Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated C and is the 84th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
HAFC	HANMI FINANCIAL CORP	$31.47	158,000	17.91%	31.04	31.28	31.54	31.62	29.71	51.74	56.67	45.94	77.82	60.86	-0.17	-0.18	0.01	0.88
OCFC	OCEANFIRST FINANCIAL CORP	$16.09	1,017,000	11.27%	16.04	16.41	17.87	18.44	18.50	36.43	16.19	13.85	60.36	49.31	-0.59	-0.61	0.02	0.86
PROV	PROVIDENT FINANCIAL HOLDINGS INC	$18.14	22,000	205.56%	18.20	18.24	18.30	17.78	17.13	44.75	13.79	14.19	35.01	39.63	-0.06	-0.03	-0.02	0.18
RBCAA	REPUBLIC BANCORP INC	$91.96	54,000	-14.29%	91.61	92.42	94.27	92.27	82.45	46.38	51.47	49.04	74.32	67.46	-0.81	-0.81	0.00	0.62
BHRB	BURKE & HERBERT FINANCIAL SERVICES CORP	$70.15	119,000	56.58%	69.27	69.21	70.66	70.03	67.18	52.90	62.79	59.08	87.65	83.72	-0.27	-0.44	0.18	0.85
FCNCA	FIRST CITIZENS BANCSHARES INC	$2,120.39	68,000	8.63%	2,085.70	2,080.08	2,137.76	2,123.60	2,057.30	53.84	71.62	71.81	85.63	81.23	-6.80	-15.11	8.30	0.99
LYG	LLOYDS BANKING GROUP PLC	$5.41	29,169,000	106.81%	5.44	5.52	5.80	5.81	5.63	37.61	35.16	35.85	73.92	80.53	-0.11	-0.12	0.01	0.97
FCBC	FIRST COMMUNITY BANKSHARES INC	$49.62	82,000	-30.51%	48.16	47.82	48.15	46.62	43.29	69.33	89.73	80.41	98.38	98.63	0.30	0.09	0.21	0.66
NIC	NICOLET BANKSHARES INC	$164.61	248,000	96.83%	163.40	164.32	168.76	164.16	155.28	48.09	37.98	36.69	82.50	80.72	-1.29	-1.51	0.23	0.76
TBBK	BANCORP INC	$50.61	255,000	26.87%	49.15	49.10	56.58	59.67	59.26	47.19	85.08	72.04	98.44	94.68	-1.60	-2.33	0.72	1.35
GBFH	GBANK FINANCIAL HOLDINGS INC	$17.31	54,000	-30.77%	17.30	17.83	19.32	24.14	27.01	38.33	34.73	31.99	81.80	77.34	-0.72	-0.82	0.10	0.48
CNOB	CONNECTONE BANCORP INC	$30.95	247,000	-10.51%	30.22	30.38	31.37	31.90	29.82	53.23	68.67	61.35	92.66	89.21	-0.28	-0.39	0.11	0.92
GGAL	GRUPO FINANCIERO GALICIA SA	$35.46	1,217,000	34.18%	36.28	37.04	40.76	45.72	46.34	33.40	21.64	25.94	67.46	69.26	-1.65	-1.71	0.07	1.18
TRMK	TRUSTMARK CORP	$45.40	393,000	38.87%	44.60	45.06	46.07	46.05	44.56	50.81	49.84	41.64	75.92	65.61	-0.39	-0.46	0.07	0.79
AX	AXOS FINANCIAL INC	$89.86	387,000	29.87%	88.19	88.06	92.79	93.89	92.34	51.02	75.45	65.95	98.20	89.48	-1.11	-1.53	0.42	1.28
