NYSE: ABCB
Ameris Bancorp Stock

$59.43-1.77 (-2.89%)
Updated Jan 10, 2025
ABCB Price
$59.43
Fair Value Price
N/A
Market Cap
$4.10B
52 Week Low
$44.00
52 Week High
$74.56
P/E
12.38x
P/B
1.11x
P/S
4.11x
PEG
3.67x
Dividend Yield
0.76%
Revenue
$1.05B
Earnings
$330.24M
Gross Margin
100%
Operating Margin
42.12%
Profit Margin
31.6%
Debt to Equity
6.17
Operating Cash Flow
$237M
Beta
1.27
Next Earnings
Jan 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A

ABCB Overview

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine ABCB's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Value
D
Growth
B
Momentum
B
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
ABCB
Ranked
#165 of 337

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ABCB News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how ABCB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ABCB ($59.43) is trading above its intrinsic value of $30.37, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
ABCB is good value based on its earnings relative to its share price (12.38x), compared to the US market average (30.06x)
P/E vs Market Valuation
ABCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more ABCB due diligence checks available for Premium users.

Valuation

ABCB price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.38x
Industry
32.42x
Market
30.06x
ABCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ABCB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ABCB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.11x
Industry
1.06x
ABCB is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ABCB price to earnings growth (PEG)

For valuing profitable companies with growth potential

ABCB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

ABCB's financial health

Profit margin

Revenue
$277.7M
Net Income
$99.2M
Profit Margin
35.7%
ABCB's Earnings (EBIT) of $440.22M... subscribe to Premium to read more.
Interest Coverage Financials
ABCB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$26.4B
Liabilities
$22.7B
Debt to equity
6.17
ABCB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
ABCB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$102.2M
Investing
$70.0M
Financing
-$175.2M
ABCB's operating cash flow ($236.58M)... subscribe to Premium to read more.
Debt Coverage Financials

ABCB vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
ABCBC$4.10B-2.89%12.38x1.11x
IBOCC$3.90B-1.85%9.74x1.42x
VLYD$4.39B-4.12%13.90x0.63x
AXC$3.81B-3.19%7.94x1.58x
SFBSC$4.44B-2.84%21.71x2.83x

Ameris Bancorp Stock FAQ

What is Ameris Bancorp's quote symbol?

(NYSE: ABCB) Ameris Bancorp trades on the NYSE under the ticker symbol ABCB. Ameris Bancorp stock quotes can also be displayed as NYSE: ABCB.

If you're new to stock investing, here's how to buy Ameris Bancorp stock.

What is the 52 week high and low for Ameris Bancorp (NYSE: ABCB)?

(NYSE: ABCB) Ameris Bancorp's 52-week high was $74.56, and its 52-week low was $44.00. It is currently -20.29% from its 52-week high and 35.07% from its 52-week low.

How much is Ameris Bancorp stock worth today?

(NYSE: ABCB) Ameris Bancorp currently has 69,066,730 outstanding shares. With Ameris Bancorp stock trading at $59.43 per share, the total value of Ameris Bancorp stock (market capitalization) is $4.10B.

Ameris Bancorp stock was originally listed at a price of $16.46 in Dec 31, 1997. If you had invested in Ameris Bancorp stock at $16.46, your return over the last 27 years would have been 261.1%, for an annualized return of 4.87% (not including any dividends or dividend reinvestments).

How much is Ameris Bancorp's stock price per share?

(NYSE: ABCB) Ameris Bancorp stock price per share is $59.43 today (as of Jan 10, 2025).

What is Ameris Bancorp's Market Cap?

(NYSE: ABCB) Ameris Bancorp's market cap is $4.10B, as of Jan 13, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Ameris Bancorp's market cap is calculated by multiplying ABCB's current stock price of $59.43 by ABCB's total outstanding shares of 69,066,730.
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