NASDAQ: GABCGerman American Bancorp Inc Stock
$38.59+0.39 (+1.02%)
Updated Mar 24, 2025
GABC Price
$38.59
Fair Value Price
$25.76
Market Cap
$1.44B
52 Week Low
$31.06
52 Week High
$47.08
P/E
13.64x
P/B
2.02x
P/S
4.77x
PEG
1.08x
Dividend Yield
2.1%
Revenue
$250.48M
Earnings
$83.81M
Gross Margin
100%
Operating Margin
41.56%
Profit Margin
33.5%
Debt to Equity
7.81
Operating Cash Flow
$96M
Beta
0.77
Next Earnings
Apr 28, 2025
Ex-Dividend
N/A
Next Dividend
N/A
GABC Overview
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine GABC's potential to beat the market
DSell
- Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
F
GABC
Ranked#278 of 293
Ranked#278 of 293
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $33.84 | B | |
| $30.22 | B | |
| $25.19 | B |
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GABC News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how GABC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
GABC ($38.59) is overvalued by 49.83% relative to our estimate of its Fair Value price of $25.76 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
GABC ($38.59) is not significantly undervalued (49.83%) relative to our estimate of its Fair Value price of $25.76 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
GABC ($38.59) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more GABC due diligence checks available for Premium users.
Valuation
GABC fair value
Fair Value of GABC stock based on Discounted Cash Flow (DCF)
Price
$38.59
Fair Value
$25.76
Overvalued by
49.83%
GABC ($38.59) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GABC ($38.59) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GABC ($38.59) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
GABC price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.64x
Industry
13.22x
Market
32.57x
GABC is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GABC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
GABC price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.02x
Industry
1.14x
GABC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
GABC price to earnings growth (PEG)
For valuing profitable companies with growth potential
GABC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
GABC's financial health
Profit margin
Revenue
$64.5M
Net Income
$23.2M
Profit Margin
36%
GABC's Earnings (EBIT) of $104.10M... subscribe to Premium to read more.
Interest Coverage Financials
GABC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$6.3B
Liabilities
$5.6B
Debt to equity
7.81
GABC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GABC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$28.7M
Investing
-$91.2M
Financing
$55.7M
GABC's operating cash flow ($95.76M)... subscribe to Premium to read more.
Debt Coverage Financials
GABC vs Bank Stocks
German American Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.