Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 102nd ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
BSBR	BANCO SANTANDER (BRASIL) SA	$7.14	869,000	-54.69%	6.69	6.48	6.27	5.91	5.51	72.02	94.66	96.24	96.44	98.81	0.25	0.16	0.09	0.64
CZFS	CITIZENS FINANCIAL SERVICES INC	$61.83	9,800	-43.68%	63.96	61.26	59.27	58.69	58.63	51.68	36.35	47.10	6.98	25.84	1.24	1.40	-0.16	0.53
PCB	PCB BANCORP	$22.02	11,300	-46.19%	22.16	21.97	22.13	21.62	21.10	49.22	25.77	28.68	26.94	31.99	-0.04	-0.02	-0.02	0.74
NWFL	NORWOOD FINANCIAL CORP	$29.43	35,500	18.33%	28.40	28.23	28.51	27.29	26.31	59.47	57.85	43.32	63.02	49.45	0.05	-0.04	0.08	0.45
ACNB	ACNB CORP	$49.74	42,700	-24.42%	49.39	48.79	49.27	47.08	44.98	53.47	47.84	41.25	38.29	34.56	0.01	-0.01	0.02	0.65
BWFG	BANKWELL FINANCIAL GROUP INC	$47.77	24,500	4.70%	47.87	47.21	47.14	45.55	41.09	52.11	35.03	37.13	32.83	33.81	0.18	0.19	-0.01	0.71
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$39.12	4,329,000	-12.08%	38.97	39.00	37.64	36.65	33.36	52.93	76.84	83.07	71.90	79.41	0.39	0.40	-0.01	1.07
COFS	CHOICEONE FINANCIAL SERVICES INC	$29.56	82,000	6.49%	28.92	28.76	29.91	29.46	29.35	52.94	61.07	57.34	83.89	80.28	-0.24	-0.38	0.14	0.51
ALRS	ALERUS FINANCIAL CORP	$24.36	257,000	35.26%	24.03	23.72	22.81	22.34	21.77	58.90	50.99	47.45	19.33	11.75	0.38	0.40	-0.02	0.84
DCOM	DIME COMMUNITY BANCSHARES INC	$33.89	225,000	-14.12%	32.48	31.19	30.28	29.63	28.55	68.08	73.98	70.49	76.94	74.66	0.90	0.62	0.28	1.02
HAFC	HANMI FINANCIAL CORP	$26.57	471,000	-33.38%	28.19	27.91	27.93	26.68	25.23	42.46	26.92	35.35	21.34	25.52	-0.16	0.10	-0.26	0.94
SBFG	SB FINANCIAL GROUP INC	$22.58	5,400	1.89%	22.14	21.80	21.82	20.91	20.20	55.68	61.44	58.00	53.89	51.58	0.11	0.06	0.05	0.33
PDLB	PONCE FINANCIAL GROUP INC	$16.36	111,000	-38.67%	16.52	16.34	16.26	15.48	14.58	49.29	50.96	54.60	61.06	60.01	0.07	0.07	0.01	0.50
TSBK	TIMBERLAND BANCORP INC	$38.13	16,700	39.17%	36.96	36.41	35.74	34.48	33.00	61.90	74.45	65.62	70.73	58.60	0.45	0.36	0.09	0.47
CASH	PATHWARD FINANCIAL INC	$89.37	371,000	54.58%	81.57	77.56	74.49	73.57	75.86	77.86	95.08	93.26	96.83	96.95	3.57	2.18	1.39	1.04
BHB	BAR HARBOR BANKSHARES	$33.71	69,000	38.00%	33.32	32.42	31.71	31.03	30.63	59.43	52.21	51.17	44.84	44.65	0.51	0.45	0.07	0.85
