0.01	0.80
SFNC	SIMMONS FIRST NATIONAL CORP	$19.24	952,000	-19.93%	19.14	19.15	18.73	19.03	19.10	53.55	55.15	42.93	50.04	32.05	0.07	0.09	-0.02	0.90
CVBF	CVB FINANCIAL CORP	$19.92	1,202,000	7.71%	19.37	19.32	19.36	19.34	19.23	58.40	84.16	71.14	93.22	80.87	0.02	-0.05	0.07	0.78
ESQ	ESQUIRE FINANCIAL HOLDINGS INC	$106.79	28,000	1.45%	106.72	105.80	103.05	101.58	96.23	53.93	17.10	18.02	48.89	42.06	0.84	0.89	-0.05	0.63
HWC	HANCOCK WHITNEY CORP	$68.34	651,000	-35.86%	67.48	66.30	63.17	62.02	58.98	66.95	87.40	81.65	78.08	72.79	1.31	1.26	0.05	1.17
RNST	RENASANT CORP	$36.58	658,000	56.67%	36.18	36.13	35.69	36.23	35.59	54.45	77.72	62.57	89.14	70.63	0.11	0.07	0.04	0.91
TFIN	TRIUMPH FINANCIAL INC	$68.94	235,000	3.52%	67.71	65.64	60.08	57.84	57.45	62.86	84.17	78.57	64.73	56.62	2.47	2.30	0.16	1.37
HDB	HDFC BANK LTD	$32.65	4,782,000	-28.90%	33.21	34.72	35.53	35.50	36.22	29.29	5.12	6.22	6.97	10.60	-0.87	-0.63	-0.24	0.64
BSAC	BANCO SANTANDER CHILE	$33.31	393,000	28.85%	32.65	31.88	30.68	28.60	26.32	65.02	74.88	75.96	39.37	52.37	0.73	0.68	0.06	0.65
CHCO	CITY HOLDING CO	$123.28	98,000	44.97%	122.35	122.71	122.23	122.92	121.57	52.78	77.96	68.35	91.74	81.98	-0.02	-0.10	0.08	0.57
RF	REGIONS FINANCIAL CORP	$27.77	30,173,000	91.62%	28.33	27.95	26.57	26.19	24.49	51.78	54.53	53.99	19.85	18.94	0.43	0.53	-0.10	1.11
TFC	TRUIST FINANCIAL CORP	$49.99	8,297,000	44.62%	50.37	50.23	48.02	46.48	43.86	54.18	44.82	41.75	11.77	7.43	0.52	0.73	-0.21	1.12
STEL	STELLAR BANCORP INC	$32.46	150,000	-47.74%	31.86	31.55	31.31	30.88	29.41	60.73	93.65	87.59	94.00	87.52	0.24	0.12	0.11	0.74
MSBI	MIDLAND STATES BANCORP INC	$22.50	125,000	3.31%	21.92	21.64	19.25	18.21	17.76	73.58	85.23	79.20	58.71	38.30	0.75	0.80	-0.06	0.72
CFR	CULLEN/FROST BANKERS INC	$138.65	402,000	-6.51%	136.10	132.34	127.97	127.20	126.46	70.67	94.14	87.93	90.58	82.36	2.89	2.32	0.58	0.94
MVBF	MVB FINANCIAL CORP	$27.15	49,000	45.83%	26.26	26.36	26.65	25.93	23.18	57.58	84.37	73.39	99.16	96.26	-0.05	-0.17	0.12	0.76
FBNC	FIRST BANCORP	$57.92	373,000	11.68%	54.30	53.14	51.92	51.93	47.95	78.51	95.80	95.08	100.00	98.68	1.22	0.68	0.55	0.89
BOH	BANK OF HAWAII CORP	$71.25	276,000	-13.75%	70.53	70.19	67.94	66.72	66.55	58.88	80.95	69.18	70.56	50.55	0.79	0.79	0.00	0.90
OCFC	OCEANFIRST FINANCIAL CORP	$18.33	693,000	-17.99%	17.83	18.58	18.73	18.45	17.76	47.03	41.26	34.00	69.85	56.47	-0.32	-0.32	-0.00	0.92
IBN	ICICI BANK LTD	$30.87	5,733,000	-25.73%	30.95	30.44	30.52	30.93	32.07	54.67	59.81	65.42	55.65	62.99	0.18	0.10	0.08	0.67
EQBK	EQUITY BANCSHARES INC	$46.92	49,000	33.15%	46.01	45.78	44.47	42.78	41.00	61.02	85.35	72.23	81.18	65.66	0.51	0.44	0.07	0.76
FIBK	FIRST INTERSTATE BANCSYSTEM INC	$36.85	1,325,000	-18.76%	36.86	36.23	34.24	33.12	30.66	59.83	70.04	66.25	52.75	49.70	0.74	0.79	-0.05	0.91
RVSB	RIVERVIEW BANCORP INC	$5.20	32,600	12.41%	5.09	5.12	5.22	5.18	5.38	53.51	78.79	59.71	100.00	79.62	-0.03	-0.05	0.01	0.48
