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NASDAQ: FGBI
First Guaranty Bancshares Inc Stock

$9.98-0.07 (-0.7%)
Updated Apr 24, 2024
FGBI Price
$9.98
Fair Value Price
N/A
Market Cap
$124.80M
52 Week Low
$9.24
52 Week High
$15.25
P/E
16.1x
P/B
0.5x
P/S
1.36x
PEG
N/A
Dividend Yield
6.41%
Revenue
$91.57M
Earnings
$9.22M
Gross Margin
100%
Operating Margin
12.99%
Profit Margin
7.5%
Debt to Equity
13.23
Operating Cash Flow
$22M
Beta
0.96
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

FGBI Overview

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.

Zen Score

Industry Average (33)
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Due Diligence Checks

FGBI was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FGBI is good value based on its earnings relative to its share price (16.1x), compared to the US market average (41.27x)
P/E vs Market Valuation
FGBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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FGBI News

Valuation

FGBI fair value

Fair Value of FGBI stock based on Discounted Cash Flow (DCF)
Price
$9.98
Fair Value
-$8.59
Undervalued by
216.17%
FGBI was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FGBI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
16.1x
Industry
-10.44x
Market
41.27x
FGBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FGBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FGBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.5x
Industry
0.99x
FGBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FGBI's financial health

Profit margin

Revenue
$21.4M
Net Income
$1.3M
Profit Margin
3.4%
FGBI's Earnings (EBIT) of $11.90M... subscribe to Premium to read more.
Interest Coverage Financials
FGBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.6B
Liabilities
$3.3B
Debt to equity
13.23
FGBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FGBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$12.9M
Investing
-$61.6M
Financing
$133.9M
FGBI's operating cash flow ($21.71M)... subscribe to Premium to read more.
Debt Coverage Financials

FGBI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
FGBI$124.80M-0.70%16.10x0.50x
CFFI$124.82M-1.49%5.35x0.58x
UNB$125.46M+0.60%11.10x1.91x
FCCO$123.28M-0.25%10.36x0.94x
BFIN$126.60M+0.40%13.73x0.81x

First Guaranty Bancshares Stock FAQ

What is First Guaranty Bancshares's quote symbol?

(NASDAQ: FGBI) First Guaranty Bancshares trades on the NASDAQ under the ticker symbol FGBI. First Guaranty Bancshares stock quotes can also be displayed as NASDAQ: FGBI.

If you're new to stock investing, here's how to buy First Guaranty Bancshares stock.

What is the 52 week high and low for First Guaranty Bancshares (NASDAQ: FGBI)?

(NASDAQ: FGBI) First Guaranty Bancshares's 52-week high was $15.25, and its 52-week low was $9.24. It is currently -34.56% from its 52-week high and 8.01% from its 52-week low.

How much is First Guaranty Bancshares stock worth today?

(NASDAQ: FGBI) First Guaranty Bancshares currently has 12,504,717 outstanding shares. With First Guaranty Bancshares stock trading at $9.98 per share, the total value of First Guaranty Bancshares stock (market capitalization) is $124.80M.

First Guaranty Bancshares stock was originally listed at a price of $13.13 in Nov 6, 2015. If you had invested in First Guaranty Bancshares stock at $13.13, your return over the last 8 years would have been -23.98%, for an annualized return of -3.37% (not including any dividends or dividend reinvestments).

How much is First Guaranty Bancshares's stock price per share?

(NASDAQ: FGBI) First Guaranty Bancshares stock price per share is $9.98 today (as of Apr 24, 2024).

What is First Guaranty Bancshares's Market Cap?

(NASDAQ: FGBI) First Guaranty Bancshares's market cap is $124.80M, as of Apr 25, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Guaranty Bancshares's market cap is calculated by multiplying FGBI's current stock price of $9.98 by FGBI's total outstanding shares of 12,504,717.
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