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NASDAQ: MSBI
Midland States Bancorp Inc Stock

$23.85+1.27 (+5.62%)
Updated Dec 1, 2023
MSBI Price
$23.85
Fair Value Price
N/A
Market Cap
$513.69M
52 Week Low
$17.98
52 Week High
$27.73
P/E
6.38x
P/B
0.67x
P/S
1.45x
PEG
4.45x
Dividend Yield
5.03%
Revenue
$310.32M
Earnings
$94.26M
Gross Margin
100%
Operating Margin
42.2%
Profit Margin
27.2%
Debt to Equity
9.44
Operating Cash Flow
$98M
Beta
0.96
Next Earnings
Jan 24, 2024
Ex-Dividend
N/A
Next Dividend
N/A

MSBI Overview

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates through Banking, Wealth Management, and Other segments. The company accepts various deposits, such as checking, savings, money market, and sweep accounts, as well as certificates of deposits. It also offers term loans to purchase capital equipment; lines of credit for working capital and operational purposes; commercial real estate loans for owner occupied and non-owner occupied commercial property, as well as farmland loans; construction and land development loans developers of commercial real estate investment properties, residential developments, individual clients for construction of single family homes, as well as to construct owner-user properties; and residential real estate loans and home equity lines of credit.. In addition, the company provides consumer installment loans for the purchase of cars, boats, and other recreational vehicles, as well as for the purchase of major appliances and other home improvement projects; commercial equipment leasing; and trust and wealth management products and services, including financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. As of December 31, 2021, it operated 52 full-service banking offices. The company was founded in 1881 and is headquartered in Effingham, Illinois.

Zen Score

Industry Average (37)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how MSBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

MSBI ($23.85) is trading above its intrinsic value of $21.05, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
MSBI is good value based on its earnings relative to its share price (6.38x), compared to the US market average (29.49x)
P/E vs Market Valuation
MSBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more MSBI due diligence checks available for Premium users.

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MSBI News

Valuation

MSBI fair value

Fair Value of MSBI stock based on Discounted Cash Flow (DCF)
Price
$23.85
Fair Value
$30.24
Undervalued by
21.12%
MSBI ($23.85) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

MSBI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
6.38x
Industry
-6.47x
Market
29.49x
MSBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
MSBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

MSBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.67x
Industry
0.98x
MSBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MSBI price to earnings growth (PEG)

For valuing profitable companies with growth potential
MSBI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

MSBI's financial health

Profit margin

Revenue
$71.6M
Net Income
$18.0M
Profit Margin
22.1%
MSBI's Earnings (EBIT) of $130.96M... subscribe to Premium to read more.
Interest Coverage Financials
MSBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.0B
Liabilities
$7.2B
Debt to equity
9.44
MSBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
MSBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$6.5M
Investing
$42.0M
Financing
-$77.1M
MSBI's operating cash flow ($97.97M)... subscribe to Premium to read more.
Debt Coverage Financials

MSBI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
MSBI$513.69M+5.62%6.38x0.67x
HBNC$514.37M+7.07%6.86x0.74x
SMBC$521.25M+6.71%11.27x1.15x
CAC$523.80M+6.61%10.46x1.13x
HONE$524.03M+3.81%15.47x0.90x

Midland States Bancorp Stock FAQ

What is Midland States Bancorp's quote symbol?

(NASDAQ: MSBI) Midland States Bancorp trades on the NASDAQ under the ticker symbol MSBI. Midland States Bancorp stock quotes can also be displayed as NASDAQ: MSBI.

If you're new to stock investing, here's how to buy Midland States Bancorp stock.

What is the 52 week high and low for Midland States Bancorp (NASDAQ: MSBI)?

(NASDAQ: MSBI) Midland States Bancorp's 52-week high was $27.73, and its 52-week low was $17.98. It is currently -13.99% from its 52-week high and 32.65% from its 52-week low.

How much is Midland States Bancorp stock worth today?

(NASDAQ: MSBI) Midland States Bancorp currently has 21,538,434 outstanding shares. With Midland States Bancorp stock trading at $23.85 per share, the total value of Midland States Bancorp stock (market capitalization) is $513.69M.

Midland States Bancorp stock was originally listed at a price of $21.90 in May 24, 2016. If you had invested in Midland States Bancorp stock at $21.90, your return over the last 7 years would have been 8.9%, for an annualized return of 1.23% (not including any dividends or dividend reinvestments).

How much is Midland States Bancorp's stock price per share?

(NASDAQ: MSBI) Midland States Bancorp stock price per share is $23.85 today (as of Dec 1, 2023).

What is Midland States Bancorp's Market Cap?

(NASDAQ: MSBI) Midland States Bancorp's market cap is $513.69M, as of Dec 5, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Midland States Bancorp's market cap is calculated by multiplying MSBI's current stock price of $23.85 by MSBI's total outstanding shares of 21,538,434.
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