Sectors & IndustriesFinancial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
C
Banks is Zen Rated C and is the 84th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Price
1d %
1w %
1m %
3m %
6m %
1y %
3y %
5y %
10y %
52-week High
52-week Low
% off 52-week High
% off 52-week Low
Beta
Volume
Vol 1d %
CUBI
CUSTOMERS BANCORP INC
$76.022.07%1.85%-3.61%-0.99%-3.00%17.86%136.75%61.06%193.06%$84.30$63.449.82%19.83%1.49236,000-14.80%
BANF
BANCFIRST CORP
$110.161.99%3.18%0.64%-5.36%-4.38%-4.07%31.75%70.95%206.00%$122.21$101.489.86%8.55%0.70126,0001.61%
AROW
ARROW FINANCIAL CORP
$37.491.76%2.49%-0.42%-9.20%0.86%39.78%108.05%10.91%44.77%$42.70$26.1712.20%43.26%0.6767,000-21.18%
WTFC
WINTRUST FINANCIAL CORP
$146.282.70%2.44%-0.54%-10.62%-1.69%15.59%97.30%59.31%167.76%$167.22$122.0012.52%19.90%1.071,013,00044.51%
ACNB
ACNB CORP
$63.591.11%1.41%-0.41%4.76%23.81%43.58%96.27%128.91%144.11%$67.60$42.605.93%49.27%0.6052,0006.12%
MTB
M&T BANK CORP
$218.352.16%0.19%-3.79%-12.46%-0.61%19.93%91.92%36.12%83.72%$255.95$179.3214.69%21.77%0.89814,000-34.35%
RF
REGIONS FINANCIAL CORP
$27.852.39%3.11%-2.45%-10.48%-1.62%15.75%92.87%18.41%162.49%$32.47$23.5914.23%18.06%1.0412,312,000-17.72%
FITB
FIFTH THIRD BANCORP
$52.413.76%4.36%-1.69%-8.69%2.81%25.38%125.03%14.96%149.33%$59.50$40.6811.92%28.83%1.0716,125,00060.02%
ESQ
ESQUIRE FINANCIAL HOLDINGS INC
$119.212.12%-0.81%-2.33%-3.37%3.53%16.30%173.04%279.65%N/A$134.82$92.1011.58%29.44%0.62120,000-0.83%
AUB
ATLANTIC UNION BANKSHARES CORP
$38.211.19%1.89%-1.75%-9.09%-1.34%11.33%37.40%1.51%37.15%$43.61$30.8712.38%23.78%1.012,394,00082.47%
RRBI
RED RIVER BANCSHARES INC
$101.251.48%1.02%-0.36%3.05%5.36%56.61%118.73%95.80%N/A$104.87$61.603.45%64.37%0.6933,700-32.60%
FCF
FIRST COMMONWEALTH FINANCIAL CORP
$20.541.33%2.80%-2.33%-1.72%9.31%27.34%69.05%42.64%107.27%$22.34$15.008.07%36.93%0.73762,00026.79%
UCB
UNITED COMMUNITY BANKS INC
$35.475.00%6.29%2.54%-1.55%3.38%16.33%55.78%1.46%68.10%$37.18$28.654.60%23.80%0.961,626,000108.46%
HFWA
HERITAGE FINANCIAL CORP
$27.851.42%2.81%-0.54%-8.87%0.98%23.72%65.28%11.40%53.19%$31.25$21.3210.88%30.63%0.69344,00074.62%
KRNY
KEARNY FINANCIAL CORP
$9.062.14%0.00%-5.43%-4.43%12.41%35.02%36.24%-31.26%-35.05%$10.24$6.2311.52%45.54%0.76349,00018.31%
FXNC
FIRST NATIONAL CORP
$29.680.92%0.82%-3.07%0.82%1.26%33.81%58.21%29.04%178.69%$33.24$22.0910.71%34.36%0.3614,500-11.59%
OVLY
OAK VALLEY BANCORP
$33.60-0.18%-1.06%-2.24%1.57%-4.19%28.59%37.93%92.44%220.61%$35.97$26.476.59%26.94%0.5011,10035.37%
HBAN
HUNTINGTON BANCSHARES INC
$15.542.04%1.97%-3.12%-13.95%-8.91%-1.89%61.20%-6.95%53.25%$19.46$14.8220.12%4.86%1.0617,346,000-4.67%