BWFG	BANKWELL FINANCIAL GROUP INC	$66.31	54,700	7.25%	65.40	65.63	66.33	62.81	56.07	53.54	59.45	47.98	63.76	49.90	-0.18	-0.19	0.02	0.67
PFIS	PEOPLES FINANCIAL SERVICES CORP	$69.16	87,000	26.09%	68.17	68.53	69.79	67.91	61.31	51.55	66.67	58.10	84.00	77.81	-0.45	-0.51	0.05	0.73
PGC	PEAPACK GLADSTONE FINANCIAL CORP	$43.90	80,000	-3.61%	43.37	43.82	44.87	45.36	40.60	48.38	36.09	32.49	59.73	48.97	-0.48	-0.50	0.02	0.88
FRAF	FRANKLIN FINANCIAL SERVICES CORP	$62.80	24,500	-68.59%	62.99	62.75	62.88	62.28	57.53	49.36	49.42	50.95	32.13	37.52	-0.02	0.03	-0.05	0.24
SMBK	SMARTFINANCIAL INC	$50.12	233,000	142.71%	50.22	50.22	50.96	49.08	44.72	46.45	57.91	61.72	68.77	70.63	-0.15	-0.19	0.04	0.70
MFG	MIZUHO FINANCIAL GROUP INC	$9.83	5,553,000	74.79%	10.38	10.65	10.75	10.38	9.46	29.78	7.95	10.13	0.00	0.00	-0.21	-0.10	-0.11	0.78
MBWM	MERCANTILE BANK CORP	$59.04	201,000	62.10%	58.24	58.68	59.82	58.31	54.97	50.62	50.26	45.50	88.16	72.66	-0.39	-0.47	0.08	0.75
OBT	ORANGE COUNTY BANCORP INC	$37.56	79,000	19.70%	37.01	37.23	37.84	37.33	35.09	51.94	53.02	43.96	80.03	61.38	-0.23	-0.25	0.02	0.56
BMRC	BANK OF MARIN BANCORP	$26.93	176,000	109.52%	26.56	27.03	27.35	27.47	26.73	48.56	41.08	36.30	40.90	27.24	-0.33	-0.28	-0.05	0.71
FBP	FIRST BANCORP	$27.58	931,000	-7.91%	26.92	26.84	27.68	27.18	24.75	57.20	83.90	82.74	93.70	93.09	-0.09	-0.22	0.14	0.98
UMBF	UMB FINANCIAL CORP	$133.09	652,000	51.98%	130.48	131.26	138.08	139.14	130.74	50.14	61.47	55.16	86.55	84.85	-1.78	-2.38	0.61	1.00
MYFW	FIRST WESTERN FINANCIAL INC	$29.96	138,000	94.37%	29.65	29.93	30.59	30.99	28.61	48.60	32.97	27.27	55.39	42.93	-0.34	-0.33	-0.01	0.76
FISI	FINANCIAL INSTITUTIONS INC	$39.95	93,000	28.10%	39.02	39.31	40.32	39.66	36.37	53.81	65.74	56.74	95.50	88.14	-0.29	-0.40	0.11	0.76
BPRN	PRINCETON BANCORP INC	$43.79	28,400	26.22%	43.37	43.32	43.11	40.75	37.94	55.42	63.78	59.29	72.98	67.31	0.17	0.16	0.01	0.40
ITUB	ITAU UNIBANCO HOLDING SA	$9.70	32,754,000	-6.67%	9.74	9.18	8.37	8.24	8.34	61.85	67.83	68.26	14.64	24.00	0.38	0.41	-0.03	0.65
FDBC	FIDELITY D & D BANCORP INC	$58.82	12,100	3.42%	57.01	55.94	55.08	52.98	48.89	65.35	88.21	86.98	100.00	97.93	0.97	0.65	0.32	0.62
SRCE	1ST SOURCE CORP	$86.38	79,000	-37.30%	84.95	85.26	86.07	83.94	76.85	54.71	64.25	58.46	77.98	68.64	-0.14	-0.28	0.14	0.66
