Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 98th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
AMAL	AMALGAMATED FINANCIAL CORP	$34.65	121,000	-6.92%	33.86	33.29	31.10	29.41	29.61	65.93	86.79	79.32	71.41	58.12	0.86	0.84	0.02	0.73
FCCO	FIRST COMMUNITY CORP	$29.29	82,000	-20.39%	29.58	29.78	29.11	28.40	26.18	45.61	33.33	34.77	48.13	50.08	0.01	0.12	-0.10	0.47
FFBC	FIRST FINANCIAL BANCORP	$26.65	2,720,000	117.95%	25.88	25.79	25.33	25.33	24.74	61.04	89.40	73.78	91.68	74.56	0.18	0.10	0.08	0.93
SSB	SOUTHSTATE BANK CORP	$98.43	460,000	-23.97%	97.41	96.62	92.94	95.29	93.17	61.80	82.46	73.70	80.88	68.35	1.24	1.18	0.07	1.04
BSVN	BANK7 CORP	$44.79	18,400	-32.60%	42.87	42.42	42.22	44.15	42.53	66.61	94.45	85.49	100.00	94.83	0.30	0.02	0.27	0.72
BY	BYLINE BANCORP INC	$30.70	274,000	58.38%	30.02	29.90	29.00	28.45	27.39	61.28	86.14	73.61	88.87	72.85	0.32	0.27	0.05	0.85
KEY	KEYCORP	$21.17	15,103,000	26.88%	21.22	21.10	19.63	19.00	17.77	59.47	49.58	42.50	19.06	10.82	0.38	0.49	-0.11	1.24
GCBC	GREENE COUNTY BANCORP INC	$22.45	10,300	-21.37%	22.28	22.65	22.85	22.87	22.93	47.02	66.14	54.57	92.83	85.90	-0.22	-0.23	0.02	0.71
GABC	GERMAN AMERICAN BANCORP INC	$40.31	117,000	26.49%	39.89	39.96	39.82	39.83	39.16	52.91	73.43	56.50	82.61	64.95	0.02	-0.02	0.04	0.64
ISBA	ISABELLA BANK CORP	$48.60	18,500	-25.10%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-0.32
CBC	CENTRAL BANCOMPANY INC	$23.89	93,000	13.41%	24.00	23.88	N/A	N/A	N/A	60.93	67.65	62.15	19.92	19.89	N/A	N/A	N/A	0.28
MNSB	MAINSTREET BANCSHARES INC	$20.31	18,400	-56.60%	20.07	20.48	19.85	20.14	19.65	51.06	32.26	28.20	59.81	43.58	-0.02	0.03	-0.05	0.53
PGC	PEAPACK GLADSTONE FINANCIAL CORP	$29.41	156,000	117.88%	28.61	28.61	27.68	27.79	27.63	62.07	83.76	69.02	91.88	70.85	0.23	0.20	0.03	0.93
UBSI	UNITED BANKSHARES INC	$41.22	800,000	-4.31%	40.15	39.73	38.37	37.67	36.76	67.70	90.23	81.69	92.27	77.02	0.64	0.52	0.12	0.89
IBOC	INTERNATIONAL BANCSHARES CORP	$70.38	275,000	96.43%	69.25	68.92	68.19	68.54	66.85	56.93	83.09	72.13	89.99	75.41	0.28	0.13	0.15	0.89
WTFC	WINTRUST FINANCIAL CORP	$145.93	658,000	58.94%	145.65	143.99	137.88	135.01	127.80	58.93	60.65	52.03	33.98	22.69	2.05	2.30	-0.25	1.11
AMTB	AMERANT BANCORP INC	$20.84	111,000	-39.67%	20.44	20.26	19.29	19.36	18.93	59.76	81.87	66.72	76.79	55.34	0.31	0.30	0.01	0.91
SPFI	SOUTH PLAINS FINANCIAL INC	$40.78	49,300	-25.75%	39.69	39.64	38.90	38.85	37.42	61.28	92.63	88.12	95.06	96.08	0.34	0.20	0.14	0.73
BPOP	POPULAR INC	$128.09	494,000	70.93%	127.92	126.74	120.37	121.13	113.27	58.81	53.67	38.32	36.44	22.53	1.96	2.28	-0.32	1.00