PLBC	PLUMAS BANCORP	$49.81	22,400	25.84%	48.42	46.55	45.12	43.79	43.45	70.34	70.29	71.52	88.42	90.82	1.42	1.04	0.38	0.48
ASB	ASSOCIATED BANC-CORP	$27.35	1,842,000	-19.67%	26.85	26.57	26.27	25.95	25.04	58.02	49.84	44.79	51.79	44.75	0.21	0.16	0.05	1.07
CPF	CENTRAL PACIFIC FINANCIAL CORP	$31.84	308,000	23.69%	31.96	31.69	31.31	30.53	29.07	51.25	37.01	39.00	38.96	34.17	0.12	0.16	-0.04	0.84
NRIM	NORTHRIM BANCORP INC	$22.88	215,000	-20.96%	26.36	26.91	26.18	24.14	23.06	31.30	4.49	5.46	1.58	0.53	-0.71	0.07	-0.78	0.69
FRST	PRIMIS FINANCIAL CORP	$13.58	49,300	0.20%	13.66	13.48	12.68	11.63	10.93	55.01	51.48	53.02	12.07	9.08	0.23	0.30	-0.07	0.79
HWBK	HAWTHORN BANCSHARES INC	$34.00	6,600	29.41%	32.68	32.71	33.32	32.05	30.79	56.19	70.42	55.28	70.06	55.24	-0.09	-0.22	0.14	0.33
MCHB	MECHANICS BANCORP	$15.17	313,000	14.23%	14.79	14.73	14.56	13.98	13.31	58.60	65.03	55.40	81.87	66.44	0.13	0.09	0.03	1.03
WSBF	WATERSTONE FINANCIAL INC	$18.44	52,700	28.54%	17.73	17.28	16.63	15.94	14.65	65.65	55.20	49.80	19.08	9.54	0.36	0.34	0.02	0.54
AROW	ARROW FINANCIAL CORP	$33.13	163,000	73.40%	32.92	32.44	31.66	30.03	28.33	57.29	40.69	38.49	21.76	18.35	0.37	0.40	-0.03	0.70
UNTY	UNITY BANCORP INC	$53.08	41,700	-3.02%	53.25	52.90	52.42	50.67	48.80	50.95	24.81	29.51	14.97	11.29	0.05	0.24	-0.19	0.60
EFSI	EAGLE FINANCIAL SERVICES INC	$38.16	12,500	-42.40%	39.64	39.56	38.82	37.94	35.17	37.83	26.47	40.35	5.03	18.80	0.03	0.23	-0.21	0.07
VBNK	VERSABANK	$15.71	53,000	47.22%	15.75	15.43	14.10	13.11	12.15	63.36	56.77	59.57	3.46	1.15	0.43	0.51	-0.08	0.56
WASH	WASHINGTON TRUST BANCORP INC	$34.02	406,000	212.31%	30.88	30.27	29.71	28.98	28.64	72.21	54.63	44.01	46.33	27.59	0.49	0.29	0.20	0.82
SFST	SOUTHERN FIRST BANCSHARES INC	$54.66	20,300	-59.88%	55.25	53.91	52.81	48.56	43.60	53.22	50.95	49.82	9.00	7.24	0.67	0.79	-0.13	0.81
CZWI	CITIZENS COMMUNITY BANCORP INC	$18.01	31,300	6.10%	18.18	18.03	17.80	16.94	15.88	50.13	28.35	35.72	21.31	28.51	0.07	0.13	-0.05	0.38
OBT	ORANGE COUNTY BANCORP INC	$30.76	23,200	-27.95%	29.99	29.44	28.43	26.82	26.11	63.87	53.11	47.73	26.19	15.54	0.51	0.49	0.02	0.58
CHMG	CHEMUNG FINANCIAL CORP	$60.07	11,000	1.85%	57.39	56.01	55.19	53.57	51.22	63.73	91.76	86.29	93.27	86.34	1.01	0.58	0.43	0.40
