Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Sector: Financial Services

Overview Zen Rating Price Value Growth Financials

Momentum Sentiment Forecast Dividends Due Diligence

Ticker	Company	Market Cap	ROE	ROA	ROCE	ROIC	D/E	Current Ratio	Gross Margin	Profit Margin	Operating Margin
SMBC	SOUTHERN MISSOURI BANCORP INC	$727.59M	11.90%	1.30%	N/A	1.60%	7.98	N/A	100.00%	35.70%	44.37%
THFF	FIRST FINANCIAL CORP	$803.83M	12.70%	1.30%	N/A	1.60%	8.11	N/A	100.00%	30.20%	37.66%
XP	XP INC	$10.25B	23.20%	1.40%	N/A	1.30%	15.88	N/A	70.60%	28.20%	32.90%
GABC	GERMAN AMERICAN BANCORP INC	$1.66B	10.10%	1.30%	N/A	1.70%	6.50	N/A	100.00%	32.00%	39.94%
NPB	NORTHPOINTE BANCSHARES INC	$592.10M	10.90%	1.00%	N/A	1.30%	9.97	N/A	100.00%	28.50%	42.70%
L	LOEWS CORP	$23.00B	8.30%	1.70%	N/A	2.50%	3.65	N/A	36.60%	7.90%	12.50%
KEY	KEYCORP	$25.37B	4.90%	0.50%	N/A	0.60%	8.32	N/A	100.00%	15.70%	18.54%
BWB	BRIDGEWATER BANCSHARES INC	$550.87M	7.80%	0.70%	N/A	1.00%	9.78	N/A	100.00%	29.00%	41.97%
HTH	HILLTOP HOLDINGS INC	$2.44B	7.30%	1.00%	N/A	1.40%	6.12	N/A	100.00%	12.70%	16.25%
MPB	MID PENN BANCORP INC	$797.71M	6.90%	0.80%	N/A	1.10%	6.87	N/A	100.00%	24.00%	29.46%
MCB	METROPOLITAN BANK HOLDING CORP	$992.62M	8.70%	0.80%	N/A	1.20%	10.25	N/A	100.00%	24.30%	35.06%
PFIS	PEOPLES FINANCIAL SERVICES CORP	$560.90M	10.90%	1.00%	N/A	1.30%	9.13	N/A	100.00%	29.20%	34.68%
MRX	MAREX GROUP PLC	$3.12B	20.50%	0.80%	8.59%	2.40%	27.07	1.09	100.00%	12.80%	17.71%
FRST	PRIMIS FINANCIAL CORP	$351.43M	2.30%	0.20%	N/A	0.30%	9.35	N/A	100.00%	6.20%	7.69%
PFS	PROVIDENT FINANCIAL SERVICES INC	$3.11B	9.50%	1.00%	N/A	1.40%	7.98	N/A	100.00%	30.60%	42.85%
COFS	CHOICEONE FINANCIAL SERVICES INC	$455.67M	5.50%	0.50%	N/A	0.70%	8.56	N/A	100.00%	16.70%	20.32%
FCCO	FIRST COMMUNITY CORP	$237.15M	12.20%	0.90%	N/A	1.20%	11.79	N/A	100.00%	24.70%	31.72%
DGICA	DONEGAL GROUP INC	$695.46M	14.60%	3.60%	N/A	4.60%	2.86	N/A	42.30%	8.70%	10.89%
GSBD	GOLDMAN SACHS BDC INC	$1.05B	8.70%	3.80%	N/A	4.70%	1.33	N/A	83.60%	34.70%	64.76%
ACGL	ARCH CAPITAL GROUP LTD	$36.61B	18.20%	5.30%	N/A	6.40%	2.34	N/A	51.50%	20.80%	24.86%
BBT	BEACON FINANCIAL CORP	$2.65B	1.70%	0.20%	N/A	0.20%	8.45	N/A	100.00%	6.50%	7.87%
FIGR	FIGURE TECHNOLOGY SOLUTIONS INC	$8.83B	N/A	N/A	N/A	N/A	0.84	2.26	N/A	N/A	N/A
