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NASDAQ: USCB
Uscb Financial Holdings Inc Stock

$11.24+0.11 (+0.99%)
Updated Mar 27, 2024
USCB Price
$11.24
Fair Value Price
N/A
Market Cap
$220.87M
52 Week Low
$8.56
52 Week High
$12.97
P/E
13.38x
P/B
1.15x
P/S
3.76x
PEG
N/A
Dividend Yield
N/A
Revenue
$63.60M
Earnings
$16.55M
Gross Margin
100%
Operating Margin
34.27%
Profit Margin
26%
Debt to Equity
11.19
Operating Cash Flow
$23M
Beta
0.29
Next Earnings
Apr 26, 2024
Ex-Dividend
N/A
Next Dividend
N/A

USCB Overview

USCB Financial Holdings Incorporated is the holding company for U.S. Century Bank that offers banking products and services to small and medium sized businesses. Offereings include checking, savings, money market, and time deposit accounts, and certificates of deposit. Its loan products include residential real estate loans, commercial real estate loans, commercial and industrial loans, foreign banks loans, and secured/unsecured consumer loans. USCB was founded in 2002 and is headquartered in Miami, FL.

Zen Score

Industry Average (34)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how USCB scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

USCB was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
USCB is good value based on its earnings relative to its share price (13.38x), compared to the US market average (44.45x)
P/E vs Market Valuation
USCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more USCB due diligence checks available for Premium users.

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USCB News

Valuation

USCB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
13.38x
Industry
-10.57x
Market
44.45x
USCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
USCB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

USCB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.15x
Industry
1.02x
USCB is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

USCB's financial health

Profit margin

Revenue
$14.2M
Net Income
$2.7M
Profit Margin
19.1%
USCB's Earnings (EBIT) of $21.80M... subscribe to Premium to read more.
Interest Coverage Financials
USCB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.3B
Liabilities
$2.1B
Debt to equity
11.19
USCB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$6.0M
Investing
-$82.7M
Financing
$96.3M
USCB's operating cash flow ($22.55M)... subscribe to Premium to read more.
Debt Coverage Financials

USCB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
USCB$220.87M+0.99%13.38x1.15x
NECB$221.46M+1.83%5.45x0.81x
FVCB$218.28M+1.33%55.50x1.01x
NWFL$218.00M+1.24%12.92x1.20x
CVLY$216.38M+2.05%8.63x1.08x

Uscb Financial Holdings Stock FAQ

What is Uscb Financial Holdings's quote symbol?

(NASDAQ: USCB) Uscb Financial Holdings trades on the NASDAQ under the ticker symbol USCB. Uscb Financial Holdings stock quotes can also be displayed as NASDAQ: USCB.

If you're new to stock investing, here's how to buy Uscb Financial Holdings stock.

What is the 52 week high and low for Uscb Financial Holdings (NASDAQ: USCB)?

(NASDAQ: USCB) Uscb Financial Holdings's 52-week high was $12.97, and its 52-week low was $8.56. It is currently -13.34% from its 52-week high and 31.31% from its 52-week low.

How much is Uscb Financial Holdings stock worth today?

(NASDAQ: USCB) Uscb Financial Holdings currently has 19,650,463 outstanding shares. With Uscb Financial Holdings stock trading at $11.24 per share, the total value of Uscb Financial Holdings stock (market capitalization) is $220.87M.

Uscb Financial Holdings stock was originally listed at a price of $10.82 in Jul 23, 2021. If you had invested in Uscb Financial Holdings stock at $10.82, your return over the last 2 years would have been 3.88%, for an annualized return of 1.92% (not including any dividends or dividend reinvestments).

How much is Uscb Financial Holdings's stock price per share?

(NASDAQ: USCB) Uscb Financial Holdings stock price per share is $11.24 today (as of Mar 27, 2024).

What is Uscb Financial Holdings's Market Cap?

(NASDAQ: USCB) Uscb Financial Holdings's market cap is $220.87M, as of Mar 28, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Uscb Financial Holdings's market cap is calculated by multiplying USCB's current stock price of $11.24 by USCB's total outstanding shares of 19,650,463.
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