BY	BYLINE BANCORP INC	$31.84	284,000	39.90%	31.19	30.43	29.63	28.63	27.67	60.93	79.94	75.55	60.93	60.20	0.55	0.46	0.09	0.85
WF	WOORI FINANCIAL GROUP INC	$63.77	38,000	-52.20%	60.90	59.48	57.73	56.54	51.71	67.09	85.28	90.05	79.60	89.43	1.53	0.97	0.56	0.79
CUBI	CUSTOMERS BANCORP INC	$78.95	416,000	75.53%	77.74	77.30	73.64	70.02	64.00	55.76	47.47	42.27	27.46	20.74	0.98	1.27	-0.30	1.56
CBK	COMMERCIAL BANCGROUP INC	$26.41	146,000	167.40%	25.48	24.94	24.72	N/A	N/A	66.23	71.27	58.91	73.37	59.16	0.29	0.18	0.11	0.29
PKBK	PARKE BANCORP INC	$27.14	126,000	-16.00%	26.55	25.70	24.59	23.09	21.72	68.79	72.71	74.65	73.95	86.72	0.75	0.61	0.14	0.60
BAP	CREDICORP LTD	$365.42	438,000	-9.13%	341.38	320.54	290.86	275.91	249.23	91.73	97.60	97.21	100.00	100.00	19.74	15.89	3.85	0.74
CBNK	CAPITAL BANCORP INC	$30.42	37,300	-43.48%	29.85	29.26	28.76	29.52	30.98	61.83	73.99	66.55	50.24	43.71	0.37	0.28	0.09	0.65
NBBK	NB BANCORP INC	$21.45	479,000	-56.38%	20.52	20.18	20.20	19.14	18.37	66.65	80.60	72.25	100.00	93.91	0.24	0.10	0.14	0.69
CCNE	CNB FINANCIAL CORP	$27.30	131,000	-29.95%	27.24	26.68	26.54	25.65	24.41	55.40	48.03	48.47	43.94	45.16	0.21	0.19	0.03	0.79
AMAL	AMALGAMATED FINANCIAL CORP	$39.06	234,000	18.18%	36.88	35.10	32.61	30.08	30.04	73.51	83.63	81.69	75.70	78.33	1.70	1.37	0.33	0.74
RBB	RBB BANCORP	$20.53	44,600	-37.18%	21.45	21.21	20.98	19.90	18.77	42.61	24.41	38.90	14.02	25.36	0.02	0.15	-0.13	0.87
BFST	BUSINESS FIRST BANCSHARES INC	$27.62	149,000	23.14%	27.41	26.84	26.70	25.42	24.84	56.57	47.43	48.84	43.92	47.40	0.24	0.21	0.04	0.86
MRBK	MERIDIAN CORP	$18.94	164,000	345.65%	18.42	17.97	17.11	16.09	15.01	66.43	65.79	59.58	28.09	25.74	0.41	0.40	0.01	0.51
PFIS	PEOPLES FINANCIAL SERVICES CORP	$51.27	21,000	-42.78%	50.88	49.84	49.87	49.14	49.04	56.02	50.00	50.92	40.16	44.39	0.36	0.28	0.08	0.77
AMTB	AMERANT BANCORP INC	$21.73	293,000	31.39%	21.16	20.67	19.89	19.35	19.05	60.63	50.42	45.33	33.67	27.00	0.40	0.38	0.02	0.92
FBIZ	FIRST BUSINESS FINANCIAL SERVICES INC	$57.09	39,000	26.62%	56.97	55.88	54.93	52.90	51.23	55.63	40.48	42.90	25.42	28.83	0.53	0.57	-0.04	0.66
MFG	MIZUHO FINANCIAL GROUP INC	$8.64	14,851,000	277.31%	8.53	8.18	7.56	7.07	6.36	74.92	92.08	92.39	33.78	36.28	0.33	0.32	0.01	0.73