VEL	VELOCITY FINANCIAL INC	$797.06M	15.50%	1.40%	N/A	1.10%	9.97	N/A	100.00%	28.80%	41.06%
FSBC	FIVE STAR BANCORP	$884.18M	13.90%	1.30%	N/A	2.00%	9.76	N/A	100.00%	40.40%	56.43%
SHG	SHINHAN FINANCIAL GROUP CO LTD	$32.80B	8.10%	0.60%	N/A	0.70%	12.15	N/A	77.60%	24.40%	32.50%
SCHW	SCHWAB CHARLES CORP	$186.72B	15.80%	1.70%	N/A	2.60%	8.42	N/A	100.00%	33.90%	46.19%
PSBD	PALMER SQUARE CAPITAL BDC INC	$361.81M	-8.00%	-3.10%	N/A	0.50%	1.61	N/A	86.80%	-31.80%	8.75%
ACT	ENACT HOLDINGS INC	$6.23B	12.80%	9.80%	N/A	13.00%	0.29	N/A	90.60%	53.90%	72.93%
SHBI	SHORE BANCSHARES INC	$679.57M	10.20%	0.90%	N/A	1.30%	9.88	N/A	100.00%	26.80%	35.77%
BSVN	BANK7 CORP	$427.20M	19.10%	2.40%	N/A	3.70%	6.82	N/A	100.00%	45.30%	59.90%
HSBC	HSBC HOLDINGS PLC	$320.50B	12.40%	0.80%	N/A	1.20%	15.27	N/A	100.00%	34.80%	52.22%
ALTI	ALTI GLOBAL INC	$668.74M	-25.10%	-13.50%	N/A	-37.60%	0.45	N/A	19.10%	-74.10%	-65.10%
MBIN	MERCHANTS BANCORP	$1.95B	9.10%	1.00%	N/A	1.40%	7.70	N/A	100.00%	33.40%	53.21%
COF	CAPITAL ONE FINANCIAL CORP	$141.64B	1.30%	0.20%	N/A	0.30%	4.82	N/A	100.00%	3.80%	5.64%
STEP	STEPSTONE GROUP INC	$7.44B	N/A	-11.00%	N/A	-16.00%	-12.47	N/A	-46.40%	-30.70%	-37.77%
RDN	RADIAN GROUP INC	$4.55B	12.60%	6.50%	N/A	7.50%	0.76	N/A	97.80%	45.90%	65.97%
CIA	CITIZENS INC	$300.78M	4.90%	0.60%	N/A	0.80%	6.72	N/A	37.00%	4.40%	5.39%
CBK	COMMERCIAL BANCGROUP INC	$327.90M	N/A	N/A	N/A	N/A	8.03	N/A	N/A	N/A	N/A
MSCI	MSCI INC	$40.98B	-75.00%	22.10%	44.00%	34.00%	-3.15	0.90	82.40%	38.40%	54.37%
ALLY	ALLY FINANCIAL INC	$13.03B	1.90%	0.10%	N/A	0.40%	11.68	N/A	92.10%	3.50%	9.25%
CB	CHUBB LTD	$130.25B	14.30%	3.80%	N/A	5.10%	2.68	N/A	45.10%	16.50%	21.75%
ISTR	INVESTAR HOLDING CORP	$295.39M	8.60%	0.80%	N/A	1.00%	8.48	N/A	100.00%	24.10%	29.85%
BCS	BARCLAYS PLC	$92.41B	9.20%	0.40%	N/A	0.40%	20.32	N/A	100.00%	23.80%	30.65%
SSB	SOUTHSTATE BANK CORP	$10.84B	8.60%	1.10%	N/A	1.60%	6.33	N/A	100.00%	29.90%	39.23%
JXN	JACKSON FINANCIAL INC	$8.14B	5.20%	0.20%	N/A	0.20%	33.54	N/A	93.80%	10.80%	13.90%
BRBS	BLUE RIDGE BANKSHARES INC	$393.40M	1.30%	0.20%	N/A	0.20%	6.02	N/A	100.00%	4.60%	5.91%
UCB	UNITED COMMUNITY BANKS INC	$4.44B	8.70%	1.10%	N/A	1.50%	6.82	N/A	100.00%	29.90%	38.54%
UPST	UPSTART HOLDINGS INC	$3.72B	4.60%	1.30%	N/A	1.00%	2.91	N/A	100.00%	3.30%	3.36%
SLRC	SLR INVESTMENT CORP	$828.68M	9.10%	3.60%	N/A	4.90%	1.55	N/A	75.80%	41.00%	71.71%
