Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated C and is the 86th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
FCF	FIRST COMMONWEALTH FINANCIAL CORP	$21.03	839,000	-8.61%	20.93	21.11	21.03	20.00	18.74	49.52	64.54	61.63	78.36	79.10	-0.02	-0.02	-0.00	0.75
MTB	M&T BANK CORP	$238.00	781,000	-28.02%	237.53	242.29	244.86	231.81	221.30	43.54	40.37	35.23	74.68	61.89	-2.39	-2.05	-0.35	0.90
TRST	TRUSTCO BANK CORP N Y	$57.44	146,000	-15.12%	57.22	57.09	56.26	53.31	48.51	54.99	79.67	81.21	77.61	83.14	0.37	0.37	-0.00	0.62
BSRR	SIERRA BANCORP	$40.37	47,000	-44.05%	40.14	40.20	40.73	39.45	36.88	50.51	73.14	71.41	78.17	89.75	-0.03	-0.15	0.12	0.70
WASH	WASHINGTON TRUST BANCORP INC	$39.36	162,000	37.29%	39.53	39.65	38.44	35.73	33.99	51.16	64.25	67.60	62.04	63.32	0.29	0.39	-0.09	0.81
FCBM	FIRST CAROLINA FINANCIAL SERVICES INC	$12.63	111,000	8.82%	12.67	12.67	12.68	N/A	N/A	48.21	44.19	53.38	72.13	87.18	0.00	-0.00	0.01	0.39
FXNC	FIRST NATIONAL CORP	$30.87	26,000	43.65%	30.86	31.17	30.66	29.50	27.89	49.02	39.73	40.56	54.07	53.96	0.01	0.07	-0.06	0.36
EBC	EASTERN BANKSHARES INC	$21.71	1,769,000	-4.07%	22.03	22.58	22.70	21.46	20.59	37.83	27.82	30.45	45.47	41.93	-0.27	-0.16	-0.11	0.90
PB	PROSPERITY BANCSHARES INC	$71.38	735,000	12.56%	72.08	72.87	73.05	71.40	70.69	41.07	35.12	38.71	63.00	63.42	-0.44	-0.31	-0.13	0.73
HBCP	HOME BANCORP INC	$68.81	54,000	44.39%	69.25	69.99	70.00	67.41	63.67	43.82	50.52	49.87	67.83	70.22	-0.29	-0.20	-0.08	0.73
MCHB	MECHANICS BANCORP	$15.43	397,000	-29.11%	15.77	16.20	16.25	15.60	15.19	33.87	10.47	15.63	23.01	29.48	-0.22	-0.13	-0.09	1.00
AROW	ARROW FINANCIAL CORP	$38.67	79,000	16.18%	38.52	38.60	39.75	38.55	35.81	47.52	72.38	78.96	81.25	91.51	-0.18	-0.32	0.14	0.69
MRBK	MERIDIAN CORP	$19.64	69,600	70.59%	19.45	19.65	19.81	19.25	18.87	50.10	39.73	36.36	87.93	80.85	-0.06	-0.09	0.02	0.49
DCOM	DIME COMMERCIAL BANCSHARES INC	$40.39	204,000	-0.97%	40.48	40.54	40.42	38.95	35.65	49.06	67.60	73.29	74.94	85.44	0.06	0.05	0.01	0.98
CCB	COASTAL FINANCIAL CORP	$47.43	240,000	49.07%	48.13	48.31	59.67	66.74	81.20	40.44	68.29	67.45	78.42	91.10	-2.36	-3.37	1.01	0.97
BUSE	FIRST BUSEY CORP	$30.21	689,000	21.09%	30.31	30.49	30.25	28.75	26.91	47.09	52.95	55.09	64.59	71.91	0.00	0.04	-0.03	0.78
GBCI	GLACIER BANCORP INC	$45.76	909,000	32.70%	46.46	47.43	49.51	48.94	47.62	36.06	25.50	26.52	72.61	67.73	-0.94	-0.90	-0.04	1.04
NBHC	NATIONAL BANK HOLDINGS CORP	$41.32	228,000	-48.53%	41.45	41.96	43.17	42.82	41.30	40.19	50.93	48.26	78.65	82.73	-0.44	-0.50	0.06	0.81
USB	US BANCORP	$62.11	5,619,000	0.61%	62.47	63.07	63.10	59.64	56.88	45.14	47.74	48.79	58.05	62.16	-0.17	-0.10	-0.07	0.97