GABC
GERMAN AMERICAN BANCORP INC
$50.361.51%3.32%2.40%3.92%14.07%29.26%93.84%26.60%97.85%$52.23$37.733.58%33.47%0.59138,00040.82%
FIBK
FIRST INTERSTATE BANCSYSTEM INC
$35.562.39%2.45%-3.45%-7.76%3.19%14.27%60.04%-14.50%11.47%$40.60$29.3912.41%21.01%0.90842,0008.51%
FCBM
FIRST CAROLINA FINANCIAL SERVICES INC
$12.550.40%-1.26%-1.57%-1.95%N/AN/AN/AN/AN/A$13.40$12.176.34%3.12%0.38144,00027.43%
EBC
EASTERN BANKSHARES INC
$21.472.19%2.43%-0.05%-5.21%2.38%15.06%86.53%2.48%N/A$23.78$16.629.70%29.22%0.891,558,000-6.43%
NBHC
NATIONAL BANK HOLDINGS CORP
$38.031.41%1.25%-5.47%-16.89%-9.80%3.12%30.37%-9.52%65.56%$47.28$35.1019.56%8.35%0.81631,000151.39%
HBCP
HOME BANCORP INC
$59.47-9.59%-9.55%-12.71%-13.02%-6.93%10.19%77.26%52.80%113.92%$74.50$52.0720.17%14.22%0.71113,000220.11%
MCHB
MECHANICS BANCORP
$14.602.60%2.53%-4.39%-9.82%-6.47%6.96%183.50%-66.69%-40.29%$17.38$12.9215.97%13.00%0.991,003,000105.53%
SRBK
SR BANCORP INC
$18.710.70%0.16%-3.56%-2.30%2.13%28.15%129.57%N/AN/A$20.95$14.6010.69%28.15%0.2324,8000.40%
FSBC
FIVE STAR BANCORP
$43.241.29%1.22%-2.50%-11.83%5.44%30.26%129.03%69.64%N/A$50.26$32.2013.97%34.29%0.75131,00035.05%
CCB
COASTAL FINANCIAL CORP
$43.603.76%5.19%-3.41%-44.10%-47.28%-57.86%9.36%26.56%N/A$120.05$35.5663.68%22.61%0.96167,00012.08%
CASH
PATHWARD FINANCIAL INC
$73.932.33%2.89%-2.60%-17.25%-26.02%2.70%68.59%20.28%218.88%$101.26$65.8726.99%12.23%0.97260,0004.00%
EGBN
EAGLE BANCORP INC
$28.562.51%1.31%2.15%6.09%1.35%46.31%56.75%-50.70%-41.39%$29.29$15.032.49%90.02%0.86581,00091.12%
LOB
LIVE OAK BANCSHARES INC
$35.362.64%1.96%-7.00%-15.06%-5.40%3.70%30.72%-51.51%150.78%$44.53$29.3820.59%20.35%1.42204,0009.09%
SSB
SOUTHSTATE BANK CORP
$102.621.43%2.77%-0.48%0.26%2.48%8.58%56.53%28.55%39.43%$112.20$84.488.54%21.48%0.991,028,00079.72%
WABC
WESTAMERICA BANCORPORATION
$61.001.50%4.04%2.56%-0.65%15.29%30.40%33.57%9.67%24.80%$63.61$46.234.10%31.95%0.59172,000-15.27%
KEY
KEYCORP
$20.814.47%4.52%-0.29%-10.76%-6.22%19.74%110.41%-12.27%59.83%$24.07$16.9113.53%23.06%1.1933,137,00062.97%
GBCI
GLACIER BANCORP INC
$44.502.06%3.56%-0.71%-14.91%-9.96%2.11%49.63%-20.06%58.31%$54.58$39.9018.46%11.53%1.031,753,00086.09%
MRBK
MERIDIAN CORP
$18.480.22%-0.54%-3.90%-8.83%-9.85%28.69%97.01%23.82%N/A$21.67$13.9214.72%32.76%0.5078,00086.60%
FHB
FIRST HAWAIIAN INC
$25.391.80%3.76%-0.43%-12.02%-6.48%7.72%47.10%-13.90%-5.44%$30.58$23.2616.97%9.16%0.881,766,0004.87%
FBLA
FB BANCORP INC
$16.551.47%-3.10%1.78%8.17%17.46%39.78%N/AN/AN/A$17.36$11.904.67%39.13%0.4197,00014.12%
CBSH
COMMERCE BANCSHARES INC