MYFW	FIRST WESTERN FINANCIAL INC	$253.55M	4.90%	0.40%	N/A	0.60%	11.39	N/A	100.00%	13.20%	17.33%
UBSI	UNITED BANKSHARES INC	$6.39B	8.10%	1.30%	N/A	1.90%	5.14	N/A	100.00%	38.20%	48.32%
QCRH	QCR HOLDINGS INC	$1.61B	11.70%	1.30%	N/A	1.40%	7.80	N/A	100.00%	36.20%	38.74%
C	CITIGROUP INC	$219.53B	6.90%	0.60%	N/A	0.70%	11.40	N/A	87.50%	17.30%	23.18%
AUB	ATLANTIC UNION BANKSHARES CORP	$5.95B	5.20%	0.70%	N/A	0.90%	6.54	N/A	100.00%	19.80%	25.42%
FFBC	FIRST FINANCIAL BANCORP	$3.04B	10.20%	1.40%	N/A	1.70%	6.05	N/A	93.80%	30.40%	36.45%
CBC	CENTRAL BANCOMPANY INC	N/A	N/A	N/A	N/A	N/A	4.84	N/A	N/A	N/A	N/A
SLM	SLM CORP	$5.54B	26.20%	2.10%	N/A	2.50%	11.65	N/A	100.00%	41.60%	55.37%
QFIN	QFIN HOLDINGS INC	$2.11B	28.80%	12.20%	19.21%	24.00%	1.53	2.94	82.00%	35.10%	41.70%
GCBC	GREENE COUNTY BANCORP INC	$417.33M	15.00%	1.20%	N/A	1.40%	11.19	N/A	100.00%	44.20%	50.42%
KRNY	KEARNY FINANCIAL CORP	$527.62M	4.30%	0.40%	N/A	0.50%	9.06	N/A	100.00%	19.80%	24.26%
TRV	TRAVELERS COMPANIES INC	$67.25B	20.10%	4.30%	N/A	5.50%	3.55	N/A	43.30%	12.10%	15.90%
SLF	SUN LIFE FINANCIAL INC	$36.41B	11.90%	0.80%	N/A	1.30%	14.73	N/A	40.80%	8.60%	13.65%
BK	BANK OF NEW YORK MELLON CORP	$86.69B	11.60%	1.10%	N/A	1.90%	9.37	N/A	100.00%	25.40%	33.71%
FINW	FINWISE BANCORP	$240.08M	8.30%	1.80%	N/A	2.80%	3.79	N/A	99.90%	18.70%	24.89%
FOA	FINANCE OF AMERICA COMPANIES INC	$172.66M	-1.20%	0.00%	N/A	0.00%	106.97	N/A	100.00%	-1.10%	-0.77%
GL	GLOBE LIFE INC	$11.66B	21.10%	3.90%	N/A	4.90%	4.37	N/A	51.80%	19.40%	26.27%
PGC	PEAPACK GLADSTONE FINANCIAL CORP	$618.57M	5.50%	0.50%	N/A	0.70%	10.58	N/A	100.00%	13.80%	19.09%
OPBK	OP BANCORP	$211.38M	11.10%	0.90%	N/A	1.30%	10.80	N/A	100.00%	27.10%	37.28%
NECB	NORTHEAST COMMUNITY BANCORP INC	$347.17M	13.20%	2.20%	N/A	3.10%	4.98	N/A	100.00%	42.70%	59.64%
ATLO	AMES NATIONAL CORP	$248.54M	8.50%	0.80%	N/A	1.00%	9.51	N/A	100.00%	26.10%	32.49%
YRD	YIREN DIGITAL LTD	$332.68M	12.70%	8.90%	N/A	13.30%	0.49	N/A	88.20%	20.20%	21.01%
BPOP	POPULAR INC	$9.73B	13.20%	1.00%	N/A	1.40%	11.27	N/A	100.00%	25.70%	31.45%
EBMT	EAGLE BANCORP MONTANA INC	$186.48M	7.50%	0.60%	N/A	0.70%	10.37	N/A	100.00%	15.50%	18.87%
WTBA	WEST BANCORPORATION INC	$445.71M	13.40%	0.80%	N/A	0.90%	14.62	N/A	100.00%	35.10%	41.71%