HTB	HOMETRUST BANCSHARES INC	$48.02	242,000	12.04%	47.00	47.46	48.81	47.73	45.47	51.61	80.10	64.11	100.00	94.48	-0.50	-0.64	0.14	0.66
BANF	BANCFIRST CORP	$110.80	108,000	-1.82%	110.75	112.27	113.63	112.81	111.97	44.86	55.49	55.08	79.99	80.46	-0.80	-0.83	0.03	0.72
KRNY	KEARNY FINANCIAL CORP	$9.73	417,000	-4.36%	9.93	9.82	9.62	8.95	8.29	48.83	61.52	74.18	41.53	60.70	0.12	0.13	-0.01	0.78
EGBN	EAGLE BANCORP INC	$27.33	273,000	27.57%	27.56	27.92	27.72	27.27	25.57	44.87	58.76	60.24	70.34	72.33	-0.08	-0.05	-0.04	0.88
HFWA	HERITAGE FINANCIAL CORP	$28.37	326,000	-11.65%	28.82	29.07	29.56	28.58	27.12	37.35	40.75	53.09	52.58	79.03	-0.20	-0.19	-0.01	0.70
OVLY	OAK VALLEY BANCORP	$34.78	24,300	97.56%	34.20	34.19	33.77	33.71	32.59	57.92	60.06	57.50	74.82	78.89	0.22	0.16	0.05	0.50
FNB	FNB CORP	$18.19	2,882,000	-15.14%	18.34	18.63	18.86	18.36	17.80	41.57	42.68	41.11	70.31	66.92	-0.17	-0.15	-0.02	0.98
FITB	FIFTH THIRD BANCORP	$54.19	4,476,000	1.29%	54.42	55.36	56.51	53.75	51.03	40.86	39.81	36.69	75.51	69.87	-0.62	-0.57	-0.05	1.08
WSBC	WESBANCO INC	$40.07	903,000	3.08%	40.45	41.06	40.80	37.90	36.25	43.17	44.79	48.63	62.54	65.19	-0.13	-0.02	-0.10	0.79
WNEB	WESTERN NEW ENGLAND BANCORP INC	$13.55	47,000	25.33%	13.70	13.79	13.96	13.81	13.43	43.83	49.78	55.98	47.57	61.14	-0.07	-0.06	-0.01	0.59
ESQ	ESQUIRE FINANCIAL HOLDINGS INC	$117.52	194,000	25.97%	115.29	118.21	121.70	115.97	111.40	47.30	64.23	58.08	75.93	78.56	-1.74	-2.15	0.41	0.62
BKU	BANKUNITED INC	$45.20	639,000	-10.38%	45.82	46.47	47.12	47.11	46.59	40.42	34.54	36.15	62.99	61.15	-0.46	-0.39	-0.07	1.18
BSVN	BANK7 CORP	$54.64	44,700	-29.05%	53.04	52.51	51.18	47.78	45.06	61.21	68.06	64.71	56.43	68.40	1.03	0.76	0.27	0.71
EFSC	ENTERPRISE FINANCIAL SERVICES CORP	$63.46	198,000	13.79%	63.67	64.28	65.39	63.04	59.62	42.17	51.01	49.93	73.56	80.81	-0.46	-0.50	0.03	0.77
UBSI	UNITED BANKSHARES INC	$46.90	964,000	30.09%	47.31	47.82	47.61	45.71	43.31	42.49	39.87	42.09	60.08	59.63	-0.17	-0.06	-0.11	0.83
RBKB	RHINEBECK BANCORP INC	$12.79	76,000	-59.79%	12.72	12.73	13.91	15.09	14.31	44.78	60.60	60.41	84.25	90.84	-0.20	-0.33	0.13	0.10
WAL	WESTERN ALLIANCE BANCORPORATION	$79.66	1,132,000	27.05%	79.29	79.96	81.07	80.38	81.55	47.79	68.74	68.04	79.79	85.66	-0.43	-0.57	0.14	1.63
NBTB	NBT BANCORP INC	$51.15	303,000	32.31%	51.39	51.99	51.87	48.89	46.08	44.97	50.98	49.49	69.25	66.93	-0.18	-0.08	-0.10	0.68
CBSH	COMMERCE BANCSHARES INC	$58.09	814,000	-29.28%	58.05	58.63	58.78	55.81	53.83	46.09	43.93	40.55	79.25	69.10	-0.19	-0.13	-0.06	0.74
FBLA	FB BANCORP INC	$15.88	65,600	-12.53%	15.79	15.75	15.52	14.86	14.03	57.63	86.67	81.34	79.45	73.61	0.11	0.11	0.00	0.43
