Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 90th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
QCRH	QCR HOLDINGS INC	$99.47	140,000	52.17%	100.99	103.02	100.13	95.83	90.77	40.36	11.33	13.00	7.95	9.68	-0.14	0.55	-0.69	0.80
FBP	FIRST BANCORP	$27.88	1,404,000	11.87%	28.25	28.72	27.88	25.92	23.57	43.78	13.66	10.35	8.21	5.85	-0.03	0.19	-0.22	0.99
PFIS	PEOPLES FINANCIAL SERVICES CORP	$68.67	33,400	-44.33%	69.95	70.53	68.86	63.84	57.82	43.18	28.96	31.81	1.98	3.03	0.15	0.54	-0.39	0.74
NU	NU HOLDINGS LTD	$14.55	95,268,000	20.39%	14.66	14.41	14.01	13.75	14.98	52.07	42.06	50.36	40.66	55.46	0.21	0.22	-0.02	1.61
CMTV	COMMUNITY BANCORP	$40.48	20,000	-9.09%	40.80	40.64	40.00	39.28	N/A	50.10	35.00	34.61	20.29	16.93	0.15	0.25	-0.09	-0.44
HOPE	HOPE BANCORP INC	$13.79	857,000	34.54%	13.95	14.10	13.81	13.14	12.24	43.84	17.97	18.18	6.55	7.55	0.02	0.09	-0.07	0.88
MFG	MIZUHO FINANCIAL GROUP INC	$10.64	2,774,000	16.90%	10.40	10.54	10.31	9.63	8.82	55.47	49.04	41.94	53.95	45.73	0.05	0.06	-0.01	0.77
SUPV	GRUPO SUPERVIELLE SA	$8.74	1,130,000	76.56%	8.25	8.37	9.17	9.17	9.85	51.27	58.10	58.12	78.49	82.71	-0.21	-0.31	0.10	1.35
PNC	PNC FINANCIAL SERVICES GROUP INC	$239.63	1,576,000	14.53%	244.33	249.32	249.21	235.79	223.51	34.18	10.87	15.01	8.37	14.52	-2.09	-0.71	-1.38	0.95
PRK	PARK NATIONAL CORP	$195.29	80,000	15.94%	200.47	203.12	194.50	183.34	172.52	41.78	36.91	40.16	0.27	0.18	0.62	2.35	-1.73	0.81
FISI	FINANCIAL INSTITUTIONS INC	$40.52	128,000	-34.02%	40.91	41.40	40.26	37.81	34.80	45.86	36.21	30.03	17.31	17.46	0.10	0.30	-0.20	0.78
TBBK	BANCORP INC	$65.00	268,000	44.86%	66.76	68.34	66.52	61.72	61.72	39.15	15.94	13.83	1.85	2.45	-0.27	0.31	-0.58	1.37
COSO	COASTALSOUTH BANCSHARES INC	$27.41	92,000	37.31%	27.41	27.57	27.17	26.46	25.15	50.60	45.02	43.18	34.25	31.51	0.07	0.13	-0.06	0.36
BSBR	BANCO SANTANDER (BRASIL) SA	$5.75	3,178,000	58.19%	5.72	5.74	5.47	5.59	5.93	55.55	68.50	70.10	63.36	70.47	0.08	0.08	-0.01	0.68
RVSB	RIVERVIEW BANCORP INC	$5.20	29,500	178.30%	5.15	5.24	5.31	5.42	5.35	45.62	48.48	43.95	72.61	61.31	-0.05	-0.05	0.00	0.44
OBT	ORANGE COUNTY BANCORP INC	$37.95	49,000	32.43%	38.06	38.42	37.77	36.23	33.35	48.50	36.31	29.04	17.91	13.69	0.05	0.18	-0.13	0.56
INDB	INDEPENDENT BANK CORP	$81.18	148,000	-24.10%	83.10	84.08	84.27	81.57	79.10	33.45	15.07	14.66	0.00	0.00	-0.60	-0.20	-0.40	0.84
OFG	OFG BANCORP	$52.05	217,000	43.71%	52.19	52.61	51.33	48.27	44.49	49.55	29.63	29.63	20.06	20.39	0.20	0.39	-0.20	0.84
WSFS	WSFS FINANCIAL CORP	$77.45	431,000	14.63%	79.21	80.36	79.15	75.30	68.07	34.45	15.49	14.77	0.00	0.34	-0.33	0.19	-0.51	0.94
PEBO	PEOPLES BANCORP INC	$39.37	193,000	-2.53%	39.86	40.53	39.76	37.16	34.38	39.83	19.50	17.18	4.43	5.61	-0.12	0.13	-0.25	0.64
