Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated D and is the 90th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
FCF	FIRST COMMONWEALTH FINANCIAL CORP	$20.70	573,000	24.30%	20.96	21.28	20.93	19.86	18.58	40.45	20.57	18.81	8.88	9.42	-0.06	0.05	-0.12	0.75
DCOM	DIME COMMERCIAL BANCSHARES INC	$40.40	284,000	14.06%	40.38	40.66	40.35	38.69	35.23	49.48	43.54	42.39	40.60	39.75	0.03	0.09	-0.07	0.98
RRBI	RED RIVER BANCSHARES INC	$100.04	58,300	55.47%	100.95	101.36	98.33	94.98	87.64	48.53	38.10	44.62	15.59	20.73	0.57	0.96	-0.39	0.71
BUSE	FIRST BUSEY CORP	$30.10	648,000	14.29%	30.27	30.72	30.11	28.53	26.68	45.11	24.61	20.94	19.42	16.65	-0.01	0.13	-0.14	0.79
MTB	M&T BANK CORP	$233.94	1,746,000	101.15%	240.83	246.55	244.49	230.76	219.72	33.38	3.82	8.59	5.26	12.38	-2.34	-0.44	-1.90	0.90
FXNC	FIRST NATIONAL CORP	$30.55	32,700	104.38%	31.03	31.43	30.54	29.38	27.68	44.45	18.68	23.03	6.62	10.39	0.06	0.24	-0.18	0.36
MCHB	MECHANICS BANCORP	$15.74	494,000	2.92%	16.21	16.54	16.24	15.57	15.11	35.50	7.39	7.83	1.96	1.96	-0.10	0.04	-0.14	1.00
BSRR	SIERRA BANCORP	$39.62	42,400	-16.86%	39.79	40.22	40.73	39.19	36.54	41.36	22.08	19.15	31.64	23.55	-0.31	-0.24	-0.07	0.70
ASB	ASSOCIATED BANC-CORP	$30.61	2,073,000	-27.67%	30.90	31.33	30.98	29.51	27.94	42.81	18.68	17.93	5.36	5.83	-0.04	0.09	-0.14	1.04
WASH	WASHINGTON TRUST BANCORP INC	$39.13	231,000	29.78%	39.59	39.53	38.02	35.51	33.62	50.81	48.42	58.64	14.91	24.84	0.42	0.59	-0.17	0.81
AUB	ATLANTIC UNION BANKSHARES CORP	$40.33	724,000	-7.65%	40.99	41.74	41.92	39.91	38.25	36.94	17.77	16.83	10.20	11.35	-0.39	-0.19	-0.21	1.01
OVLY	OAK VALLEY BANCORP	$33.59	13,300	-33.50%	34.11	33.88	33.67	33.71	32.41	46.74	38.53	43.67	21.86	27.95	0.10	0.14	-0.04	0.50
NBHC	NATIONAL BANK HOLDINGS CORP	$41.29	409,000	25.46%	41.64	42.40	43.49	42.83	41.14	34.32	18.83	12.73	3.36	1.67	-0.62	-0.50	-0.12	0.81
CCB	COASTAL FINANCIAL CORP	$47.11	160,000	-19.60%	47.27	47.60	62.85	68.78	82.87	37.92	28.55	30.88	69.64	69.15	-4.05	-4.98	0.93	0.97
HBCP	HOME BANCORP INC	$68.49	65,000	-4.41%	69.56	70.73	69.84	67.12	63.20	38.94	13.16	14.81	11.72	11.88	-0.29	0.07	-0.36	0.73
BSVN	BANK7 CORP	$51.36	38,000	100.00%	51.88	51.56	50.43	47.14	44.67	51.46	31.41	38.67	36.41	40.61	0.53	0.63	-0.10	0.71
KRNY	KEARNY FINANCIAL CORP	$9.87	668,000	11.15%	9.81	9.70	9.50	8.83	8.18	58.93	76.77	81.30	54.43	71.52	0.12	0.12	0.00	0.78
GBCI	GLACIER BANCORP INC	$46.31	995,000	10.80%	47.32	48.39	50.04	49.05	47.48	32.92	12.65	17.33	15.37	22.34	-0.91	-0.74	-0.16	1.04
MRBK	MERIDIAN CORP	$19.27	59,000	-4.84%	19.56	19.70	19.84	19.31	18.72	39.05	12.99	15.48	0.00	3.44	-0.13	-0.06	-0.07	0.49
