NASDAQ: FNRN
First Northern Community Bancorp Stock

$17.83+0.22 (+1.25%)
Updated Jun 10, 2026
FNRN Price
$17.83
Fair Value Price
N/A
Market Cap
$292.54M
52 Week Low
$14.41
52 Week High
$18.05
P/E
12.38x
P/B
1.37x
P/S
N/A
PEG
1.81x
Dividend Yield
N/A
Revenue
$75.67M
Earnings
$23.36M
Gross Margin
100%
Operating Margin
39.73%
Profit Margin
30.9%
Debt to Equity
8
Operating Cash Flow
$8M
Beta
0.66
Next Earnings
Jul 29, 2026
Ex-Dividend
N/A
Next Dividend
N/A

FNRN Overview

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small to medium sized businesses. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market accounts, and time deposits. Its loan portfolio comprises of commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. The company also offers credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; and equipment leasing, merchant card processing, payroll, and international banking services through third parties. In addition, it provides issues cashier's checks, safe deposit boxes rental, and other customary banking services. The company operates eleven full-service branches located in the cities of Auburn, Davis, Dixon, Fairfield, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, and Woodland; a satellite banking office inside a retirement community in the city of Davis; a residential mortgage loan office in Davis; and a commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine FNRN's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
FNRN
Ranked
#74 of 283

Top Ranked Stocks in Industry

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FNRN News

Overview

Due Diligence Score

Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FNRN scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

FNRN ($17.83) is trading above its intrinsic value of $10.87, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
FNRN is good value based on its earnings relative to its share price (12.38x), compared to the US market average (14.77x)
P/E vs Market Valuation
FNRN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more FNRN due diligence checks available for Premium users.

Valuation

FNRN price to earnings (PE)

For valuing profitable companies with steady earnings

Company
12.38x
Industry
13.48x
Market
14.77x
FNRN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FNRN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

FNRN price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.37x
Industry
1.23x
FNRN is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

FNRN price to earnings growth (PEG)

For valuing profitable companies with growth potential

FNRN is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

FNRN's financial health

Profit margin

Revenue
$18.6M
Net Income
$5.9M
Profit Margin
31.7%
FNRN's Earnings (EBIT) of $30.06M... subscribe to Premium to read more.
Interest Coverage Financials
FNRN's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.9B
Liabilities
$1.7B
Debt to equity
8
FNRN's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
FNRN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$4.3M
Investing
-$24.6M
Financing
$14.4M
FNRN's operating cash flow ($7.73M)... subscribe to Premium to read more.
Debt Coverage Financials

FNRN vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
FNRNC$292.54M+1.25%12.38x1.37x
OVLYC$292.62M+0.03%11.99x1.42x
FDBCC$293.63M+0.38%9.84x1.20x
FVCBC$298.39M+0.67%12.75x1.15x
BRBSC$298.51M0.00%25.54x1.08x

First Northern Community Bancorp Stock FAQ

What is First Northern Community Bancorp's quote symbol?

(NASDAQ: FNRN) First Northern Community Bancorp trades on the NASDAQ under the ticker symbol FNRN. First Northern Community Bancorp stock quotes can also be displayed as NASDAQ: FNRN.

If you're new to stock investing, here's how to buy First Northern Community Bancorp stock.

What is the 52 week high and low for First Northern Community Bancorp (NASDAQ: FNRN)?

(NASDAQ: FNRN) First Northern Community Bancorp's 52-week high was $18.05, and its 52-week low was $14.41. It is currently -1.19% from its 52-week high and 23.73% from its 52-week low.

How much is First Northern Community Bancorp stock worth today?

(NASDAQ: FNRN) First Northern Community Bancorp currently has 16,407,006 outstanding shares. With First Northern Community Bancorp stock trading at $17.83 per share, the total value of First Northern Community Bancorp stock (market capitalization) is $292.54M.

First Northern Community Bancorp stock was originally listed at a price of $2.92 in Jan 5, 1999. If you had invested in First Northern Community Bancorp stock at $2.92, your return over the last 27 years would have been 509.78%, for an annualized return of 6.93% (not including any dividends or dividend reinvestments).

How much is First Northern Community Bancorp's stock price per share?

(NASDAQ: FNRN) First Northern Community Bancorp stock price per share is $17.83 today (as of Jun 10, 2026).

What is First Northern Community Bancorp's Market Cap?

(NASDAQ: FNRN) First Northern Community Bancorp's market cap is $292.54M, as of Jun 12, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

First Northern Community Bancorp's market cap is calculated by multiplying FNRN's current stock price of $17.83 by FNRN's total outstanding shares of 16,407,006.
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