$55.580.85%2.38%-1.72%-5.44%8.13%8.03%42.00%-2.12%83.19%$60.92$46.998.77%18.29%0.731,118,00038.71%
BCAL
CALIFORNIA BANCORP
$21.871.30%2.15%1.67%3.60%16.58%31.83%50.93%N/AN/A$22.41$16.612.41%31.67%0.65199,000-5.69%
BAP
CREDICORP LTD
$390.551.72%2.59%0.15%0.96%16.29%54.02%215.24%196.75%157.50%$413.25$230.455.49%69.47%0.75383,00052.59%
WNEB
WESTERN NEW ENGLAND BANCORP INC
$13.531.20%-0.44%-2.10%-6.63%-3.36%21.02%95.24%53.40%76.40%$15.01$11.089.86%22.11%0.5926,500-9.25%
CPF
CENTRAL PACIFIC FINANCIAL CORP
$36.821.49%3.40%-0.46%-4.64%5.87%27.10%134.67%38.32%47.10%$40.99$28.1010.17%31.06%0.78131,000-13.25%
CCBG
CAPITAL CITY BANK GROUP INC
$49.411.60%2.57%-1.55%-1.04%5.35%20.54%68.06%84.50%223.58%$53.60$38.557.82%28.17%0.5483,00026.33%
BKU
BANKUNITED INC
$42.322.44%1.46%-4.79%-11.93%-10.60%14.63%93.95%-3.09%43.51%$52.06$36.1718.71%17.00%1.171,450,00051.52%
BCH
BANK OF CHILE
$39.701.87%1.53%-4.61%-1.02%-3.73%19.76%103.17%130.28%82.72%$46.76$32.7815.10%21.11%0.57153,000-34.62%
NBTB
NBT BANCORP INC
$51.581.78%2.77%0.70%-1.43%12.72%26.58%65.32%39.18%54.99%$54.48$39.455.32%30.76%0.67267,000-20.54%
STBA
S&T BANCORP INC
$49.241.55%2.39%-0.65%-1.10%11.00%37.97%89.90%59.30%71.27%$53.50$35.027.96%40.61%0.72144,000-4.00%
TFC
TRUIST FINANCIAL CORP
$47.332.18%3.07%-3.41%-7.20%-6.90%8.93%74.26%-25.91%21.48%$56.20$43.1315.78%9.75%1.079,274,00010.87%
WAL
WESTERN ALLIANCE BANCORPORATION
$75.302.27%2.13%-4.26%-7.00%-5.22%-0.13%78.35%-36.74%99.79%$97.23$65.8222.55%14.41%1.621,464,000-1.88%
FNWB
FIRST NORTHWEST BANCORP
$9.702.21%-1.42%-5.00%-20.30%-4.43%22.47%-22.15%-44.44%-28.89%$12.52$7.9022.52%22.78%0.3427,000-31.30%
RBKB
RHINEBECK BANCORP INC
$12.740.39%-1.05%-2.23%-27.37%-18.54%21.33%100.00%18.31%N/A$17.99$9.4129.18%35.39%0.0932,000-65.59%
CZWI
CITIZENS COMMUNITY BANCORP INC
$21.230.57%0.00%-0.70%-8.92%2.66%36.70%131.90%54.74%92.82%$24.43$15.5013.10%36.97%0.3531,0008.77%
GSBC
GREAT SOUTHERN BANCORP INC
$78.591.39%2.16%0.05%0.58%17.61%36.70%65.35%36.46%87.12%$82.91$53.765.21%46.19%0.6375,0004.17%
BUSE
FIRST BUSEY CORP
$29.901.91%2.64%-0.20%0.71%11.57%28.38%57.53%13.69%30.11%$31.70$22.125.68%35.17%0.77650,0004.84%
UBSI
UNITED BANKSHARES INC
$47.141.75%3.20%0.81%-0.08%5.93%31.60%79.79%27.96%26.72%$49.62$34.685.00%35.91%0.82766,00033.22%
CBC
CENTRAL BANCOMPANY INC
$33.553.55%3.45%5.47%5.60%31.47%N/AN/AN/AN/A$33.82$22.500.79%49.11%0.411,532,00074.09%
FNRN
FIRST NORTHERN COMMUNITY BANCORP
$16.33-0.18%-2.10%-5.44%-9.13%5.35%N/AN/AN/A119.87%$19.25$14.4115.17%13.32%0.0440,4006.32%
PBFS
PIONEER BANCORP INC
$17.871.25%1.53%-0.94%3.90%26.02%36.93%109.99%38.53%N/A$19.91$12.9010.25%38.53%0.3614,800-3.27%
ABCB
