Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated C and is the 87th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
CZNC	CITIZENS & NORTHERN CORP	$26.13	66,000	9.27%	25.88	25.77	24.96	23.39	22.70	62.47	80.72	76.24	70.81	56.32	0.27	0.29	-0.02	0.53
OPHC	OPTIMUMBANK HOLDINGS INC	$9.20	120,000	-3.23%	9.03	9.15	8.08	6.83	5.85	58.99	49.22	47.88	55.62	47.32	0.21	0.29	-0.08	0.39
FSUN	FIRSTSUN CAPITAL BANCORP	$40.08	304,000	-9.52%	40.23	40.20	38.71	37.58	37.61	52.46	49.96	48.67	32.76	31.48	0.30	0.43	-0.13	0.60
VABK	VIRGINIA NATIONAL BANKSHARES CORP	$48.42	12,000	37.93%	47.63	47.11	46.42	44.85	42.54	62.43	83.62	92.45	84.14	94.32	0.59	0.39	0.20	0.41
INBK	FIRST INTERNET BANCORP	$28.52	37,000	-66.96%	28.60	28.46	27.98	26.44	23.80	50.97	43.67	47.64	39.90	45.58	0.13	0.16	-0.02	1.06
ZION	ZIONS BANCORPORATION NATIONAL ASSOCIATION	$67.99	2,650,000	92.87%	68.38	68.26	69.66	66.88	62.89	45.56	65.20	66.11	81.89	79.85	-0.29	-0.37	0.09	1.28
BMA	MACRO BANK INC	$76.02	141,000	-6.00%	78.24	77.17	84.35	83.82	84.39	38.52	38.14	57.53	32.31	59.64	-1.62	-1.98	0.36	1.18
ISTR	INVESTAR HOLDING CORP	$30.77	83,000	3.75%	30.62	30.43	30.13	29.41	28.55	55.60	74.43	71.81	70.23	67.16	0.17	0.15	0.03	0.49
HBNC	HORIZON BANCORP INC	$19.79	465,000	-20.78%	19.69	19.67	20.02	19.40	18.35	49.23	63.15	64.28	87.84	83.71	-0.08	-0.12	0.03	0.89
LARK	LANDMARK BANCORP INC	$33.33	15,600	48.57%	32.33	32.16	31.66	30.11	28.47	71.58	88.20	84.89	97.49	96.21	0.30	0.22	0.08	0.18
CBNA	CHAIN BRIDGE BANCORP INC	$46.56	22,500	-19.64%	46.47	46.25	45.12	41.35	38.19	53.72	50.85	56.54	27.26	32.44	0.30	0.42	-0.12	0.42
HWBK	HAWTHORN BANCSHARES INC	$39.18	12,000	-50.00%	39.49	39.35	39.13	37.83	35.81	47.54	64.95	72.97	46.94	60.01	0.10	0.11	-0.01	0.28
LCNB	LCNB CORP	$19.47	30,800	-23.57%	19.17	19.35	19.36	18.04	17.38	52.31	54.76	42.72	77.11	63.92	-0.05	-0.04	-0.01	0.53
FMNB	FARMERS NATIONAL BANC CORP	$15.96	345,000	-1.15%	15.80	15.75	15.48	14.85	14.14	56.18	63.86	60.51	60.32	57.28	0.08	0.09	-0.01	0.65
CHMG	CHEMUNG FINANCIAL CORP	$85.23	92,000	21.05%	84.17	83.13	80.77	75.23	66.04	62.63	85.66	85.85	95.81	92.25	1.20	1.10	0.10	0.36
AVBH	AVIDBANK HOLDINGS INC	$31.82	47,000	-39.74%	31.61	31.79	32.17	31.55	29.82	48.47	40.48	32.02	83.62	74.94	-0.18	-0.19	0.02	0.37