HBAN	HUNTINGTON BANCSHARES INC	$18.02	23,387,000	-20.67%	18.01	17.82	16.96	16.88	16.31	57.39	50.39	42.24	29.16	18.36	0.24	0.29	-0.06	1.10
BFC	BANK FIRST CORP	$129.59	41,000	-4.65%	124.96	126.25	126.79	127.00	121.40	56.90	81.78	61.69	99.40	89.49	-0.47	-1.01	0.54	0.61
CBU	COMMUNITY FINANCIAL SYSTEM INC	$61.78	242,000	5.68%	60.94	59.97	58.54	58.44	57.19	60.11	85.77	80.36	85.12	78.56	0.84	0.64	0.20	0.83
LKFN	LAKELAND FINANCIAL CORP	$59.33	141,000	63.95%	57.76	58.15	58.35	60.90	60.65	56.24	77.72	61.86	98.75	84.61	-0.09	-0.33	0.24	0.66
GBCI	GLACIER BANCORP INC	$47.86	581,000	-50.34%	47.02	46.10	43.98	45.46	44.24	62.21	82.93	74.83	73.57	60.87	0.97	0.83	0.13	1.07
BANF	BANCFIRST CORP	$112.79	92,000	21.05%	110.32	109.90	110.42	117.59	119.91	56.34	85.91	74.24	90.55	79.93	0.23	-0.37	0.60	0.75
FLG	FLAGSTAR BANK NATIONAL ASSOCIATION	$12.90	5,710,000	17.49%	12.78	12.84	12.28	12.15	11.82	54.81	53.09	49.79	69.17	64.41	0.11	0.12	-0.01	1.05
GBFH	GBANK FINANCIAL HOLDINGS INC	$31.08	75,000	-6.25%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.85
CCB	COASTAL FINANCIAL CORP	$113.04	70,000	-39.13%	114.77	115.42	111.66	110.69	101.40	47.75	47.34	37.39	34.22	23.16	0.14	0.82	-0.68	1.01
BCH	BANK OF CHILE	$40.11	566,000	25.78%	40.31	39.16	37.98	34.56	31.87	58.58	71.99	81.20	37.39	60.35	0.86	0.82	0.04	0.52
SRBK	SR BANCORP INC	$16.57	31,000	13.14%	16.33	16.24	15.85	15.36	14.39	59.69	70.77	71.26	75.84	78.48	0.17	0.14	0.03	0.25
FCNCA	FIRST CITIZENS BANCSHARES INC	$2,169.35	77,500	1.31%	2,170.64	2,163.83	2,010.63	1,924.60	1,906.65	65.95	44.10	42.81	4.97	2.12	41.16	52.75	-11.60	1.07
FFIN	FIRST FINANCIAL BANKSHARES INC	$32.54	687,000	12.81%	31.74	31.21	31.18	32.57	33.88	62.74	89.70	85.91	97.48	92.76	0.29	0.08	0.21	0.92
SFBS	SERVISFIRST BANCSHARES INC	$78.26	308,000	45.97%	75.71	74.38	72.80	76.51	76.62	65.71	91.65	84.08	97.78	86.29	1.13	0.69	0.45	0.98
CBSH	COMMERCE BANCSHARES INC	$54.29	1,371,000	19.01%	53.92	53.37	52.31	53.71	56.38	58.04	68.18	59.64	56.25	45.74	0.48	0.42	0.07	0.79
PB	PROSPERITY BANCSHARES INC	$72.39	703,000	16.97%	71.66	71.09	69.76	67.85	68.51	57.85	83.71	77.15	87.62	80.42	0.69	0.57	0.12	0.77
EGBN	EAGLE BANCORP INC	$22.84	329,000	-11.08%	21.86	21.54	19.91	19.79	19.21	67.33	83.93	73.77	92.70	77.68	0.57	0.52	0.05	0.90
PNFP	PINNACLE FINANCIAL PARTNERS INC	$98.44	1,387,000	-0.93%	96.86	98.10	94.58	93.57	98.13	55.16	56.17	44.65	42.49	24.75	0.27	0.56	-0.29	1.23
FFIC	FLUSHING FINANCIAL CORP	$15.44	390,000	-14.29%	15.04	15.82	15.96	14.81	13.51	45.89	38.45	32.85	54.96	43.75	-0.29	-0.26	-0.03	0.86
RBKB	RHINEBECK BANCORP INC	$11.73	6,200	-52.67%	11.91	12.06	11.32	11.50	11.57	47.07	28.94	34.07	9.52	13.34	0.07	0.16	-0.09	0.10
MBWM	MERCANTILE BANK CORP	$50.24	83,000	2.98%	49.29	49.01	47.50	46.83	45.87	61.55	81.48	66.93	76.24	59.51	0.58	0.52	0.06	0.82
