NASDAQ: FDSBFifth District Bancorp Inc Stock
$15.73+0.08 (+0.51%)
Updated Jun 15, 2026
FDSB Price
$15.73
Fair Value Price
$7.48
Market Cap
$82.79M
52 Week Low
$11.94
52 Week High
$15.80
P/E
18.07x
P/B
0.64x
P/S
4.4x
PEG
N/A
Dividend Yield
N/A
Revenue
$17.85M
Earnings
$4.40M
Gross Margin
100%
Operating Margin
25.64%
Profit Margin
24.6%
Debt to Equity
3.14
Operating Cash Flow
$2M
Beta
0.27
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
FDSB Overview
Fifth District Savings Bank, the primary financial institution under Fifth District Bancorp, Inc., delivers a comprehensive range of banking products and services, primarily serving the New Orleans-Metairie Metropolitan Statistical Area. The institution offers a diverse suite of deposit products, including conventional checking accounts, higher-yield money market accounts, and certificates of deposit (CDs). Its lending activities encompass fixed-rate residential mortgage loans for one-to-four family homes, along with originating construction, home equity, and land loans. The bank also facilitates home equity lines of credit (HELOCs) and share loans, and selectively acquires commercial business loans. To complement its traditional offerings, the bank provides a robust array of electronic banking solutions. These include convenient mobile and online banking platforms, telephone banking services, bill payment capabilities, and secure electronic funds transfers facilitated by SmartPay. Established in 1926, Fifth District Savings Bank maintains its headquarters in New Orleans, Louisiana.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine FDSB's potential to beat the market
- FDSB doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
FDSB
RankedUnranked of 283
RankedUnranked of 283
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $54.64 | B | |
| $29.48 | B | |
| $70.50 | B |
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FDSB News
Overview
Due Diligence Score
–
Industry Average (38)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how FDSB scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
FDSB ($15.73) is overvalued by 110.16% relative to our estimate of its Fair Value price of $7.48 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
FDSB ($15.73) is not significantly undervalued (110.16%) relative to our estimate of its Fair Value price of $7.48 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
FDSB is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
There are 30 more FDSB due diligence checks available for Premium users.
Valuation
FDSB fair value
Fair Value of FDSB stock based on Discounted Cash Flow (DCF)
Price
$15.73
Fair Value
$7.48
Overvalued by
110.23%
FDSB ($15.73) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
FDSB ($15.73) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
FDSB price to earnings (PE)
For valuing profitable companies with steady earnings
Company
18.07x
Industry
13.92x
Market
14.3x
FDSB is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
FDSB is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
FDSB price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.64x
Industry
1.27x
FDSB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
FDSB's financial health
Profit margin
Revenue
$3.8M
Net Income
$387.0k
Profit Margin
10.2%
FDSB's Earnings (EBIT) of $4.58M... subscribe to Premium to read more.
Interest Coverage Financials
FDSB's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$535.7M
Liabilities
$406.4M
Debt to equity
3.14
FDSB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$1.0M
Investing
-$12.2M
Financing
$647.0k
FDSB's operating cash flow ($1.54M)... subscribe to Premium to read more.
Debt Coverage Financials
FDSB vs Bank Stocks
Fifth District Bancorp Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.