NASDAQ: TRUPTrupanion Inc Stock
$24.49+0.01 (+0.04%)
Updated Jul 31, 2026
TRUP Price
$24.49
Fair Value Price
$46.85
Market Cap
$1.07B
52 Week Low
$21.16
52 Week High
$57.00
P/E
40.82x
P/B
2.71x
P/S
0.75x
PEG
7.81x
Dividend Yield
N/A
Revenue
$1.48B
Earnings
$25.80M
Gross Margin
16.3%
Operating Margin
2.82%
Profit Margin
1.7%
Debt to Equity
1.33
Operating Cash Flow
$88M
Beta
1.72
Next Earnings
Aug 5, 2026
Ex-Dividend
N/A
Next Dividend
N/A
TRUP Overview
Trupanion, Inc. provides monthly subscription-based medical insurance for canine and feline companions across the United States, Canada, Puerto Rico, and Australia. The company's operations are divided into two main categories: Subscription Business and Other Business, serving both pet owners and veterinary professionals. Founded in 2000, the Seattle, Washington-headquartered firm was previously known as Vetinsurance International, Inc., before adopting the Trupanion, Inc. name in 2013.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TRUP's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Specialty Insurance
Industry Rating
C
TRUP
Ranked#7 of 20
Ranked#7 of 20
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $38.99 | B | |
| $289.29 | C | |
| $279.19 | C |
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TRUP News
Overview
Due Diligence Score
–
Industry Average (34)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TRUP scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TRUP ($24.49) is undervalued by 47.73% relative to our estimate of its Fair Value price of $46.85 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
TRUP ($24.49) is significantly undervalued by 47.73% relative to our estimate of its Fair Value price of $46.85 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
TRUP ($24.49) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more TRUP due diligence checks available for Premium users.
Valuation
TRUP fair value
Fair Value of TRUP stock based on Discounted Cash Flow (DCF)
Price
$24.49
Fair Value
$46.85
Undervalued by
47.73%
TRUP ($24.49) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TRUP ($24.49) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TRUP ($24.49) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TRUP price to earnings (PE)
For valuing profitable companies with steady earnings
Company
40.82x
Industry
17.59x
Market
16.06x
TRUP is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TRUP is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
TRUP price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.71x
Industry
1.59x
TRUP is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TRUP price to earnings growth (PEG)
For valuing profitable companies with growth potential
TRUP is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
TRUP's financial health
Profit margin
Revenue
$384.0M
Net Income
$4.9M
Profit Margin
1.3%
TRUP's Earnings (EBIT) of $41.82M... subscribe to Premium to read more.
Interest Coverage Financials
TRUP's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$921.6M
Liabilities
$526.8M
Debt to equity
1.33
TRUP's short-term assets ($705.17M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
TRUP's short-term assets ($705.17M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
TRUP's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
TRUP's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$14.6M
Investing
$113.0k
Financing
-$2.7M
TRUP's operating cash flow ($88.12M)... subscribe to Premium to read more.
Debt Coverage Financials
TRUP vs Specialty Insurance Stocks
Trupanion Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.