FCBM	FIRST CAROLINA FINANCIAL SERVICES INC	$12.66	95,000	2.15%	12.62	12.65	12.69	N/A	N/A	50.16	29.19	30.57	54.03	50.05	-0.01	-0.02	0.00	0.36
EGBN	EAGLE BANCORP INC	$27.29	177,000	-6.35%	27.80	28.06	27.81	27.23	25.24	41.77	22.80	22.48	0.07	0.82	-0.06	0.06	-0.13	0.88
BANF	BANCFIRST CORP	$109.22	99,000	30.26%	111.91	113.03	113.88	112.98	111.92	33.88	11.17	14.33	1.43	5.57	-1.02	-0.55	-0.47	0.72
HFWA	HERITAGE FINANCIAL CORP	$28.57	223,000	2.29%	28.88	29.33	29.57	28.48	26.91	36.86	18.21	16.15	0.46	0.30	-0.27	-0.17	-0.10	0.70
BKU	BANKUNITED INC	$45.60	1,134,000	146.52%	46.48	46.90	47.58	47.21	46.41	38.20	17.20	19.36	12.14	14.71	-0.34	-0.24	-0.10	1.18
ABCB	AMERIS BANCORP	$84.25	322,000	28.80%	85.99	87.34	88.68	86.81	82.46	32.97	11.17	13.21	3.11	4.71	-0.96	-0.66	-0.31	1.04
WAL	WESTERN ALLIANCE BANCORPORATION	$78.13	1,115,000	35.48%	79.30	80.67	81.24	80.24	81.46	39.78	20.38	24.09	9.56	21.02	-0.84	-0.54	-0.30	1.63
USB	US BANCORP	$61.58	8,180,000	30.75%	62.55	63.53	62.84	59.25	56.41	39.60	14.94	20.66	13.38	19.46	-0.21	0.12	-0.33	0.97
UBSI	UNITED BANKSHARES INC	$47.13	705,000	-17.54%	47.69	48.25	47.42	45.51	42.97	41.31	22.27	19.90	6.05	5.18	-0.05	0.17	-0.22	0.83
FBLA	FB BANCORP INC	$15.68	87,000	7.41%	15.74	15.70	15.42	14.75	13.92	52.99	51.28	61.71	15.98	36.62	0.11	0.13	-0.02	0.43
FNWB	FIRST NORTHWEST BANCORP	$11.26	9,900	-14.66%	11.17	11.19	11.28	10.61	10.15	50.50	35.91	31.48	63.17	46.72	-0.04	-0.03	-0.00	0.34
FNB	FNB CORP	$18.23	3,249,000	0.68%	18.53	18.87	18.94	18.32	17.73	35.71	13.46	13.54	7.72	9.35	-0.16	-0.08	-0.09	0.98
WSBC	WESBANCO INC	$40.01	608,000	22.58%	40.77	41.49	40.49	37.64	35.96	37.94	14.79	13.47	0.19	0.19	-0.08	0.23	-0.31	0.79
SRBK	SR BANCORP INC	$19.49	16,100	155.56%	19.70	19.88	19.57	19.02	17.76	45.53	21.86	17.44	9.35	8.22	-0.01	0.08	-0.09	0.24
RBKB	RHINEBECK BANCORP INC	$12.60	127,000	126.79%	12.70	12.59	14.44	15.26	14.22	37.27	42.39	52.20	43.91	56.10	-0.38	-0.52	0.13	0.10
RMBI	RICHMOND MUTUAL BANCORPORATION INC	$15.79	78,000	64.90%	15.93	15.92	15.60	15.14	14.49	49.80	28.84	32.74	6.49	8.30	0.10	0.13	-0.04	0.29
CBSH	COMMERCE BANCSHARES INC	$57.71	929,000	9.81%	58.48	59.00	58.63	55.37	53.60	39.93	14.31	20.84	0.00	3.31	-0.15	0.10	-0.25	0.74
WTFC	WINTRUST FINANCIAL CORP	$150.36	357,000	-18.31%	153.00	157.10	159.29	154.70	148.30	32.13	11.85	14.38	19.58	21.44	-2.27	-1.55	-0.72	1.08
ESQ	ESQUIRE FINANCIAL HOLDINGS INC	$111.72	139,000	36.27%	114.55	122.47	121.61	115.79	110.80	33.35	6.59	6.03	7.57	7.00	-3.30	-1.72	-1.58	0.62
EBC	EASTERN BANKSHARES INC	$21.96	2,530,000	90.80%	22.62	22.94	22.66	21.40	20.46	34.98	21.53	16.03	1.41	2.25	-0.12	0.05	-0.17	0.90