KRNY	KEARNY FINANCIAL CORP	$7.86	446,000	23.89%	7.66	7.64	7.22	6.91	6.56	63.76	89.47	79.00	93.78	79.92	0.13	0.12	0.01	0.80
INTR	INTER & CO INC	$8.17	3,902,000	-49.31%	8.61	8.47	8.69	8.81	7.85	40.96	15.85	23.61	0.99	8.92	-0.06	-0.02	-0.03	0.90
CFFN	CAPITOL FEDERAL FINANCIAL INC	$6.70	1,248,000	21.05%	6.70	6.85	6.68	6.51	6.18	46.67	35.52	26.33	39.41	26.24	-0.03	0.00	-0.03	0.70
BUSE	FIRST BUSEY CORP	$24.40	633,000	1.44%	24.21	24.31	23.92	23.82	23.08	52.40	73.13	54.73	75.99	55.19	0.04	0.05	-0.00	0.83
SHBI	SHORE BANCSHARES INC	$18.26	164,000	17.14%	17.94	17.98	17.47	16.96	15.91	57.79	66.91	60.02	90.04	79.10	0.13	0.12	0.01	0.72
FMBH	FIRST MID BANCSHARES INC	$41.51	135,000	25.00%	39.99	40.07	39.24	38.64	37.53	63.35	93.38	79.19	100.00	85.49	0.28	0.16	0.12	0.78
BCAL	CALIFORNIA BANCORP	$18.56	221,000	-25.59%	18.53	18.78	19.06	18.08	16.51	45.37	56.08	44.75	76.18	57.80	-0.17	-0.16	-0.02	0.74
WAL	WESTERN ALLIANCE BANCORPORATION	$88.37	651,000	-9.83%	88.51	87.27	83.74	83.94	79.86	56.23	68.74	63.49	56.99	51.61	1.31	1.34	-0.04	1.64
FHN	FIRST HORIZON CORP	$24.12	11,340,000	15.83%	24.40	24.33	23.10	22.61	21.40	53.14	43.01	40.50	11.01	7.34	0.29	0.40	-0.11	0.86
AUB	ATLANTIC UNION BANKSHARES CORP	$38.34	1,370,000	52.05%	37.21	36.69	35.02	34.96	32.71	67.79	89.76	80.18	90.89	73.43	0.70	0.59	0.10	1.05
INDB	INDEPENDENT BANK CORP	$76.45	260,000	-13.04%	75.15	75.25	73.33	71.40	67.14	57.66	72.93	55.79	81.76	56.45	0.46	0.48	-0.01	0.88
EBC	EASTERN BANKSHARES INC	$19.37	1,850,000	26.63%	19.31	19.01	18.66	18.22	16.77	57.07	65.00	59.83	72.27	65.41	0.17	0.15	0.02	0.90
NU	NU HOLDINGS LTD	$16.60	42,779,000	16.04%	17.18	16.93	16.62	16.05	14.21	45.73	11.92	13.08	3.88	2.86	0.06	0.16	-0.10	1.62
MCBS	METROCITY BANKSHARES INC	$27.66	59,000	-25.88%	26.99	27.07	26.86	27.34	27.77	57.88	87.95	71.28	98.07	91.51	0.05	-0.03	0.08	0.91
TCBK	TRICO BANCSHARES	$49.22	139,000	86.33%	48.47	48.44	47.74	46.00	43.24	56.76	85.34	76.95	86.76	77.65	0.28	0.20	0.08	0.80
BCBP	BCB BANCORP INC	$7.70	226,000	352.00%	7.97	8.10	8.02	8.23	8.39	35.35	32.31	24.86	38.70	34.19	-0.07	-0.03	-0.04	0.70
OFG	OFG BANCORP	$41.58	198,000	29.41%	41.45	41.63	40.99	41.84	41.63	52.27	67.44	54.37	63.99	40.54	0.06	0.10	-0.03	0.92
NIC	NICOLET BANKSHARES INC	$131.46	133,000	-28.49%	127.18	125.99	126.13	128.56	125.55	59.22	88.84	86.87	95.62	94.89	0.85	-0.07	0.92	0.79
FHB	FIRST HAWAIIAN INC	$26.71	711,000	-2.47%	26.58	26.28	25.53	25.21	24.64	57.23	69.89	62.14	59.26	51.10	0.31	0.30	0.01	0.93
FRME	FIRST MERCHANTS CORP	$38.08	259,000	21.60%	38.05	38.11	37.40	37.94	37.98	51.46	58.83	45.37	58.68	38.94	0.09	0.13	-0.05	0.86
UMBF	UMB FINANCIAL CORP	$122.07	366,000	-16.06%	120.98	119.54	114.85	116.09	110.17	58.78	80.57	69.27	68.63	56.02	1.67	1.61	0.06	1.04
