Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Sector: Financial Services

Overview Zen Rating Price Value Growth Financials

Momentum Sentiment Forecast Dividends Due Diligence

Ticker	Company	Market Cap	ROE	ROA	ROCE	ROIC	D/E	Current Ratio	Gross Margin	Profit Margin	Operating Margin
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$889.43M	28.00%	4.10%	N/A	6.30%	5.24	N/A	33.60%	7.70%	10.65%
OPFI	OPPFI INC	$783.31M	13.10%	0.60%	N/A	6.00%	8.97	N/A	70.60%	1.00%	14.34%
HCI	HCI GROUP INC	$2.12B	31.90%	8.80%	N/A	17.70%	1.82	N/A	63.20%	25.00%	35.53%
COHN	COHEN & CO INC	$36.85M	9.20%	0.40%	N/A	0.70%	14.06	N/A	100.00%	2.10%	5.64%
BGC	BGC GROUP INC	$4.20B	17.60%	3.50%	N/A	7.20%	4.85	N/A	100.00%	6.00%	12.30%
BFH	BREAD FINANCIAL HOLDINGS INC	$3.63B	15.00%	2.10%	N/A	2.40%	5.55	N/A	100.00%	18.80%	21.36%
EZPW	EZCORP INC	$1.58B	12.50%	6.40%	10.72%	11.80%	0.86	6.03	58.60%	9.20%	14.42%
FCFS	FIRSTCASH HOLDINGS INC	$8.03B	14.70%	6.70%	10.94%	12.30%	1.36	4.99	50.00%	8.90%	15.13%
CION	CION INVESTMENT CORP	$456.25M	3.30%	1.40%	N/A	4.00%	1.44	N/A	79.10%	10.60%	48.80%
DFIN	DONNELLEY FINANCIAL SOLUTIONS INC	$1.28B	7.60%	3.80%	8.41%	18.50%	0.93	1.13	62.70%	4.30%	6.98%
BCIC	BCP INVESTMENT CORP	$159.72M	8.80%	3.50%	N/A	4.90%	1.46	N/A	82.40%	28.40%	60.44%
BSBR	BANCO SANTANDER (BRASIL) SA	$48.41B	11.40%	1.10%	N/A	1.40%	9.36	N/A	100.00%	18.10%	25.95%
CRD.A	CRAWFORD & CO	$531.47M	19.10%	4.10%	12.63%	13.20%	3.28	1.36	28.00%	2.40%	4.92%
ENVA	ENOVA INTERNATIONAL INC	$4.00B	23.90%	5.20%	N/A	8.00%	3.65	N/A	57.20%	9.60%	23.24%
SPNT	SIRIUSPOINT LTD	$2.43B	8.80%	1.50%	N/A	2.70%	4.64	N/A	46.70%	6.40%	11.52%
FHI	FEDERATED HERMES INC	$4.04B	33.70%	17.90%	27.14%	74.00%	0.79	3.13	100.00%	21.60%	30.00%
EVR	EVERCORE INC	$13.84B	31.60%	13.60%	19.90%	21.30%	1.29	2.71	100.00%	14.90%	18.33%
ECPG	ENCORE CAPITAL GROUP INC	$1.29B	-5.30%	-0.90%	N/A	3.90%	4.52	N/A	79.10%	-2.90%	20.22%
PCB	PCB BANCORP	$336.13M	9.10%	1.10%	N/A	1.60%	7.75	N/A	100.00%	32.20%	46.11%
AEG	AEGON LTD	$13.09B	7.10%	0.20%	N/A	0.20%	34.62	N/A	20.80%	5.40%	5.24%
HRTG	HERITAGE INSURANCE HOLDINGS INC	$820.39M	41.40%	6.20%	N/A	10.50%	4.41	N/A	57.40%	17.70%	24.81%
RM	REGIONAL MANAGEMENT CORP	$345.29M	11.40%	2.10%	N/A	4.10%	4.45	N/A	100.00%	6.60%	21.62%
MCY	MERCURY GENERAL CORP	$5.27B	22.10%	4.90%	N/A	6.80%	3.20	N/A	31.80%	7.50%	9.74%
