How to Buy Chicago Atlantic Real Estate Finance Stock

Chicago Atlantic Real Estate Finance Inc

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States.

Chicago Atlantic Real Estate Finance stock last closed at $11.27, up 0.45% from the previous day, and has decreased 25.27% in one year. It has underperformed other stocks in the REIT - Mortgage industry by 0.16 percentage points. Chicago Atlantic Real Estate Finance stock is currently +4.93% from its 52-week low of $10.74, and -24.72% from its 52-week high of $14.97.

At the moment, there are 21.21M REFI shares outstanding. The market cap of REFI is $239.01M. In the last 24 hours, 154,000 REFI shares were traded.

How to Buy Chicago Atlantic Real Estate Finance Stock

Wondering how to invest in Chicago Atlantic Real Estate Finance stock? Here's how.

  1. Choose where to buy Chicago Atlantic Real Estate Finance stock: You need to pick an online brokerage, but don't worry - we've sifted through dozens of stock brokerages and apps to help you decide where to buy Chicago Atlantic Real Estate Finance stock.
  2. Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Fund your brokerage account: Select your payment method and add your details.
  4. Analyze Chicago Atlantic Real Estate Finance stock: The Chicago Atlantic Real Estate Finance ticker symbol is REFI. Is Chicago Atlantic Real Estate Finance stock a good investment? Should you buy shares of REFI? How do REFI's underlying business fundamentals look? Do top analysts think Chicago Atlantic Real Estate Finance is a good buy? Why has REFI's stock price moved recently? (Hint: Our stock research tools can help you understand if REFI is a good stock to buy).
  5. Place your REFI trade: Decide if you will purchase REFI shares at the current market price or use a limit order to buy REFI shares at a given price.
  6. Get the latest news on your investment in REFI: Create a watchlist to track your investment in Chicago Atlantic Real Estate Finance stock.

Step 1: Choose where to buy Chicago Atlantic Real Estate Finance stock

You will need a brokerage account to access the NASDAQ market and buy REFI stock.

A brokerage account is an investment account that enables you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Open a brokerage account

Now that you've selected the best brokerage, the next step is to fill out some personal details so you can buy REFI stock today.

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  1. Submit your details by hitting the "Create Account" button.
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Step 3: Fund your brokerage account

Now that you've finished signing up on app for investing, you need to deposit funds:

Check out the walkthrough below if you need help transferring funds into your brokerage account.

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Step 4: Analyze Chicago Atlantic Real Estate Finance stock

Once you have figured out the best place to buy Chicago Atlantic Real Estate Finance stock, it's critical to evaluate their stock before you invest, so you truly wrap your head around the risk and upside.

Chicago Atlantic Real Estate Finance quick stats

REFI Price
$11.27
1w %
-0.97%
1y %
-25.27%
5y %
N/A
P/E
7.77x
P/B
0.79x
P/S
4.28x
PEG
0.77x
Revenue
$55.47M
Earnings
$30.81M
Fore. Rev. Growth
6.16%
Fore. Earn. Growth
11.18%
Market Cap
$239.01M
Next Earnings
N/A
Next Dividend
N/A

Chicago Atlantic Real Estate Finance Due Diligence Score

WallStreetZen was created to help part-time investors perform more in-depth fundamental analysis in less time.

You can see all of the due diligence checks on REFI's stock page.

Is REFI stock properly valued?

You can use many financial metrics, analyses, models, and charts to gauge REFI's fair value.

Using relative valuations methods:

  • REFI may be undervalued based on its P/E ratio of 7.77x, relative to REIT - Mortgage industry P/E ratio of 8.5x
  • REFI may be undervalued based on its P/B ratio of 0.79x, relative to REIT - Mortgage industry P/B ratio of 0.8x
  • REFI may be undervalued based on its PEG ratio of 0.77x

You can access more valuation analysis on REFI's stock here.

Is REFI a healthy company?

