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NASDAQ: UBSI
United Bankshares Inc Stock

$26.95+0.06 (+0.22%)
Updated Sep 27, 2023
UBSI Price
$26.95
Fair Value Price
$41.08
Market Cap
$3.64B
52 Week Low
$26.49
52 Week High
$44.15
P/E
9.26x
P/B
0.78x
P/S
3.84x
PEG
1.45x
Dividend Yield
5.34%
Revenue
$1.04B
Earnings
$393.12M
Gross Margin
100%
Operating Margin
47.41%
Profit Margin
37.8%
Debt to Equity
5.4
Operating Cash Flow
$454M
Beta
1.06
Next Earnings
Oct 25, 2023
Ex-Dividend
Sep 7, 2023
Next Dividend
Oct 2, 2023

UBSI Overview

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Zen Score

Industry Average (37)
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Due Diligence Checks

UBSI ($26.95) is undervalued by 34.39% relative to our estimate of its Fair Value price of $41.08 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
UBSI ($26.95) is significantly undervalued by 34.39% relative to our estimate of its Fair Value price of $41.08 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
UBSI ($26.95) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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UBSI News

Valuation

UBSI fair value

Fair Value of UBSI stock based on Discounted Cash Flow (DCF)
Price
$26.95
Fair Value
$41.08
Undervalued by
34.39%
UBSI ($26.95) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
UBSI ($26.95) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
UBSI ($26.95) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

UBSI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.26x
Industry
-0.49x
Market
13.45x
UBSI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
UBSI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

UBSI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.78x
Industry
0.87x
UBSI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

UBSI price to earnings growth (PEG)

For valuing profitable companies with growth potential
UBSI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

UBSI's financial health

Profit margin

Revenue
$251.2M
Net Income
$92.5M
Profit Margin
36.8%
UBSI's Earnings (EBIT) of $493.54M... subscribe to Premium to read more.
Interest Coverage Financials
UBSI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$29.7B
Liabilities
$25.1B
Debt to equity
5.4
UBSI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
UBSI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$64.9M
Investing
$265.2M
Financing
-$556.5M
UBSI's operating cash flow ($453.90M)... subscribe to Premium to read more.
Debt Coverage Financials

UBSI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
UBSI$3.64B+0.22%9.26x0.78x
FNB$3.75B-0.95%6.66x0.64x
FFIN$3.42B-3.19%15.36x2.50x
TFSL$3.30B-1.42%40.59x1.75x
SNV$4.02B+0.11%5.33x0.84x

United Bankshares Stock FAQ

What is United Bankshares's quote symbol?

(NASDAQ: UBSI) United Bankshares trades on the NASDAQ under the ticker symbol UBSI. United Bankshares stock quotes can also be displayed as NASDAQ: UBSI.

If you're new to stock investing, here's how to buy United Bankshares stock.

What is the 52 week high and low for United Bankshares (NASDAQ: UBSI)?

(NASDAQ: UBSI) United Bankshares's 52-week high was $44.15, and its 52-week low was $26.49. It is currently -38.96% from its 52-week high and 1.74% from its 52-week low.

How much is United Bankshares stock worth today?

(NASDAQ: UBSI) United Bankshares currently has 134,935,049 outstanding shares. With United Bankshares stock trading at $26.95 per share, the total value of United Bankshares stock (market capitalization) is $3.64B.

United Bankshares stock was originally listed at a price of $23.88 in Dec 31, 1997. If you had invested in United Bankshares stock at $23.88, your return over the last 25 years would have been 12.88%, for an annualized return of 0.49% (not including any dividends or dividend reinvestments).

How much is United Bankshares's stock price per share?

(NASDAQ: UBSI) United Bankshares stock price per share is $26.95 today (as of Sep 27, 2023).

What is United Bankshares's Market Cap?

(NASDAQ: UBSI) United Bankshares's market cap is $3.64B, as of Sep 28, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

United Bankshares's market cap is calculated by multiplying UBSI's current stock price of $26.95 by UBSI's total outstanding shares of 134,935,049.
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