WABC	WESTAMERICA BANCORPORATION	$58.05	124,000	20.39%	58.29	58.92	59.32	57.24	53.63	40.55	52.62	52.65	17.04	16.20	-0.39	-0.25	-0.13	0.60
TCBI	TEXAS CAPITAL BANCSHARES INC	$97.18	351,000	-21.30%	98.34	99.36	101.03	100.67	98.02	37.54	24.15	27.57	17.70	22.95	-0.80	-0.68	-0.12	1.07
FITB	FIFTH THIRD BANCORP	$53.77	5,224,000	-7.01%	54.96	56.27	56.65	53.47	50.66	31.94	9.75	15.57	7.75	13.38	-0.64	-0.33	-0.32	1.08
CCBG	CAPITAL CITY BANK GROUP INC	$50.48	79,000	46.30%	51.25	51.72	50.80	48.48	45.67	42.21	23.16	23.36	11.94	11.13	0.02	0.25	-0.23	0.55
HTB	HOMETRUST BANCSHARES INC	$46.44	172,000	4.24%	46.83	48.56	49.01	47.62	45.25	33.89	14.45	12.75	15.85	12.11	-0.84	-0.60	-0.24	0.66
BCAL	CALIFORNIA BANCORP	$21.28	159,000	8.90%	21.33	21.42	21.12	20.03	19.32	50.03	42.09	44.54	21.61	25.51	0.06	0.12	-0.06	0.67
IBN	ICICI BANK LTD	$30.36	3,282,000	-38.31%	29.89	29.94	29.65	28.25	28.90	57.64	55.95	56.57	57.28	57.66	0.14	0.14	0.00	0.64
EFSC	ENTERPRISE FINANCIAL SERVICES CORP	$63.23	201,000	-7.37%	63.73	65.05	65.57	62.69	59.28	36.11	20.09	15.66	7.38	5.84	-0.66	-0.42	-0.25	0.77
STBA	S&T BANCORP INC	$49.48	215,000	-0.92%	50.07	50.78	50.28	47.52	44.40	38.11	27.32	22.68	0.00	0.00	-0.22	0.02	-0.24	0.74
FLG	FLAGSTAR BANK NATIONAL ASSOCIATION	$13.31	2,968,000	-25.37%	13.52	13.84	14.37	14.24	13.55	31.59	8.41	14.10	18.03	23.89	-0.27	-0.24	-0.03	1.05
PBFS	PIONEER BANCORP INC	$17.46	5,900	96.67%	17.42	17.32	17.26	16.18	15.02	53.08	63.00	68.08	74.83	87.54	0.10	0.08	0.02	0.38
FHB	FIRST HAWAIIAN INC	$25.61	1,560,000	0.06%	26.19	26.92	28.17	27.65	26.62	26.66	8.62	10.38	8.75	10.82	-0.68	-0.56	-0.11	0.89
GSBC	GREAT SOUTHERN BANCORP INC	$78.27	107,000	41.53%	78.80	79.91	79.01	74.56	68.44	42.82	27.60	27.72	6.09	6.40	-0.16	0.15	-0.31	0.64
SSB	SOUTHSTATE BANK CORP	$104.89	610,000	-24.32%	106.61	108.20	104.40	100.25	98.09	43.14	10.41	12.45	1.72	3.71	0.27	1.00	-0.73	1.00
WNEB	WESTERN NEW ENGLAND BANCORP INC	$13.74	59,500	-0.17%	13.79	13.85	14.02	13.82	13.37	47.11	37.41	39.81	8.38	11.97	-0.05	-0.04	-0.01	0.59
FNRN	FIRST NORTHERN COMMUNITY BANCORP	$16.67	46,000	-39.95%	17.27	17.41	17.82	N/A	N/A	34.81	23.46	42.11	24.69	41.41	-0.25	-0.18	-0.06	0.04
NBTB	NBT BANCORP INC	$51.42	356,000	88.36%	51.79	52.49	51.55	48.52	45.75	43.84	23.69	18.94	5.44	4.98	-0.08	0.18	-0.27	0.68
HTH	HILLTOP HOLDINGS INC	$38.05	251,000	23.65%	38.57	38.99	38.87	38.17	37.01	39.20	16.71	20.26	3.93	7.34	-0.15	-0.02	-0.12	0.83
FHN	FIRST HORIZON CORP	$24.32	5,313,000	16.92%	24.69	25.25	25.44	24.90	24.22	37.04	13.18	11.85	11.72	10.33	-0.30	-0.18	-0.12	0.81
CZWI	CITIZENS COMMUNITY BANCORP INC	$20.83	42,800	25.88%	20.93	21.00	22.12	21.43	19.82	41.87	70.23	69.08	83.57	81.51	-0.30	-0.35	0.04	0.36
