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NASDAQ: SFBC
Sound Financial Bancorp Inc Stock

$39.15+0.00 (+0%)
Updated Apr 25, 2024
SFBC Price
$39.15
Fair Value Price
$77.10
Market Cap
$100.17M
52 Week Low
$33.27
52 Week High
$41.41
P/E
13.59x
P/B
1x
P/S
2.55x
PEG
44.19x
Dividend Yield
1.94%
Revenue
$39.13M
Earnings
$7.44M
Gross Margin
100%
Operating Margin
23%
Profit Margin
19%
Debt to Equity
8.89
Operating Cash Flow
$7M
Beta
0.28
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

SFBC Overview

Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. It accepts various deposits products comprising savings, money market deposit, NOW, and demand accounts, as well as certificates of deposit. The company also offers loans secured by first and second mortgages on one-to four-family residences; home equity loans, including fixed-rate loans and variable-rate lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences, and commercial and multifamily real estate; land loans; commercial business loans to finance commercial vehicles and equipment, as well as loans secured by accounts receivable and/or inventory; and secured and unsecured consumer loans, such as new and used manufactured homes, floating homes, automobiles, boats, and recreational vehicle loans, and loans secured by deposit accounts. It operates eight branch offices, including four branches in Seattle Metropolitan Statistical Area, three branches in Clallam County, and one branch in Jefferson County; and a loan production office in the Madison Park neighborhood of Seattle. The company was founded in 1953 and is headquartered in Seattle, Washington.

Zen Score

Industry Average (33)
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Due Diligence Checks

SFBC ($39.15) is undervalued by 49.22% relative to our estimate of its Fair Value price of $77.10 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
SFBC ($39.15) is significantly undervalued by 49.22% relative to our estimate of its Fair Value price of $77.10 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
SFBC ($39.15) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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SFBC News

Valuation

SFBC fair value

Fair Value of SFBC stock based on Discounted Cash Flow (DCF)
Price
$39.15
Fair Value
$77.10
Undervalued by
49.22%
SFBC ($39.15) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
SFBC ($39.15) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
SFBC ($39.15) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SFBC price to earnings (PE)

For valuing profitable companies with steady earnings
Company
13.59x
Industry
-10.31x
Market
40.97x
SFBC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SFBC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

SFBC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1x
Industry
0.99x
SFBC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SFBC price to earnings growth (PEG)

For valuing profitable companies with growth potential
SFBC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

SFBC's financial health

Profit margin

Revenue
$8.7M
Net Income
$1.2M
Profit Margin
14%
SFBC's Earnings (EBIT) of $9.00M... subscribe to Premium to read more.
Interest Coverage Financials
SFBC's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$995.2M
Liabilities
$894.6M
Debt to equity
8.89
SFBC's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
SFBC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$2.1M
Investing
-$19.1M
Financing
-$35.2M
SFBC's operating cash flow ($6.89M)... subscribe to Premium to read more.
Debt Coverage Financials

SFBC vs Bank Stocks

TickerMarket Cap1d %P/EP/B
SFBC$100.17M0.00%13.59x1.00x
MRBK$100.89M+0.78%7.58x0.64x
FNWB$101.14M-1.02%41.19x0.62x
EBMT$103.10M0.00%9.97x0.61x
LARK$103.91M-0.99%8.52x0.82x

Sound Financial Bancorp Stock FAQ

What is Sound Financial Bancorp's quote symbol?

(NASDAQ: SFBC) Sound Financial Bancorp trades on the NASDAQ under the ticker symbol SFBC. Sound Financial Bancorp stock quotes can also be displayed as NASDAQ: SFBC.

If you're new to stock investing, here's how to buy Sound Financial Bancorp stock.

What is the 52 week high and low for Sound Financial Bancorp (NASDAQ: SFBC)?

(NASDAQ: SFBC) Sound Financial Bancorp's 52-week high was $41.41, and its 52-week low was $33.27. It is currently -5.46% from its 52-week high and 17.68% from its 52-week low.

How much is Sound Financial Bancorp stock worth today?

(NASDAQ: SFBC) Sound Financial Bancorp currently has 2,558,546 outstanding shares. With Sound Financial Bancorp stock trading at $39.15 per share, the total value of Sound Financial Bancorp stock (market capitalization) is $100.17M.

Sound Financial Bancorp stock was originally listed at a price of $9.00 in Jan 9, 2008. If you had invested in Sound Financial Bancorp stock at $9.00, your return over the last 16 years would have been 335%, for an annualized return of 9.62% (not including any dividends or dividend reinvestments).

How much is Sound Financial Bancorp's stock price per share?

(NASDAQ: SFBC) Sound Financial Bancorp stock price per share is $39.15 today (as of Apr 25, 2024).

What is Sound Financial Bancorp's Market Cap?

(NASDAQ: SFBC) Sound Financial Bancorp's market cap is $100.17M, as of Apr 27, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Sound Financial Bancorp's market cap is calculated by multiplying SFBC's current stock price of $39.15 by SFBC's total outstanding shares of 2,558,546.
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