JMSB	JOHN MARSHALL BANCORP INC	$23.46	61,000	-34.41%	23.17	23.04	22.85	22.11	21.16	57.48	53.33	47.72	74.15	63.59	0.11	0.09	0.02	0.75
LYG	LLOYDS BANKING GROUP PLC	$5.88	14,420,000	-8.62%	5.97	5.97	6.04	5.74	5.57	43.96	40.61	40.44	37.12	36.08	-0.03	-0.02	-0.01	0.98
MPB	MID PENN BANCORP INC	$37.24	71,000	-32.38%	36.95	36.99	36.84	35.01	33.63	53.36	69.02	59.91	83.40	76.50	0.02	0.02	-0.00	0.67
PKBK	PARKE BANCORP INC	$34.76	38,000	-11.63%	34.29	34.16	33.86	32.56	29.76	58.13	63.74	68.77	96.70	89.16	0.19	0.13	0.05	0.56
NBBK	NB BANCORP INC	$22.84	216,000	-18.49%	22.80	22.55	22.28	21.22	21.15	55.50	78.66	79.46	62.05	63.63	0.17	0.16	0.01	0.64
FCCO	FIRST COMMUNITY CORP	$34.16	41,400	28.17%	34.00	33.85	33.66	32.26	30.94	53.88	65.95	67.02	71.91	70.36	0.13	0.10	0.03	0.45
CBAN	COLONY BANKCORP INC	$21.46	117,000	-17.61%	21.39	21.39	21.39	20.73	20.01	50.46	64.95	65.84	64.52	63.16	-0.02	-0.02	0.00	0.58
PLBC	PLUMAS BANCORP	$62.89	55,400	-8.73%	62.42	61.93	61.33	57.60	53.06	58.06	82.03	77.75	67.37	60.83	0.43	0.40	0.03	0.47
FMAO	FARMERS & MERCHANTS BANCORP INC	$35.77	48,000	20.00%	35.11	34.54	33.30	30.71	28.42	65.56	91.85	91.60	98.24	93.96	0.61	0.55	0.06	0.77
CFBK	CF BANKSHARES INC	$35.33	36,000	-40.40%	35.31	35.02	34.52	31.87	29.98	55.59	39.52	53.51	45.38	52.82	0.22	0.25	-0.03	0.28
BHB	BAR HARBOR BANKSHARES	$40.91	69,400	-18.35%	40.18	39.85	39.35	37.47	35.16	63.21	88.96	83.62	100.00	94.24	0.34	0.25	0.09	0.79
CCNE	CNB FINANCIAL CORP	$34.64	168,000	37.70%	34.36	34.18	34.37	32.92	30.50	54.71	68.88	67.10	76.61	71.31	0.06	0.00	0.06	0.74
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$38.69	1,299,000	-62.69%	40.36	39.66	37.76	35.22	35.26	46.03	35.92	54.22	2.29	11.78	0.65	0.92	-0.26	1.15
HNVR	HANOVER BANCORP INC	$27.07	35,800	-11.17%	27.13	27.10	26.24	24.74	23.62	52.33	46.05	52.81	30.49	40.91	0.22	0.28	-0.06	0.30
OPBK	OP BANCORP	$15.48	63,400	67.72%	15.29	15.27	15.31	14.83	14.37	55.60	82.20	69.92	90.69	77.29	0.00	-0.02	0.02	0.67
SBSI	SOUTHSIDE BANCSHARES INC	$31.82	193,000	54.40%	32.10	32.06	32.92	33.16	32.42	43.01	36.89	40.31	56.98	58.32	-0.21	-0.26	0.05	0.65
FGBI	FIRST GUARANTY BANCSHARES INC	$8.42	8,700	-40.41%	8.26	8.45	9.01	9.34	8.55	47.84	39.83	28.10	81.00	64.84	-0.22	-0.26	0.03	0.49