FAF	FIRST AMERICAN FINANCIAL CORP	$6.80B	9.50%	3.00%	N/A	5.40%	2.32	N/A	32.10%	6.80%	11.19%
BTM	BITCOIN DEPOT INC	$60.11M	-182.20%	9.10%	38.33%	44.40%	5.63	1.88	19.10%	1.40%	5.01%
DB	DEUTSCHE BANK AKTIENGESELLSCHAFT	$72.40B	6.40%	0.30%	N/A	0.50%	19.05	N/A	100.00%	14.60%	22.12%
GCMG	GCM GROSVENOR INC	$1.92B	-179.90%	5.40%	N/A	7.40%	-92.30	N/A	100.00%	6.20%	12.89%
ABX	ABACUS GLOBAL MANAGEMENT INC	$725.33M	2.60%	1.30%	7.65%	8.00%	1.10	0.93	87.50%	5.60%	29.97%
FG	F&G ANNUITIES & LIFE INC	$3.82B	10.20%	0.50%	N/A	0.90%	18.91	N/A	33.60%	8.10%	13.23%
VINP	VINCI COMPASS INVESTMENTS LTD	$836.73M	9.20%	5.00%	9.56%	10.40%	0.85	6.68	100.00%	18.10%	31.63%
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$1.78B	16.10%	3.40%	N/A	4.70%	3.78	N/A	41.70%	10.60%	14.08%
NWFL	NORWOOD FINANCIAL CORP	$295.44M	3.40%	0.30%	N/A	0.40%	9.27	N/A	100.00%	12.70%	15.85%
PJT	PJT PARTNERS INC	$3.95B	97.30%	11.40%	N/A	13.90%	3.45	N/A	100.00%	10.80%	12.04%
CHMG	CHEMUNG FINANCIAL CORP	$308.76M	5.70%	0.50%	N/A	0.60%	9.99	N/A	100.00%	15.30%	18.99%
BWFG	BANKWELL FINANCIAL GROUP INC	$397.02M	10.30%	0.90%	N/A	1.30%	10.08	N/A	100.00%	30.80%	40.64%
MA	MASTERCARD INC	$492.77B	197.10%	28.30%	56.26%	77.80%	5.74	1.12	100.00%	45.30%	58.27%
AAMI	ACADIAN ASSET MANAGEMENT INC	$1.82B	93.00%	12.50%	N/A	15.60%	5.75	N/A	100.00%	15.70%	25.91%
AIZ	ASSURANT INC	$12.19B	15.70%	2.40%	N/A	3.60%	5.21	N/A	77.10%	6.80%	9.25%
SLDE	SLIDE INSURANCE HOLDINGS INC	$2.19B	N/A	N/A	N/A	N/A	1.79	N/A	N/A	N/A	N/A
HG	HAMILTON INSURANCE GROUP LTD	$2.92B	17.60%	5.10%	N/A	6.20%	2.43	N/A	55.10%	16.00%	17.15%
IVZ	INVESCO LTD	$11.94B	2.00%	1.00%	N/A	4.40%	0.97	N/A	100.00%	4.60%	15.37%
THG	HANOVER INSURANCE GROUP INC	$6.26B	20.20%	4.00%	N/A	5.20%	3.90	N/A	23.60%	9.70%	12.84%
RGA	REINSURANCE GROUP OF AMERICA INC	$14.81B	7.30%	0.70%	N/A	1.20%	10.71	N/A	21.00%	3.90%	7.18%
CZFS	CITIZENS FINANCIAL SERVICES INC	$315.85M	10.90%	1.10%	N/A	1.30%	8.33	N/A	100.00%	31.80%	38.94%
PSEC	PROSPECT CAPITAL CORP	$1.24B	-12.00%	-5.50%	N/A	-1.30%	0.67	N/A	75.50%	-55.90%	-17.00%
TREE	LENDINGTREE INC	$648.81M	12.20%	1.80%	11.06%	11.60%	4.74	1.43	96.20%	1.30%	6.05%
SNEX	STONEX GROUP INC	$6.32B	16.40%	0.90%	N/A	0.90%	17.95	N/A	1.60%	0.30%	0.33%
SFST	SOUTHERN FIRST BANCSHARES INC	$486.44M	7.60%	0.60%	N/A	0.80%	11.23	N/A	100.00%	23.90%	30.83%