COLB	COLUMBIA BANKING SYSTEM INC	$29.04	3,755,000	44.70%	29.06	28.86	28.42	27.26	25.73	53.27	30.84	29.32	35.28	30.29	0.18	0.20	-0.03	1.10
CLBK	COLUMBIA FINANCIAL INC	$16.32	94,000	-52.76%	16.03	15.75	16.03	15.53	15.03	56.77	56.17	49.83	70.58	64.24	0.04	-0.02	0.07	0.65
EBC	EASTERN BANKSHARES INC	$20.41	2,205,000	24.72%	19.95	19.53	19.07	18.46	16.98	63.68	66.99	65.18	62.44	64.19	0.36	0.29	0.07	0.91
CNOB	CONNECTONE BANCORP INC	$27.61	334,000	32.54%	27.77	27.03	26.50	25.64	24.63	55.32	59.75	62.06	57.42	61.64	0.42	0.35	0.06	0.95
UNB	UNION BANKSHARES INC	$24.98	10,500	23.53%	24.57	24.36	23.61	24.09	26.55	59.75	71.42	59.86	60.11	42.48	0.28	0.27	0.01	0.33
FDBC	FIDELITY D & D BANCORP INC	$44.22	5,800	-46.30%	44.17	43.56	44.45	44.27	43.27	50.55	42.74	49.02	38.21	44.42	-0.18	-0.23	0.05	0.72
HBCP	HOME BANCORP INC	$59.53	26,400	-10.20%	60.61	59.70	58.39	56.42	54.17	49.91	25.29	30.19	6.83	7.87	0.36	0.64	-0.28	0.76
RMBI	RICHMOND MUTUAL BANCORPORATION INC	$13.88	10,600	-26.90%	14.02	14.00	13.90	13.91	13.89	47.42	37.75	46.57	37.77	48.16	0.01	0.03	-0.02	0.33
CBAN	COLONY BANKCORP INC	$19.48	148,000	89.74%	18.84	18.42	17.89	17.33	16.76	65.95	51.44	45.51	20.96	9.90	0.31	0.28	0.03	0.58
SRCE	1ST SOURCE CORP	$65.91	169,000	74.23%	66.11	64.80	64.17	62.67	61.96	54.63	48.47	56.82	37.62	50.26	0.67	0.59	0.08	0.72
HBNC	HORIZON BANCORP INC	$17.49	349,000	0.87%	17.66	17.30	17.32	16.66	16.01	50.89	33.43	36.76	22.85	31.22	0.08	0.09	-0.01	0.94
OBK	ORIGIN BANCORP INC	$42.57	433,000	69.14%	41.06	39.93	38.36	36.65	35.98	68.61	67.16	61.78	31.61	26.32	0.94	0.83	0.11	0.82
CFFI	C & F FINANCIAL CORP	$74.80	4,800	17.07%	71.81	70.89	71.05	69.93	67.82	61.52	70.08	58.45	79.61	70.26	0.41	0.05	0.35	0.48
FISI	FINANCIAL INSTITUTIONS INC	$32.93	171,000	76.29%	32.36	31.88	31.39	29.52	27.71	58.81	53.64	47.51	42.51	34.49	0.31	0.29	0.02	0.81
FNLC	FIRST BANCORP INC	$26.98	18,200	-4.21%	27.07	26.80	26.59	26.16	25.67	51.39	48.34	52.72	37.24	46.32	0.08	0.10	-0.02	0.61
FXNC	FIRST NATIONAL CORP	$25.76	57,000	310.07%	25.87	25.44	25.12	24.01	22.35	54.70	35.44	42.63	24.88	42.20	0.22	0.23	-0.02	0.37