CFFI	C & F FINANCIAL CORP	$96.26	35,300	-32.63%	93.99	91.49	85.94	80.95	77.22	68.74	90.53	85.96	91.22	83.73	2.69	2.55	0.14	0.45
SFNC	SIMMONS FIRST NATIONAL CORP	$23.20	1,077,000	9.12%	23.05	22.98	23.18	22.42	21.13	51.66	57.44	54.58	71.83	69.17	-0.01	-0.05	0.04	0.87
SBFG	SB FINANCIAL GROUP INC	$29.05	14,300	38.83%	29.01	28.12	27.25	24.89	23.21	59.97	70.19	73.37	30.30	42.49	0.68	0.65	0.03	0.32
FVCB	FVCBANKCORP INC	$18.51	88,000	73.91%	18.42	18.42	18.28	17.24	15.97	53.23	70.14	65.69	58.25	52.62	0.04	0.05	-0.01	0.57
USCB	USCB FINANCIAL HOLDINGS INC	$23.18	95,000	-11.21%	23.01	22.71	21.94	20.44	19.74	62.16	67.72	62.74	43.76	39.50	0.34	0.34	-0.00	0.52
IFS	INTERCORP FINANCIAL SERVICES INC	$54.21	227,000	52.35%	55.05	54.76	56.95	53.51	49.94	39.91	28.12	32.63	21.30	28.34	-0.48	-0.52	0.03	0.55
THFF	FIRST FINANCIAL CORP	$78.10	111,000	13.27%	78.13	78.75	78.78	74.59	69.08	45.78	53.76	48.23	54.89	45.46	-0.38	-0.23	-0.16	0.60
MSBI	MIDLAND STATES BANCORP INC	$33.67	124,000	-16.78%	33.32	33.05	32.62	30.39	26.21	58.61	84.79	75.90	69.90	56.81	0.23	0.22	0.02	0.72
OBK	ORIGIN BANCORP INC	$54.46	105,000	-42.62%	54.03	53.55	53.31	50.75	45.96	58.48	79.50	76.36	86.55	79.82	0.31	0.24	0.07	0.78
PNFP	PINNACLE FINANCIAL PARTNERS INC	$99.34	591,000	-25.10%	99.72	100.67	102.23	99.71	96.93	43.05	47.94	43.05	72.24	67.39	-0.97	-0.84	-0.13	1.18
SHG	SHINHAN FINANCIAL GROUP CO LTD	$82.63	131,000	1.55%	82.54	79.29	75.00	70.28	65.25	61.27	78.80	76.84	30.63	37.19	2.71	2.59	0.12	0.82
MCBS	METROCITY BANKSHARES INC	$35.62	55,000	-29.49%	35.36	35.35	35.64	34.48	31.46	52.57	69.42	63.85	80.03	72.37	-0.03	-0.07	0.04	0.87
WTBA	WEST BANCORPORATION INC	$29.71	59,000	39.81%	29.06	28.76	28.16	26.32	25.01	64.36	87.33	86.83	98.19	89.14	0.34	0.29	0.06	0.75
BLX	BLADEX INC	$54.12	101,000	-22.90%	55.24	54.70	56.66	56.69	52.48	40.53	40.31	56.38	41.43	58.81	-0.42	-0.52	0.10	0.67
ATLO	AMES NATIONAL CORP	$32.82	37,500	41.51%	32.17	31.90	30.98	30.01	27.89	64.92	90.84	86.77	84.92	73.14	0.40	0.36	0.05	0.37
NWBI	NORTHWEST BANCSHARES INC	$15.60	1,049,000	8.70%	15.47	15.41	15.47	14.83	13.74	55.60	72.71	66.29	83.38	74.63	0.02	0.00	0.02	0.65
MYFW	FIRST WESTERN FINANCIAL INC	$30.75	39,000	-39.06%	30.94	31.00	31.71	30.57	28.02	44.56	22.37	25.71	48.86	53.88	-0.18	-0.19	0.01	0.77