UBFO	UNITED SECURITY BANCSHARES	$10.37	17,800	-31.54%	10.14	10.15	9.98	9.63	9.14	59.32	78.80	63.55	85.48	69.78	0.07	0.05	0.02	0.45
UBCP	UNITED BANCORP INC	$13.74	2,300	-54.90%	14.17	14.28	13.66	13.68	13.64	45.12	17.58	13.96	6.31	2.82	0.02	0.16	-0.14	0.14
HFBL	HOME FEDERAL BANCORP INC OF LOUISIANA	$17.93	12,600	215.00%	17.68	17.22	16.49	15.29	14.26	58.97	77.59	73.04	62.41	52.89	0.39	0.40	-0.01	0.02
FSEA	FIRST SEACOAST BANCORP INC	$12.86	3,900	129.41%	12.75	12.83	12.30	11.92	11.58	53.96	46.62	33.19	28.58	26.45	0.13	0.16	-0.03	0.23
PROV	PROVIDENT FINANCIAL HOLDINGS INC	$16.15	5,200	67.74%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.19
SHFS	SHF HOLDINGS INC	$1.24	593,000	772.06%	1.12	1.15	1.43	2.77	2.74	47.96	39.64	29.26	63.47	61.77	-0.13	-0.16	0.03	0.56
WSBK	WINCHESTER BANCORP INC	$10.96	0	-100.00%	10.94	10.64	10.06	9.81	N/A	68.07	71.03	68.64	8.66	5.01	0.27	0.27	0.00	-0.13
SFBC	SOUND FINANCIAL BANCORP INC	$43.99	14,200	111.94%	43.68	43.66	44.20	45.10	46.80	52.01	89.12	88.22	97.42	96.86	-0.11	-0.19	0.08	0.11
BLFY	BLUE FOUNDRY BANCORP	$12.75	496,000	143.14%	12.66	12.67	11.23	10.12	9.66	60.29	69.85	49.96	37.40	23.20	0.31	0.41	-0.10	0.63
TCBS	TEXAS COMMUNITY BANCSHARES INC	$16.80	0	-100.00%	17.02	17.19	16.49	16.35	16.12	48.50	7.94	5.88	13.96	7.67	0.06	0.19	-0.13	0.12
ECBK	ECB BANCORP INC	$17.20	9,800	100.00%	17.21	17.25	17.23	16.63	16.26	50.37	39.82	40.20	39.76	43.00	0.04	0.05	-0.01	0.35
BYFC	BROADWAY FINANCIAL CORP	$7.67	1,100	-78.00%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.54
CLST	CATALYST BANCORP INC	$15.59	5,300	39.47%	15.58	15.54	15.18	14.21	13.12	57.10	28.21	32.24	14.34	13.24	0.14	0.17	-0.04	0.17
FSFG	FIRST SAVINGS FINANCIAL GROUP INC	$32.31	6,600	-36.54%	32.22	32.37	31.56	30.43	28.13	52.24	58.43	44.05	63.82	41.31	0.10	0.17	-0.07	0.27
FUSB	FIRST US BANCSHARES INC	$14.00	2,500	-60.32%	13.85	13.70	13.69	12.96	12.86	56.78	62.86	67.95	73.36	73.93	0.10	0.08	0.02	0.08
CIB	BANCOLOMBIA SA	$75.75	341,000	15.59%	70.96	67.29	64.52	58.93	51.15	83.76	96.45	95.71	100.00	100.00	3.05	2.17	0.88	0.67
CBNA	CHAIN BRIDGE BANCORP INC	$32.55	3,200	-20.00%	33.56	34.69	33.22	32.19	29.00	42.20	29.45	32.02	15.72	19.46	-0.39	0.03	-0.42	0.40
CMA	COMERICA INC	$91.60	1,478,000	2.43%	91.18	89.68	84.72	78.89	69.31	63.11	64.85	56.86	28.32	18.12	1.80	2.00	-0.20	1.24
ASRV	AMERISERV FINANCIAL INC	$3.22	9,200	-59.11%	3.21	3.17	3.13	3.06	2.90	54.37	58.33	57.13	34.65	33.03	0.03	0.03	0.00	0.16
PBHC	PATHFINDER BANCORP INC	$14.25	400	-57.89%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.10
PBFS	PIONEER BANCORP INC	$13.42	14,600	78.05%	13.41	13.63	13.58	13.37	12.61	45.96	29.25	26.45	69.29	62.04	-0.09	-0.06	-0.02	0.42
HTBK	HERITAGE COMMERCE CORP	$12.85	689,000	10.77%	12.50	12.43	11.62	10.87	10.17	67.70	82.62	70.01	43.44	25.52	0.27	0.28	-0.01	0.85
BOTJ	BANK OF THE JAMES FINANCIAL GROUP INC	$18.10	2,300	76.92%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.16

