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NASDAQ: UBSI
United Bankshares Inc Stock

$32.57+0.10 (+0.31%)
Updated Apr 17, 2024
UBSI Price
$32.57
Fair Value Price
N/A
Market Cap
$4.40B
52 Week Low
$25.35
52 Week High
$38.74
P/E
11.97x
P/B
0.92x
P/S
4.93x
PEG
8.09x
Dividend Yield
4.48%
Revenue
$1.02B
Earnings
$366.31M
Gross Margin
100%
Operating Margin
45.29%
Profit Margin
35.8%
Debt to Equity
5.27
Operating Cash Flow
$435M
Beta
1.09
Next Earnings
Apr 24, 2024
Ex-Dividend
N/A
Next Dividend
N/A

UBSI Overview

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Zen Score

Industry Average (33)
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Due Diligence Checks

UBSI ($32.57) is trading above its intrinsic value of $16.34, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
UBSI is good value based on its earnings relative to its share price (11.97x), compared to the US market average (41.64x)
P/E vs Market Valuation
UBSI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more UBSI due diligence checks available for Premium users.

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UBSI News

Valuation

UBSI fair value

Fair Value of UBSI stock based on Discounted Cash Flow (DCF)
Price
$32.57
Fair Value
$52.97
Undervalued by
38.51%
UBSI ($32.57) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

UBSI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
11.97x
Industry
-10.51x
Market
41.64x
UBSI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UBSI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UBSI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.92x
Industry
0.95x
UBSI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UBSI price to earnings growth (PEG)

For valuing profitable companies with growth potential
UBSI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

UBSI's financial health

Profit margin

Revenue
$256.5M
Net Income
$79.4M
Profit Margin
31%
UBSI's Earnings (EBIT) of $463.81M... subscribe to Premium to read more.
Interest Coverage Financials
UBSI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$29.9B
Liabilities
$25.2B
Debt to equity
5.27
UBSI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UBSI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$162.6M
Investing
-$249.6M
Financing
$501.9M
UBSI's operating cash flow ($435.24M)... subscribe to Premium to read more.
Debt Coverage Financials

UBSI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
UBSI$4.40B+0.31%11.97x0.92x
HOMB$4.51B+0.13%11.56x1.19x
ONB$4.55B+0.32%7.96x0.82x
FNB$4.59B+0.08%9.70x0.76x
FFIN$4.09B-1.27%20.61x2.73x

United Bankshares Stock FAQ

What is United Bankshares's quote symbol?

(NASDAQ: UBSI) United Bankshares trades on the NASDAQ under the ticker symbol UBSI. United Bankshares stock quotes can also be displayed as NASDAQ: UBSI.

If you're new to stock investing, here's how to buy United Bankshares stock.

What is the 52 week high and low for United Bankshares (NASDAQ: UBSI)?

(NASDAQ: UBSI) United Bankshares's 52-week high was $38.74, and its 52-week low was $25.35. It is currently -15.93% from its 52-week high and 28.48% from its 52-week low.

How much is United Bankshares stock worth today?

(NASDAQ: UBSI) United Bankshares currently has 134,952,678 outstanding shares. With United Bankshares stock trading at $32.57 per share, the total value of United Bankshares stock (market capitalization) is $4.40B.

United Bankshares stock was originally listed at a price of $23.88 in Dec 31, 1997. If you had invested in United Bankshares stock at $23.88, your return over the last 26 years would have been 36.42%, for an annualized return of 1.2% (not including any dividends or dividend reinvestments).

How much is United Bankshares's stock price per share?

(NASDAQ: UBSI) United Bankshares stock price per share is $32.57 today (as of Apr 17, 2024).

What is United Bankshares's Market Cap?

(NASDAQ: UBSI) United Bankshares's market cap is $4.40B, as of Apr 18, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

United Bankshares's market cap is calculated by multiplying UBSI's current stock price of $32.57 by UBSI's total outstanding shares of 134,952,678.
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