PGC	PEAPACK GLADSTONE FINANCIAL CORP	$45.72	89,000	-32.58%	45.73	45.50	45.95	44.89	38.65	50.06	62.25	64.21	65.12	68.09	-0.01	-0.07	0.07	0.89
COLB	COLUMBIA BANKING SYSTEM INC	$30.15	2,407,000	-16.91%	30.12	30.42	31.32	30.71	29.76	43.88	51.95	46.31	72.72	69.22	-0.35	-0.37	0.01	1.07
HBT	HBT FINANCIAL INC	$36.58	80,000	-5.88%	36.32	36.03	35.08	32.13	29.56	59.92	85.11	79.28	85.08	76.15	0.38	0.40	-0.02	0.64
BBT	BEACON FINANCIAL CORP	$31.33	522,000	-57.21%	31.29	31.46	31.12	30.31	29.61	49.68	63.26	61.25	66.41	64.58	0.01	0.05	-0.04	0.86
KB	KB FINANCIAL GROUP INC	$129.59	141,000	6.82%	128.91	124.23	121.20	113.41	105.65	59.01	87.82	81.42	52.05	52.82	3.30	2.82	0.48	0.91
FMBH	FIRST MID BANCSHARES INC	$51.06	112,000	-6.67%	50.81	50.58	50.54	47.63	44.52	54.51	79.98	76.48	77.21	70.83	0.11	0.09	0.02	0.74
SFBC	SOUND FINANCIAL BANCORP INC	$48.76	56,600	3,044.44%	47.87	47.58	46.50	44.48	44.06	64.85	80.62	80.54	79.13	76.19	0.54	0.48	0.05	0.12
BOTJ	BANK OF THE JAMES FINANCIAL GROUP INC	$27.40	10,600	-50.93%	27.51	27.27	27.00	25.34	22.54	52.60	57.61	65.52	41.74	53.69	0.20	0.20	-0.00	0.17
BSAC	BANCO SANTANDER CHILE	$34.76	233,000	-7.91%	35.30	35.22	34.60	33.13	33.14	47.14	33.50	36.80	4.11	10.05	0.14	0.26	-0.12	0.69
EQBK	EQUITY BANCSHARES INC	$50.14	101,000	-4.72%	50.06	49.97	50.18	48.35	46.93	50.32	44.80	41.30	62.72	57.55	-0.04	-0.05	0.01	0.70
WF	WOORI FINANCIAL GROUP INC	$79.48	69,000	-46.51%	76.64	73.66	69.36	66.17	65.78	66.12	86.85	82.34	73.01	63.73	2.70	2.26	0.44	0.84
ALRS	ALERUS FINANCIAL CORP	$33.37	166,000	27.69%	33.20	33.10	32.84	30.66	27.29	54.46	63.36	55.06	53.80	41.40	0.11	0.14	-0.02	0.80
FULT	FULTON FINANCIAL CORP	$23.75	1,254,000	-25.31%	23.66	23.69	24.13	23.17	21.81	48.54	55.45	48.36	69.53	62.28	-0.11	-0.13	0.02	0.92
ORRF	ORRSTOWN FINANCIAL SERVICES INC	$42.58	64,000	4.92%	42.32	42.21	42.15	40.02	38.30	53.36	62.28	59.35	63.65	60.18	0.07	0.06	0.02	0.58
FBIZ	FIRST BUSINESS FINANCIAL SERVICES INC	$72.85	37,700	-25.49%	72.08	70.94	69.07	63.71	59.76	63.05	83.72	84.00	72.05	68.28	1.03	0.98	0.05	0.63
IBCP	INDEPENDENT BANK CORP	$37.35	191,000	22.44%	36.98	36.98	37.20	35.77	35.01	53.18	79.70	72.95	89.95	83.39	-0.05	-0.09	0.04	0.75