FIBK	FIRST INTERSTATE BANCSYSTEM INC	$36.81	792,000	-1.12%	37.42	37.82	38.26	36.73	35.85	38.00	12.91	13.69	5.36	7.10	-0.30	-0.16	-0.15	0.90
KEY	KEYCORP	$21.61	10,763,000	41.77%	22.00	22.46	22.82	22.26	21.33	34.39	10.54	15.31	10.16	14.64	-0.28	-0.19	-0.08	1.20
RF	REGIONS FINANCIAL CORP	$29.88	9,222,000	56.25%	30.55	31.10	30.83	29.40	28.36	36.00	12.64	19.67	8.27	16.88	-0.18	-0.01	-0.17	1.05
LKFN	LAKELAND FINANCIAL CORP	$59.09	108,000	-15.63%	59.94	61.11	61.51	60.89	59.77	36.45	19.35	15.22	8.66	5.21	-0.71	-0.44	-0.27	0.63
NEWT	NEWTEKONE INC	$11.79	394,000	-41.19%	12.36	13.00	13.99	13.59	12.83	24.98	9.84	8.74	2.39	5.04	-0.60	-0.52	-0.08	1.06
CBC	CENTRAL BANCOMPANY INC	$32.11	670,000	14.14%	32.25	32.68	31.82	29.47	N/A	47.97	55.43	57.33	41.36	42.08	0.11	0.23	-0.12	0.39
HDB	HDFC BANK LTD	$22.70	11,393,000	-47.84%	23.19	23.32	24.42	24.68	28.60	38.69	25.52	27.73	38.64	41.27	-0.35	-0.35	-0.00	0.64
BOH	BANK OF HAWAII CORP	$75.93	195,000	0.52%	77.27	78.45	80.69	79.38	75.76	32.76	21.34	23.28	35.66	37.24	-1.14	-0.97	-0.17	0.87
UCB	UNITED COMMUNITY BANKS INC	$34.84	556,000	-18.48%	35.44	35.79	35.54	34.43	33.38	39.19	19.40	17.62	4.73	5.87	-0.11	0.05	-0.16	0.97
CHCO	CITY HOLDING CO	$142.95	147,000	30.09%	144.16	145.14	139.78	132.40	127.30	49.17	20.20	26.27	1.46	6.61	0.93	1.69	-0.76	0.51
BANR	BANNER CORP	$70.14	356,000	47.72%	70.90	71.58	69.87	67.42	65.06	45.36	15.84	12.94	3.19	2.39	0.09	0.48	-0.39	0.84
CLBK	COLUMBIA FINANCIAL INC	$11.62	3,223,000	26.29%	11.70	11.45	15.29	17.37	17.11	35.56	67.46	70.49	87.86	90.08	-0.78	-1.09	0.31	0.60
FFIN	FIRST FINANCIAL BANKSHARES INC	$33.23	606,000	-4.57%	33.81	34.39	34.62	33.42	32.36	36.08	15.48	12.27	12.92	6.82	-0.36	-0.19	-0.18	0.87
CFR	CULLEN/FROST BANKERS INC	$160.87	550,000	43.98%	163.60	165.30	161.45	151.08	142.59	41.28	11.60	11.44	1.38	0.92	0.06	1.14	-1.08	0.89
BCBP	BCB BANCORP INC	$8.55	97,000	-29.71%	8.69	8.78	9.71	9.98	9.09	32.11	13.54	17.36	30.62	48.76	-0.33	-0.35	0.03	0.65
BANC	BANC OF CALIFORNIA INC	$18.62	2,292,000	54.14%	18.76	19.06	19.95	19.45	19.18	38.95	11.78	13.80	17.65	20.69	-0.36	-0.34	-0.02	1.10
EFSI	EAGLE FINANCIAL SERVICES INC	$41.31	33,700	-15.11%	42.10	42.23	41.68	40.39	38.87	44.02	19.15	20.93	0.00	1.11	0.04	0.24	-0.20	0.55
BCML	BAYCOM CORP	$29.83	35,400	-31.92%	30.20	30.52	31.80	31.10	30.35	38.44	20.25	21.72	34.40	34.55	-0.46	-0.46	0.00	0.56
FINW	FINWISE BANCORP	$13.91	17,800	-32.06%	14.00	13.98	14.05	14.41	15.86	48.31	58.75	54.69	49.65	48.65	-0.01	-0.02	0.01	0.58
ECBK	ECB BANCORP INC	$20.70	8,600	28.36%	20.69	20.64	20.33	19.37	18.32	53.90	71.01	67.07	50.48	48.57	0.13	0.16	-0.03	0.37