FUNC	FIRST UNITED CORP	$38.13	13,000	-5.11%	37.98	37.73	38.27	37.27	34.66	50.86	24.82	16.68	30.07	27.97	-0.22	-0.16	-0.06	0.51
FRAF	FRANKLIN FINANCIAL SERVICES CORP	$50.69	45,700	-26.88%	50.71	50.67	51.93	49.22	44.26	49.20	45.59	35.44	30.20	20.06	-0.58	-0.39	-0.20	0.21
SMBK	SMARTFINANCIAL INC	$39.59	60,000	-20.00%	39.61	38.56	37.83	36.76	35.00	56.54	40.17	41.83	18.81	24.56	0.53	0.51	0.02	0.74
THFF	FIRST FINANCIAL CORP	$63.70	125,000	128.94%	63.37	62.19	61.39	58.57	55.88	55.14	46.69	45.72	36.03	34.96	0.59	0.58	0.02	0.63
USB	US BANCORP	$56.33	8,056,000	25.31%	55.43	55.03	52.82	50.33	47.41	61.39	85.66	81.59	76.20	68.87	0.83	0.82	0.01	0.99
UVSP	UNIVEST FINANCIAL CORP	$32.72	180,000	-9.09%	33.59	33.18	33.06	31.59	30.83	45.00	31.19	37.79	21.77	29.51	0.10	0.16	-0.06	0.79
KEY	KEYCORP	$21.63	16,628,000	-15.69%	21.35	21.25	20.20	19.17	18.07	60.68	68.43	63.21	34.90	24.06	0.30	0.35	-0.05	1.24
CAC	CAMDEN NATIONAL CORP	$46.66	120,000	-34.78%	46.29	45.26	43.77	41.20	40.53	56.54	70.44	72.94	31.17	38.96	0.82	0.78	0.04	0.71
FSUN	FIRSTSUN CAPITAL BANCORP	$38.35	334,000	5.03%	38.65	38.54	36.90	37.23	36.68	50.87	36.27	31.35	19.40	13.89	0.25	0.43	-0.19	0.60
MPB	MID PENN BANCORP INC	$32.84	103,000	3.00%	32.48	31.85	31.08	30.09	29.05	56.96	35.62	32.66	14.88	13.82	0.34	0.39	-0.05	0.70
FCAP	FIRST CAPITAL INC	$53.43	5,700	7.55%	51.05	52.08	54.25	49.04	45.90	51.11	71.75	61.76	89.27	90.93	-1.12	-1.30	0.18	0.23
QCRH	QCR HOLDINGS INC	$90.77	120,000	-17.81%	88.14	85.86	84.42	79.92	75.18	65.99	76.79	67.87	71.99	61.25	1.54	1.15	0.39	0.84
SMBC	SOUTHERN MISSOURI BANCORP INC	$62.18	70,000	94.44%	61.74	60.80	59.47	56.41	55.34	56.07	34.69	30.78	18.38	10.71	0.59	0.67	-0.08	0.78
TCBX	THIRD COAST BANCSHARES INC	$40.18	27,300	-54.50%	39.72	38.93	38.84	38.61	36.23	55.42	50.18	50.47	37.23	38.14	0.35	0.22	0.13	0.81
MYFW	FIRST WESTERN FINANCIAL INC	$25.18	13,000	-51.49%	25.96	26.18	25.32	24.14	22.98	44.82	31.38	32.47	12.32	13.46	-0.07	0.20	-0.27	0.80
CFFN	CAPITOL FEDERAL FINANCIAL INC	$7.30	1,156,000	-39.19%	6.90	6.80	6.78	6.55	6.24	65.73	76.96	63.32	93.63	77.51	0.07	0.02	0.05	0.71
BBT	BEACON FINANCIAL CORP	$28.93	1,141,000	23.35%	28.25	27.53	26.70	25.73	25.55	64.14	65.02	61.31	47.07	43.92	0.55	0.46	0.09	0.90