ACIC	AMERICAN COASTAL INSURANCE CORP	$551.54M	30.50%	7.00%	N/A	12.30%	2.60	N/A	81.90%	26.00%	38.09%
ALRS	ALERUS FINANCIAL CORP	$653.22M	9.60%	0.90%	N/A	1.20%	8.68	N/A	100.00%	18.30%	23.83%
ONIT	ONITY GROUP INC	$340.65M	6.50%	0.20%	N/A	1.60%	31.03	N/A	100.00%	3.10%	48.91%
MORN	MORNINGSTAR INC	$6.81B	23.70%	10.50%	19.98%	46.00%	1.35	1.04	60.90%	15.70%	21.78%
OBT	ORANGE COUNTY BANCORP INC	$470.64M	16.00%	1.40%	N/A	1.90%	8.76	N/A	100.00%	31.50%	40.60%
HRZN	HORIZON TECHNOLOGY FINANCE CORP	$293.82M	-7.70%	-3.10%	N/A	0.90%	1.41	N/A	87.90%	-24.20%	10.67%
AMG	AFFILIATED MANAGERS GROUP INC	$8.59B	16.20%	6.00%	N/A	13.20%	1.31	N/A	100.00%	26.00%	41.89%
OPRT	OPORTUN FINANCIAL CORP	$248.01M	8.30%	1.00%	N/A	0.70%	7.30	N/A	100.00%	7.50%	10.13%
RILY	B RILEY FINANCIAL INC	$241.10M	-53.90%	13.20%	N/A	13.50%	-7.23	N/A	65.30%	24.20%	38.01%
SBFG	SB FINANCIAL GROUP INC	$139.32M	10.30%	0.90%	N/A	1.20%	9.93	N/A	100.00%	21.50%	26.43%
PDLB	PONCE FINANCIAL GROUP INC	$406.82M	3.90%	0.70%	N/A	0.80%	4.96	N/A	100.00%	21.00%	30.15%
OPY	OPPENHEIMER HOLDINGS INC	$972.94M	9.60%	2.30%	N/A	4.20%	3.15	N/A	98.10%	5.50%	13.63%
DCOM	DIME COMMUNITY BANCSHARES INC	$1.59B	3.60%	0.40%	N/A	0.70%	9.01	N/A	100.00%	15.00%	26.98%
ALL	ALLSTATE CORP	$54.31B	34.80%	7.10%	N/A	9.30%	3.38	N/A	40.70%	12.40%	16.67%
HGTY	HAGERTY INC	$4.31B	20.50%	1.90%	2.99%	5.10%	6.79	1.00	35.60%	2.60%	2.06%
TSBK	TIMBERLAND BANCORP INC	$312.46M	11.70%	1.50%	N/A	2.20%	6.47	N/A	100.00%	36.40%	45.36%
BEN	FRANKLIN RESOURCES INC	$14.16B	5.10%	1.90%	N/A	3.10%	1.50	N/A	100.00%	7.00%	10.97%
CNA	CNA FINANCIAL CORP	$13.49B	9.30%	1.50%	N/A	2.00%	5.16	N/A	34.70%	6.70%	9.39%
LC	LENDINGCLUB CORP	$1.95B	7.50%	1.00%	N/A	1.40%	6.57	N/A	100.00%	10.90%	14.54%
PIPR	PIPER SANDLER COMPANIES	$6.45B	19.10%	11.50%	N/A	19.80%	0.59	N/A	100.00%	13.80%	17.52%
SMFG	SUMITOMO MITSUI FINANCIAL GROUP INC	$149.19B	3.30%	0.20%	N/A	0.20%	19.05	N/A	100.00%	12.50%	16.04%
ASB	ASSOCIATED BANC-CORP	$4.87B	3.60%	0.40%	N/A	0.50%	8.47	N/A	100.00%	15.00%	21.61%
UFCS	UNITED FIRE GROUP INC	$945.31M	13.30%	3.10%	N/A	4.30%	3.18	N/A	44.70%	8.20%	11.07%
ACNB	ACNB CORP	$547.95M	8.80%	1.10%	N/A	1.30%	6.96	N/A	100.00%	24.00%	30.31%
FISI	FINANCIAL INSTITUTIONS INC	$707.39M	-4.90%	-0.50%	N/A	-0.80%	9.11	N/A	100.00%	-25.20%	-41.04%
CINF	CINCINNATI FINANCIAL CORP	$26.94B	14.80%	5.50%	N/A	7.00%	1.63	N/A	46.20%	17.60%	22.12%