ABCB	AMERIS BANCORP	$84.05	342,000	5.23%	85.05	86.30	88.13	86.93	82.84	37.84	32.90	35.73	69.79	71.80	-0.95	-0.88	-0.07	1.04
WABC	WESTAMERICA BANCORPORATION	$58.27	154,000	-16.30%	58.48	58.70	59.32	57.54	53.97	44.28	71.98	74.06	58.37	78.25	-0.19	-0.23	0.04	0.60
TCBI	TEXAS CAPITAL BANCSHARES INC	$97.56	502,000	34.22%	97.65	98.56	100.44	100.38	98.40	44.13	55.57	49.56	82.56	76.00	-0.77	-0.81	0.04	1.07
SRBK	SR BANCORP INC	$19.63	19,800	46.67%	19.56	19.78	19.60	19.14	17.90	49.25	42.72	38.57	47.21	35.43	-0.02	0.01	-0.02	0.24
BCAL	CALIFORNIA BANCORP	$21.49	145,000	-24.87%	21.47	21.47	21.25	20.22	19.41	52.20	78.16	81.35	71.32	83.66	0.11	0.10	0.01	0.68
CCBG	CAPITAL CITY BANK GROUP INC	$50.52	63,000	2.44%	50.97	51.37	51.08	48.74	45.99	44.61	43.49	49.40	56.75	68.22	-0.09	0.03	-0.11	0.55
RMBI	RICHMOND MUTUAL BANCORPORATION INC	$15.64	72,000	-49.65%	15.86	15.91	15.65	15.25	14.57	44.74	40.23	45.79	41.14	46.77	0.05	0.08	-0.04	0.29
FNWB	FIRST NORTHWEST BANCORP	$10.69	36,400	167.65%	11.07	11.16	11.35	10.69	10.20	33.08	3.43	8.56	0.21	7.98	-0.10	-0.06	-0.04	0.34
STBA	S&T BANCORP INC	$49.63	171,000	-22.97%	49.84	50.26	50.44	47.88	44.76	43.50	59.12	59.96	67.71	75.27	-0.21	-0.16	-0.05	0.73
IBN	ICICI BANK LTD	$29.02	4,030,000	-38.95%	30.04	29.88	29.77	28.36	28.87	39.74	33.13	60.10	21.39	53.11	0.04	0.14	-0.10	0.64
FHB	FIRST HAWAIIAN INC	$25.61	1,594,000	-12.08%	25.77	26.35	27.78	27.60	26.67	34.82	29.74	30.68	83.18	83.03	-0.57	-0.60	0.03	0.89
FLG	FLAGSTAR BANK NATIONAL ASSOCIATION	$13.26	4,249,000	40.23%	13.41	13.61	14.17	14.20	13.63	37.11	45.82	44.60	86.45	91.93	-0.22	-0.24	0.02	1.05
UCB	UNITED COMMUNITY BANKS INC	$35.04	856,000	-6.96%	35.09	35.57	35.59	34.50	33.54	45.85	54.26	50.83	73.95	68.31	-0.14	-0.10	-0.04	0.97
WTFC	WINTRUST FINANCIAL CORP	$150.55	402,000	-16.94%	152.09	154.50	158.39	155.04	149.04	38.71	38.73	36.82	77.01	76.99	-1.97	-1.95	-0.02	1.08
GSBC	GREAT SOUTHERN BANCORP INC	$78.80	60,400	-41.92%	79.02	79.39	79.30	75.26	69.10	46.88	65.38	66.06	67.38	80.07	-0.02	-0.00	-0.02	0.64
RF	REGIONS FINANCIAL CORP	$29.89	6,069,000	-13.31%	30.14	30.62	30.88	29.53	28.52	41.63	37.49	37.84	66.99	61.56	-0.26	-0.19	-0.07	1.06
PBFS	PIONEER BANCORP INC	$18.14	30,300	37.73%	17.97	17.62	17.40	16.41	15.17	59.68	68.82	69.87	75.12	84.97	0.27	0.19	0.08	0.37
HTH	HILLTOP HOLDINGS INC	$38.34	278,000	-1.77%	38.51	38.76	38.81	38.24	37.18	45.53	59.46	60.90	69.62	80.52	-0.10	-0.10	-0.01	0.83
KEY	KEYCORP	$21.73	12,745,000	7.54%	21.85	22.15	22.66	22.27	21.46	42.23	45.30	42.95	78.78	78.32	-0.24	-0.24	0.00	1.21
CZWI	CITIZENS COMMUNITY BANCORP INC	$22.06	64,000	-61.21%	21.37	21.16	21.99	21.50	19.98	60.26	44.09	57.08	98.78	99.59	0.06	-0.14	0.20	0.36