QCRH	QCR HOLDINGS INC	$99.39	186,000	95.79%	98.12	98.89	100.72	99.12	93.75	50.55	37.01	34.86	69.18	63.68	-0.63	-0.72	0.09	0.79
ISBA	ISABELLA BANK CORP	$37.23	29,000	76.83%	37.09	37.47	38.69	39.48	43.05	46.43	35.00	30.48	49.56	38.92	-0.55	-0.51	-0.04	0.21
GCBC	GREENE COUNTY BANCORP INC	$34.93	23,500	12.98%	34.25	34.23	34.70	33.09	28.15	55.35	73.06	70.23	83.86	84.19	-0.08	-0.13	0.05	0.65
NRIM	NORTHRIM BANCORP INC	$23.72	138,000	-25.41%	24.11	24.34	25.33	25.89	25.27	38.17	26.18	30.20	30.91	44.62	-0.46	-0.41	-0.05	0.66
CTBI	COMMUNITY TRUST BANCORP INC	$75.30	58,300	-17.89%	74.54	74.91	76.14	74.43	68.51	50.48	55.08	50.57	68.07	57.93	-0.41	-0.45	0.04	0.62
VLY	VALLEY NATIONAL BANCORP	$12.89	7,188,000	58.68%	12.63	12.71	13.51	13.96	13.37	48.33	61.19	52.60	88.02	84.47	-0.23	-0.29	0.06	1.09
BY	BYLINE BANCORP INC	$37.62	189,000	7.39%	36.88	37.05	37.81	37.32	34.66	54.19	66.30	55.49	90.96	77.27	-0.17	-0.27	0.10	0.79
TCBX	THIRD COAST BANCSHARES INC	$41.35	83,000	18.57%	41.40	42.16	43.89	42.34	40.79	40.63	16.81	18.81	40.32	37.14	-0.75	-0.69	-0.06	0.76
UNTY	UNITY BANCORP INC	$56.36	40,200	-1.95%	55.39	55.36	57.76	57.44	55.28	50.79	69.39	65.65	93.36	92.51	-0.51	-0.77	0.27	0.58
OFG	OFG BANCORP	$52.95	279,000	-7.00%	51.45	51.26	52.03	50.76	46.39	61.77	84.50	84.14	94.62	95.52	0.08	-0.18	0.27	0.83
FSBW	FS BANCORP INC	$44.85	30,300	-2.26%	44.48	44.26	43.68	43.17	41.90	58.19	74.72	71.42	85.92	85.89	0.29	0.26	0.03	0.47
CFG	CITIZENS FINANCIAL GROUP INC	$64.22	5,484,000	-30.02%	63.43	63.90	67.70	68.55	65.41	45.51	51.15	43.38	87.74	83.94	-1.19	-1.40	0.21	1.16
CBK	COMMERCIAL BANCGROUP INC	$31.33	17,700	-22.03%	31.27	31.45	32.97	32.71	29.75	41.93	43.83	44.27	83.54	88.67	-0.45	-0.54	0.09	0.33
HOMB	HOME BANCSHARES INC	$29.39	2,241,000	-15.69%	28.67	28.67	29.52	29.30	28.47	56.61	84.71	78.41	98.46	96.49	-0.13	-0.28	0.15	0.85
AMAL	AMALGAMATED FINANCIAL CORP	$47.96	164,000	3.14%	46.97	47.21	48.07	47.12	43.22	54.71	56.55	50.57	61.63	47.73	-0.19	-0.27	0.08	0.73
WSBF	WATERSTONE FINANCIAL INC	$19.84	47,600	5.78%	19.73	19.87	20.59	20.17	19.09	43.36	57.39	55.85	92.91	95.13	-0.22	-0.26	0.04	0.52
BSAC	BANCO SANTANDER CHILE	$33.10	509,000	24.75%	32.36	32.81	34.10	33.57	33.45	49.49	64.70	52.22	93.41	88.86	-0.44	-0.57	0.12	0.68