AMERIS BANCORP
$80.681.83%2.23%-2.80%-11.16%-5.56%11.14%122.93%51.31%126.95%$93.22$69.5813.45%15.95%1.03718,000140.94%
FHN
FIRST HORIZON CORP
$23.061.45%1.27%-3.64%-9.46%-6.98%12.27%118.16%33.53%51.11%$26.56$20.4013.18%13.04%0.797,546,000-0.87%
RMBI
RICHMOND MUTUAL BANCORPORATION INC
$15.571.83%1.30%-1.77%0.97%5.99%12.01%62.19%-0.19%N/A$16.38$12.774.95%21.93%0.3031,400-26.98%
WSBC
WESBANCO INC
$37.631.57%2.39%-3.76%-7.16%3.61%19.73%58.98%1.26%12.97%$43.02$29.5712.53%27.26%0.79573,0009.14%
EFSC
ENTERPRISE FINANCIAL SERVICES CORP
$60.551.94%2.38%-0.71%-9.46%3.52%10.15%69.75%23.93%86.88%$68.73$51.1811.90%18.31%0.76137,00013.22%
HTH
HILLTOP HOLDINGS INC
$36.711.24%0.41%-5.29%-4.00%-3.27%13.09%35.06%6.34%52.64%$40.39$31.759.11%15.62%0.82249,000-7.43%
BANR
BANNER CORP
$68.171.75%2.36%-2.22%-3.44%5.14%8.53%67.08%17.98%51.62%$74.84$57.058.91%19.49%0.83325,000118.12%
BAFN
BAYFIRST FINANCIAL CORP
$6.714.19%29.04%-25.94%17.93%-13.97%-28.46%-25.44%N/AN/A$9.81$4.5031.60%49.11%0.2264,00020.75%
FLG
FLAGSTAR BANK NATIONAL ASSOCIATION
$11.121.46%-0.80%-11.68%-25.07%-24.92%-3.64%-63.30%-73.71%-73.58%$15.44$10.5727.98%5.20%1.057,306,00030.84%
CHCO
CITY HOLDING CO
$142.100.93%1.92%1.33%4.53%12.67%17.00%59.84%81.74%189.11%$148.99$113.214.62%25.52%0.50131,000142.59%
LKFN
LAKELAND FINANCIAL CORP
$58.591.79%3.02%-2.24%-5.55%-4.51%-3.59%20.46%-24.20%67.50%$64.55$54.369.23%7.78%0.63181,000-8.12%
CLBK
COLUMBIA FINANCIAL INC
$10.650.76%-2.02%-8.19%-56.53%-42.15%-24.89%-31.69%-43.56%N/A$25.82$10.5158.75%1.33%0.602,434,000-3.45%
CFR
CULLEN/FROST BANKERS INC
$156.021.83%2.94%-1.71%-3.73%8.04%24.72%81.21%20.67%110.75%$170.80$119.158.65%30.94%0.87357,00013.33%
HTB
HOMETRUST BANCSHARES INC
$47.131.09%2.81%0.06%-2.82%3.65%17.01%135.06%60.74%159.67%$52.50$38.8210.23%21.41%0.64142,00024.56%
BOH
BANK OF HAWAII CORP
$68.641.98%3.59%-5.74%-18.09%-14.26%11.03%50.23%-20.14%-7.47%$86.30$60.9620.46%12.61%0.85385,000-4.94%
BANC
BANC OF CALIFORNIA INC
$17.362.12%1.22%-5.08%-16.58%-7.41%4.08%52.55%-9.06%27.18%$21.93$16.1220.84%7.69%1.092,196,00055.41%
NEWT
NEWTEKONE INC
$11.192.38%2.10%-3.87%-25.15%-14.78%4.38%-16.49%-61.87%-19.67%$15.69$9.5928.68%16.68%1.05217,0006.90%
FFIN
FIRST FINANCIAL BANKSHARES INC
$30.190.84%-2.01%-7.79%-13.45%-7.51%-6.36%30.52%-38.76%64.57%$36.52$28.1217.33%7.38%0.861,221,000-8.61%
BCML
BAYCOM CORP
$31.260.77%1.82%5.15%-7.76%9.00%11.92%56.69%69.06%N/A$34.98$26.7810.63%16.73%0.5640,000-31.03%
FINW
FINWISE BANCORP
$10.570.67%-3.03%-13.78%-22.56%-36.82%-40.98%21.49%N/AN/A$19.86$9.5846.78%10.33%0.5631,800-53.58%
TCBK
TRICO BANCSHARES
