NASDAQ: USCBUscb Financial Holdings Inc Stock
$20.27-0.21 (-1.03%)
Updated Dec 2, 2024
USCB Price
$20.27
Fair Value Price
$12.79
Market Cap
$402.17M
52 Week Low
$10.25
52 Week High
$21.86
P/E
19.49x
P/B
1.88x
P/S
4.17x
PEG
1.09x
Dividend Yield
N/A
Revenue
$71.79M
Earnings
$20.49M
Gross Margin
100%
Operating Margin
37.45%
Profit Margin
28.5%
Debt to Equity
10.71
Operating Cash Flow
$31M
Beta
0.4
Next Earnings
Jan 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A
USCB Overview
USCB Financial Holdings Incorporated is the holding company for U.S. Century Bank that offers banking products and services to small and medium sized businesses. Offereings include checking, savings, money market, and time deposit accounts, and certificates of deposit. Its loan products include residential real estate loans, commercial real estate loans, commercial and industrial loans, foreign banks loans, and secured/unsecured consumer loans. USCB was founded in 2002 and is headquartered in Miami, FL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine USCB's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Value
C
Growth
A
Momentum
A
Sentiment
C
Safety
D
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
USCB
Ranked#14 of 315
Ranked#14 of 315
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $55.47 | B | |
| $28.19 | B | |
| $48.71 | B |
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USCB News
Overview
Due Diligence Score
–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how USCB scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
USCB ($20.27) is overvalued by 58.49% relative to our estimate of its Fair Value price of $12.79 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
USCB ($20.27) is not significantly undervalued (58.49%) relative to our estimate of its Fair Value price of $12.79 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
USCB ($20.27) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more USCB due diligence checks available for Premium users.
Valuation
USCB fair value
Fair Value of USCB stock based on Discounted Cash Flow (DCF)
Price
$20.27
Fair Value
$12.79
Overvalued by
58.49%
USCB ($20.27) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
USCB ($20.27) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
USCB ($20.27) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
USCB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
19.49x
Industry
37.61x
Market
28.28x
USCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
USCB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
USCB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.88x
Industry
1.18x
USCB is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
USCB price to earnings growth (PEG)
For valuing profitable companies with growth potential
USCB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
USCB's financial health
Profit margin
Revenue
$20.6M
Net Income
$6.9M
Profit Margin
33.7%
USCB's Earnings (EBIT) of $26.88M... subscribe to Premium to read more.
Interest Coverage Financials
USCB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$2.5B
Liabilities
$2.3B
Debt to equity
10.71
USCB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$11.2M
Investing
-$74.8M
Financing
$24.8M
USCB's operating cash flow ($31.16M)... subscribe to Premium to read more.
Debt Coverage Financials
USCB vs Bank Stocks
Uscb Financial Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.