NASDAQ: GABCGerman American Bancorp Inc Stock
$33.16+1.28 (+4.02%)
Updated Apr 19, 2024
GABC Price
$33.16
Fair Value Price
$35.77
Market Cap
$981.03M
52 Week Low
$24.85
52 Week High
$34.96
P/E
11.4x
P/B
1.48x
P/S
3.86x
PEG
1.98x
Dividend Yield
3.08%
Revenue
$248.14M
Earnings
$85.89M
Gross Margin
100%
Operating Margin
41.77%
Profit Margin
34.6%
Debt to Equity
8.27
Operating Cash Flow
$107M
Beta
0.84
Next Earnings
Apr 22, 2024
Ex-Dividend
N/A
Next Dividend
N/A
GABC Overview
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
GABC ($33.16) is undervalued by 7.28% relative to our estimate of its Fair Value price of $35.77 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
GABC ($33.16) is not significantly undervalued (7.28%) relative to our estimate of its Fair Value price of $35.77 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
GABC ($33.16) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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GABC News
Valuation
GABC fair value
Fair Value of GABC stock based on Discounted Cash Flow (DCF)
Price
$33.16
Fair Value
$35.77
Undervalued by
7.28%
GABC ($33.16) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GABC ($33.16) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GABC ($33.16) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
GABC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
11.4x
Industry
-10.33x
Market
40.51x
GABC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GABC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
GABC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.48x
Industry
0.97x
GABC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
GABC price to earnings growth (PEG)
For valuing profitable companies with growth potential
GABC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
GABC's financial health
Profit margin
Revenue
$61.2M
Net Income
$21.5M
Profit Margin
35.1%
GABC's Earnings (EBIT) of $103.65M... subscribe to Premium to read more.
Interest Coverage Financials
GABC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.2B
Liabilities
$5.5B
Debt to equity
8.27
GABC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GABC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$29.6M
Investing
-$62.4M
Financing
$17.4M
GABC's operating cash flow ($107.23M)... subscribe to Premium to read more.
Debt Coverage Financials
GABC vs Bank Stocks
German American Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.