$52.871.83%3.54%-0.30%-11.59%5.74%24.96%72.16%20.27%100.04%$61.71$41.9814.33%25.94%0.74273,00037.19%
MGYR
MAGYAR BANCORP INC
$19.48-1.22%3.56%0.41%11.51%11.38%15.27%107.23%69.24%87.47%$20.00$16.032.60%21.52%0.12350-58.82%
PNBK
PATRIOT NATIONAL BANCORP INC
$0.8910.63%5.36%-8.76%-23.71%-35.87%-33.96%-86.84%-91.02%-93.22%$2.00$0.8055.75%10.63%0.43330,000194.64%
UBCP
UNITED BANCORP INC
$13.480.56%-8.02%-14.98%-13.23%-14.61%4.28%32.37%-10.47%22.56%$17.34$12.5522.27%7.37%0.115,400170.00%
SHFS
SHF HOLDINGS INC
$0.09-4.26%-66.91%-95.34%-96.50%-99.15%-99.79%-99.94%-100.00%N/A$42.28$0.0799.79%23.29%0.64211,380,000635.18%
SFBC
SOUND FINANCIAL BANCORP INC
$44.500.84%3.95%-7.92%-2.88%1.30%-1.74%21.09%1.14%81.63%$49.21$40.689.57%9.39%0.111,200-76.92%
PBHC
PATHFINDER BANCORP INC
$17.240.00%3.14%-0.35%7.41%27.99%14.48%25.93%4.80%42.72%$18.30$12.065.79%42.99%0.102500.00%
FUSB
FIRST US BANCSHARES INC
$16.400.31%-0.67%0.80%-0.61%4.33%32.36%102.52%56.19%57.24%$16.99$12.153.47%34.98%0.095,800241.18%
TCBS
TEXAS COMMUNITY BANCSHARES INC
$17.000.29%0.00%0.03%-4.49%-1.02%5.33%33.86%11.11%N/A$20.00$15.7215.00%8.14%0.073,100-47.46%
MBBC
MARATHON BANCORP INC
$14.45-1.37%-2.60%-5.49%-5.37%2.48%33.80%N/AN/AN/A$15.79$10.618.49%36.19%0.18700-66.67%
FGBI
FIRST GUARANTY BANCSHARES INC
$8.290.97%2.47%-2.36%-10.96%-15.32%3.24%-21.42%-56.35%-36.48%$11.02$4.3124.74%92.34%0.497,200-56.63%
CLST
CATALYST BANCORP INC
$16.931.09%-1.84%-6.71%-1.41%6.16%26.93%49.71%22.25%N/A$20.50$13.2417.40%27.89%0.1412,9002,050.00%
KFFB
KENTUCKY FIRST FEDERAL BANCORP
$5.281.34%-8.49%-10.89%2.52%18.92%35.38%11.16%-27.13%-35.21%$6.46$3.4718.25%52.16%0.028,200-60.95%
UNB
UNION BANKSHARES INC
$23.131.45%0.43%-2.16%-9.26%-6.32%-7.48%-8.79%-30.84%-30.75%$26.41$20.6512.42%12.01%0.335,300231.25%
HYNE
HOYNE BANCORP INC
$17.111.60%1.60%3.63%2.70%6.94%N/AN/AN/AN/A$17.26$13.350.84%28.16%0.1819,0000.00%
HFBL
HOME FEDERAL BANCORP INC OF LOUISIANA
$24.00-0.41%-0.66%-2.04%4.35%22.64%69.85%92.00%26.98%104.78%$28.00$14.1414.29%69.73%0.067,900229.17%
FDSB
FIFTH DISTRICT BANCORP INC
$17.101.73%-0.12%-7.09%-4.17%13.77%27.33%N/AN/AN/A$18.69$13.008.52%31.54%0.263,800-43.28%
DAAQ
DIGITAL ASSET ACQUISITION CORP
$10.480.00%0.00%0.29%0.67%1.90%1.16%N/AN/AN/A$10.51$6.600.29%58.79%0.420-100.00%
ASRV
AMERISERV FINANCIAL INC
$4.676.62%7.36%0.43%20.67%20.05%53.11%79.62%20.05%41.09%$5.38$2.9613.21%57.77%0.157,70063.83%
CBFV
CB FINANCIAL SERVICES INC
$37.550.27%0.11%1.79%4.86%6.83%16.54%74.90%55.68%59.45%$38.86$30.973.37%21.25%0.252,200-24.14%
CBNK
CAPITAL BANCORP INC
$40.492.79%4.57%12.47%13.42%24.16%36.15%107.85%65.33%N/A$40.88$26.400.95%53.37%0.61246,000296.77%