SYBT	STOCK YARDS BANCORP INC	$77.53	190,000	108.79%	76.05	76.87	79.20	78.49	73.42	50.60	51.96	46.32	82.42	73.02	-0.75	-0.93	0.18	0.73
PB	PROSPERITY BANCSHARES INC	$68.25	1,006,000	93.09%	66.90	67.01	70.12	71.16	70.37	51.23	72.18	70.94	95.04	96.70	-0.71	-1.06	0.35	0.72
CVBF	CVB FINANCIAL CORP	$22.16	1,766,000	29.47%	21.70	21.89	22.29	22.13	21.02	52.95	60.99	50.95	92.08	80.10	-0.14	-0.18	0.05	0.74
FBNC	FIRST BANCORP	$61.57	154,000	52.48%	59.89	60.97	62.98	62.76	60.18	51.19	47.91	37.45	90.96	80.81	-0.78	-0.94	0.16	0.84
PNC	PNC FINANCIAL SERVICES GROUP INC	$220.99	1,920,000	17.43%	218.27	220.27	234.16	238.75	228.53	43.85	61.75	48.95	87.88	67.46	-4.61	-5.30	0.69	0.94
FBK	FB FINANCIAL CORP	$52.25	412,000	16.38%	51.87	52.18	55.18	55.95	55.56	45.15	53.94	46.20	88.58	78.43	-0.90	-1.04	0.14	0.96
WASH	WASHINGTON TRUST BANCORP INC	$38.11	319,000	286.67%	37.18	37.73	38.85	37.58	35.25	51.60	35.32	28.26	47.67	33.31	-0.48	-0.50	0.01	0.80
BOKF	BOK FINANCIAL CORP	$126.46	453,000	39.81%	124.99	126.99	133.62	135.39	132.72	44.06	32.90	25.50	83.94	79.25	-2.55	-2.74	0.19	0.83
USB	US BANCORP	$59.09	7,276,000	-4.25%	57.39	57.71	60.60	60.66	57.86	52.63	82.67	66.36	93.24	89.74	-0.71	-1.05	0.34	0.96
BWB	BRIDGEWATER BANCSHARES INC	$20.61	101,000	29.49%	20.37	20.43	21.04	20.82	19.61	50.23	63.33	57.78	89.40	84.07	-0.15	-0.20	0.05	0.73
HDB	HDFC BANK LTD	$23.06	8,337,000	-36.56%	22.79	22.69	22.89	23.77	26.26	52.24	70.82	77.63	69.01	82.64	0.06	-0.06	0.12	0.63
AMTB	AMERANT BANCORP INC	$29.06	549,000	133.62%	28.85	29.02	29.07	27.37	24.76	50.84	47.14	47.23	36.52	34.57	-0.07	-0.03	-0.04	0.87
DCOM	DIME COMMERCIAL BANCSHARES INC	$41.01	859,000	220.52%	38.75	39.25	40.06	39.88	37.05	63.48	61.80	46.62	87.48	75.99	-0.27	-0.42	0.15	0.97
BVFL	BV FINANCIAL INC	$21.78	19,500	58.54%	21.63	21.36	21.34	21.08	20.19	56.78	77.40	79.93	64.44	66.58	0.14	0.10	0.04	0.40
WAFD	WAFD INC	$28.62	1,125,000	-4.26%	29.20	29.85	33.16	35.12	34.11	29.26	12.59	14.44	72.13	76.56	-1.21	-1.28	0.07	0.86
CBU	COMMUNITY FINANCIAL SYSTEM INC	$60.81	146,000	-34.82%	59.47	59.89	61.91	63.83	62.81	51.95	75.76	67.44	94.73	92.26	-0.60	-0.85	0.25	0.78
MVBF	MVB FINANCIAL CORP	$29.33	54,000	52.54%	29.19	29.49	30.17	29.46	27.96	45.51	38.94	35.68	48.16	42.11	-0.32	-0.30	-0.01	0.72