STC	STEWART INFORMATION SERVICES CORP	$2.00B	7.10%	3.70%	N/A	8.20%	0.93	N/A	32.10%	3.70%	5.56%
HTGC	HERCULES CAPITAL INC	$2.99B	14.90%	7.50%	N/A	6.60%	1.01	N/A	100.00%	60.00%	77.82%
PLMR	PALOMAR HOLDINGS INC	$3.38B	21.70%	6.70%	N/A	9.10%	2.35	N/A	75.00%	22.60%	29.05%
NOAH	NOAH HOLDINGS LTD	$815.23M	6.60%	5.60%	9.25%	14.70%	0.17	4.77	49.50%	25.90%	37.33%
HWBK	HAWTHORN BANCSHARES INC	$240.11M	14.20%	1.20%	N/A	1.40%	10.71	N/A	100.00%	28.60%	35.05%
MCO	MOODYS CORP	$80.72B	59.20%	14.60%	24.76%	34.10%	2.86	1.84	73.80%	29.90%	42.63%
CPF	CENTRAL PACIFIC FINANCIAL CORP	$926.35M	11.70%	0.90%	N/A	1.10%	11.62	N/A	100.00%	25.30%	32.02%
AROW	ARROW FINANCIAL CORP	$592.75M	8.40%	0.80%	N/A	1.10%	9.98	N/A	100.00%	23.40%	29.87%
BHB	BAR HARBOR BANKSHARES	$594.11M	7.60%	0.90%	N/A	1.00%	8.06	N/A	100.00%	23.70%	29.34%
WT	WISDOMTREE INC	$2.21B	23.60%	8.40%	12.66%	24.10%	2.88	2.82	100.00%	21.10%	33.03%
EFSI	EAGLE FINANCIAL SERVICES INC	$205.97M	6.10%	0.50%	N/A	0.70%	9.41	N/A	100.00%	15.20%	18.87%
CBAN	COLONY BANKCORP INC	$367.35M	9.60%	0.90%	N/A	1.10%	9.43	N/A	100.00%	22.70%	28.10%
HIG	HARTFORD INSURANCE GROUP INC	$39.72B	20.40%	4.30%	N/A	5.50%	3.61	N/A	45.20%	12.70%	16.56%
MCHB	MECHANICS BANCORP	$3.47B	-7.80%	-0.70%	N/A	-0.50%	7.19	N/A	100.00%	-31.20%	-23.01%
CNO	CNO FINANCIAL GROUP INC	$4.26B	11.60%	0.80%	N/A	1.50%	13.67	N/A	46.40%	6.60%	14.01%
FIHL	FIDELIS INSURANCE HOLDINGS LTD	$2.00B	-0.60%	-0.10%	N/A	0.30%	4.17	N/A	44.80%	-0.60%	1.32%
IX	ORIX CORP	$37.56B	10.50%	2.60%	N/A	3.60%	2.94	N/A	42.40%	14.50%	26.01%
PMTS	CPI CARD GROUP INC	$147.24M	-47.90%	3.80%	16.00%	10.20%	-16.86	2.56	31.90%	2.80%	10.08%
ATLC	ATLANTICUS HOLDINGS CORP	$843.23M	19.30%	2.40%	N/A	2.10%	10.95	N/A	100.00%	21.10%	31.03%
PLBC	PLUMAS BANCORP	$371.49M	13.10%	1.50%	N/A	2.10%	8.06	N/A	100.00%	31.20%	42.91%
MS	MORGAN STANLEY	$286.01B	14.50%	1.20%	N/A	1.40%	11.40	N/A	100.00%	22.60%	30.38%
UNTY	UNITY BANCORP INC	$564.22M	17.20%	1.90%	N/A	2.50%	7.61	N/A	100.00%	44.30%	57.64%
JCAP	JEFFERSON CAPITAL INC	$1.28B	N/A	N/A	N/A	N/A	3.12	N/A	N/A	N/A	N/A
WDH	WATERDROP INC	$669.66M	10.30%	7.80%	10.24%	14.80%	0.30	2.60	51.10%	15.60%	16.24%
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$358.06M	N/A	N/A	N/A	N/A	3.54	N/A	N/A	N/A	N/A
CSWC	CAPITAL SOUTHWEST CORP	$1.40B	11.00%	5.20%	N/A	3.90%	1.13	N/A	100.00%	45.50%	50.70%

