Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
D
Banks is Zen Rated D and is the 115th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Zen Rating
Financials
Market Cap
ROE
ROA
ROCE
ROIC
D/E
Current Ratio
Gross Margin
Profit Margin
Operating Margin
SRBK
SR BANCORP INC
$121.22M0.20%0.00%N/A0.20%4.37N/A100.00%1.40%5.93%
FBK
FB FINANCIAL CORP
$1.99B7.60%0.90%N/A1.20%7.39N/A100.00%26.20%33.06%
TCBI
TEXAS CAPITAL BANCSHARES INC
$3.13B2.40%0.30%N/A0.50%8.15N/A100.00%9.10%14.87%
UNB
UNION BANKSHARES INC
$150.14M13.10%0.60%N/A0.50%21.99N/A100.00%18.60%19.36%
CFR
CULLEN/FROST BANKERS INC
$7.48B15.00%1.10%N/A1.50%12.47N/A100.00%28.80%34.82%
QCRH
QCR HOLDINGS INC
$1.10B11.90%1.30%N/A1.30%8.05N/A100.00%34.50%37.12%
INTR
INTER & CO INC
$2.91B10.50%1.30%N/A2.30%7.58N/A71.90%14.20%25.26%
NBTB
NBT BANCORP INC
$2.00B9.50%1.00%N/A1.30%8.03N/A100.00%25.20%32.20%
FRME
FIRST MERCHANTS CORP
$2.09B8.80%1.10%N/A1.30%6.95N/A100.00%32.70%37.93%
FBLA
FB BANCORP INC
$223.17M-3.10%-0.50%N/A-0.50%2.74N/A100.00%-9.60%-9.78%
CUBI
CUSTOMERS BANCORP INC
$1.57B9.40%0.80%N/A1.10%11.15N/A94.90%25.90%34.98%
SYBT
STOCK YARDS BANCORP INC
$2.14B12.60%1.40%N/A1.70%8.42N/A100.00%33.40%42.15%
KRNY
KEARNY FINANCIAL CORP
$404.27M-9.00%-0.90%N/A-0.70%9.38N/A100.00%-47.30%-45.17%
NIC
NICOLET BANKSHARES INC
$1.76B11.20%1.50%N/A2.00%6.59N/A100.00%36.50%45.60%
FMBH
FIRST MID BANCSHARES INC
$801.73M9.50%1.00%N/A1.40%7.88N/A100.00%24.70%32.69%
PGC
PEAPACK GLADSTONE FINANCIAL CORP
$487.06M5.50%0.50%N/A0.70%10.57N/A100.00%15.00%20.37%
FSBW
FS BANCORP INC
$303.53M12.20%1.20%N/A1.30%9.24N/A100.00%25.20%29.88%
JMSB
JOHN MARSHALL BANCORP INC
$245.39M7.10%0.80%N/A1.00%8.06N/A100.00%31.90%40.75%
HDB
HDFC BANK LTD
$183.89B12.60%1.80%N/A1.90%5.22N/A79.40%33.60%37.78%
VLY
VALLEY NATIONAL BANCORP
$4.82B5.20%0.60%N/A0.70%7.41N/A100.00%23.20%28.39%
HTBK
HERITAGE COMMERCE CORP
$555.44M5.90%0.70%N/A1.30%7.18N/A100.00%23.80%33.29%
PRK
PARK NATIONAL CORP
$2.43B12.50%1.50%N/A1.90%6.88N/A100.00%29.90%37.39%
MBIN
MERCHANTS BANCORP
$1.38B14.50%1.50%N/A2.10%7.38N/A100.00%43.90%65.38%
WAL
WESTERN ALLIANCE BANCORPORATION
$7.70B12.00%1.00%N/A1.20%11.07N/A100.00%25.70%32.86%
BKU
BANKUNITED INC
$2.45B8.50%0.70%N/A0.80%11.52N/A100.00%24.30%33.01%
VBTX
VERITEX HOLDINGS INC
$1.27B6.80%0.80%N/A1.20%6.98N/A100.00%26.40%34.27%
INBK
FIRST INTERNET BANCORP
$184.90M6.70%0.50%N/A0.50%13.94N/A100.00%21.50%23.41%
BCH
BANK OF CHILE
$14.91B19.80%2.30%N/A2.50%7.00N/A100.00%46.00%58.28%
FFWM
FIRST FOUNDATION INC
$413.47M-9.30%-0.70%N/A-1.00%11.01N/A100.00%-96.20%-143.00%
FINW
FINWISE BANCORP
$199.83M7.60%1.90%N/A3.00%3.29N/A100.00%18.20%24.33%
USB
US BANCORP
$62.93B10.30%0.90%N/A1.20%10.57N/A100.00%23.50%31.39%
CLBK
COLUMBIA FINANCIAL INC
$1.41B-1.10%-0.10%N/A-0.10%8.70N/A100.00%-7.00%-9.62%