PFS	PROVIDENT FINANCIAL SERVICES INC	$22.53	701,000	13.25%	22.15	22.30	23.10	23.33	22.52	50.22	60.76	50.17	93.59	89.40	-0.24	-0.31	0.07	0.83
FRME	FIRST MERCHANTS CORP	$40.11	408,000	52.24%	39.35	39.71	40.97	41.69	40.62	50.70	63.36	50.78	93.64	84.94	-0.43	-0.54	0.11	0.79
TSBK	TIMBERLAND BANCORP INC	$45.85	30,500	14.23%	45.27	45.17	45.76	44.62	41.88	54.72	79.71	76.81	95.85	90.47	-0.04	-0.12	0.08	0.44
RBB	RBB BANCORP	$26.13	126,000	50.00%	25.71	25.98	26.41	26.24	24.22	51.37	31.13	26.00	74.54	67.80	-0.20	-0.21	0.01	0.82
PRK	PARK NATIONAL CORP	$180.34	153,000	220.75%	177.39	178.94	188.59	187.33	176.94	47.67	52.82	46.69	94.62	86.09	-2.55	-3.25	0.70	0.80
HWC	HANCOCK WHITNEY CORP	$74.13	1,274,000	91.87%	72.61	72.67	74.51	74.29	70.65	55.04	86.18	84.22	91.44	88.85	-0.37	-0.60	0.23	1.06
SFBS	SERVISFIRST BANCSHARES INC	$39.59	1,039,000	136.14%	38.78	39.54	41.67	42.05	40.68	46.67	50.25	43.62	88.72	83.74	-0.76	-0.91	0.15	0.94
BSVN	BANK7 CORP	$57.49	59,700	27.02%	55.91	55.66	54.12	51.26	46.93	63.52	77.01	72.19	74.12	62.08	0.78	0.63	0.14	0.69
ASB	ASSOCIATED BANC-CORP	$29.09	2,563,000	16.45%	28.71	28.81	29.94	30.02	28.53	49.38	58.87	54.21	89.33	84.91	-0.29	-0.38	0.09	1.03
ONB	OLD NATIONAL BANCORP	$25.34	6,188,000	89.93%	24.78	24.88	25.49	25.59	24.54	54.50	62.63	57.76	90.86	86.64	-0.14	-0.22	0.08	0.92
CAC	CAMDEN NATIONAL CORP	$56.87	84,000	1.20%	55.99	56.36	57.00	55.47	51.68	52.88	56.63	47.32	72.96	59.47	-0.25	-0.28	0.03	0.66
TFIN	TRIUMPH FINANCIAL INC	$62.22	295,000	-37.63%	62.11	61.62	66.90	71.31	67.42	43.67	54.44	52.57	82.03	78.25	-1.18	-1.58	0.40	1.35
BFC	BANK FIRST CORP	$148.34	60,400	71.59%	146.97	148.69	151.73	149.39	144.18	47.71	46.93	44.28	49.16	40.98	-1.34	-1.32	-0.01	0.58
EBMT	EAGLE BANCORP MONTANA INC	$20.73	21,400	2.88%	20.79	21.01	22.00	22.67	22.15	37.01	32.73	30.59	79.04	76.57	-0.36	-0.40	0.04	0.28
COFS	CHOICEONE FINANCIAL SERVICES INC	$33.39	57,400	-23.47%	32.82	32.83	33.32	33.21	31.29	54.85	68.14	59.28	92.51	84.73	-0.10	-0.17	0.07	0.48
RNST	RENASANT CORP	$40.34	661,000	66.50%	39.43	39.53	40.64	41.60	40.03	54.58	79.54	72.34	96.12	92.87	-0.24	-0.41	0.18	0.87
TFSL	TFS FINANCIAL CORP	$16.40	705,000	-8.20%	16.20	16.38	16.96	17.18	15.84	46.62	34.84	34.51	70.12	66.51	-0.21	-0.24	0.03	0.66