NPB	NORTHPOINTE BANCSHARES INC	$17.52	115,000	-36.11%	18.14	17.72	17.41	17.28	15.89	47.66	26.54	36.14	5.59	10.60	0.15	0.23	-0.08	0.76
HTH	HILLTOP HOLDINGS INC	$36.80	437,000	-12.42%	36.18	35.39	34.79	34.03	32.42	64.70	74.35	67.35	45.90	39.94	0.54	0.44	0.10	0.88
AUB	ATLANTIC UNION BANKSHARES CORP	$39.20	1,340,000	-15.14%	38.90	37.76	36.04	35.24	33.24	61.68	63.50	64.66	38.39	39.48	0.92	0.86	0.06	1.05
ISTR	INVESTAR HOLDING CORP	$28.21	92,000	-15.60%	27.86	27.31	26.48	24.85	22.62	62.77	26.78	31.89	53.76	59.53	0.44	0.41	0.03	0.51
BPRN	PRINCETON BANCORP INC	$36.88	8,200	-32.23%	36.73	35.76	35.00	33.36	32.32	57.80	69.77	74.43	41.77	57.36	0.56	0.53	0.03	0.43
SHG	SHINHAN FINANCIAL GROUP CO LTD	$59.62	134,000	-44.17%	57.34	55.75	54.41	52.75	48.23	65.08	87.46	90.85	77.68	86.25	1.48	0.96	0.52	0.79
PFS	PROVIDENT FINANCIAL SERVICES INC	$22.22	1,567,000	-10.25%	20.93	20.44	20.10	19.62	18.67	68.80	81.63	67.70	87.37	70.44	0.41	0.22	0.19	0.87
BWB	BRIDGEWATER BANCSHARES INC	$19.18	125,000	-16.67%	18.59	18.23	17.96	17.46	16.47	62.23	71.86	60.43	53.41	36.29	0.24	0.17	0.07	0.78
CIVB	CIVISTA BANCSHARES INC	$24.63	138,000	-10.39%	23.22	22.73	22.92	22.00	21.84	66.44	72.79	61.76	80.72	70.61	0.21	0.05	0.16	0.68
NBTB	NBT BANCORP INC	$44.11	275,000	-50.45%	43.87	43.16	42.64	42.12	42.25	55.07	36.60	39.26	22.95	26.05	0.33	0.33	-0.01	0.73
FCCO	FIRST COMMUNITY CORP	$29.05	82,000	3.80%	29.13	29.34	29.40	28.54	26.50	46.37	26.90	20.57	22.97	11.39	-0.17	-0.08	-0.09	0.47
WTFC	WINTRUST FINANCIAL CORP	$147.90	431,000	-0.46%	147.19	145.92	140.70	135.78	129.69	56.82	30.09	28.35	10.16	4.48	1.71	2.04	-0.33	1.11
FFBC	FIRST FINANCIAL BANCORP	$28.80	2,103,000	12.28%	27.23	26.39	25.86	25.40	24.93	70.61	81.05	73.63	76.46	66.67	0.57	0.38	0.19	0.92
LCNB	LCNB CORP	$17.26	12,700	-35.86%	17.01	16.68	16.49	15.92	15.41	57.83	63.59	60.32	42.84	42.89	0.18	0.15	0.03	0.58
MCB	METROPOLITAN BANK HOLDING CORP	$92.00	306,000	19.53%	87.63	83.53	79.38	76.56	72.61	66.70	71.26	68.94	46.12	43.58	3.44	2.67	0.78	1.26
WBS	WEBSTER FINANCIAL CORP	$65.62	1,501,000	-10.01%	64.76	64.49	62.76	60.60	57.64	57.16	46.87	41.44	40.94	29.97	0.52	0.59	-0.07	1.24
OSBC	OLD SECOND BANCORP INC	$19.98	363,000	-3.20%	20.38	20.13	19.78	18.84	18.02	49.03	26.89	26.42	8.00	2.67	0.05	0.16	-0.11	0.80