DAAQ	DIGITAL ASSET ACQUISITION CORP	$10.44	1,200	9.09%	10.42	9.44	9.84	10.07	10.14	59.74	99.75	99.58	99.81	99.67	0.30	0.14	0.15	0.45
TCBS	TEXAS COMMUNITY BANCSHARES INC	$17.31	250	-16.67%	17.41	17.39	17.57	17.25	17.01	45.61	13.17	22.91	10.98	23.03	-0.03	-0.03	-0.01	0.08
BYFC	BROADWAY FINANCIAL CORP	$11.88	700	-85.42%	11.88	11.55	10.54	9.81	8.58	63.16	79.88	82.23	48.84	57.92	0.46	0.46	-0.00	0.49
NSTS	NSTS BANCORP INC	$13.99	4,200	-74.70%	13.98	13.90	13.83	13.49	12.77	65.95	81.33	83.11	35.40	44.65	0.06	0.05	0.01	0.14
FNWD	FINWARD BANCORP	$43.03	8,700	-43.14%	43.39	44.13	40.71	36.88	36.83	50.91	6.53	6.65	3.75	4.89	0.50	0.94	-0.44	0.17
FUSB	FIRST US BANCSHARES INC	$16.40	5,500	41.03%	16.46	16.48	16.53	16.28	15.39	47.82	43.00	47.99	30.52	37.09	-0.03	-0.01	-0.01	0.10
BSBK	BOGOTA FINANCIAL CORP	$9.16	1,800	-67.86%	9.24	9.13	9.08	8.84	8.63	51.35	45.93	51.39	15.12	24.43	0.06	0.06	-0.00	0.11
FSEA	FIRST SEACOAST BANCORP INC	$17.19	5,200	-59.69%	17.11	17.10	16.98	15.96	14.33	73.64	74.50	59.57	82.79	62.45	0.06	0.06	-0.00	0.24
HFBL	HOME FEDERAL BANCORP INC OF LOUISIANA	$24.30	650	225.00%	25.67	24.64	23.04	21.21	19.33	49.37	36.34	47.61	0.00	15.88	0.79	0.89	-0.10	0.08
KFFB	KENTUCKY FIRST FEDERAL BANCORP	$5.70	8,000	196.30%	5.76	5.66	5.32	4.93	4.72	52.67	59.30	75.54	20.93	49.57	0.18	0.16	0.02	0.05
BRBS	BLUE RIDGE BANKSHARES INC	$3.90	814,000	-16.43%	3.92	3.83	3.63	3.52	3.87	61.12	62.16	64.77	22.11	31.56	0.10	0.10	-0.01	0.68
QNBC	QNB CORP	$45.10	9,000	-54.08%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-0.27
BBD	BANK BRADESCO	$3.28	17,674,000	-17.48%	3.16	3.22	3.41	3.55	3.61	49.35	75.50	66.85	96.91	97.08	-0.06	-0.09	0.03	0.67
MGYR	MAGYAR BANCORP INC	$19.36	5,500	-6.78%	19.47	19.33	18.48	17.97	17.70	56.78	55.65	66.47	8.10	24.00	0.29	0.34	-0.05	0.13
HYNE	HOYNE BANCORP INC	$16.52	6,300	200.00%	16.54	16.43	16.51	16.22	N/A	52.14	79.82	79.92	63.98	65.74	0.03	0.02	0.01	0.18
BAFN	BAYFIRST FINANCIAL CORP	$6.50	33,000	-7.04%	7.02	6.68	6.00	6.30	6.68	48.86	32.85	47.45	4.83	26.99	0.24	0.29	-0.06	0.24
PBHC	PATHFINDER BANCORP INC	$15.71	8,700	10.13%	16.36	16.31	16.19	15.07	14.44	38.83	19.01	29.16	6.49	24.96	0.03	0.11	-0.08	0.12
SHFS	SHF HOLDINGS INC	$0.16	100,000	-71.59%	0.17	0.17	0.20	0.39	0.75	33.26	5.52	9.27	47.48	61.80	-0.01	-0.02	0.00	0.65
ITUB	ITAU UNIBANCO HOLDING SA	$7.61	14,609,000	-1.70%	7.47	7.61	8.01	8.15	8.10	46.23	55.37	47.94	85.29	86.54	-0.15	-0.18	0.03	0.67
WSBK	WINCHESTER BANCORP INC	$12.96	9,200	-43.90%	13.00	13.00	13.02	12.93	12.17	45.23	23.21	28.54	39.53	57.20	-0.01	-0.00	-0.00	-0.02
AVAL	GRUPO AVAL ACCIONES Y VALORES SA	$5.24	49,400	-49.07%	5.42	5.35	5.16	4.92	4.60	47.77	29.49	48.84	0.00	23.38	0.07	0.09	-0.03	0.58