FIBK	FIRST INTERSTATE BANCSYSTEM INC	$36.82	1,017,000	26.34%	37.12	37.62	38.16	36.92	36.04	42.57	44.90	45.33	71.17	72.67	-0.27	-0.25	-0.02	0.90
FNRN	FIRST NORTHERN COMMUNITY BANCORP	$17.28	126,000	61.54%	17.07	17.27	17.73	N/A	N/A	48.09	51.25	50.26	92.84	92.63	-0.16	-0.20	0.04	0.10
FHN	FIRST HORIZON CORP	$24.58	3,032,000	-23.90%	24.57	24.94	25.36	24.92	24.32	44.16	49.56	44.95	74.26	71.22	-0.23	-0.24	0.01	0.81
LKFN	LAKELAND FINANCIAL CORP	$60.22	204,000	32.47%	59.69	60.41	61.33	60.85	59.84	47.36	55.90	49.53	85.71	81.94	-0.47	-0.54	0.07	0.63
BOH	BANK OF HAWAII CORP	$75.39	252,000	10.53%	76.48	77.46	80.10	79.21	76.11	36.11	29.16	32.19	69.89	73.71	-1.09	-1.07	-0.02	0.86
CHCO	CITY HOLDING CO	$143.97	98,000	-3.92%	143.96	144.76	141.35	133.46	128.04	51.78	55.18	53.57	59.38	58.40	0.65	0.96	-0.31	0.51
CFR	CULLEN/FROST BANKERS INC	$161.88	453,000	-9.76%	161.80	164.08	162.59	152.22	143.78	46.97	49.98	44.69	75.26	64.57	-0.30	0.05	-0.36	0.89
CLBK	COLUMBIA FINANCIAL INC	$11.48	3,657,000	19.35%	11.62	11.68	14.26	16.98	17.01	35.25	47.14	52.94	67.99	86.74	-0.51	-0.72	0.21	0.60
SSB	SOUTHSTATE BANK CORP	$105.35	472,000	-38.30%	106.06	107.36	105.19	100.74	98.64	46.09	44.16	44.03	56.95	55.30	0.06	0.34	-0.28	1.00
NEWT	NEWTEKONE INC	$12.15	214,000	23.70%	12.13	12.41	13.72	13.58	12.90	37.97	57.62	54.33	89.32	94.38	-0.44	-0.51	0.07	1.06
BANR	BANNER CORP	$70.41	352,000	81.44%	70.24	71.25	70.25	67.80	65.35	48.90	42.75	40.86	65.03	57.57	-0.09	0.07	-0.15	0.84
HDB	HDFC BANK LTD	$22.08	7,191,000	-17.06%	22.86	23.09	24.11	24.45	28.19	34.29	27.03	45.87	48.73	73.70	-0.35	-0.32	-0.03	0.64
CBC	CENTRAL BANCOMPANY INC	$32.05	1,261,000	-37.39%	32.33	32.41	32.16	29.92	N/A	47.35	67.22	74.39	74.60	85.53	0.05	0.11	-0.06	0.42
FFIN	FIRST FINANCIAL BANKSHARES INC	$32.69	641,000	8.64%	33.18	33.84	34.48	33.53	32.44	35.90	23.25	27.63	60.16	60.31	-0.45	-0.37	-0.08	0.87
BCML	BAYCOM CORP	$30.06	51,000	62.42%	30.19	30.38	31.56	31.16	30.43	43.29	33.20	37.94	63.11	81.71	-0.29	-0.37	0.07	0.56
BCBP	BCB BANCORP INC	$8.61	182,000	17.42%	8.62	8.72	9.48	9.93	9.12	37.65	49.12	44.39	91.03	95.09	-0.24	-0.29	0.06	0.65
BANC	BANC OF CALIFORNIA INC	$18.40	2,574,000	-2.09%	18.65	18.90	19.71	19.46	19.24	40.36	37.72	39.79	73.60	80.08	-0.29	-0.32	0.03	1.10
FINW	FINWISE BANCORP	$13.56	66,000	183.26%	13.94	13.95	13.97	14.25	15.73	40.17	41.25	53.52	12.24	32.25	-0.04	-0.01	-0.03	0.58
EFSI	EAGLE FINANCIAL SERVICES INC	$45.66	85,000	-17.48%	42.40	42.60	41.80	40.65	39.09	69.24	66.36	45.10	76.14	54.09	0.54	0.19	0.34	0.54
TCBK	TRICO BANCSHARES	$53.54	210,000	11.70%	53.80	55.01	56.40	53.60	51.22	38.09	31.81	31.89	76.86	71.41	-0.82	-0.76	-0.06	0.75
