NASDAQ: FGBI
First Guaranty Bancshares Inc Stock

$7.41-0.62 (-7.72%)
Updated Jun 13, 2025
FGBI Price
$7.41
Fair Value Price
N/A
Market Cap
$95.50M
52 Week Low
$6.56
52 Week High
$15.25
P/E
57x
P/B
0.38x
P/S
1.19x
PEG
N/A
Dividend Yield
3.37%
Revenue
$81.25M
Earnings
$3.97M
Gross Margin
100%
Operating Margin
6.19%
Profit Margin
2%
Debt to Equity
14.23
Operating Cash Flow
$37M
Beta
0.49
Next Earnings
Jul 22, 2025
Ex-Dividend
Jun 23, 2025
Next Dividend
Jun 30, 2025

FGBI Overview

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FGBI's potential to beat the market

FStrong Sell
  • Stocks with a Zen Rating of Strong Sell (F) had an average loss of -8.02% per year. Learn More

Zen Rating Component Grades

D
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
FGBI
Ranked
#291 of 296

Top Ranked Stocks in Industry

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Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FGBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FGBI was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FGBI is poor value based on its earnings relative to its share price (57x), compared to the US market average (31.36x)
P/E vs Market Valuation
FGBI is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more FGBI due diligence checks available for Premium users.

Valuation

FGBI fair value

Fair Value of FGBI stock based on Discounted Cash Flow (DCF)

Price
$7.41
Fair Value
$9.42
Undervalued by
21.37%
FGBI was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

FGBI price to earnings (PE)

For valuing profitable companies with steady earnings

Company
57x
Industry
11.9x
Market
31.36x
FGBI is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FGBI is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

FGBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
0.38x
Industry
1.15x
FGBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FGBI's financial health

Profit margin

Revenue
$10.0M
Net Income
-$6.2M
Profit Margin
-67.3%
FGBI's Earnings (EBIT) of $5.03M... subscribe to Premium to read more.
Interest Coverage Financials
FGBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.8B
Liabilities
$3.6B
Debt to equity
14.23
FGBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
FGBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$5.4M
Investing
$185.7M
Financing
-$136.8M
FGBI's operating cash flow ($37.12M)... subscribe to Premium to read more.
Debt Coverage Financials

FGBI vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FGBIF$95.50M-7.72%57.00x0.38x
PBHC$95.44M+1.90%22.85x0.76x
LSBK$90.99M0.00%17.95x1.00x
BSBK$100.75M+4.39%-110.64x0.73x
CFSB$89.39M0.00%N/A1.18x

First Guaranty Bancshares Stock FAQ

What is First Guaranty Bancshares's quote symbol?

(NASDAQ: FGBI) First Guaranty Bancshares trades on the NASDAQ under the ticker symbol FGBI. First Guaranty Bancshares stock quotes can also be displayed as NASDAQ: FGBI.

If you're new to stock investing, here's how to buy First Guaranty Bancshares stock.

What is the 52 week high and low for First Guaranty Bancshares (NASDAQ: FGBI)?

(NASDAQ: FGBI) First Guaranty Bancshares's 52-week high was $15.25, and its 52-week low was $6.56. It is currently -51.41% from its 52-week high and 13.04% from its 52-week low.

How much is First Guaranty Bancshares stock worth today?

(NASDAQ: FGBI) First Guaranty Bancshares currently has 12,888,424 outstanding shares. With First Guaranty Bancshares stock trading at $7.41 per share, the total value of First Guaranty Bancshares stock (market capitalization) is $95.50M.

First Guaranty Bancshares stock was originally listed at a price of $13.13 in Nov 6, 2015. If you had invested in First Guaranty Bancshares stock at $13.13, your return over the last 9 years would have been -43.56%, for an annualized return of -6.16% (not including any dividends or dividend reinvestments).

How much is First Guaranty Bancshares's stock price per share?

(NASDAQ: FGBI) First Guaranty Bancshares stock price per share is $7.41 today (as of Jun 13, 2025).

What is First Guaranty Bancshares's Market Cap?

(NASDAQ: FGBI) First Guaranty Bancshares's market cap is $95.50M, as of Jun 15, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Guaranty Bancshares's market cap is calculated by multiplying FGBI's current stock price of $7.41 by FGBI's total outstanding shares of 12,888,424.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.