NMR	NOMURA HOLDINGS INC	$26.96B	10.00%	0.60%	N/A	0.60%	15.33	N/A	90.60%	18.00%	24.59%
NBTB	NBT BANCORP INC	$2.44B	8.90%	1.00%	N/A	1.30%	7.70	N/A	100.00%	23.80%	31.01%
LAZ	LAZARD INC	$6.40B	38.70%	6.00%	N/A	6.70%	4.37	N/A	100.00%	9.10%	11.56%
LPLA	LPL FINANCIAL HOLDINGS INC	$30.83B	20.60%	5.30%	N/A	10.30%	2.58	N/A	34.00%	5.40%	9.46%
CIVB	CIVISTA BANCSHARES INC	$479.54M	10.40%	1.10%	N/A	1.20%	7.24	N/A	100.00%	26.90%	31.80%
IBOC	INTERNATIONAL BANCSHARES CORP	$4.64B	14.20%	2.60%	N/A	3.20%	4.29	N/A	100.00%	51.20%	62.94%
HTT	HIGH TEMPLAR TECH LIMITED	$465.29M	7.00%	6.20%	7.02%	12.80%	0.17	5.83	7.20%	894.50%	931.73%
BSRR	SIERRA BANCORP	$510.72M	11.20%	1.10%	N/A	1.30%	9.30	N/A	100.00%	27.50%	35.85%
WHF	WHITEHORSE FINANCE INC	$150.15M	3.60%	1.50%	N/A	1.00%	1.36	N/A	43.90%	12.90%	12.91%
TMP	TOMPKINS FINANCIAL CORP	$1.22B	11.20%	1.00%	N/A	1.30%	9.74	N/A	100.00%	26.70%	34.98%
PX	P10 INC	$1.12B	4.50%	1.70%	N/A	7.90%	1.56	N/A	100.00%	5.10%	15.64%
FDUS	FIDUS INVESTMENT CORP	$687.02M	11.90%	6.60%	N/A	6.70%	0.80	N/A	73.40%	54.00%	74.34%
SPFI	SOUTH PLAINS FINANCIAL INC	$702.07M	13.20%	1.40%	N/A	1.90%	8.38	N/A	100.00%	29.10%	36.88%
PUK	PRUDENTIAL PLC	$43.36B	12.90%	1.30%	N/A	1.70%	9.33	N/A	59.30%	18.90%	24.80%
CAC	CAMDEN NATIONAL CORP	$848.31M	9.20%	0.90%	N/A	1.00%	9.32	N/A	100.00%	26.60%	31.99%
NTB	BANK OF NT BUTTERFIELD & SON LTD	$2.19B	21.40%	1.60%	N/A	1.90%	11.74	N/A	100.00%	38.00%	38.88%
ISBA	ISABELLA BANK CORP	$371.89M	8.30%	0.80%	N/A	1.10%	8.94	N/A	100.00%	23.80%	28.93%
FNWD	FINWARD BANCORP	$167.84M	5.30%	0.40%	N/A	0.40%	11.40	N/A	100.00%	12.30%	13.46%
CACC	CREDIT ACCEPTANCE CORP	$5.61B	27.50%	5.10%	N/A	7.30%	4.47	N/A	70.40%	19.70%	46.05%
WTFC	WINTRUST FINANCIAL CORP	$10.81B	10.80%	1.10%	N/A	1.60%	8.88	N/A	100.00%	28.80%	41.68%
WSBC	WESBANCO INC	$3.64B	4.70%	0.70%	N/A	0.90%	5.69	N/A	100.00%	21.30%	28.17%
MFIN	MEDALLION FINANCIAL CORP	$240.71M	10.70%	1.40%	N/A	2.30%	6.05	N/A	100.00%	26.00%	41.92%
VRTS	VIRTUS INVESTMENT PARTNERS INC	$947.58M	15.10%	3.60%	N/A	6.90%	3.14	N/A	100.00%	15.50%	40.43%
TCBK	TRICO BANCSHARES	$1.70B	9.30%	1.20%	N/A	1.70%	6.57	N/A	100.00%	29.30%	39.68%
IFS	INTERCORP FINANCIAL SERVICES INC	$5.66B	17.40%	2.00%	N/A	2.50%	7.17	N/A	100.00%	34.10%	42.78%
NIC	NICOLET BANKSHARES INC	$2.25B	12.20%	1.60%	N/A	2.20%	6.43	N/A	100.00%	38.50%	47.87%