OSBC	OLD SECOND BANCORP INC	$20.66	504,000	37.33%	20.14	20.09	19.48	18.70	17.82	59.99	87.17	74.26	90.71	76.36	0.23	0.18	0.05	0.79
EFSC	ENTERPRISE FINANCIAL SERVICES CORP	$55.48	142,000	10.94%	55.09	55.19	54.80	56.25	55.11	51.86	73.56	60.62	79.58	65.46	0.00	-0.05	0.05	0.82
BBT	BEACON FINANCIAL CORP	$27.48	513,000	-23.55%	27.03	26.98	26.30	25.57	25.37	59.32	73.37	60.15	68.63	45.10	0.24	0.24	-0.01	0.90
CWBC	COMMUNITY WEST BANCSHARES	$23.19	100,000	0.00%	22.64	22.67	22.57	21.80	20.25	57.49	80.11	62.95	95.32	87.04	0.04	-0.01	0.05	0.66
MBIN	MERCHANTS BANCORP	$35.37	125,000	96.54%	35.19	34.70	33.80	32.93	32.79	55.17	76.42	68.57	74.24	65.63	0.36	0.33	0.02	0.92
RRBI	RED RIVER BANCSHARES INC	$75.02	35,700	-9.39%	73.11	73.06	70.90	68.13	62.83	60.59	84.58	75.63	86.60	76.59	0.75	0.63	0.12	0.74
ISTR	INVESTAR HOLDING CORP	$27.57	41,300	-29.40%	26.99	27.05	25.83	24.48	22.16	63.46	74.54	57.79	67.28	44.84	0.32	0.36	-0.03	0.51
NBBK	NB BANCORP INC	$19.74	578,000	214.13%	19.90	20.22	19.87	19.00	18.20	44.41	39.40	35.67	57.22	47.36	-0.06	0.01	-0.07	0.69
NBHC	NATIONAL BANK HOLDINGS CORP	$40.88	333,000	10.63%	39.92	39.40	38.37	38.26	37.75	64.83	88.92	79.84	88.03	75.19	0.51	0.39	0.12	0.84
AVBC	AVIDIA BANCORP INC	$17.33	184,000	135.90%	16.84	16.99	16.36	15.75	N/A	61.75	66.91	51.81	57.73	38.02	0.13	0.15	-0.02	0.40
HOPE	HOPE BANCORP INC	$11.70	734,000	-1.61%	11.44	11.34	10.96	10.89	10.61	61.92	85.79	70.26	75.11	56.95	0.14	0.12	0.02	0.92
HNVR	HANOVER BANCORP INC	$23.49	31,000	34.78%	22.96	23.19	22.88	22.45	22.20	59.37	64.18	57.25	83.85	66.92	0.04	0.03	0.01	0.28
VLY	VALLEY NATIONAL BANCORP	$11.83	6,060,000	-10.54%	11.93	11.91	11.51	11.08	10.05	51.34	35.36	27.87	25.14	15.62	0.08	0.13	-0.04	1.14
BMA	MACRO BANK INC	$92.67	259,000	-2.26%	92.54	91.52	87.02	70.78	74.05	56.14	46.04	52.27	13.13	22.59	1.88	2.29	-0.42	1.11
CCBG	CAPITAL CITY BANK GROUP INC	$44.57	99,000	65.00%	43.37	43.24	42.40	42.23	40.27	64.66	79.95	68.89	97.37	94.27	0.36	0.24	0.13	0.61
AVBH	AVIDBANK HOLDINGS INC	$26.50	60,000	7.14%	26.53	26.78	26.21	25.89	N/A	48.72	39.09	36.17	34.97	27.68	0.01	0.08	-0.07	0.46
TFSL	TFS FINANCIAL CORP	$14.15	589,000	33.56%	13.88	13.90	13.91	13.66	13.30	56.66	85.35	73.18	97.34	87.15	0.03	-0.01	0.04	0.69
OVLY	OAK VALLEY BANCORP	$31.20	19,000	15.85%	30.41	30.33	29.29	28.55	27.43	65.62	74.70	66.06	89.70	68.94	0.40	0.38	0.02	0.53
JMSB	JOHN MARSHALL BANCORP INC	$19.82	13,300	-3.62%	19.70	20.08	19.97	19.81	18.77	47.66	43.33	32.17	72.14	56.23	-0.12	-0.09	-0.03	0.79
FBP	FIRST BANCORP	$21.26	786,000	-24.35%	21.24	21.22	20.65	21.03	20.68	53.54	55.00	45.95	38.59	26.51	0.13	0.15	-0.03	1.07