Bank Stocks FAQ

What are the best bank stocks to buy right now in Oct 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Citizens & Northern (NASDAQ:CZNC)


Citizens & Northern (NASDAQ:CZNC) is the #1 top bank stock out of 309 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 36, which is -1 points lower than the bank industry average of 37. Although this number is below the industry average, our proven quant model rates CZNC as a "B".

CZNC passed 12 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 32.65% over the past year, overperforming other bank stocks by 10 percentage points.

2. Optimumbank Holdings (NYSEMKT:OPHC)


Optimumbank Holdings (NYSEMKT:OPHC) is the #2 top bank stock out of 309 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: B.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 5 points higher than the bank industry average of 37.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 117.29% over the past year, overperforming other bank stocks by 94 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -25.03% from Optimumbank Holdings's current stock price of $8.67.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Virginia National Bankshares (NASDAQ:VABK)


Virginia National Bankshares (NASDAQ:VABK) is the #3 top bank stock out of 309 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Virginia National Bankshares (NASDAQ:VABK) is: Value: B, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: A.

Virginia National Bankshares (NASDAQ:VABK) has a Due Diligence Score of 44, which is 7 points higher than the bank industry average of 37.

VABK passed 15 out of 38 due diligence checks and has strong fundamentals. Virginia National Bankshares has seen its stock return 24.49% over the past year, overperforming other bank stocks by 1 percentage points.

What are the bank stocks with highest dividends?

Out of 262 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)


Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 10.68%, which is 8 percentage points higher than the bank industry average of 2.66%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)


Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.1%, which is 4 percentage points higher than the bank industry average of 2.66%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

3. United Bancorp (NASDAQ:UBCP)


United Bancorp (NASDAQ:UBCP) has an annual dividend yield of 7.05%, which is 4 percentage points higher than the bank industry average of 2.66%. United Bancorp's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. United Bancorp's dividend has shown consistent growth over the last 10 years.

United Bancorp's dividend payout ratio of 68.1% indicates that its high dividend yield is sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 1.51% in the last day, and up 1.55% over the last week. Inter & Co was the among the top gainers in the banks - regional industry, gaining 5.22% yesterday.

Inter & Co shares are trading higher after the company announced Banco Inter will acquire the remaining 39.75% stake in Inter Seguros, giving it full ownership of the insurance unit. Additionally, UBS raised its price target on the stock from $8.8 to $10.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)


Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is 0 points higher than the bank industry average of 43. It passed 3 out of 7 valuation due diligence checks.

Northpointe Bancshares's stock has dropped -6.41% in the past year. It has underperformed other stocks in the bank industry by -29 percentage points.

2. Pathward Financial (NASDAQ:CASH)


Pathward Financial (NASDAQ:CASH) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 86, which is 43 points higher than the bank industry average of 43. It passed 6 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 2.7% in the past year. It has underperformed other stocks in the bank industry by -20 percentage points.

3. Bank Of The Ozarks (NASDAQ:OZK)


Bank Of The Ozarks (NASDAQ:OZK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bank Of The Ozarks has a valuation score of 71, which is 28 points higher than the bank industry average of 43. It passed 5 out of 7 valuation due diligence checks.

Bank Of The Ozarks's stock has dropped -0.09% in the past year. It has underperformed other stocks in the bank industry by -23 percentage points.

Are bank stocks a good buy now?

34.36% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 12.96% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 7.89% of bank stocks are rated B (Buy), 83.87% are rated C (Hold), 8.24% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 13.39x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.