TFSL
TFS FINANCIAL CORP
$3.64B4.30%0.50%N/A0.50%7.91N/A100.00%26.70%33.68%
WNEB
WESTERN NEW ENGLAND BANCORP INC
$191.51M4.90%0.40%N/A0.60%10.25N/A100.00%15.90%20.38%
MVBF
MVB FINANCIAL CORP
$220.91M6.70%0.60%N/A0.90%9.24N/A100.00%13.50%17.63%
FRAF
FRANKLIN FINANCIAL SERVICES CORP
$171.40M7.80%0.50%N/A0.60%14.19N/A100.00%16.00%19.24%
STEL
STELLAR BANCORP INC
$1.28B7.10%1.10%N/A1.50%5.48N/A100.00%26.40%33.20%
ZION
ZIONS BANCORPORATION NATIONAL ASSOCIATION
$6.65B12.10%0.80%N/A1.20%13.50N/A100.00%24.10%33.09%
SBSI
SOUTHSIDE BANCSHARES INC
$856.68M11.00%1.10%N/A1.20%9.49N/A100.00%34.80%42.19%
CHCO
CITY HOLDING CO
$1.70B16.50%1.80%N/A2.20%7.84N/A100.00%40.10%49.53%
SFNC
SIMMONS FIRST NATIONAL CORP
$2.35B4.40%0.60%N/A0.60%6.62N/A100.00%20.90%23.50%
VBNK
VERSABANK
$360.31M8.10%0.80%N/A1.10%8.54N/A100.00%31.70%44.14%
CBFV
CB FINANCIAL SERVICES INC
$146.87M8.70%0.80%N/A1.10%9.05N/A100.00%24.70%30.09%
CVBF
CVB FINANCIAL CORP
$2.59B9.40%1.30%N/A1.70%5.93N/A100.00%39.80%53.73%
FHB
FIRST HAWAIIAN INC
$2.89B8.90%1.00%N/A1.30%8.10N/A100.00%29.00%36.86%
WABC
WESTAMERICA BANCORPORATION
$1.29B16.30%2.20%N/A3.20%5.83N/A100.00%47.20%64.43%
BCBP
BCB BANCORP INC
$141.08M5.20%0.50%N/A0.70%10.11N/A100.00%20.10%31.50%
PNC
PNC FINANCIAL SERVICES GROUP INC
$63.59B10.30%1.00%N/A1.30%9.29N/A100.00%25.70%33.30%
CMA
COMERICA INC
$7.06B10.40%0.90%N/A1.20%10.01N/A100.00%21.80%29.25%
TCBK
TRICO BANCSHARES
$1.27B9.60%1.20%N/A1.60%6.92N/A100.00%29.50%39.85%
PEBO
PEOPLES BANCORP INC
$1.03B10.70%1.30%N/A1.60%7.33N/A100.00%27.70%35.31%
CFG
CITIZENS FINANCIAL GROUP INC
$16.13B5.70%0.60%N/A0.80%7.97N/A100.00%19.30%24.59%
AFBI
AFFINITY BANCSHARES INC
$117.27M4.30%0.60%N/A0.80%5.71N/A100.00%17.70%22.71%
BOKF
BOK FINANCIAL CORP
$5.99B10.10%1.10%N/A1.30%7.74N/A100.00%26.80%34.23%
RNST
RENASANT CORP
$2.04B7.80%1.10%N/A1.50%5.73N/A100.00%27.70%34.67%
MTB
M&T BANK CORP
$27.90B8.60%1.20%N/A1.70%6.17N/A100.00%28.30%36.58%
FFIN
FIRST FINANCIAL BANKSHARES INC
$4.79B14.20%1.70%N/A2.10%7.70N/A100.00%41.60%50.63%
BCML
BAYCOM CORP
$289.50M7.40%0.90%N/A1.40%7.22N/A100.00%24.50%33.37%
FCBC
FIRST COMMUNITY BANKSHARES INC
$690.55M10.00%1.60%N/A2.40%5.20N/A100.00%31.80%40.49%
BANC
BANC OF CALIFORNIA INC
$2.14B2.50%0.30%N/A0.50%8.58N/A100.00%9.10%17.56%
GABC
GERMAN AMERICAN BANCORP INC
$1.42B12.00%1.30%N/A1.70%7.81N/A100.00%33.50%41.56%
FHN
FIRST HORIZON CORP
$9.43B8.30%0.90%N/A1.20%8.29N/A100.00%24.30%32.43%
FITB
FIFTH THIRD BANCORP
$23.92B11.00%1.00%N/A1.30%9.84N/A100.00%27.10%36.68%
FNWD
FINWARD BANCORP
$132.59M7.90%0.60%N/A0.60%12.61N/A100.00%16.90%18.79%
FCF
FIRST COMMONWEALTH FINANCIAL CORP
$1.56B10.40%1.20%N/A1.50%7.25N/A100.00%31.80%39.69%
FIBK
FIRST INTERSTATE BANCSYSTEM INC
$2.74B6.90%0.80%N/A1.00%7.82N/A100.00%24.30%31.60%
PB
PROSPERITY BANCSHARES INC
