How to Buy Chicago Atlantic Real Estate Finance Stock

Chicago Atlantic Real Estate Finance Inc

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States.

Chicago Atlantic Real Estate Finance stock last closed at $12.85, down 0.54% from the previous day, and has decreased 16.01% in one year. It has underperformed other stocks in the REIT - Mortgage industry by 0.05 percentage points. Chicago Atlantic Real Estate Finance stock is currently +7.08% from its 52-week low of $12.00, and -21.11% from its 52-week high of $16.29.

At the moment, there are 20.97M REFI shares outstanding. The market cap of REFI is $269.43M. In the last 24 hours, 107,000 REFI shares were traded.

How to Buy Chicago Atlantic Real Estate Finance Stock

Wondering how to invest in Chicago Atlantic Real Estate Finance stock? Here's how.

  1. Choose where to buy Chicago Atlantic Real Estate Finance stock: You need to pick an online brokerage, but don't worry - we've sifted through dozens of stock brokerages and apps to help you decide where to buy Chicago Atlantic Real Estate Finance stock.
  2. Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Fund your brokerage account: Select your payment method and add your details.
  4. Analyze Chicago Atlantic Real Estate Finance stock: The Chicago Atlantic Real Estate Finance ticker symbol is REFI. Is Chicago Atlantic Real Estate Finance stock a good investment? Should you buy shares of REFI? How do REFI's underlying business fundamentals look? Do top analysts think Chicago Atlantic Real Estate Finance is a good buy? Why has REFI's stock price moved recently? (Hint: Our stock research tools can help you understand if REFI is a good stock to buy).
  5. Place your REFI trade: Decide if you will purchase REFI shares at the current market price or use a limit order to buy REFI shares at a given price.
  6. Get the latest news on your investment in REFI: Create a watchlist to track your investment in Chicago Atlantic Real Estate Finance stock.

Step 1: Choose where to buy Chicago Atlantic Real Estate Finance stock

You will need a brokerage account to access the NASDAQ market and buy REFI stock.

A brokerage account is an investment account that enables you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Open a brokerage account

Now that you've selected the best brokerage, the next step is to fill out some personal details so you can buy REFI stock today.

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  2. Input your personal data to open a new brokerage account.
  1. Submit your details by hitting the "Create Account" button.
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Step 3: Fund your brokerage account

Now that you've finished signing up on app for investing, you need to deposit funds:

Check out the walkthrough below if you need help transferring funds into your brokerage account.

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Step 4: Analyze Chicago Atlantic Real Estate Finance stock

Once you have figured out the best place to buy Chicago Atlantic Real Estate Finance stock, it's critical to evaluate their stock before you invest, so you truly wrap your head around the risk and upside.

Chicago Atlantic Real Estate Finance quick stats

REFI Price
$12.85
1w %
-1.91%
1y %
-16.01%
5y %
N/A
P/E
6.73x
P/B
0.87x
P/S
4.9x
PEG
N/A
Revenue
$54.75M
Earnings
$38.36M
Fore. Rev. Growth
9.95%
Fore. Earn. Growth
-2.26%
Market Cap
$269.43M
Next Earnings
Nov 5, 2025
Next Dividend
N/A

Chicago Atlantic Real Estate Finance Due Diligence Score

WallStreetZen was created to help part-time investors perform more in-depth fundamental analysis in less time.

You can see all of the due diligence checks on REFI's stock page.

Is REFI stock properly valued?

You can use many financial metrics, analyses, models, and charts to gauge REFI's fair value.

Using relative valuations methods:

  • REFI may be undervalued based on its P/E ratio of 6.73x, relative to REIT - Mortgage industry P/E ratio of 15.53x
  • REFI may be overvalued based on its P/B ratio of 0.87x, relative to REIT - Mortgage industry P/B ratio of 0.78x

You can do additional valuation research on REFI's stock here.

REFI Financials at a glance

Passed Financial Due Diligence Checks:

  • REFI has a low debt to equity ratio of 0.33.
  • REFI profit margin has gone up from 66.2% to 70.1% in the past year.
  • REFI earnings of $38.36M is not enough to cover its interest payments.
  • REFI's operating cash flow of $23.87M allows it to safely service it's debt of $87.16M.

You can dig deeper into what analysts are projecting on the Chicago Atlantic Real Estate Finance stock forecast page.

REFI Technical Indicators

SMA10
13.1
SMA20
12.8
SMA50
13.31
SMA100
13.58
SMA200
14.31
MACD
-0.03
MACD Signal
-0.08
MACD Histogram
0.05
RSI
46.03
Stochastic %K
71.57
Stochastic %D
79.58
StochRSI %K
76.32
StochRSI %D
87.35

How are REFI Revenues/Earnings doing?

Last year, REFI earnings were $38.36M. Over the last 3 year, REFI's earnings have grown by 41.8% per year. This was faster than the REIT - Mortgage industry average of -19.72%.

Last year, REFI revenue was $54.75M. In the last 3 year, REFI's revenue has gone up by 117.87% per year. This was faster than the REIT - Mortgage industry average of -5.38%.

You can analyze REFI's earnings and revenue performance here.

Latest Insiders Trades at REFI

In the last 12 months, executives and large shareholders at REFI have bought more shares than they have sold.

John Mazarakis, Executive Chairman of REFI, was the latest REFI insider to buy. They bought $102,000.00 worth of REFI stock on Oct 16, 2025.

Learn more about who owns REFI stock here.

Can I rely on REFI as an income stream?

Chicago Atlantic Real Estate Finance pays a dividend of 16.03%, compared to the REIT - Mortgage industry's average dividend yield of 11.7%. If you owned $1,000 worth of REFI stock, you would have been paid $160.31 last year.

Dig into more info about Chicago Atlantic Real Estate Finance dividend yield and history here.

Get analysis from other investors

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Step 5: Place your REFI trade

You have two main order types:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are mostly the best for newer investors.
  • Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
    If you want to be certain you're buying or selling at an exact dollar amount, place a limit order.

Hit the Open Trade button and eToro will execute your order.

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Step 6: Get the latest news on your investment in REFI

Now that you own some REFI stock, you'll want to stay up-to-date on your new investment.

Start a watchlist to keep tabs on your REFI stock.

REFI Feed

How to Buy Stock in Chicago Atlantic Real Estate Finance

To summarize, here are the 6 steps to buy stock in Chicago Atlantic Real Estate Finance:

  1. Choose where to buy Chicago Atlantic Real Estate Finance stock
  2. Open a brokerage account
  3. Fund your brokerage account
  4. Analyze Chicago Atlantic Real Estate Finance stock
  5. Place your REFI trade
  6. Get the latest news on your investment in REFI

If you require a place to buy stocks, eToro is our favorite venue.

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If you want to get updates on your new investment in Chicago Atlantic Real Estate Finance, click the button below.

NASDAQ: REFI
$12.85-0.07 (-0.54%)
Updated Oct 30, 2025
Open eToro Account
Your capital is at risk.
NASDAQ: REFI
$12.85-0.07 (-0.54%)
Updated Oct 30, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Chicago Atlantic Real Estate Finance share?

As of Oct 30, 2025, it costs $12.85 to buy one share of Chicago Atlantic Real Estate Finance stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $6, you can buy 0.467 shares of REFI.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Chicago Atlantic Real Estate Finance stock?

One way to place an order for Chicago Atlantic Real Estate Finance stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.