Financial Industries

Industry	Stocks	1d %	1w %	1m %	1y %	P/E ratio	P/B Ratio	ROE	ROA	ROCE	Upside/Downside	Consensus
Asset Management	102	+1.33%	-3.53%	-4.92%	-0.70%	36.48x	2.70x	+16.54%	+3.94%	+0.67%	+17.64%	Buy
Banks - Diversified	17	+2.74%	+3.91%	+1.51%	+35.64%	17.69x	1.75x	+19.14%	+0.84%	N/A	+9.74%	Buy
Banks - Regional	319	+1.26%	+4.92%	+8.46%	+12.43%	17.75x	1.43x	+11.27%	+1.23%	-0.00%	+2.62%	Buy
Capital Markets	80	+4.62%	-0.69%	-4.62%	+3.41%	19.31x	2.86x	+13.12%	+1.46%	+1.88%	+16.62%	Buy
Credit Services	55	+1.90%	+1.52%	-5.06%	-0.61%	34.22x	5.05x	+83.45%	+16.82%	+30.37%	+16.02%	Buy
Financial Conglomerates	3	+7.24%	-7.37%	-4.68%	+8.47%	14.97x	1.68x	+10.68%	+0.80%	+0.88%	+36.05%	Strong Buy
Financial Data & Stock Exchanges	10	-0.29%	-11.04%	-13.73%	-19.58%	29.71x	4.65x	+14.81%	+8.08%	+16.21%	+34.89%	Buy
Insurance Brokers	21	+0.19%	-1.66%	-4.59%	-22.73%	24.97x	4.30x	+23.80%	+6.01%	+14.54%	+18.50%	Buy
Insurance - Diversified	14	+0.88%	+4.45%	+0.56%	+1.45%	18.55x	1.58x	+9.79%	+5.24%	+0.03%	+17.63%	Buy
Insurance - Life	18	+1.43%	+0.85%	+0.33%	+4.50%	15.46x	1.55x	+12.97%	+1.42%	+0.02%	+10.75%	Buy
Insurance - Property & Casualty	40	+0.90%	+4.07%	+1.84%	+5.66%	12.36x	2.05x	+21.08%	+5.19%	+0.02%	+7.29%	Buy
Insurance - Reinsurance	9	+1.86%	+4.23%	+4.89%	+7.29%	12.50x	1.07x	+8.77%	+1.52%	N/A	+3.46%	Buy
Insurance - Specialty	20	+0.25%	+4.23%	+2.56%	+3.81%	23.09x	1.60x	+12.81%	+4.16%	+1.06%	+14.94%	Buy
Mortgage Finance	14	-0.00%	-2.01%	-10.93%	-8.66%	81.07x	0.45x	+0.22%	-0.18%	+0.05%	+35.70%	Buy

Financial Stocks FAQ

What are the best financial stocks to buy right now in Feb 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

1. Universal Insurance Holdings (NYSE:UVE)

Universal Insurance Holdings (NYSE:UVE) is the #1 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: A.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 39, which is 4 points higher than the financial sector average of 35. It passed 14 out of 38 due diligence checks and has average fundamentals. Universal Insurance Holdings has seen its stock return 58.31% over the past year, overperforming other financial stocks by 55 percentage points.

Universal Insurance Holdings has an average 1 year price target of $40.00, an upside of 26.14% from Universal Insurance Holdings's current stock price of $31.71.

Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Oppfi (NYSE:OPFI)

Oppfi (NYSE:OPFI) is the #2 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: D, Sentiment: B, Safety: B, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -19 points lower than the financial sector average of 35. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock lose -44.56% over the past year, underperforming other financial stocks by -48 percentage points.

3. Hci Group (NYSE:HCI)

Hci Group (NYSE:HCI) is the #3 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 50, which is 15 points higher than the financial sector average of 35. It passed 19 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 33.23% over the past year, overperforming other financial stocks by 30 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 50.04% from Hci Group's current stock price of $163.29.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the financial stocks with highest dividends?