IBCP	INDEPENDENT BANK CORP	$33.86	133,000	37.11%	33.09	33.25	32.80	32.22	31.89	57.01	60.09	49.08	90.66	71.28	0.04	0.01	0.03	0.82
CTBI	COMMUNITY TRUST BANCORP INC	$59.61	85,000	-14.14%	58.24	58.13	56.82	56.05	54.17	60.56	78.35	71.82	90.86	81.90	0.45	0.35	0.10	0.65
CZNC	CITIZENS & NORTHERN CORP	$21.45	81,000	109.84%	20.63	20.64	20.34	20.04	19.58	63.59	92.14	76.61	96.07	94.40	0.15	0.05	0.10	0.58
NPB	NORTHPOINTE BANCSHARES INC	$18.79	899,000	234.20%	17.70	17.45	17.13	17.28	15.70	71.64	86.69	81.83	100.00	100.00	0.30	0.13	0.16	0.74
FULT	FULTON FINANCIAL CORP	$20.00	2,978,000	84.40%	19.78	19.87	18.99	18.76	18.24	56.44	74.74	54.21	56.01	32.51	0.17	0.22	-0.05	0.96
KB	KB FINANCIAL GROUP INC	$89.03	165,000	103.70%	87.47	86.79	86.35	83.93	78.70	58.59	86.66	71.66	69.24	56.20	0.71	0.47	0.24	0.86
PEBO	PEOPLES BANCORP INC	$31.21	401,000	-16.46%	30.90	30.80	30.19	30.05	29.81	56.19	80.07	66.55	77.91	60.00	0.18	0.16	0.02	0.69
LYG	LLOYDS BANKING GROUP PLC	$5.49	5,562,000	-19.71%	5.45	5.37	5.11	4.81	4.46	66.54	76.92	75.49	48.40	45.61	0.11	0.12	-0.01	0.94
HBT	HBT FINANCIAL INC	$27.26	37,300	6.57%	26.57	26.44	25.27	25.20	24.71	65.94	88.92	78.20	90.91	74.33	0.40	0.36	0.04	0.67
FMNB	FARMERS NATIONAL BANC CORP	$13.53	355,000	62.10%	13.37	13.53	13.59	13.93	13.69	49.29	51.93	31.92	92.18	67.22	-0.11	-0.11	0.00	0.68
FITB	FIFTH THIRD BANCORP	$49.16	9,790,000	9.24%	49.01	48.42	45.83	44.91	42.22	60.58	60.25	52.95	27.49	18.40	0.82	0.95	-0.13	1.12
RBCAA	REPUBLIC BANCORP INC	$72.43	28,700	-54.01%	70.04	70.29	69.37	70.89	70.51	60.09	88.53	76.87	96.03	90.93	0.30	0.01	0.29	0.68
OBK	ORIGIN BANCORP INC	$40.44	209,000	-40.29%	39.36	38.88	37.41	36.45	35.56	70.77	92.59	88.23	99.10	93.46	0.70	0.58	0.12	0.80
BLX	FOREIGN TRADE BANK OF LATIN AMERICA INC	$45.03	149,000	-41.34%	43.79	43.95	44.36	45.04	42.90	58.07	76.78	60.03	87.99	69.30	-0.07	-0.20	0.13	0.68
HFWA	HERITAGE FINANCIAL CORP	$25.09	271,000	-25.96%	24.39	24.44	23.91	23.90	23.64	57.51	46.69	34.29	88.17	73.05	0.14	0.07	0.07	0.74
FBLA	FB BANCORP INC	$12.76	64,000	-45.30%	12.99	13.01	12.75	12.39	11.84	42.72	12.06	30.12	16.81	19.14	0.02	0.07	-0.05	0.52
EBMT	EAGLE BANCORP MONTANA INC	$20.61	28,000	-46.15%	20.05	19.93	18.28	17.69	17.23	68.34	89.10	85.51	30.88	21.47	0.55	0.57	-0.02	0.30
FDSB	FIFTH DISTRICT BANCORP INC	$14.97	6,000	-80.00%	14.92	14.88	14.13	13.91	13.23	65.54	46.09	41.27	18.87	14.11	0.20	0.26	-0.05	0.30
NKSH	NATIONAL BANKSHARES INC	$34.32	25,000	108.33%	33.61	33.73	31.73	30.72	28.92	63.57	70.68	61.52	81.90	66.72	0.60	0.64	-0.05	0.46
FVCB	FVCBANKCORP INC	$14.31	31,500	35.78%	13.98	13.94	13.25	13.08	12.48	68.62	82.18	77.04	84.73	72.79	0.24	0.24	0.00	0.58
