NASDAQ: REFIChicago Atlantic Real Estate Finance Inc Stock
$12.49-0.10 (-0.79%)
Updated Dec 2, 2025
REFI Price
$12.49
Fair Value Price
N/A
Market Cap
$263.23M
52 Week Low
$11.85
52 Week High
$16.29
P/E
7.3x
P/B
0.85x
P/S
4.88x
PEG
3.67x
Dividend Yield
16.49%
Revenue
$55.22M
Earnings
$35.77M
Gross Margin
85.6%
Operating Margin
64.78%
Profit Margin
64.8%
Debt to Equity
0.38
Operating Cash Flow
$24M
Beta
0.4
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
REFI Overview
Chicago Atlantic Real Estate Finance, Inc. invests in first mortgage loans and alternative structured financings secured by commercial real estate properties. It also offers senior loans to state-licensed operators and property owners in the cannabis industry. Chicago Atlantic was incorporated in 2021 and is headquartered in Chicago, IL.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine REFI's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Mortgage REIT
Industry Rating
F
REFI
Ranked#8 of 36
Ranked#8 of 36
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $10.11 | C | |
| $9.76 | C | |
| $7.53 | C |
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REFI News
Overview
Due Diligence Score
–
Industry Average (27)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how REFI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
REFI ($12.49) is trading above its intrinsic value of $11.18, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
REFI is good value based on its earnings relative to its share price (7.3x), compared to the US market average (45.71x)
P/E vs Market Valuation
REFI is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more REFI due diligence checks available for Premium users.
Valuation
REFI price to earnings (PE)
For valuing profitable companies with steady earnings
Company
7.3x
Industry
5.08x
Market
45.71x
REFI is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
REFI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
REFI price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.85x
Industry
0.92x
REFI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
REFI price to earnings growth (PEG)
For valuing profitable companies with growth potential
REFI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
REFI's financial health
Profit margin
Revenue
$13.7M
Net Income
$8.9M
Profit Margin
65.3%
REFI's Earnings (EBIT) of $35.77M... subscribe to Premium to read more.
Interest Coverage Financials
REFI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$427.1M
Liabilities
$117.2M
Debt to equity
0.38
REFI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$8.2M
Investing
$14.1M
Financing
-$28.9M
REFI's operating cash flow ($24.10M)... subscribe to Premium to read more.
Debt Coverage Financials
REFI vs Mortgage REIT Stocks
Chicago Atlantic Real Estate Finance Stock FAQ
Company
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