MBBC	MARATHON BANCORP INC	$15.27	400	-92.59%	15.23	15.10	15.07	14.77	13.81	54.94	55.34	48.82	54.77	41.07	0.07	0.06	0.01	0.20
MGYR	MAGYAR BANCORP INC	$19.19	2,500	-21.88%	19.48	19.44	18.67	18.07	17.78	49.39	49.33	61.23	17.02	21.90	0.18	0.26	-0.08	0.13
LSBK	LAKE SHORE BANCORP INC	$18.59	48,000	0.00%	17.47	17.34	17.20	16.62	15.88	84.72	84.03	83.52	92.19	87.63	0.21	0.10	0.11	0.14
KFFB	KENTUCKY FIRST FEDERAL BANCORP	$5.67	10,600	-48.79%	5.83	5.70	5.41	5.00	4.76	50.87	44.74	40.74	17.93	15.42	0.10	0.12	-0.03	0.05
HYNE	HOYNE BANCORP INC	$16.56	9,000	-67.86%	16.55	16.52	16.51	16.26	N/A	52.94	61.36	61.62	51.85	53.70	0.04	0.03	0.01	0.19
HFBL	HOME FEDERAL BANCORP INC OF LOUISIANA	$25.02	1,100	0.00%	25.15	25.14	23.60	21.59	19.62	53.66	30.55	31.91	21.46	23.85	0.48	0.64	-0.16	0.08
QNBC	QNB CORP	$45.25	3,700	-70.63%	45.15	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	0.13
PROV	PROVIDENT FINANCIAL HOLDINGS INC	$18.69	24,000	4.35%	18.45	18.24	17.76	17.41	16.73	78.04	72.28	71.03	89.27	92.24	0.25	0.22	0.03	0.18
FUSB	FIRST US BANCSHARES INC	$16.70	2,800	33.33%	16.47	16.47	16.53	16.32	15.48	56.87	68.12	63.92	75.54	68.07	0.01	-0.01	0.02	0.10
UNB	UNION BANKSHARES INC	$23.87	2,400	-11.11%	23.71	23.93	24.21	24.11	24.00	49.29	39.13	37.35	78.60	67.60	-0.08	-0.11	0.03	0.34
WSBK	WINCHESTER BANCORP INC	$12.96	4,400	-58.49%	12.99	12.99	13.02	12.93	12.27	45.17	22.16	29.55	35.54	59.09	-0.01	-0.00	-0.00	-0.02
FSEA	FIRST SEACOAST BANCORP INC	$17.18	1,600	433.33%	17.17	17.13	17.01	16.26	14.49	68.43	83.96	82.15	71.18	71.07	0.05	0.06	-0.00	0.24
SHFS	SHF HOLDINGS INC	$0.16	154,000	67.39%	0.16	0.16	0.19	0.35	0.71	39.55	29.60	26.75	83.86	84.18	-0.01	-0.01	0.00	0.66
FDSB	FIFTH DISTRICT BANCORP INC	$18.69	1,900	5.56%	18.35	18.30	17.76	16.53	15.63	62.41	84.24	80.91	55.82	45.53	0.23	0.23	-0.00	0.26
DAAQ	DIGITAL ASSET ACQUISITION CORP	$10.44	1,600	220.00%	10.43	10.11	9.84	10.08	10.15	59.64	67.33	71.56	30.41	41.72	0.27	0.25	0.02	0.45
PBHC	PATHFINDER BANCORP INC	$16.71	1,400	-87.27%	16.03	16.21	16.16	15.21	14.48	60.98	56.42	33.92	67.65	39.35	-0.01	-0.02	0.00	0.12
NSTS	NSTS BANCORP INC	$14.13	2,400	-31.43%	14.03	13.98	13.87	13.61	12.86	77.15	93.10	91.88	52.32	36.97	0.07	0.06	0.01	0.14
FNWD	FINWARD BANCORP	$42.82	4,000	-39.39%	43.29	43.72	41.77	37.38	37.07	47.51	43.88	46.36	49.42	49.81	0.28	0.50	-0.22	0.17
ECBK	ECB BANCORP INC	$20.62	10,900	43.42%	20.76	20.75	20.45	19.52	18.42	49.84	21.22	42.20	9.75	39.60	0.11	0.15	-0.04	0.38
TCBS	TEXAS COMMUNITY BANCSHARES INC	$17.30	2,300	1,050.00%	17.40	17.42	17.52	17.27	17.06	44.31	35.62	49.69	39.55	54.90	-0.01	-0.01	0.00	0.08
CIB	GRUPO CIBEST SA	$100.04	512,000	-0.78%	98.88	98.81	90.75	81.17	75.95	58.87	58.77	62.98	22.59	30.22	2.44	2.94	-0.50	0.68