MVBF	MVB FINANCIAL CORP	$30.27	53,000	-19.70%	30.30	30.37	29.65	28.03	27.38	52.54	51.97	42.26	30.50	20.20	0.17	0.27	-0.09	0.73
FBK	FB FINANCIAL CORP	$56.96	322,000	51.17%	58.32	59.91	58.54	56.02	56.06	35.39	11.46	10.73	8.58	9.12	-0.46	0.06	-0.52	0.97
SMBK	SMARTFINANCIAL INC	$50.55	100,000	16.28%	50.92	51.66	49.67	45.91	42.34	47.51	25.52	23.75	3.86	3.09	0.20	0.54	-0.34	0.72
SRCE	1ST SOURCE CORP	$85.63	141,000	18.49%	86.23	87.47	85.12	79.63	72.96	44.89	24.18	25.51	18.90	20.79	0.12	0.55	-0.44	0.67
MCB	METROPOLITAN BANK HOLDING CORP	$90.78	87,000	-2.25%	91.44	92.50	94.76	92.51	87.49	40.49	23.16	21.75	37.86	36.46	-0.84	-0.78	-0.06	1.22
SFBS	SERVISFIRST BANCSHARES INC	$43.04	456,000	-10.76%	43.57	44.31	43.78	41.49	39.89	41.81	22.55	19.10	2.45	3.66	-0.18	0.08	-0.26	0.95
FFBC	FIRST FINANCIAL BANCORP	$32.63	769,000	-19.73%	32.92	33.51	33.87	32.13	29.59	37.37	21.65	17.46	9.36	8.78	-0.32	-0.20	-0.12	0.88
BWFG	BANKWELL FINANCIAL GROUP INC	$65.74	43,400	-26.44%	66.20	66.85	63.07	57.80	52.69	51.85	48.05	38.54	15.04	12.17	0.75	1.21	-0.46	0.68
FRAF	FRANKLIN FINANCIAL SERVICES CORP	$61.95	19,400	-6.73%	62.13	62.75	62.75	60.16	55.65	44.84	32.33	32.22	10.67	12.52	-0.18	-0.03	-0.16	0.24
MBWM	MERCANTILE BANK CORP	$59.76	115,000	40.24%	60.01	60.64	58.94	55.64	52.82	49.28	38.60	36.20	11.93	14.10	0.25	0.50	-0.25	0.77
GGAL	GRUPO FINANCIERO GALICIA SA	$43.75	1,095,000	38.96%	42.65	44.18	48.07	47.35	48.42	44.65	40.73	38.63	76.70	79.93	-1.57	-1.76	0.19	1.19
SFST	SOUTHERN FIRST BANCSHARES INC	$61.35	79,600	-21.19%	62.55	63.23	62.03	59.74	56.92	41.48	22.82	18.31	7.15	5.79	-0.03	0.30	-0.33	0.77
RNST	RENASANT CORP	$40.91	653,000	10.87%	41.47	42.43	42.83	41.60	39.28	33.74	25.66	19.23	9.59	8.17	-0.56	-0.36	-0.21	0.88
FBNC	FIRST BANCORP	$63.43	143,000	-9.49%	64.36	64.86	64.04	61.52	58.29	44.29	23.13	21.81	5.17	3.45	-0.00	0.28	-0.28	0.85
WSBF	WATERSTONE FINANCIAL INC	$20.96	67,000	5.51%	21.06	21.02	20.41	19.45	18.35	54.70	53.98	56.82	7.73	6.62	0.21	0.26	-0.06	0.51
CFG	CITIZENS FINANCIAL GROUP INC	$68.87	4,766,000	99.16%	70.31	71.91	71.43	67.73	63.64	37.44	9.43	12.52	6.94	11.29	-0.55	-0.08	-0.47	1.17
FCBC	FIRST COMMUNITY BANKSHARES INC	$48.49	73,000	14.06%	49.02	48.90	46.85	44.84	40.80	52.43	47.87	56.41	0.00	5.90	0.57	0.77	-0.20	0.68
WAFD	WAFD INC	$35.76	453,000	43.81%	36.40	37.04	37.35	36.26	34.22	33.04	13.28	13.18	0.00	0.18	-0.35	-0.19	-0.16	0.87
VBNK	VERSABANK	$19.20	82,000	-24.77%	19.70	19.63	20.25	19.19	16.87	43.50	53.44	62.84	50.72	64.82	-0.07	-0.10	0.02	0.58
VLY	VALLEY NATIONAL BANCORP	$13.64	6,414,000	13.82%	14.14	14.47	14.54	14.04	13.08	29.38	6.89	12.99	0.00	0.00	-0.19	-0.08	-0.11	1.11
