NASDAQ: EFSC
Enterprise Financial Services Corp Stock

$54.60+0.52 (+0.96%)
Updated Jan 13, 2025
EFSC Price
$54.60
Fair Value Price
$84.09
Market Cap
$2.03B
52 Week Low
$37.28
52 Week High
$63.13
P/E
11.54x
P/B
1.11x
P/S
3.17x
PEG
N/A
Dividend Yield
1.94%
Revenue
$604.26M
Earnings
$180.96M
Gross Margin
100%
Operating Margin
37.42%
Profit Margin
29.3%
Debt to Equity
7.16
Operating Cash Flow
$274M
Beta
1.08
Next Earnings
Jan 20, 2025
Ex-Dividend
N/A
Next Dividend
N/A

EFSC Overview

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine EFSC's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Value
D
Growth
B
Momentum
C
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
EFSC
Ranked
#148 of 336

Top Ranked Stocks in Industry

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EFSC News

Overview

Due Diligence Score

Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how EFSC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

EFSC ($54.60) is undervalued by 35.07% relative to our estimate of its Fair Value price of $84.09 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
EFSC ($54.60) is significantly undervalued by 35.07% relative to our estimate of its Fair Value price of $84.09 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
EFSC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more EFSC due diligence checks available for Premium users.

Valuation

EFSC fair value

Fair Value of EFSC stock based on Discounted Cash Flow (DCF)

Price
$54.60
Fair Value
$84.09
Undervalued by
35.07%
EFSC ($54.60) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
EFSC ($54.60) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
EFSC is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

EFSC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.54x
Industry
33.05x
Market
29.88x
EFSC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
EFSC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

EFSC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.11x
Industry
1.07x
EFSC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

EFSC's financial health

Profit margin

Revenue
$160.8M
Net Income
$50.6M
Profit Margin
30.9%
EFSC's Earnings (EBIT) of $226.13M... subscribe to Premium to read more.
Interest Coverage Financials
EFSC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$15.0B
Liabilities
$13.1B
Debt to equity
7.16
EFSC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
EFSC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$89.0M
Investing
-$283.2M
Financing
$227.8M
EFSC's operating cash flow ($274.41M)... subscribe to Premium to read more.
Debt Coverage Financials

EFSC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
EFSCC$2.03B+0.96%11.54x1.11x
WSBCC$2.04B+0.53%14.60x0.73x
TRMKB$2.05B+0.96%10.10x1.04x
SYBTC$2.00B+2.10%18.63x2.14x
TFINF$1.99B+1.98%107.59x2.24x

Enterprise Financial Services Stock FAQ

What is Enterprise Financial Services's quote symbol?

(NASDAQ: EFSC) Enterprise Financial Services trades on the NASDAQ under the ticker symbol EFSC. Enterprise Financial Services stock quotes can also be displayed as NASDAQ: EFSC.

If you're new to stock investing, here's how to buy Enterprise Financial Services stock.

What is the 52 week high and low for Enterprise Financial Services (NASDAQ: EFSC)?

(NASDAQ: EFSC) Enterprise Financial Services's 52-week high was $63.13, and its 52-week low was $37.28. It is currently -13.51% from its 52-week high and 46.46% from its 52-week low.

How much is Enterprise Financial Services stock worth today?

(NASDAQ: EFSC) Enterprise Financial Services currently has 37,127,800 outstanding shares. With Enterprise Financial Services stock trading at $54.60 per share, the total value of Enterprise Financial Services stock (market capitalization) is $2.03B.

Enterprise Financial Services stock was originally listed at a price of $13.40 in Jul 15, 2003. If you had invested in Enterprise Financial Services stock at $13.40, your return over the last 21 years would have been 307.52%, for an annualized return of 6.92% (not including any dividends or dividend reinvestments).

How much is Enterprise Financial Services's stock price per share?

(NASDAQ: EFSC) Enterprise Financial Services stock price per share is $54.60 today (as of Jan 13, 2025).

What is Enterprise Financial Services's Market Cap?

(NASDAQ: EFSC) Enterprise Financial Services's market cap is $2.03B, as of Jan 14, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Enterprise Financial Services's market cap is calculated by multiplying EFSC's current stock price of $54.60 by EFSC's total outstanding shares of 37,127,800.
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