CZFS	CITIZENS FINANCIAL SERVICES INC	$83.09	38,200	-55.06%	82.47	81.79	78.60	72.41	67.08	58.81	61.76	62.71	49.49	52.88	1.10	1.23	-0.14	0.53
NRIM	NORTHRIM BANCORP INC	$26.00	228,000	12.32%	26.00	25.90	26.61	25.85	25.49	47.15	70.72	71.53	71.49	71.99	-0.12	-0.18	0.06	0.67
BHRB	BURKE & HERBERT FINANCIAL SERVICES CORP	$71.51	98,000	-17.65%	71.63	71.64	71.94	68.50	66.76	48.00	36.38	34.45	54.46	49.99	-0.12	-0.06	-0.06	0.87
NKSH	NATIONAL BANKSHARES INC	$43.30	49,000	28.27%	42.09	41.65	39.99	37.90	36.73	65.96	95.36	94.79	100.00	99.11	0.70	0.61	0.08	0.45
FUNC	FIRST UNITED CORP	$45.02	26,700	13.62%	43.92	43.64	44.29	42.04	39.89	57.46	89.12	87.20	94.13	93.00	0.06	-0.11	0.17	0.50
SPFI	SOUTH PLAINS FINANCIAL INC	$44.39	112,000	3.70%	44.76	44.38	44.32	42.79	42.00	48.91	55.97	60.19	37.78	44.58	0.09	0.11	-0.02	0.67
NWFL	NORWOOD FINANCIAL CORP	$35.25	47,300	73.90%	34.57	34.26	33.38	31.98	30.74	67.51	71.30	61.51	88.07	74.22	0.36	0.34	0.02	0.42
PCB	PCB BANCORP	$28.20	31,000	3.33%	27.86	27.77	28.25	26.83	24.71	55.87	67.85	59.34	86.11	77.19	-0.00	-0.07	0.06	0.68
FRST	PRIMIS FINANCIAL CORP	$16.14	146,000	-41.13%	16.07	16.10	16.07	15.49	14.39	50.89	69.48	65.86	71.62	68.03	-0.00	-0.00	0.00	0.76
BMRC	BANK OF MARIN BANCORP	$27.96	95,000	-42.42%	27.47	27.22	28.10	27.12	26.70	55.78	85.84	85.17	96.52	94.69	-0.05	-0.19	0.14	0.71
BPOP	POPULAR INC	$164.90	447,000	-26.96%	167.11	168.50	171.23	162.54	147.50	38.93	24.22	19.24	22.38	11.73	-1.80	-1.21	-0.58	0.95
FBK	FB FINANCIAL CORP	$54.67	480,000	-15.64%	55.60	56.96	58.58	56.13	56.14	33.39	18.17	15.98	38.29	32.18	-1.18	-0.92	-0.26	0.97
FCAP	FIRST CAPITAL INC	$62.48	18,300	5.17%	63.00	62.67	62.82	61.19	57.32	47.92	43.43	51.03	27.44	36.79	-0.15	-0.07	-0.08	0.18
SFBS	SERVISFIRST BANCSHARES INC	$42.33	677,000	-12.53%	42.33	42.95	43.62	41.82	40.25	43.06	39.43	34.69	66.69	62.50	-0.46	-0.39	-0.07	0.95
AVBC	AVIDIA BANCORP INC	$21.92	99,000	-64.64%	21.93	21.97	21.52	20.71	19.52	51.49	42.69	33.03	43.06	27.38	0.09	0.14	-0.05	0.44
CNOB	CONNECTONE BANCORP INC	$31.89	339,000	-14.18%	31.75	31.91	32.48	31.64	29.33	47.19	63.57	55.00	80.37	73.91	-0.21	-0.24	0.03	0.92
PBAM	PRIVATE BANCORP OF AMERICA INC	$89.74	115,000	-42.79%	90.14	89.10	N/A	N/A	N/A	66.42	65.52	72.60	N/A	N/A	N/A	N/A	N/A	0.27