Bank Stocks FAQ

What are the best bank stocks to buy right now in Sep 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Macro Bank (NYSE:BMA)

Macro Bank (NYSE:BMA) is the #1 top bank stock out of 312 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Macro Bank (NYSE:BMA) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

Macro Bank (NYSE:BMA) has a Due Diligence Score of 15, which is -23 points lower than the bank industry average of 38. Although this number is below the industry average, our proven quant model rates BMA as a "A".

BMA passed 5 out of 38 due diligence checks and has weak fundamentals. Macro Bank has seen its stock return 35.26% over the past year, overperforming other bank stocks by 17 percentage points.

Macro Bank has an average 1 year price target of $105.00, an upside of 33.45% from Macro Bank's current stock price of $78.68.

Macro Bank stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Macro Bank, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Citizens & Northern (NASDAQ:CZNC)

Citizens & Northern (NASDAQ:CZNC) is the #2 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Citizens & Northern (NASDAQ:CZNC) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: B.

Citizens & Northern (NASDAQ:CZNC) has a Due Diligence Score of 39, which is 1 points higher than the bank industry average of 38.

CZNC passed 13 out of 38 due diligence checks and has average fundamentals. Citizens & Northern has seen its stock return 25.01% over the past year, overperforming other bank stocks by 7 percentage points.