$6.47B6.60%1.20%N/A1.60%4.32N/A100.00%40.50%51.78%
AROW
ARROW FINANCIAL CORP
$410.08M7.60%0.70%N/A0.90%9.74N/A100.00%22.10%27.75%
BUSE
FIRST BUSEY CORP
$1.18B8.40%0.90%N/A1.30%7.71N/A100.00%25.10%33.79%
PNFP
PINNACLE FINANCIAL PARTNERS INC
$7.76B7.30%0.90%N/A1.20%7.18N/A100.00%28.50%35.96%
BFIN
BANKFINANCIAL CORP
$153.14M2.80%0.30%N/A0.40%8.16N/A100.00%9.10%10.94%
INDB
INDEPENDENT BANK CORP
$2.52B6.50%1.00%N/A1.30%5.47N/A100.00%29.40%37.82%
PNBK
PATRIOT NATIONAL BANCORP INC
$303.38M-152.20%-3.90%N/A-1.50%236.35N/A100.00%-249.50%-100.71%
OCFC
OCEANFIRST FINANCIAL CORP
$969.71M5.70%0.70%N/A0.90%6.89N/A100.00%25.50%34.61%
NBHC
NATIONAL BANK HOLDINGS CORP
$1.38B9.40%1.20%N/A1.50%6.52N/A100.00%29.70%36.32%
RBB
RBB BANCORP
$276.24M5.20%0.70%N/A0.90%6.86N/A100.00%25.40%34.03%
GBCI
GLACIER BANCORP INC
$4.62B6.00%0.70%N/A0.80%7.66N/A100.00%23.60%28.12%
SFBS
SERVISFIRST BANCSHARES INC
$3.89B14.70%1.40%N/A1.70%9.74N/A100.00%49.40%60.63%
FCNCA
FIRST CITIZENS BANCSHARES INC
$24.16B12.20%1.20%N/A1.50%9.07N/A100.00%29.10%38.51%
CNOB
CONNECTONE BANCORP INC
$864.57M5.50%0.70%N/A1.00%6.96N/A100.00%27.10%39.35%
LOB
LIVE OAK BANCSHARES INC
$1.19B8.00%0.60%N/A0.80%11.95N/A100.00%19.20%22.13%
LKFN
LAKELAND FINANCIAL CORP
$1.42B13.90%1.40%N/A1.70%8.77N/A100.00%39.50%47.17%
HOPE
HOPE BANCORP INC
$1.20B4.70%0.60%N/A0.80%6.99N/A100.00%21.80%29.05%
TFIN
TRIUMPH FINANCIAL INC
$1.25B1.00%0.10%N/A0.30%6.01N/A100.00%2.20%3.92%
NSTS
NSTS BANCORP INC
$59.77M-1.00%-0.30%N/A-0.30%2.64N/A100.00%-8.80%-8.83%
IROQ
IF BANCORP INC
$79.80M4.00%0.30%N/A0.40%10.66N/A100.00%12.30%16.57%
FNWB
FIRST NORTHWEST BANCORP
$96.39M-4.10%-0.30%N/A-0.30%13.51N/A100.00%-12.60%-14.41%
LSBK
LAKE SHORE BANCORP INC
$84.51M5.60%0.70%N/A0.90%6.63N/A100.00%19.10%22.70%
UBCP
UNITED BANCORP INC
$74.28M11.70%0.90%N/A0.80%11.87N/A100.00%25.60%25.19%
PROV
PROVIDENT FINANCIAL HOLDINGS INC
$100.43M4.80%0.50%N/A0.60%8.76N/A100.00%16.20%22.85%
FUSB
FIRST US BANCSHARES INC
$72.03M8.50%0.80%N/A1.00%10.16N/A100.00%20.90%27.50%
TCBS
TEXAS COMMUNITY BANCSHARES INC
$46.20M-2.50%-0.30%N/A-0.40%7.51N/A100.00%-12.40%-16.98%
WMPN
WILLIAM PENN BANCORPORATION
$113.45M-0.80%-0.10%N/A-0.20%5.41N/A100.00%-5.10%-8.34%
SFBC
SOUND FINANCIAL BANCORP INC
$130.28M4.50%0.40%N/A0.60%8.59N/A100.00%13.00%15.78%
ITUB
ITAU UNIBANCO HOLDING SA
$68.03B18.50%1.40%N/A1.90%12.33N/A100.00%26.60%39.28%
BYFC
BROADWAY FINANCIAL CORP
$59.28M0.10%0.00%N/A0.20%3.57N/A100.00%1.10%8.39%
COLB
COLUMBIA BANKING SYSTEM INC
$4.70B10.50%1.00%N/A1.40%9.08N/A100.00%29.30%39.42%
FDSB
FIFTH DISTRICT BANCORP INC
$66.44M-1.10%-0.20%N/A-0.30%3.19N/A100.00%-9.60%-12.73%
PWOD
PENNS WOODS BANCORP INC
$222.52M8.90%0.80%N/A0.90%9.88N/A100.00%25.90%32.02%
ESSA
ESSA BANCORP INC
$187.86M7.30%0.80%N/A0.80%8.38N/A100.00%24.60%30.36%