AMAL	AMALGAMATED FINANCIAL CORP	$46.99	235,000	-50.11%	48.09	48.45	48.56	45.57	41.29	38.90	17.54	27.18	33.33	46.44	-0.30	-0.11	-0.18	0.74
MBIN	MERCHANTS BANCORP	$52.85	316,000	117.93%	52.71	53.21	52.11	49.90	45.07	49.24	43.53	42.47	78.55	66.18	0.02	0.13	-0.11	0.86
SHBI	SHORE BANCSHARES INC	$23.57	183,000	18.83%	23.30	23.24	23.43	22.12	20.35	54.50	83.68	80.78	88.13	80.11	-0.00	-0.04	0.04	0.70
TCBX	THIRD COAST BANCSHARES INC	$45.24	93,000	-10.58%	45.07	45.11	43.63	41.11	40.38	54.46	65.31	61.55	46.71	41.20	0.36	0.47	-0.10	0.77
CIVB	CIVISTA BANCSHARES INC	$27.55	77,400	-29.64%	27.42	27.46	28.07	27.05	25.18	47.68	72.36	67.01	84.95	75.05	-0.18	-0.21	0.04	0.62
PDLB	PONCE FINANCIAL GROUP INC	$20.37	87,000	27.19%	20.37	20.35	20.26	19.45	18.04	50.72	59.52	61.34	55.19	58.25	0.04	0.05	-0.01	0.49
HAFC	HANMI FINANCIAL CORP	$32.16	198,000	-10.81%	31.74	31.47	31.85	31.26	29.30	57.36	83.29	76.67	89.90	81.62	0.06	-0.05	0.10	0.90
CARE	CARTER BANKSHARES INC	$31.19	152,000	-33.33%	31.41	31.38	32.48	30.41	25.72	43.83	51.82	57.06	45.06	53.71	-0.31	-0.32	0.02	0.74
TBBK	BANCORP INC	$50.03	659,000	-14.42%	58.10	62.43	65.77	61.54	61.55	20.58	9.58	9.77	4.78	3.92	-4.26	-2.35	-1.91	1.38
PFS	PROVIDENT FINANCIAL SERVICES INC	$23.33	908,000	24.38%	23.35	23.50	23.94	23.29	22.25	43.28	47.17	42.89	68.94	64.96	-0.21	-0.20	-0.01	0.83
WSFS	WSFS FINANCIAL CORP	$80.66	373,000	14.07%	79.28	79.25	79.61	76.26	69.31	58.72	86.18	80.50	97.80	96.95	0.11	-0.10	0.21	0.94
QCRH	QCR HOLDINGS INC	$102.73	89,000	8.01%	101.92	101.45	101.14	96.91	91.99	55.22	83.61	80.03	93.75	85.82	0.24	0.14	0.09	0.80
RVSB	RIVERVIEW BANCORP INC	$5.63	116,000	28.89%	5.33	5.24	5.28	5.40	5.35	73.13	93.17	93.89	100.00	95.85	0.05	0.00	0.05	0.44
CFFN	CAPITOL FEDERAL FINANCIAL INC	$8.87	963,000	15.33%	8.79	8.68	8.70	8.32	7.73	58.50	85.46	82.63	88.00	82.66	0.05	0.03	0.02	0.70
HOPE	HOPE BANCORP INC	$14.11	881,000	15.01%	13.96	13.96	13.90	13.30	12.43	55.33	69.89	60.04	81.11	69.95	0.02	0.02	0.00	0.87
BPRN	PRINCETON BANCORP INC	$43.88	42,000	54.41%	43.30	42.85	41.39	38.73	36.89	65.35	77.52	75.59	60.12	58.85	0.60	0.59	0.00	0.41
FNLC	FIRST BANCORP INC	$35.68	33,700	23.90%	34.93	34.82	34.77	32.49	30.11	59.74	83.07	76.37	93.57	89.41	0.14	0.07	0.07	0.56