SMBC	SOUTHERN MISSOURI BANCORP INC	$73.59	69,000	-41.53%	74.28	75.87	76.12	72.37	66.80	36.12	15.26	16.79	9.03	12.54	-0.71	-0.40	-0.31	0.75
INTR	INTER & CO INC	$5.41	3,585,000	16.17%	5.39	5.38	5.47	6.13	7.37	49.26	47.30	52.49	64.06	71.85	-0.02	-0.05	0.02	0.99
CAC	CAMDEN NATIONAL CORP	$56.48	106,000	20.45%	56.79	57.68	55.90	52.85	49.17	47.34	46.60	46.16	12.67	12.29	0.13	0.44	-0.31	0.68
NIC	NICOLET BANKSHARES INC	$169.34	156,000	62.50%	172.18	174.03	169.06	157.39	148.21	44.01	19.88	19.78	5.01	3.95	0.61	1.73	-1.12	0.77
ONB	OLD NATIONAL BANCORP	$25.58	2,915,000	-14.77%	25.87	26.39	26.30	25.13	24.00	37.70	18.56	17.46	11.83	12.34	-0.19	-0.06	-0.13	0.93
SYBT	STOCK YARDS BANCORP INC	$79.21	152,000	29.91%	81.03	82.70	80.63	76.18	71.47	36.69	13.58	13.15	1.00	0.67	-0.46	0.26	-0.72	0.74
FCNCA	FIRST CITIZENS BANCSHARES INC	$2,164.40	117,000	172.09%	2,175.10	2,212.56	2,154.25	2,077.91	2,037.14	47.28	18.97	17.41	17.18	15.89	2.05	12.40	-10.35	1.00
BFST	BUSINESS FIRST BANCSHARES INC	$31.02	166,000	-6.21%	31.24	31.60	31.09	29.57	28.35	44.22	21.84	22.92	10.20	11.25	-0.00	0.13	-0.13	0.83
AX	AXOS FINANCIAL INC	$96.79	287,000	35.38%	97.23	99.24	98.08	93.91	91.18	45.19	26.13	30.23	27.67	34.25	-0.28	0.08	-0.36	1.29
CTBI	COMMUNITY TRUST BANCORP INC	$76.13	104,000	6.12%	76.53	77.51	75.40	70.89	65.23	46.68	37.03	34.61	8.45	7.72	0.15	0.53	-0.38	0.63
MNSB	MAINSTREET BANCSHARES INC	$24.94	19,600	8.29%	25.05	24.69	24.31	23.88	22.49	54.72	62.91	66.34	22.07	20.44	0.30	0.29	0.01	0.52
BY	BYLINE BANCORP INC	$37.92	275,000	58.96%	38.30	38.73	38.15	35.73	33.16	42.66	25.00	27.58	10.83	11.95	-0.01	0.15	-0.17	0.81
ISBA	ISABELLA BANK CORP	$38.24	115,000	4.55%	39.36	40.09	39.84	41.32	44.63	40.47	15.17	13.31	14.22	9.37	-0.36	-0.13	-0.23	0.15
HWC	HANCOCK WHITNEY CORP	$74.49	455,000	-21.82%	75.47	76.96	76.14	72.07	68.72	38.90	16.11	16.88	7.25	8.82	-0.43	0.02	-0.45	1.07
TFIN	TRIUMPH FINANCIAL INC	$71.25	130,000	-21.21%	73.52	75.38	76.48	72.09	66.60	36.16	5.83	7.80	0.00	1.18	-1.22	-0.69	-0.54	1.35
GBFH	GBANK FINANCIAL HOLDINGS INC	$19.57	56,000	-45.63%	20.62	20.89	26.18	27.71	29.86	27.69	16.69	14.17	19.91	36.86	-1.68	-1.86	0.18	0.46
BVFL	BV FINANCIAL INC	$21.24	8,000	-25.93%	21.38	21.33	21.24	20.55	19.65	49.98	50.13	41.33	50.80	36.35	0.04	0.08	-0.04	0.41
FRME	FIRST MERCHANTS CORP	$41.47	363,000	-8.79%	41.94	42.54	42.98	41.68	40.10	38.51	22.02	18.79	12.95	10.93	-0.37	-0.24	-0.14	0.81
TMP	TOMPKINS FINANCIAL CORP	$97.12	91,000	-1.09%	97.78	98.91	96.45	91.06	83.42	46.93	27.68	26.30	7.84	9.59	0.19	0.67	-0.48	0.83
NPB	NORTHPOINTE BANCSHARES INC	$16.99	125,000	50.60%	17.10	17.18	17.83	17.79	17.62	42.24	33.71	29.53	48.03	41.22	-0.18	-0.19	0.01	0.68