PNBK	PATRIOT NATIONAL BANCORP INC	$1.59	228,000	117.14%	1.61	1.70	1.48	1.42	1.84	48.59	19.32	13.83	17.61	11.42	0.01	0.04	-0.03	0.39
WBS	WEBSTER FINANCIAL CORP	$64.53	1,946,000	-16.55%	64.45	64.31	61.52	60.40	56.81	55.87	44.50	32.52	31.80	18.88	0.59	0.82	-0.24	1.24
TBBK	BANCORP INC	$69.67	400,000	-31.74%	69.72	69.42	66.33	70.99	63.62	54.92	68.67	65.69	67.49	58.01	0.64	0.67	-0.03	1.40
SBCF	SEACOAST BANKING CORP OF FLORIDA	$33.83	601,000	-20.82%	32.85	32.41	31.77	31.26	28.79	64.95	87.29	74.79	88.68	74.00	0.41	0.28	0.13	1.02
CFBK	CF BANKSHARES INC	$27.94	33,800	-48.24%	26.65	26.16	24.60	24.35	23.87	72.58	88.41	79.86	94.46	92.56	0.83	0.63	0.19	0.27
BANR	BANNER CORP	$64.87	253,000	110.83%	64.33	64.52	63.70	64.10	63.65	52.36	75.64	59.93	79.09	66.47	0.07	0.03	0.04	0.92
OVBC	OHIO VALLEY BANC CORP	$40.06	8,100	88.37%	40.02	40.17	39.13	37.80	35.77	51.21	56.06	49.25	49.46	40.68	0.12	0.22	-0.11	0.19
STBA	S&T BANCORP INC	$40.48	113,000	16.49%	40.02	40.25	39.96	38.84	37.98	52.97	69.56	51.89	86.40	69.29	-0.01	-0.01	-0.00	0.79
PNC	PNC FINANCIAL SERVICES GROUP INC	$223.18	4,866,000	88.90%	216.50	214.01	201.42	198.25	188.53	69.89	55.62	46.05	34.74	16.02	4.13	4.46	-0.34	0.99
BWB	BRIDGEWATER BANCSHARES INC	$18.25	106,000	-10.92%	18.05	18.05	17.66	17.28	16.24	55.31	78.00	67.78	76.52	65.22	0.10	0.09	0.01	0.78
VABK	VIRGINIA NATIONAL BANKSHARES CORP	$40.02	5,000	78.57%	39.92	40.54	40.38	40.02	38.60	47.55	33.28	25.94	73.79	54.23	-0.23	-0.17	-0.06	0.42
FSUN	FIRSTSUN CAPITAL BANCORP	$38.78	140,000	47.37%	38.70	38.55	35.97	37.20	36.50	56.09	61.27	51.59	40.66	31.12	0.61	0.69	-0.08	0.59
CATY	CATHAY GENERAL BANCORP	$50.80	296,000	-32.27%	50.04	49.89	48.97	48.56	46.46	58.27	77.84	63.44	76.14	58.33	0.30	0.26	0.04	1.01
BCML	BAYCOM CORP	$28.95	16,600	36.07%	28.73	29.60	29.42	29.11	28.08	45.18	47.13	37.60	72.23	53.41	-0.34	-0.26	-0.08	0.58
TRST	TRUSTCO BANK CORP N Y	$43.45	55,700	-26.71%	42.21	42.33	41.93	39.91	36.16	59.18	92.01	80.96	94.53	91.13	0.22	0.09	0.13	0.66
PEBK	PEOPLES BANCORP OF NORTH CAROLINA INC	$36.60	9,100	-18.02%	36.26	36.60	34.14	32.46	30.42	58.89	69.98	66.44	65.11	60.77	0.55	0.67	-0.12	0.42
SBSI	SOUTHSIDE BANCSHARES INC	$32.27	96,000	-16.52%	31.49	31.39	30.46	29.76	29.42	63.50	89.97	83.42	96.36	86.08	0.36	0.30	0.06	0.68
TMP	TOMPKINS FINANCIAL CORP	$76.15	27,000	-34.15%	74.36	74.24	71.65	69.36	66.04	61.90	88.37	74.16	83.38	63.02	0.90	0.82	0.07	0.87
FNWB	FIRST NORTHWEST BANCORP	$10.28	45,600	-69.60%	9.71	9.67	9.64	8.73	8.73	70.74	84.47	76.08	97.02	94.85	0.09	0.03	0.06	0.36
BVFL	BV FINANCIAL INC	$18.44	8,600	2.38%	18.37	18.44	18.14	17.19	16.28	51.73	77.88	74.92	86.16	90.03	0.04	0.07	-0.03	0.46