Bank Stocks FAQ

What are the best bank stocks to buy right now in May 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: B, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 48, which is 15 points higher than the bank industry average of 33.

IFS passed 19 out of 38 due diligence checks and has strong fundamentals. Intercorp Financial Services has seen its stock return 58.86% over the past year, overperforming other bank stocks by 41 percentage points.

2. Bankwell Financial Group (NASDAQ:BWFG)


Bankwell Financial Group (NASDAQ:BWFG) is the #2 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: D, and AI: B.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 11, which is -22 points lower than the bank industry average of 33. Although this number is below the industry average, our proven quant model rates BWFG as a "B".

BWFG passed 4 out of 38 due diligence checks and has weak fundamentals. Bankwell Financial Group has seen its stock return 47.88% over the past year, overperforming other bank stocks by 30 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 23.86% from Bankwell Financial Group's current stock price of $33.91.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. California Bancorp (NASDAQ:BCAL)


California Bancorp (NASDAQ:BCAL) is the #3 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 44, which is 11 points higher than the bank industry average of 33.

BCAL passed 14 out of 33 due diligence checks and has strong fundamentals. California Bancorp has seen its stock lose -0.14% over the past year, underperforming other bank stocks by -18 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 43.16% from California Bancorp's current stock price of $13.97.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 211 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Banco Santander Chile (NYSE:BSAC)


Banco Santander Chile (NYSE:BSAC) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.91%. Banco Santander Chile's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Banco Santander Chile's dividend has not shown consistent growth over the last 10 years.

Banco Santander Chile's dividend payout ratio of 38.9% indicates that its dividend yield is sustainable for the long-term.

2. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.91%. Intercorp Financial Services's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Intercorp Financial Services's dividend has not shown consistent growth over the last 10 years.

Intercorp Financial Services's dividend payout ratio of 32.6% indicates that its dividend yield is sustainable for the long-term.

3. Bancolombia Sa (NYSE:CIB)


Bancolombia Sa (NYSE:CIB) has an annual dividend yield of 13.78%, which is 11 percentage points higher than the bank industry average of 2.91%. Bancolombia Sa's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Bancolombia Sa's dividend has shown consistent growth over the last 10 years.

Bancolombia Sa's dividend payout ratio of 55.2% indicates that its high dividend yield is sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.9% in the last day, and up 0.76% over the last week. First Interstate Bancsystem was the among the top losers in the banks - regional industry, dropping -5.74% yesterday.

First Interstate BancSystem shares are trading lower after the company reported worse-than-expected Q1 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Amalgamated Financial (NASDAQ:AMAL)


Amalgamated Financial (NASDAQ:AMAL) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Amalgamated Financial has a valuation score of 57, which is 11 points higher than the bank industry average of 46. It passed 4 out of 7 valuation due diligence checks.

Amalgamated Financial's stock has gained 14.75% in the past year. It has underperformed other stocks in the bank industry by -4 percentage points.

2. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 25 points higher than the bank industry average of 46. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -3.61% in the past year. It has underperformed other stocks in the bank industry by -22 percentage points.

3. Op Bancorp (NASDAQ:OPBK)


Op Bancorp (NASDAQ:OPBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 25 points higher than the bank industry average of 46. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 40.64% in the past year. It has overperformed other stocks in the bank industry by 22 percentage points.

Are bank stocks a good buy now?

39.91% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 25.29% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 5.63% of bank stocks are rated B (Buy), 70.42% are rated C (Hold), 21.83% are rated D (Sell), and 2.11% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 13.39x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.