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How to Buy Uscb Financial Holdings Stock

Uscb Financial Holdings Inc

USCB Financial Holdings, Inc. operates as the bank holding company for U. S. Century Bank that provides various banking products and services to small-to-medium sized businesses.

Uscb Financial Holdings stock last closed at $10.40, down 1.05% from the previous day, and has increased 9.82% in one year. It has overperformed other stocks in the Banks - Regional industry by 0 percentage points. Uscb Financial Holdings stock is currently +21.5% from its 52-week low of $8.56, and -19.81% from its 52-week high of $12.97.

As of Apr 18, 2024, there are 19.65M USCB shares outstanding. The market value of USCB is $204.36M. In the past 24 hours, 11,140 USCB shares were traded.

How to Buy Uscb Financial Holdings Stock

Not sure how to invest in Uscb Financial Holdings stock? Here's how.
  1. Choose where to buy Uscb Financial Holdings stock: You need to choose an online brokerage, but don't worry - we've analyzed dozens of online stock brokerages and apps to help you figure out where to buy Uscb Financial Holdings stock.
  2. Open your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Deposit money your investment account: Choose your method of payment and add your details.
  4. Evaluate Uscb Financial Holdings stock: The Uscb Financial Holdings ticker symbol is USCB. Is Uscb Financial Holdings stock a good investment? Should you buy shares of USCB? How do USCB's underlying business fundamentals look? Do top analysts think Uscb Financial Holdings is a good buy? Why has USCB's stock price moved recently? (Hint: Our stock market research tools can help you evaluate if USCB is a good stock to buy).
  5. Make your USCB trade: Decide if you will purchase USCB shares at the current market price or use a limit order to purchase USCB stock at a specific price.
  6. Keep tabs on your investment in USCB: Create a watchlist to watch your new investment in Uscb Financial Holdings stock.

Step 1: Choose where to buy Uscb Financial Holdings stock

You will need a brokerage account to access the NASDAQ market and buy USCB stock.

A brokerage account is an investment account that enables you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Open your brokerage account

Now that you've picked your brokerage, you need to fill out some personal info so you can buy USCB today.

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Step 3: Deposit money your investment account

Now that you've created your account on one of the best stock apps, you need to deposit funds:

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Step 4: Evaluate Uscb Financial Holdings stock

Once you have chosen the best place to buy Uscb Financial Holdings stock, it's critical to evaluate their stock prior to investing, so you can wrap your head around the risk as well as the opportunity.

Uscb Financial Holdings Metrics

USCB Price
$10.40
1w %
-2.62%
1y %
9.82%
5y %
N/A
P/E
12.38x
P/B
1.06x
P/S
3.21x
PEG
N/A
Revenue
$63.60M
Earnings
$16.55M
Fore. Rev. Growth
14.95%
Fore. Earn. Growth
N/A
Market Cap
$204.36M
Next Earnings
Apr 26, 2024
Next Dividend
N/A

USCB Due Diligence Checks

WallStreetZen was built to help average investors do better fundamental analysis in less time.

You can see all of the due diligence checks on USCB's stock page.

How is USCB stock valued?

Investors use many financial metrics, analyses, models, and charts to gauge USCB's true value.

Using relative valuations measures:

  • USCB could be undervalued based on its P/E ratio of 12.38x, relative to Banks - Regional industry P/E ratio of -10.84x
  • USCB could be overvalued based on its P/B ratio of 1.06x, relative to Banks - Regional industry P/B ratio of 0.95x

You can access more valuation analysis on USCB's stock here.

USCB Financial Health

Pros:

  • USCB earnings of $21.80M is not sufficient to cover its interest payments.

Cons:

  • USCB profit margin has gone down from 30.3% to 26% in the past year.
  • USCB's operating cash flow of $22.55M allows it to safely service it's debt of $194.42M.
  • USCB has a relatively high debt to equity ratio of 11.19.

Is Uscb Financial Holdings stock a Buy, Hold, or Sell, according to Wall Street analysts?

Out of 2 Wall Street analysts who give ratings on USCB, the consensus analyst rating on Uscb Financial Holdings is a Buy

Please note that analyst ratings are not stock recommendations, nor are they investment advice.

You can dive deeper into what analysts are forecasting on the Uscb Financial Holdings stock forecast page.

USCB Technical Indicators

SMA10
6.27
SMA20
6.41
SMA50
7.29
SMA100
7.76
SMA200
7.33
MACD
-0.34
MACD Signal
-0.32
MACD Histogram
-0.01
RSI
34.73
Stochastic %K
13.31
Stochastic %D
11.65
StochRSI %K
2.57
StochRSI %D
6.37

USCB Earnings

Last year, USCB earnings were $16.55M. Over the last 3 year, USCB's earnings have grown by -76.27% per year. This was slower than the Banks - Regional industry average of 16.37%.

Last year, USCB revenue was $63.60M. During the past three year, USCB's revenue has gone up by 71.76% per year. This was faster than the Banks - Regional industry average of 7.32%.

You can analyze USCB's earnings and revenue performance here.

Who is buying/selling USCB?

Over the past year, executives and large shareholders at USCB have bought more shares than they have sold.

Robert B. Anderson, Executive VP and CFO of USCB, was the latest USCB insider to buy. They bought $44,840.00 worth of USCB stock on Mar 14, 2024.

Research more about who owns USCB shares here.

Does USCB stock generate passive income?

No, Uscb Financial Holdings doesn't provide an income stream by paying out dividends.

USCB Social Trading Data

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Step 5: Make your USCB trade

There are two main options:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are usually fine for most investors.
  • Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
    If you want to make sure you're buying or selling at a given price limit, use a limit order.

Click the Open Trade button and your broker will execute your order.

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Step 6: Keep tabs on your investment in USCB

Now that you own some shares in USCB, you'll want to keep up with your new investment.

Create a watchlist to see the latest developments about your USCB stock.

USCB Feed

How to Buy Stock in Uscb Financial Holdings

To reiterate, here are the 6 steps to buy stock in Uscb Financial Holdings:

  1. Choose where to buy Uscb Financial Holdings stock
  2. Open your brokerage account
  3. Deposit money your investment account
  4. Evaluate Uscb Financial Holdings stock
  5. Make your USCB trade
  6. Keep tabs on your investment in USCB

If you require a brokerage, eToro is our recommended option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to watch your new investment in Uscb Financial Holdings, create a watchlist on WallStreetZen today.

NASDAQ: USCB
$10.40-0.11 (-1.05%)
Updated Apr 18, 2024
Open eToro Account
NASDAQ: USCB
$10.40-0.11 (-1.05%)
Updated Apr 18, 2024
Open eToro Account

FAQ

How much does it cost to buy one Uscb Financial Holdings share?

As of Apr 18, 2024, it costs $10.40 to buy one share of Uscb Financial Holdings stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $5, you can buy 0.481 shares of USCB.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Uscb Financial Holdings stock?

According to 2 Wall Street analysts who monitor Uscb Financial Holdings, their consensus recommendation is to buy Uscb Financial Holdings stock.

What is the best way to buy Uscb Financial Holdings stock?

One way to place an order for Uscb Financial Holdings stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.