Bank Stocks FAQ

What are the best bank stocks to buy right now in Sep 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Citizens & Northern (NASDAQ:CZNC)

Citizens & Northern (NASDAQ:CZNC) is the #1 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 36, which is -2 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates CZNC as a "B".

CZNC passed 12 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 30.19% over the past year, overperforming other bank stocks by 9 percentage points.

2. Optimumbank Holdings (NYSEMKT:OPHC)

Optimumbank Holdings (NYSEMKT:OPHC) is the #2 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: A.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 4 points higher than the bank industry average of 38.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 119.57% over the past year, overperforming other bank stocks by 99 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -29.35% from Optimumbank Holdings's current stock price of $9.20.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Firstsun Capital Bancorp (NASDAQ:FSUN)

Firstsun Capital Bancorp (NASDAQ:FSUN) is the #3 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Firstsun Capital Bancorp (NASDAQ:FSUN) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Firstsun Capital Bancorp (NASDAQ:FSUN) has a Due Diligence Score of 51, which is 13 points higher than the bank industry average of 38.

FSUN passed 16 out of 33 due diligence checks and has strong fundamentals. Firstsun Capital Bancorp has seen its stock return 6.45% over the past year, underperforming other bank stocks by -14 percentage points.

Firstsun Capital Bancorp has an average 1 year price target of $45.25, an upside of 12.9% from Firstsun Capital Bancorp's current stock price of $40.08.

Firstsun Capital Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Firstsun Capital Bancorp, 75% have issued a Strong Buy rating, 25% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 266 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 10.06%, which is 8 percentage points higher than the bank industry average of 2.53%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Itau Unibanco Holding Sa (NYSE:ITUB)

Itau Unibanco Holding Sa (NYSE:ITUB) has an annual dividend yield of 6.95%, which is 4 percentage points higher than the bank industry average of 2.53%. Itau Unibanco Holding Sa's dividend payout is not stable, having dropped more than 10% forty-two times in the last 10 years. Itau Unibanco Holding Sa's dividend has shown consistent growth over the last 10 years.

Itau Unibanco Holding Sa's dividend payout ratio of 77.7% indicates that its high dividend yield is sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 6.82%, which is 4 percentage points higher than the bank industry average of 2.53%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.22% in the last day, and down 0% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is -1 points higher than the bank industry average of 44. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NPB a Valuation Rating of "A".

Northpointe Bancshares's stock has dropped -8.69% in the past year. It has underperformed other stocks in the bank industry by -30 percentage points.

2. Pathward Financial (NASDAQ:CASH)

Pathward Financial (NASDAQ:CASH) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 57, which is 13 points higher than the bank industry average of 44. It passed 4 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 5.71% in the past year. It has underperformed other stocks in the bank industry by -15 percentage points.

3. Op Bancorp (NASDAQ:OPBK)

Op Bancorp (NASDAQ:OPBK) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 27 points higher than the bank industry average of 44. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 6.54% in the past year. It has underperformed other stocks in the bank industry by -14 percentage points.

Are bank stocks a good buy now?

33.19% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 9.81% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 7.22% of bank stocks are rated B (Buy), 84.12% are rated C (Hold), 8.3% are rated D (Sell), and 0.36% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 14.02x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Optimumbank Holdings (NYSEMKT:OPHC)

3. Firstsun Capital Bancorp (NASDAQ:FSUN)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Op Bancorp (NASDAQ:OPBK)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Citizens & Northern (NASDAQ:CZNC)

2. Optimumbank Holdings (NYSEMKT:OPHC)

3. Firstsun Capital Bancorp (NASDAQ:FSUN)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Pathward Financial (NASDAQ:CASH)

3. Op Bancorp (NASDAQ:OPBK)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.