3. Optimumbank Holdings (NYSEMKT:OPHC)

Optimumbank Holdings (NYSEMKT:OPHC) is the #3 top bank stock out of 312 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Optimumbank Holdings (NYSEMKT:OPHC) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: D, and AI: A.

Optimumbank Holdings (NYSEMKT:OPHC) has a Due Diligence Score of 42, which is 4 points higher than the bank industry average of 38.

OPHC passed 14 out of 33 due diligence checks and has strong fundamentals. Optimumbank Holdings has seen its stock return 112.26% over the past year, overperforming other bank stocks by 94 percentage points.

Optimumbank Holdings has an average 1 year price target of $6.50, a downside of -27.78% from Optimumbank Holdings's current stock price of $9.00.

Optimumbank Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Optimumbank Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 265 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Mechanics Bancorp (NASDAQ:MCHB)

Mechanics Bancorp (NASDAQ:MCHB) has an annual dividend yield of 9.91%, which is 7 percentage points higher than the bank industry average of 2.54%. Mechanics Bancorp's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Mechanics Bancorp's dividend has shown consistent growth over the last 10 years.

Mechanics Bancorp's dividend payout ratio of 104.8% indicates that its high dividend yield might not be sustainable for the long-term.

2. Itau Unibanco Holding Sa (NYSE:ITUB)

Itau Unibanco Holding Sa (NYSE:ITUB) has an annual dividend yield of 7.55%, which is 5 percentage points higher than the bank industry average of 2.54%. Itau Unibanco Holding Sa's dividend payout is not stable, having dropped more than 10% forty-one times in the last 10 years. Itau Unibanco Holding Sa's dividend has shown consistent growth over the last 10 years.

Itau Unibanco Holding Sa's dividend payout ratio of 77.7% indicates that its high dividend yield is sustainable for the long-term.

3. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 6.47%, which is 4 percentage points higher than the bank industry average of 2.54%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 313.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks down?

Bank stocks were down -0.88% in the last day, and down -1.21% over the last week.

We couldn't find a catalyst for why bank stocks are down.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Northpointe Bancshares (NYSE:NPB)

Northpointe Bancshares (NYSE:NPB) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northpointe Bancshares has a valuation score of 43, which is -2 points higher than the bank industry average of 45. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NPB a Valuation Rating of "A".

Northpointe Bancshares's stock has dropped -5.61% in the past year. It has underperformed other stocks in the bank industry by -23 percentage points.

2. Op Bancorp (NASDAQ:OPBK)

Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 26 points higher than the bank industry average of 45. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 4.82% in the past year. It has underperformed other stocks in the bank industry by -13 percentage points.

3. Pathward Financial (NASDAQ:CASH)

Pathward Financial (NASDAQ:CASH) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Pathward Financial has a valuation score of 57, which is 12 points higher than the bank industry average of 45. It passed 4 out of 7 valuation due diligence checks.

Pathward Financial's stock has gained 3.17% in the past year. It has underperformed other stocks in the bank industry by -15 percentage points.

Are bank stocks a good buy now?

33.48% of bank stocks rated by analysts are a strong buy right now. On average, analysts expect bank stocks to rise by 10.51% over the next year.

0.36% of bank stocks have a Zen Rating of A (Strong Buy), 5.76% of bank stocks are rated B (Buy), 83.45% are rated C (Hold), 9.35% are rated D (Sell), and 1.08% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 14.05x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Macro Bank (NYSE:BMA)

2. Citizens & Northern (NASDAQ:CZNC)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Op Bancorp (NASDAQ:OPBK)

3. Pathward Financial (NASDAQ:CASH)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2026)Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Macro Bank (NYSE:BMA)

2. Citizens & Northern (NASDAQ:CZNC)

3. Optimumbank Holdings (NYSEMKT:OPHC)

1. Mechanics Bancorp (NASDAQ:MCHB)

2. Itau Unibanco Holding Sa (NYSE:ITUB)

3. Tfs Financial (NASDAQ:TFSL)

1. Northpointe Bancshares (NYSE:NPB)

2. Op Bancorp (NASDAQ:OPBK)

3. Pathward Financial (NASDAQ:CASH)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2026)
Top bank stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best bank stocks to buy now. Learn More.