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jan 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Banco Santander Sa (NYSE:BSBR)

Banco Santander Sa (NYSE:BSBR) is the #1 top bank stock out of 320 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Banco Santander Sa (NYSE:BSBR) is: Value: B, Growth: A, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Banco Santander Sa (NYSE:BSBR) has a Due Diligence Score of 8, which is -30 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BSBR as a "A".

BSBR passed 3 out of 38 due diligence checks and has weak fundamentals. Banco Santander Sa has seen its stock return 45.61% over the past year, overperforming other bank stocks by 35 percentage points.

2. Norwood Financial (NASDAQ:NWFL)

Norwood Financial (NASDAQ:NWFL) is the #2 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Norwood Financial (NASDAQ:NWFL) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: D, and AI: B.

Norwood Financial (NASDAQ:NWFL) has a Due Diligence Score of 43, which is 5 points higher than the bank industry average of 38.

NWFL passed 14 out of 38 due diligence checks and has strong fundamentals. Norwood Financial has seen its stock return 8.51% over the past year, underperforming other bank stocks by -2 percentage points.

3. Citizens Financial Services (NASDAQ:CZFS)

Citizens Financial Services (NASDAQ:CZFS) is the #3 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Citizens Financial Services (NASDAQ:CZFS) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: B.

Citizens Financial Services (NASDAQ:CZFS) has a Due Diligence Score of 39, which is 1 points higher than the bank industry average of 38.

CZFS passed 13 out of 38 due diligence checks and has average fundamentals. Citizens Financial Services has seen its stock return 7.39% over the past year, underperforming other bank stocks by -3 percentage points.

What are the bank stocks with highest dividends?

Out of 249 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.99%, which is 5 percentage points higher than the bank industry average of 2.65%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 353.1% indicates that its high dividend yield might not be sustainable for the long-term.

2. Affinity Bancshares (NASDAQ:AFBI)

Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 7.41%, which is 5 percentage points higher than the bank industry average of 2.65%.

Affinity Bancshares's dividend payout ratio of 126.1% indicates that its high dividend yield might not be sustainable for the long-term.

3. Washington Trust Bancorp (NASDAQ:WASH)

Washington Trust Bancorp (NASDAQ:WASH) has an annual dividend yield of 7.35%, which is 5 percentage points higher than the bank industry average of 2.65%. Washington Trust Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Washington Trust Bancorp's dividend has shown consistent growth over the last 10 years.

Washington Trust Bancorp's dividend payout ratio of -134.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.28% in the last day, and up 1.32% over the last week. Regions Financial was the among the top losers in the banks - regional industry, dropping -2.63% yesterday.

Regions Financial shares are trading lower after the company reported worse-than-expected Q4 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 43, which is -13 points higher than the bank industry average of 56. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NEWT a Valuation Rating of "A".

Newtekone's stock has gained 13.58% in the past year. It has overperformed other stocks in the bank industry by 3 percentage points.

2. Woori Financial Group (NYSE:WF)

Woori Financial Group (NYSE:WF) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 71, which is 15 points higher than the bank industry average of 56. It passed 5 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 78.66% in the past year. It has overperformed other stocks in the bank industry by 68 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)

Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 57, which is 1 points higher than the bank industry average of 56. It passed 4 out of 7 valuation due diligence checks.

Northeast Community Bancorp's stock has dropped -9.2% in the past year. It has underperformed other stocks in the bank industry by -20 percentage points.

Are bank stocks a good buy now?

38.57% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 5.79% over the next year.

0.37% of bank stocks have a Zen Rating of A (Strong Buy), 7.69% of bank stocks are rated B (Buy), 75.82% are rated C (Hold), 13.92% are rated D (Sell), and 2.2% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 16.53x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Norwood Financial (NASDAQ:NWFL)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Woori Financial Group (NYSE:WF)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Norwood Financial (NASDAQ:NWFL)

3. Citizens Financial Services (NASDAQ:CZFS)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Woori Financial Group (NYSE:WF)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.