Bank Stocks FAQ

What are the best bank stocks to buy right now in Sep 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Citizens & Northern (NASDAQ:CZNC)

Citizens & Northern (NASDAQ:CZNC) is the #1 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 39, which is 1 points higher than the bank industry average of 38.

CZNC passed 13 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 28.57% over the past year, overperforming other bank stocks by 10 percentage points.

2. Macro Bank (NYSE:BMA)

Macro Bank (NYSE:BMA) is the #2 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Macro Bank (NYSE:BMA) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

Macro Bank (NYSE:BMA) has a Due Diligence Score of 15, which is -23 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BMA as a "B".

BMA passed 5 out of 38 due diligence checks and has weak fundamentals. Macro Bank has seen its stock return 79.2% over the past year, overperforming other bank stocks by 60 percentage points.

Macro Bank has an average 1 year price target of $108.50, an upside of 37.05% from Macro Bank's current stock price of $79.17.

Macro Bank stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Macro Bank, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Optimumbank Holdings (NYSEMKT:OPHC)

Optimumbank Holdings (NYSEMKT:OPHC) is the #3 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: B.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 4 points higher than the bank industry average of 38.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 114.55% over the past year, overperforming other bank stocks by 96 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -28.88% from Optimumbank Holdings's current stock price of $9.14.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 265 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 10.11%, which is 8 percentage points higher than the bank industry average of 2.54%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Itau Unibanco Holding Sa (NYSE:ITUB)

Itau Unibanco Holding Sa (NYSE:ITUB) has an annual dividend yield of 7.11%, which is 5 percentage points higher than the bank industry average of 2.54%. Itau Unibanco Holding Sa's dividend payout is not stable, having dropped more than 10% thirty-nine times in the last 10 years. Itau Unibanco Holding Sa's dividend has shown consistent growth over the last 10 years.

Itau Unibanco Holding Sa's dividend payout ratio of 77.7% indicates that its high dividend yield is sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 6.84%, which is 4 percentage points higher than the bank industry average of 2.54%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.84% in the last day, and down -0.71% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is -1 points higher than the bank industry average of 44. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NPB a Valuation Rating of "A".

Northpointe Bancshares's stock has dropped -5.44% in the past year. It has underperformed other stocks in the bank industry by -24 percentage points.

2. Pathward Financial (NASDAQ:CASH)

Pathward Financial (NASDAQ:CASH) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 57, which is 13 points higher than the bank industry average of 44. It passed 4 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 3.21% in the past year. It has underperformed other stocks in the bank industry by -16 percentage points.

3. Op Bancorp (NASDAQ:OPBK)

Op Bancorp (NASDAQ:OPBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 27 points higher than the bank industry average of 44. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 4.04% in the past year. It has underperformed other stocks in the bank industry by -15 percentage points.

Are bank stocks a good buy now?

33.04% of bank stocks rated by analysts are a strong buy right now. On average, analysts expect bank stocks to rise by 10.68% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 5.76% of bank stocks are rated B (Buy), 84.89% are rated C (Hold), 8.63% are rated D (Sell), and 0.72% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 14.09x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Macro Bank (NYSE:BMA)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Op Bancorp (NASDAQ:OPBK)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Macro Bank (NYSE:BMA)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Op Bancorp (NASDAQ:OPBK)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.