BCH	BANK OF CHILE	$41.11	279,000	86.00%	41.78	41.45	40.71	39.37	39.54	48.73	51.48	58.04	37.07	45.94	0.28	0.34	-0.06	0.58
GCBC	GREENE COUNTY BANCORP INC	$34.39	20,500	19.19%	34.73	34.73	33.52	29.39	26.11	51.91	49.71	55.61	6.45	13.96	0.42	0.56	-0.14	0.67
TRMK	TRUSTMARK CORP	$45.92	262,000	16.44%	46.45	47.24	46.78	45.64	43.46	37.91	19.59	18.48	5.85	6.47	-0.23	-0.01	-0.22	0.81
NECB	NORTHEAST COMMUNITY BANCORP INC	$26.35	30,600	7.75%	26.43	26.65	26.77	25.66	24.37	45.58	32.71	32.27	23.54	21.73	-0.08	-0.03	-0.05	0.45
UMBF	UMB FINANCIAL CORP	$141.63	506,000	8.12%	144.87	146.63	144.82	136.38	127.17	39.94	16.71	16.35	11.06	9.18	-0.26	0.59	-0.86	1.00
FSBW	FS BANCORP INC	$42.30	24,500	0.00%	42.70	42.99	43.17	42.04	41.41	44.09	39.59	39.50	24.12	21.85	-0.16	-0.08	-0.08	0.48
CBK	COMMERCIAL BANCGROUP INC	$33.78	25,300	-22.39%	34.02	34.58	33.73	31.43	28.38	46.05	24.36	24.83	8.82	9.28	0.04	0.22	-0.18	0.36
SBCF	SEACOAST BANKING CORP OF FLORIDA	$33.96	663,000	-22.18%	34.54	34.92	33.92	32.49	32.22	43.99	14.75	15.37	10.59	12.72	0.08	0.30	-0.22	0.98
RBB	RBB BANCORP	$25.95	63,500	8.92%	26.48	26.77	26.76	25.29	23.24	37.93	10.83	16.70	1.11	1.60	-0.11	0.02	-0.13	0.83
COFS	CHOICEONE FINANCIAL SERVICES INC	$33.21	96,000	104.26%	33.35	33.81	33.64	32.34	30.83	44.10	23.30	26.16	18.86	23.08	-0.12	-0.02	-0.10	0.49
AMTB	AMERANT BANCORP INC	$28.71	314,000	14.60%	28.72	28.95	27.43	25.25	23.02	54.49	43.77	40.66	28.66	25.19	0.31	0.48	-0.16	0.88
BFC	BANK FIRST CORP	$150.66	69,000	30.93%	152.82	154.45	150.89	146.78	140.17	44.78	28.10	34.90	8.99	15.97	0.31	1.02	-0.71	0.59
TFC	TRUIST FINANCIAL CORP	$49.58	8,264,000	78.87%	50.61	51.60	51.44	50.34	49.55	36.64	9.17	11.75	10.66	14.97	-0.44	-0.17	-0.27	1.08
UNTY	UNITY BANCORP INC	$58.03	38,700	-13.42%	58.92	59.75	58.50	56.34	54.38	42.65	13.96	11.69	5.25	3.50	-0.02	0.33	-0.35	0.60
PNBK	PATRIOT NATIONAL BANCORP INC	$1.06	330,000	2.80%	1.04	1.09	1.11	1.13	1.29	45.62	13.77	11.13	18.80	14.46	-0.02	-0.02	-0.00	0.45
CATY	CATHAY GENERAL BANCORP	$61.21	513,000	20.42%	62.29	63.20	62.58	59.59	54.81	36.58	14.71	14.09	3.59	4.80	-0.25	0.08	-0.33	0.95
HOMB	HOME BANCSHARES INC	$29.46	1,691,000	46.41%	30.04	30.57	30.02	28.48	28.28	34.08	8.29	7.59	0.00	0.00	-0.17	0.05	-0.22	0.87
TSBK	TIMBERLAND BANCORP INC	$45.59	31,000	-38.37%	46.21	45.89	44.81	42.89	40.06	50.59	22.61	29.96	19.92	21.03	0.45	0.55	-0.11	0.44
CVBF	CVB FINANCIAL CORP	$22.17	1,093,000	15.17%	22.46	22.69	22.57	21.49	20.55	40.23	17.36	15.29	0.00	0.32	-0.07	0.03	-0.10	0.75
CPF	CENTRAL PACIFIC FINANCIAL CORP	$37.22	97,000	-0.51%	37.63	38.30	38.41	36.50	34.15	38.80	32.37	37.28	46.06	53.39	-0.27	-0.16	-0.11	0.79