Passed Financial Due Diligence Checks:

  • REFI earnings of $30.81M is not enough to cover its interest payments.
  • REFI's operating cash flow of $24.33M allows it to safely service it's debt of $116.44M.

Failed Financial Due Diligence Checks:

  • REFI profit margin has gone down from 70.1% to 55.5% in the past year.
  • REFI has a relatively high debt to equity ratio of 0.44.
  • Total REFI debt is higher than 5 years ago, relative to shareholder equity.

You can dig deeper into what analysts are projecting on the Chicago Atlantic Real Estate Finance stock forecast page.

REFI Technicals

SMA10
11.52
SMA20
11.78
SMA50
11.82
SMA100
12.05
SMA200
12.61
MACD
-0.17
MACD Signal
-0.08
MACD Histogram
-0.08
RSI
39.34
Stochastic %K
11.72
Stochastic %D
11.05
StochRSI %K
2.42
StochRSI %D
0.81

REFI Growth Numbers

Last year, REFI earnings were $30.81M. Over the past 4 year, REFI's earnings have gone up by -5% per year. This was faster than the REIT - Mortgage industry average of -16.61%.

Last year, REFI revenue was $55.47M. In the last four year, REFI's revenue has gone up by 27.85% per year. This was faster than the REIT - Mortgage industry average of -2.22%.

Learn more about REFI's earnings and revenue performance here.

Who is buying/selling REFI?

In the last 12 months, insiders at REFI have bought more shares than they have sold.

John Mazarakis, Executive Chairman of REFI, was the latest REFI insider to buy. They bought $102,000.00 worth of REFI shares on Oct 16, 2025.

Get more info about who owns REFI stock here.

Does REFI provide a stable income stream?

Chicago Atlantic Real Estate Finance pays a dividend of 16.68%, compared to the REIT - Mortgage industry's average dividend yield of 13.96%. If you owned $1,000 of REFI stock, you would have been paid $166.81 last year.

Chicago Atlantic Real Estate Finance dividend payments have consistently grown over the past 5 years but have not remained stable.

Find more info about Chicago Atlantic Real Estate Finance dividend yield and history here.

What others are saying about REFI

One of the reasons eToro is our top-rated brokerage is because of its social trading community.

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Step 5: Place your REFI trade

You have two main types of orders:

  • Market order: A market order is an order to buy or sell a security at the best possible price.
    Market orders are generally sufficient.
  • Limit order: A limit order allows you to buy or sell a stock at a specific price (or better).
    If you want to make sure you're buying or selling at a given price limit, use a limit order.

Press the Open Trade button and your broker will place the order.

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Step 6: Get the latest news on your investment in REFI

Now that you own some shares in REFI, you'll want to stay up-to-date on your investment.

Start a watchlist to get notified of important updates regarding your REFI stock.

REFI Feed

How to Buy Stock in Chicago Atlantic Real Estate Finance

To summarize, here are the 6 steps to buy stock in Chicago Atlantic Real Estate Finance:

  1. Choose where to buy Chicago Atlantic Real Estate Finance stock
  2. Open a brokerage account
  3. Fund your brokerage account
  4. Analyze Chicago Atlantic Real Estate Finance stock
  5. Place your REFI trade
  6. Get the latest news on your investment in REFI

If you need a online brokerage, eToro is our favorite venue.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to monitor your new investment in Chicago Atlantic Real Estate Finance, create your watchlist below.

NASDAQ: REFI
$11.27+0.05 (+0.45%)
Updated May 19, 2026
Open eToro Account
Your capital is at risk.
NASDAQ: REFI
$11.27+0.05 (+0.45%)
Updated May 19, 2026
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Chicago Atlantic Real Estate Finance share?

As of May 19, 2026, it costs $11.27 to buy one share of Chicago Atlantic Real Estate Finance stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $5, you can buy 0.444 shares of REFI.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Chicago Atlantic Real Estate Finance stock?

One way to place an order for Chicago Atlantic Real Estate Finance stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.