Financial Industries

Industry	Stocks	1d %	1w %	1m %	1y %	P/E ratio	P/B Ratio	ROE	ROA	ROCE	Upside/Downside	Consensus
Asset Management	102	+1.33%	-3.53%	-4.92%	-0.70%	36.48x	2.70x	+16.54%	+3.94%	+0.67%	+17.64%	Buy
Banks - Diversified	17	+2.74%	+3.91%	+1.51%	+35.64%	17.69x	1.75x	+19.14%	+0.84%	N/A	+9.74%	Buy
Banks - Regional	319	+1.26%	+4.92%	+8.46%	+12.43%	17.75x	1.43x	+11.27%	+1.23%	-0.00%	+2.62%	Buy
Capital Markets	80	+4.62%	-0.69%	-4.62%	+3.41%	19.31x	2.86x	+13.12%	+1.46%	+1.88%	+16.62%	Buy
Credit Services	55	+1.90%	+1.52%	-5.06%	-0.61%	34.22x	5.05x	+83.45%	+16.82%	+30.37%	+16.02%	Buy
Financial Conglomerates	3	+7.24%	-7.37%	-4.68%	+8.47%	14.97x	1.68x	+10.68%	+0.80%	+0.88%	+36.05%	Strong Buy
Financial Data & Stock Exchanges	10	-0.29%	-11.04%	-13.73%	-19.58%	29.71x	4.65x	+14.81%	+8.08%	+16.21%	+34.89%	Buy
Insurance Brokers	21	+0.19%	-1.66%	-4.59%	-22.73%	24.97x	4.30x	+23.80%	+6.01%	+14.54%	+18.50%	Buy
Insurance - Diversified	14	+0.88%	+4.45%	+0.56%	+1.45%	18.55x	1.58x	+9.79%	+5.24%	+0.03%	+17.63%	Buy
Insurance - Life	18	+1.43%	+0.85%	+0.33%	+4.50%	15.46x	1.55x	+12.97%	+1.42%	+0.02%	+10.75%	Buy
Insurance - Property & Casualty	40	+0.90%	+4.07%	+1.84%	+5.66%	12.36x	2.05x	+21.08%	+5.19%	+0.02%	+7.29%	Buy
Insurance - Reinsurance	9	+1.86%	+4.23%	+4.89%	+7.29%	12.50x	1.07x	+8.77%	+1.52%	N/A	+3.46%	Buy
Insurance - Specialty	20	+0.25%	+4.23%	+2.56%	+3.81%	23.09x	1.60x	+12.81%	+4.16%	+1.06%	+14.94%	Buy
Mortgage Finance	14	-0.00%	-2.01%	-10.93%	-8.66%	81.07x	0.45x	+0.22%	-0.18%	+0.05%	+35.70%	Buy

Financial Stocks FAQ

What are the best financial stocks to buy right now in Feb 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

1. Universal Insurance Holdings (NYSE:UVE)

Universal Insurance Holdings (NYSE:UVE) is the #1 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: A.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 39, which is 4 points higher than the financial sector average of 35. It passed 14 out of 38 due diligence checks and has average fundamentals. Universal Insurance Holdings has seen its stock return 58.31% over the past year, overperforming other financial stocks by 55 percentage points.

Universal Insurance Holdings has an average 1 year price target of $40.00, an upside of 26.14% from Universal Insurance Holdings's current stock price of $31.71.

Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Oppfi (NYSE:OPFI)

Oppfi (NYSE:OPFI) is the #2 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: D, Sentiment: B, Safety: B, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -19 points lower than the financial sector average of 35. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock lose -44.56% over the past year, underperforming other financial stocks by -48 percentage points.

3. Hci Group (NYSE:HCI)

Hci Group (NYSE:HCI) is the #3 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 50, which is 15 points higher than the financial sector average of 35. It passed 19 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 33.23% over the past year, overperforming other financial stocks by 30 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 50.04% from Hci Group's current stock price of $163.29.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the financial stocks with highest dividends?