FNB	FNB CORP	$17.66	7,684,000	-13.37%	17.16	17.26	17.99	18.33	17.86	53.44	60.00	48.08	84.47	82.18	-0.21	-0.28	0.06	0.97
TMP	TOMPKINS FINANCIAL CORP	$99.35	140,000	129.51%	96.90	97.30	97.98	95.65	88.01	58.07	70.43	59.64	80.40	66.63	-0.08	-0.27	0.18	0.82
CWBC	COMMUNITY WEST BANCSHARES	$25.72	242,000	32.24%	25.77	26.03	26.03	25.96	24.76	46.67	29.03	31.66	23.32	18.81	-0.14	-0.06	-0.07	0.63
CATY	CATHAY GENERAL BANCORP	$60.67	331,000	-18.27%	59.62	60.05	61.49	61.40	56.89	51.77	60.00	53.34	88.88	84.32	-0.44	-0.57	0.13	0.94
NPB	NORTHPOINTE BANCSHARES INC	$15.78	287,000	60.34%	15.66	15.42	16.37	17.17	17.42	49.19	69.53	68.95	82.14	80.09	-0.20	-0.28	0.08	0.68
SMBC	SOUTHERN MISSOURI BANCORP INC	$71.15	83,000	-6.74%	70.21	70.93	72.80	73.72	69.17	48.91	46.71	38.12	68.20	51.22	-0.79	-0.86	0.07	0.73
UVSP	UNIVEST FINANCIAL CORP	$41.83	140,000	-24.73%	41.01	41.26	41.84	42.44	38.92	54.06	66.67	54.99	90.98	77.25	-0.24	-0.32	0.08	0.74
OVBC	OHIO VALLEY BANC CORP	$45.91	18,700	13.33%	45.70	45.08	45.36	45.08	44.25	55.32	69.63	73.89	73.52	82.71	0.21	0.13	0.09	0.18
SBCF	SEACOAST BANKING CORP OF FLORIDA	$32.80	1,318,000	93.26%	32.04	32.26	33.55	33.08	32.46	52.05	74.20	67.21	89.30	85.01	-0.32	-0.45	0.12	0.97
OZK	BANK OF THE OZARKS INC	$46.16	2,113,000	14.90%	45.15	45.70	47.99	49.35	48.38	48.64	64.66	62.11	92.50	93.73	-0.69	-0.91	0.22	1.05
NU	NU HOLDINGS LTD	$15.09	71,698,000	73.72%	15.25	14.40	14.49	13.91	14.62	54.73	62.17	62.43	49.33	54.14	0.22	0.21	0.01	1.58
LSBK	LAKE SHORE BANCORP INC	$18.03	14,500	-13.17%	17.98	18.03	17.77	17.27	16.37	51.20	62.81	61.40	67.13	64.55	0.05	0.07	-0.02	0.14
VBNK	VERSABANK	$22.67	55,500	-4.31%	22.29	22.44	21.50	20.80	18.46	55.84	54.91	45.09	58.79	46.36	0.18	0.23	-0.05	0.58
PEBK	PEOPLES BANCORP OF NORTH CAROLINA INC	$43.53	12,700	51.19%	44.12	43.76	43.92	43.41	41.14	46.76	61.78	67.56	42.37	60.50	0.09	0.11	-0.02	0.40
TRST	TRUSTCO BANK CORP N Y	$54.73	74,000	-35.09%	54.17	54.74	56.20	55.41	50.37	47.45	42.25	37.56	69.51	58.26	-0.62	-0.65	0.02	0.61
BSRR	SIERRA BANCORP	$39.83	62,400	41.82%	39.37	39.42	39.95	40.20	37.94	52.06	53.83	46.09	90.64	79.59	-0.17	-0.23	0.06	0.69
RCBC	RIVER CITY BANK	$53.77	98,000	-5.77%	54.37	53.27	51.71	N/A	N/A	54.79	50.00	52.93	11.39	18.44	0.75	0.97	-0.22	0.38

