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NASDAQ: PNBK
Patriot National Bancorp Inc Stock

$3.65-0.20 (-5.19%)
Updated Apr 15, 2024
PNBK Price
$3.65
Fair Value Price
N/A
Market Cap
$14.51M
52 Week Low
$3.54
52 Week High
$10.06
P/E
-3.48x
P/B
0.33x
P/S
0.56x
PEG
N/A
Dividend Yield
N/A
Revenue
$27.08M
Earnings
-$4.18M
Gross Margin
100%
Operating Margin
-20.8%
Profit Margin
-15.4%
Debt to Equity
23.64
Operating Cash Flow
-$11M
Beta
0.54
Next Earnings
May 10, 2024
Ex-Dividend
N/A
Next Dividend
N/A

PNBK Overview

Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, Internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operated through a network of eight branch offices located in Fairfield and New Haven Counties, Connecticut; and one branch offices located in Westchester County, New York. The company was founded in 1994 and is headquartered in Stamford, Connecticut.

Zen Score

Industry Average (34)
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Due Diligence Checks

PNBK is unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PNBK is good value based on its book value relative to its share price (0.33x), compared to the US Banks - Regional industry average (0.96x)
P/B vs Industry Valuation
PNBK is unprofitable, so we... subscribe to Premium to read more.
PEG Value Valuation
There are 35 more PNBK due diligence checks available for Premium users.

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PNBK News

Valuation

PNBK fair value

Fair Value of PNBK stock based on Discounted Cash Flow (DCF)
Price
$3.65
Fair Value
$4.85
Undervalued by
24.79%
PNBK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PNBK price to earnings (PE)

For valuing profitable companies with steady earnings
Company
-3.48x
Industry
-12.31x
Market
41.94x

PNBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.33x
Industry
0.96x
PNBK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PNBK's financial health

Profit margin

Revenue
$10.2M
Net Income
$905.0k
Profit Margin
8.9%
PNBK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.1B
Liabilities
$1.0B
Debt to equity
23.64
PNBK's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PNBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$167.0k
Investing
$30.3M
Financing
-$42.5M

PNBK vs Bank Stocks

TickerMarket Cap1d %P/EP/B
PNBK$14.51M-5.19%-3.48x0.33x
GLBZ$15.04M-1.64%10.42x0.78x
GBNY$22.33M0.00%-13.83x0.59x
CARV$6.43M-3.01%-1.29x0.15x
KFFB$30.73M-1.04%-76.00x0.62x

Patriot National Bancorp Stock FAQ

What is Patriot National Bancorp's quote symbol?

(NASDAQ: PNBK) Patriot National Bancorp trades on the NASDAQ under the ticker symbol PNBK. Patriot National Bancorp stock quotes can also be displayed as NASDAQ: PNBK.

If you're new to stock investing, here's how to buy Patriot National Bancorp stock.

What is the 52 week high and low for Patriot National Bancorp (NASDAQ: PNBK)?

(NASDAQ: PNBK) Patriot National Bancorp's 52-week high was $10.06, and its 52-week low was $3.54. It is currently -63.7% from its 52-week high and 3.11% from its 52-week low.

How much is Patriot National Bancorp stock worth today?

(NASDAQ: PNBK) Patriot National Bancorp currently has 3,976,073 outstanding shares. With Patriot National Bancorp stock trading at $3.65 per share, the total value of Patriot National Bancorp stock (market capitalization) is $14.51M.

Patriot National Bancorp stock was originally listed at a price of $67.50 in Dec 31, 1997. If you had invested in Patriot National Bancorp stock at $67.50, your return over the last 26 years would have been -94.59%, for an annualized return of -10.61% (not including any dividends or dividend reinvestments).

How much is Patriot National Bancorp's stock price per share?

(NASDAQ: PNBK) Patriot National Bancorp stock price per share is $3.65 today (as of Apr 15, 2024).

What is Patriot National Bancorp's Market Cap?

(NASDAQ: PNBK) Patriot National Bancorp's market cap is $14.51M, as of Apr 16, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Patriot National Bancorp's market cap is calculated by multiplying PNBK's current stock price of $3.65 by PNBK's total outstanding shares of 3,976,073.
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