Out of 465 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

1. Ofs Capital (NASDAQ:OFS)

Ofs Capital (NASDAQ:OFS) has an annual dividend yield of 26.68%, which is 23 percentage points higher than the financial sector average of 3.65%. Ofs Capital's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Ofs Capital's dividend has not shown consistent growth over the last 10 years.

Ofs Capital's dividend payout ratio of 566.7% indicates that its high dividend yield might not be sustainable for the long-term.

2. Blackrock Tcp Capital (NASDAQ:TCPC)

Blackrock Tcp Capital (NASDAQ:TCPC) has an annual dividend yield of 23.05%, which is 19 percentage points higher than the financial sector average of 3.65%. Blackrock Tcp Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Blackrock Tcp Capital's dividend has not shown consistent growth over the last 10 years.

Blackrock Tcp Capital's dividend payout ratio of -1,091.7% indicates that its high dividend yield might not be sustainable for the long-term.

3. Great Elm Capital (NASDAQ:GECC)

Great Elm Capital (NASDAQ:GECC) has an annual dividend yield of 22.56%, which is 19 percentage points higher than the financial sector average of 3.65%. Great Elm Capital's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Great Elm Capital's dividend has shown consistent growth over the last 10 years.

Great Elm Capital's dividend payout ratio of -274.5% indicates that its high dividend yield might not be sustainable for the long-term.

Why are financial stocks up?

Financial stocks were up 1.5% in the last day, and up 1.5% over the last week. Applied Digital was the among the top gainers in the financial services sector, gaining 25.52% yesterday.

Shares of crypto‑related companies are trading higher as Bitcoin is rebounding from recent weakness.

What are the most undervalued financial stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

1. Qfin Holdings (NASDAQ:QFIN)

Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 27 points higher than the financial sector average of 44. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -62.16% in the past year. It has underperformed other stocks in the financial sector by -66 percentage points.

2. Bread Financial Holdings (NYSE:BFH)

Bread Financial Holdings (NYSE:BFH) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bread Financial Holdings has a valuation score of 57, which is 13 points higher than the financial sector average of 44. It passed 4 out of 7 valuation due diligence checks.

Bread Financial Holdings's stock has gained 26.7% in the past year. It has overperformed other stocks in the financial sector by 23 percentage points.

3. Virtus Investment Partners (NYSE:VRTS)

Virtus Investment Partners (NYSE:VRTS) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Virtus Investment Partners has a valuation score of 71, which is 27 points higher than the financial sector average of 44. It passed 5 out of 7 valuation due diligence checks.

Virtus Investment Partners's stock has dropped -26.65% in the past year. It has underperformed other stocks in the financial sector by -30 percentage points.

Are financial stocks a good buy now?

38.6% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 11.89% over the next year.

1.8% of financial stocks have a Zen Rating of A (Strong Buy), 9.33% of financial stocks are rated B (Buy), 74.63% are rated C (Hold), 11.62% are rated D (Sell), and 2.62% are rated F (Strong Sell).

What is the average p/e ratio of the financial services sector?

The average P/E ratio of the financial services sector is 22.65x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Financial Industries

Financial Stocks FAQ

1. Universal Insurance Holdings (NYSE:UVE)

2. Oppfi (NYSE:OPFI)

3. Hci Group (NYSE:HCI)

1. Ofs Capital (NASDAQ:OFS)

2. Blackrock Tcp Capital (NASDAQ:TCPC)

3. Great Elm Capital (NASDAQ:GECC)

1. Qfin Holdings (NASDAQ:QFIN)

2. Bread Financial Holdings (NYSE:BFH)

3. Virtus Investment Partners (NYSE:VRTS)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBest Financial Stocks to Buy Now (2026)Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Financial Industries

Financial Stocks FAQ

1. Universal Insurance Holdings (NYSE:UVE)

2. Oppfi (NYSE:OPFI)

3. Hci Group (NYSE:HCI)

1. Ofs Capital (NASDAQ:OFS)

2. Blackrock Tcp Capital (NASDAQ:TCPC)

3. Great Elm Capital (NASDAQ:GECC)

1. Qfin Holdings (NASDAQ:QFIN)

2. Bread Financial Holdings (NYSE:BFH)

3. Virtus Investment Partners (NYSE:VRTS)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.