Bank Stocks FAQ

What are the best bank stocks to buy right now in Oct 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Citizens & Northern (NASDAQ:CZNC)

Citizens & Northern (NASDAQ:CZNC) is the #1 top bank stock out of 309 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 36, which is -1 points lower than the bank industry average of 37. Although this number is below the industry average, our proven quant model rates CZNC as a "B".

CZNC passed 12 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 32.65% over the past year, overperforming other bank stocks by 10 percentage points.

2. Optimumbank Holdings (NYSEMKT:OPHC)

Optimumbank Holdings (NYSEMKT:OPHC) is the #2 top bank stock out of 309 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: B.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 5 points higher than the bank industry average of 37.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 117.29% over the past year, overperforming other bank stocks by 94 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -25.03% from Optimumbank Holdings's current stock price of $8.67.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Virginia National Bankshares (NASDAQ:VABK)

Virginia National Bankshares (NASDAQ:VABK) is the #3 top bank stock out of 309 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Virginia National Bankshares (NASDAQ:VABK) is: Value: B, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: A.

Virginia National Bankshares (NASDAQ:VABK) has a Due Diligence Score of 44, which is 7 points higher than the bank industry average of 37.

VABK passed 15 out of 38 due diligence checks and has strong fundamentals. Virginia National Bankshares has seen its stock return 24.49% over the past year, overperforming other bank stocks by 1 percentage points.

What are the bank stocks with highest dividends?

Out of 262 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 10.68%, which is 8 percentage points higher than the bank industry average of 2.66%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.1%, which is 4 percentage points higher than the bank industry average of 2.66%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

3. United Bancorp (NASDAQ:UBCP)

United Bancorp (NASDAQ:UBCP) has an annual dividend yield of 7.05%, which is 4 percentage points higher than the bank industry average of 2.66%. United Bancorp's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. United Bancorp's dividend has shown consistent growth over the last 10 years.

United Bancorp's dividend payout ratio of 68.1% indicates that its high dividend yield is sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 1.51% in the last day, and up 1.55% over the last week. Inter & Co was the among the top gainers in the banks - regional industry, gaining 5.22% yesterday.

Inter & Co shares are trading higher after the company announced Banco Inter will acquire the remaining 39.75% stake in Inter Seguros, giving it full ownership of the insurance unit. Additionally, UBS raised its price target on the stock from $8.8 to $10.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is 0 points higher than the bank industry average of 43. It passed 3 out of 7 valuation due diligence checks.

Northpointe Bancshares's stock has dropped -6.41% in the past year. It has underperformed other stocks in the bank industry by -29 percentage points.

2. Pathward Financial (NASDAQ:CASH)

Pathward Financial (NASDAQ:CASH) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 86, which is 43 points higher than the bank industry average of 43. It passed 6 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 2.7% in the past year. It has underperformed other stocks in the bank industry by -20 percentage points.

3. Bank Of The Ozarks (NASDAQ:OZK)

Bank Of The Ozarks (NASDAQ:OZK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bank Of The Ozarks has a valuation score of 71, which is 28 points higher than the bank industry average of 43. It passed 5 out of 7 valuation due diligence checks.

Bank Of The Ozarks's stock has dropped -0.09% in the past year. It has underperformed other stocks in the bank industry by -23 percentage points.

Are bank stocks a good buy now?

34.36% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 12.96% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 7.89% of bank stocks are rated B (Buy), 83.87% are rated C (Hold), 8.24% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 13.39x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Optimumbank Holdings (NYSEMKT:OPHC)

3. Virginia National Bankshares (NASDAQ:VABK)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Tfs Financial (NASDAQ:TFSL)

3. United Bancorp (NASDAQ:UBCP)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Bank Of The Ozarks (NASDAQ:OZK)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Optimumbank Holdings (NYSEMKT:OPHC)

3. Virginia National Bankshares (NASDAQ:VABK)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Tfs Financial (NASDAQ:TFSL)

3. United Bancorp (NASDAQ:UBCP)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Bank Of The Ozarks (NASDAQ:OZK)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.