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jan 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Banco Santander Sa (NYSE:BSBR)

Banco Santander Sa (NYSE:BSBR) is the #1 top bank stock out of 320 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Banco Santander Sa (NYSE:BSBR) is: Value: B, Growth: A, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Banco Santander Sa (NYSE:BSBR) has a Due Diligence Score of 8, which is -30 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BSBR as a "A".

BSBR passed 3 out of 38 due diligence checks and has weak fundamentals. Banco Santander Sa has seen its stock return 45.61% over the past year, overperforming other bank stocks by 35 percentage points.

2. Norwood Financial (NASDAQ:NWFL)

Norwood Financial (NASDAQ:NWFL) is the #2 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Norwood Financial (NASDAQ:NWFL) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: D, and AI: B.

Norwood Financial (NASDAQ:NWFL) has a Due Diligence Score of 43, which is 5 points higher than the bank industry average of 38.

NWFL passed 14 out of 38 due diligence checks and has strong fundamentals. Norwood Financial has seen its stock return 8.51% over the past year, underperforming other bank stocks by -2 percentage points.

3. Citizens Financial Services (NASDAQ:CZFS)

Citizens Financial Services (NASDAQ:CZFS) is the #3 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Citizens Financial Services (NASDAQ:CZFS) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: B.

Citizens Financial Services (NASDAQ:CZFS) has a Due Diligence Score of 39, which is 1 points higher than the bank industry average of 38.

CZFS passed 13 out of 38 due diligence checks and has average fundamentals. Citizens Financial Services has seen its stock return 7.39% over the past year, underperforming other bank stocks by -3 percentage points.

What are the bank stocks with highest dividends?

Out of 249 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.99%, which is 5 percentage points higher than the bank industry average of 2.65%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 353.1% indicates that its high dividend yield might not be sustainable for the long-term.

2. Affinity Bancshares (NASDAQ:AFBI)

Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 7.41%, which is 5 percentage points higher than the bank industry average of 2.65%.

Affinity Bancshares's dividend payout ratio of 126.1% indicates that its high dividend yield might not be sustainable for the long-term.

3. Washington Trust Bancorp (NASDAQ:WASH)

Washington Trust Bancorp (NASDAQ:WASH) has an annual dividend yield of 7.35%, which is 5 percentage points higher than the bank industry average of 2.65%. Washington Trust Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Washington Trust Bancorp's dividend has shown consistent growth over the last 10 years.

Washington Trust Bancorp's dividend payout ratio of -134.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.28% in the last day, and up 1.32% over the last week. Regions Financial was the among the top losers in the banks - regional industry, dropping -2.63% yesterday.

Regions Financial shares are trading lower after the company reported worse-than-expected Q4 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 43, which is -13 points higher than the bank industry average of 56. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NEWT a Valuation Rating of "A".

Newtekone's stock has gained 13.58% in the past year. It has overperformed other stocks in the bank industry by 3 percentage points.

2. Woori Financial Group (NYSE:WF)

Woori Financial Group (NYSE:WF) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 15 points higher than the bank industry average of 56. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 78.66% in the past year. It has overperformed other stocks in the bank industry by 68 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)

Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 57, which is 1 points higher than the bank industry average of 56. It passed 4 out of 7 valuation due diligence checks.

Northeast Community Bancorp's stock has dropped -9.2% in the past year. It has underperformed other stocks in the bank industry by -20 percentage points.

Are bank stocks a good buy now?

38.57% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 5.79% over the next year.

0.37% of bank stocks have a Zen Rating of A (Strong Buy), 7.69% of bank stocks are rated B (Buy), 75.82% are rated C (Hold), 13.92% are rated D (Sell), and 2.2% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 16.53x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Norwood Financial (NASDAQ:NWFL)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Woori Financial Group (NYSE:WF)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Norwood Financial (NASDAQ:NWFL)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Woori Financial Group (NYSE:WF)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.