UVSP	UNIVEST FINANCIAL CORP	$41.52	195,000	26.62%	41.77	42.52	43.42	41.17	37.36	36.58	25.45	21.13	13.54	14.36	-0.55	-0.44	-0.11	0.75
BWB	BRIDGEWATER BANCSHARES INC	$21.07	80,000	-32.20%	21.48	21.59	21.31	20.05	19.07	44.17	20.04	19.32	10.72	9.65	0.03	0.14	-0.11	0.74
CUBI	CUSTOMERS BANCORP INC	$78.18	156,000	-17.46%	79.05	80.90	79.10	77.35	74.69	42.71	21.76	19.33	7.61	7.89	-0.23	0.25	-0.48	1.51
LOB	LIVE OAK BANCSHARES INC	$39.39	163,000	-8.43%	40.50	41.76	41.69	39.49	37.50	33.02	17.93	16.04	2.46	1.64	-0.60	-0.25	-0.35	1.43
BAP	CREDICORP LTD	$366.38	389,000	-29.91%	374.02	378.89	384.83	360.63	337.05	39.94	13.77	30.21	15.83	45.18	-3.45	-2.28	-1.17	0.77
PB	PROSPERITY BANCSHARES INC	$71.56	1,194,000	98.34%	72.75	73.53	73.18	71.23	70.52	37.34	10.05	15.25	3.63	9.60	-0.29	-0.01	-0.28	0.73
EBMT	EAGLE BANCORP MONTANA INC	$22.35	19,200	-81.71%	22.78	23.20	23.39	22.89	21.53	37.33	28.28	30.05	13.95	8.39	-0.25	-0.15	-0.10	0.29
FSBC	FIVE STAR BANCORP	$45.82	242,000	100.00%	45.40	46.05	47.22	44.48	40.98	46.00	30.94	25.21	49.70	34.81	-0.46	-0.42	-0.03	0.76
PEBK	PEOPLES BANCORP OF NORTH CAROLINA INC	$43.70	21,100	47.55%	43.95	43.92	43.32	42.35	39.45	50.17	33.49	36.83	12.68	8.18	0.15	0.27	-0.11	0.40
HBAN	HUNTINGTON BANCSHARES INC	$16.69	23,990,000	11.46%	17.04	17.36	17.57	16.98	16.96	35.87	5.42	8.07	2.89	4.80	-0.19	-0.11	-0.08	1.07
OVBC	OHIO VALLEY BANC CORP	$45.73	34,700	29.48%	45.15	44.68	43.85	45.25	43.19	60.62	70.71	69.54	43.70	38.43	0.49	0.38	0.11	0.18
TFSL	TFS FINANCIAL CORP	$17.47	842,000	8.37%	17.63	17.66	17.78	16.63	15.36	44.71	51.62	66.17	54.49	78.07	-0.03	-0.02	-0.01	0.67
AROW	ARROW FINANCIAL CORP	$37.74	58,000	-30.95%	38.27	38.88	39.92	38.40	35.55	34.65	39.60	39.77	25.84	23.88	-0.52	-0.44	-0.08	0.68
CWBC	COMMUNITY WEST BANCSHARES	$25.93	163,000	-9.94%	25.97	25.81	26.22	25.18	24.17	50.48	57.46	64.27	50.72	67.95	0.01	-0.01	0.02	0.63
CASH	PATHWARD FINANCIAL INC	$81.46	225,000	10.84%	82.91	85.11	87.04	86.54	84.38	33.25	10.38	9.50	0.00	2.20	-1.59	-1.17	-0.42	0.99
IBOC	INTERNATIONAL BANCSHARES CORP	$70.16	272,000	-4.90%	71.22	72.52	74.73	73.60	71.23	29.25	23.02	17.42	9.83	6.55	-1.25	-1.08	-0.17	0.82
CBU	COMMUNITY FINANCIAL SYSTEM INC	$62.75	197,000	34.01%	63.25	64.31	65.84	64.49	62.30	37.51	20.32	19.19	9.43	10.91	-0.83	-0.71	-0.11	0.79
TRST	TRUSTCO BANK CORP N Y	$56.72	137,000	3.01%	57.03	56.73	55.85	52.66	47.98	51.48	61.63	72.28	40.94	60.47	0.37	0.44	-0.07	0.62
ACNB	ACNB CORP	$64.99	81,000	66.32%	64.30	64.48	62.27	57.72	53.52	60.19	69.23	69.54	63.17	55.08	0.65	0.80	-0.15	0.62
GABC	GERMAN AMERICAN BANCORP INC	$49.32	98,000	-4.85%	49.84	50.31	48.97	46.33	43.63	45.99	27.84	28.79	6.78	4.92	0.14	0.39	-0.25	0.61