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jan 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Banco Santander Sa (NYSE:BSBR)

Banco Santander Sa (NYSE:BSBR) is the #1 top bank stock out of 320 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Banco Santander Sa (NYSE:BSBR) is: Value: B, Growth: A, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Banco Santander Sa (NYSE:BSBR) has a Due Diligence Score of 8, which is -30 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BSBR as a "A".

BSBR passed 3 out of 38 due diligence checks and has weak fundamentals. Banco Santander Sa has seen its stock return 64.9% over the past year, overperforming other bank stocks by 56 percentage points.

2. Citizens Financial Services (NASDAQ:CZFS)

Citizens Financial Services (NASDAQ:CZFS) is the #2 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Citizens Financial Services (NASDAQ:CZFS) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens Financial Services (NASDAQ:CZFS) has a Due Diligence Score of 42, which is 4 points higher than the bank industry average of 38.

CZFS passed 14 out of 38 due diligence checks and has strong fundamentals. Citizens Financial Services has seen its stock return 2.2% over the past year, underperforming other bank stocks by -7 percentage points.

3. Pcb Bancorp (NASDAQ:PCB)

Pcb Bancorp (NASDAQ:PCB) is the #3 top bank stock out of 320 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Pcb Bancorp (NASDAQ:PCB) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Pcb Bancorp (NASDAQ:PCB) has a Due Diligence Score of 56, which is 18 points higher than the bank industry average of 38.

PCB passed 19 out of 38 due diligence checks and has strong fundamentals. Pcb Bancorp has seen its stock return 16.02% over the past year, overperforming other bank stocks by 7 percentage points.

Pcb Bancorp has an average 1 year price target of $24.50, an upside of 11.26% from Pcb Bancorp's current stock price of $22.02.

Pcb Bancorp stock has a consensus Hold recommendation according to Wall Street analysts. Of the 2 analysts covering Pcb Bancorp, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 249 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 7.69%, which is 5 percentage points higher than the bank industry average of 2.6%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 353.1% indicates that its high dividend yield might not be sustainable for the long-term.

2. Affinity Bancshares (NASDAQ:AFBI)

Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 7.44%, which is 5 percentage points higher than the bank industry average of 2.6%.

Affinity Bancshares's dividend payout ratio of 126.1% indicates that its high dividend yield might not be sustainable for the long-term.

3. Washington Trust Bancorp (NASDAQ:WASH)

Washington Trust Bancorp (NASDAQ:WASH) has an annual dividend yield of 6.58%, which is 4 percentage points higher than the bank industry average of 2.6%. Washington Trust Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Washington Trust Bancorp's dividend has shown consistent growth over the last 10 years.

Washington Trust Bancorp's dividend payout ratio of -134.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 1.98% in the last day, and down -2.13% over the last week. Bridgewater Bancshares was the among the top gainers in the banks - regional industry, gaining 2.18% yesterday.

Bridgewater Bancshares shares are trading lower. The company reported Q4 financial results.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 57, which is 2 points higher than the bank industry average of 55. It passed 4 out of 7 valuation due diligence checks.

Newtekone's stock has gained 8.99% in the past year. It has performed in line with other stocks in the bank industry.

2. Northeast Community Bancorp (NASDAQ:NECB)

Northeast Community Bancorp (NASDAQ:NECB) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -12 points higher than the bank industry average of 55. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has dropped -8.26% in the past year. It has underperformed other stocks in the bank industry by -18 percentage points.

3. Pcb Bancorp (NASDAQ:PCB)

Pcb Bancorp (NASDAQ:PCB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pcb Bancorp has a valuation score of 100, which is 45 points higher than the bank industry average of 55. It passed 7 out of 7 valuation due diligence checks.

Pcb Bancorp's stock has gained 16.02% in the past year. It has overperformed other stocks in the bank industry by 7 percentage points.

Are bank stocks a good buy now?

38.12% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 6.86% over the next year.

0.37% of bank stocks have a Zen Rating of A (Strong Buy), 4.8% of bank stocks are rated B (Buy), 78.6% are rated C (Hold), 14.39% are rated D (Sell), and 1.85% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 17.1x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Citizens Financial Services (NASDAQ:CZFS)

3. Pcb Bancorp (NASDAQ:PCB)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Northeast Community Bancorp (NASDAQ:NECB)

3. Pcb Bancorp (NASDAQ:PCB)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Banco Santander Sa (NYSE:BSBR)

2. Citizens Financial Services (NASDAQ:CZFS)

3. Pcb Bancorp (NASDAQ:PCB)

1. Tfs Financial (NASDAQ:TFSL)

2. Affinity Bancshares (NASDAQ:AFBI)

3. Washington Trust Bancorp (NASDAQ:WASH)

1. Newtekone (NASDAQ:NEWT)

2. Northeast Community Bancorp (NASDAQ:NECB)

3. Pcb Bancorp (NASDAQ:PCB)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.