Out of 465 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

1. Ofs Capital (NASDAQ:OFS)

Ofs Capital (NASDAQ:OFS) has an annual dividend yield of 26.68%, which is 23 percentage points higher than the financial sector average of 3.65%. Ofs Capital's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Ofs Capital's dividend has not shown consistent growth over the last 10 years.

Ofs Capital's dividend payout ratio of 566.7% indicates that its high dividend yield might not be sustainable for the long-term.

2. Blackrock Tcp Capital (NASDAQ:TCPC)

Blackrock Tcp Capital (NASDAQ:TCPC) has an annual dividend yield of 23.05%, which is 19 percentage points higher than the financial sector average of 3.65%. Blackrock Tcp Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Blackrock Tcp Capital's dividend has not shown consistent growth over the last 10 years.

Blackrock Tcp Capital's dividend payout ratio of -1,091.7% indicates that its high dividend yield might not be sustainable for the long-term.

3. Great Elm Capital (NASDAQ:GECC)

Great Elm Capital (NASDAQ:GECC) has an annual dividend yield of 22.56%, which is 19 percentage points higher than the financial sector average of 3.65%. Great Elm Capital's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Great Elm Capital's dividend has shown consistent growth over the last 10 years.

Great Elm Capital's dividend payout ratio of -274.5% indicates that its high dividend yield might not be sustainable for the long-term.

Why are financial stocks up?

Financial stocks were up 1.5% in the last day, and up 1.5% over the last week. Applied Digital was the among the top gainers in the financial services sector, gaining 25.52% yesterday.

Shares of crypto‑related companies are trading higher as Bitcoin is rebounding from recent weakness.

What are the most undervalued financial stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

1. Qfin Holdings (NASDAQ:QFIN)

Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 27 points higher than the financial sector average of 44. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -62.16% in the past year. It has underperformed other stocks in the financial sector by -66 percentage points.

2. Bread Financial Holdings (NYSE:BFH)

Bread Financial Holdings (NYSE:BFH) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bread Financial Holdings has a valuation score of 57, which is 13 points higher than the financial sector average of 44. It passed 4 out of 7 valuation due diligence checks.

Bread Financial Holdings's stock has gained 26.7% in the past year. It has overperformed other stocks in the financial sector by 23 percentage points.

3. Virtus Investment Partners (NYSE:VRTS)

Virtus Investment Partners (NYSE:VRTS) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Virtus Investment Partners has a valuation score of 71, which is 27 points higher than the financial sector average of 44. It passed 5 out of 7 valuation due diligence checks.

Virtus Investment Partners's stock has dropped -26.65% in the past year. It has underperformed other stocks in the financial sector by -30 percentage points.

Are financial stocks a good buy now?

38.6% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 11.89% over the next year.

1.8% of financial stocks have a Zen Rating of A (Strong Buy), 9.33% of financial stocks are rated B (Buy), 74.63% are rated C (Hold), 11.62% are rated D (Sell), and 2.62% are rated F (Strong Sell).

What is the average p/e ratio of the financial services sector?

The average P/E ratio of the financial services sector is 22.65x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Financial Industries

Financial Stocks FAQ

1. Universal Insurance Holdings (NYSE:UVE)

2. Oppfi (NYSE:OPFI)

3. Hci Group (NYSE:HCI)

1. Ofs Capital (NASDAQ:OFS)

2. Blackrock Tcp Capital (NASDAQ:TCPC)

3. Great Elm Capital (NASDAQ:GECC)

1. Qfin Holdings (NASDAQ:QFIN)

2. Bread Financial Holdings (NYSE:BFH)

3. Virtus Investment Partners (NYSE:VRTS)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBest Financial Stocks to Buy Now (2026)Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Financial Industries

Financial Stocks FAQ

1. Universal Insurance Holdings (NYSE:UVE)

2. Oppfi (NYSE:OPFI)

3. Hci Group (NYSE:HCI)

1. Ofs Capital (NASDAQ:OFS)

2. Blackrock Tcp Capital (NASDAQ:TCPC)

3. Great Elm Capital (NASDAQ:GECC)

1. Qfin Holdings (NASDAQ:QFIN)

2. Bread Financial Holdings (NYSE:BFH)

3. Virtus Investment Partners (NYSE:VRTS)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.