Bank Stocks FAQ

What are the best bank stocks to buy right now in Sep 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Macro Bank (NYSE:BMA)

Macro Bank (NYSE:BMA) is the #1 top bank stock out of 312 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Macro Bank (NYSE:BMA) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Macro Bank (NYSE:BMA) has a Due Diligence Score of 15, which is -23 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BMA as a "A".

BMA passed 5 out of 38 due diligence checks and has weak fundamentals. Macro Bank has seen its stock return 35.26% over the past year, overperforming other bank stocks by 17 percentage points.

Macro Bank has an average 1 year price target of $105.00, an upside of 33.45% from Macro Bank's current stock price of $78.68.

Macro Bank stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Macro Bank, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Citizens & Northern (NASDAQ:CZNC)

Citizens & Northern (NASDAQ:CZNC) is the #2 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 39, which is 1 points higher than the bank industry average of 38.

CZNC passed 13 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 25.01% over the past year, overperforming other bank stocks by 7 percentage points.

3. Optimumbank Holdings (NYSEMKT:OPHC)

Optimumbank Holdings (NYSEMKT:OPHC) is the #3 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: A.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 4 points higher than the bank industry average of 38.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 112.26% over the past year, overperforming other bank stocks by 94 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -27.78% from Optimumbank Holdings's current stock price of $9.00.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 265 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 9.91%, which is 7 percentage points higher than the bank industry average of 2.54%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Itau Unibanco Holding Sa (NYSE:ITUB)

Itau Unibanco Holding Sa (NYSE:ITUB) has an annual dividend yield of 7.55%, which is 5 percentage points higher than the bank industry average of 2.54%. Itau Unibanco Holding Sa's dividend payout is not stable, having dropped more than 10% forty-one times in the last 10 years. Itau Unibanco Holding Sa's dividend has shown consistent growth over the last 10 years.

Itau Unibanco Holding Sa's dividend payout ratio of 77.7% indicates that its high dividend yield is sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 6.47%, which is 4 percentage points higher than the bank industry average of 2.54%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.88% in the last day, and down -1.21% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is -2 points higher than the bank industry average of 45. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NPB a Valuation Rating of "A".

Northpointe Bancshares's stock has dropped -5.61% in the past year. It has underperformed other stocks in the bank industry by -23 percentage points.

2. Op Bancorp (NASDAQ:OPBK)

Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 26 points higher than the bank industry average of 45. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 4.82% in the past year. It has underperformed other stocks in the bank industry by -13 percentage points.

3. Pathward Financial (NASDAQ:CASH)

Pathward Financial (NASDAQ:CASH) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 57, which is 12 points higher than the bank industry average of 45. It passed 4 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 3.17% in the past year. It has underperformed other stocks in the bank industry by -15 percentage points.

Are bank stocks a good buy now?

33.48% of bank stocks rated by analysts are a strong buy right now. On average, analysts expect bank stocks to rise by 10.51% over the next year.

0.36% of bank stocks have a Zen Rating of A (Strong Buy), 5.76% of bank stocks are rated B (Buy), 83.45% are rated C (Hold), 9.35% are rated D (Sell), and 1.08% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 14.05x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Macro Bank (NYSE:BMA)

2. Citizens & Northern (NASDAQ:CZNC)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Op Bancorp (NASDAQ:OPBK)

3. Pathward Financial (NASDAQ:CASH)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Macro Bank (NYSE:BMA)

2. Citizens & Northern (NASDAQ:CZNC)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Op Bancorp (NASDAQ:OPBK)

3. Pathward Financial (NASDAQ:CASH)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.