NASDAQ: NMIHNmi Holdings Inc Stock
$43.89-0.30 (-0.68%)
Updated Sep 11, 2026
NMIH Price
$43.89
Fair Value Price
N/A
Market Cap
$3.30B
52 Week Low
$34.84
52 Week High
$46.73
P/E
8.49x
P/B
1.22x
P/S
4.26x
PEG
2.37x
Dividend Yield
N/A
Revenue
$730.78M
Earnings
$395.33M
Gross Margin
89.9%
Operating Margin
73.24%
Profit Margin
54.1%
Debt to Equity
0.48
Operating Cash Flow
$449M
Beta
0.78
Next Earnings
Nov 3, 2026
Ex-Dividend
N/A
Next Dividend
N/A
NMIH Overview
NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine NMIH's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +5.11% per year. Learn More
Zen Rating Component Grades
B
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Specialty Insurance
Industry Rating
C
NMIH
Ranked#11 of 20
Ranked#11 of 20
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $68.18 | B | |
| $282.46 | C | |
| $35.62 | C |
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NMIH News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how NMIH scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
NMIH ($43.89) is trading above its intrinsic value of $30.37, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
NMIH is good value based on its earnings relative to its share price (8.49x), compared to the US market average (41.76x)
P/E vs Market Valuation
NMIH is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more NMIH due diligence checks available for Premium users.
Valuation
NMIH price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.49x
Industry
16.06x
Market
41.76x
NMIH is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
NMIH is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
NMIH price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.22x
Industry
1.49x
NMIH is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
NMIH price to earnings growth (PEG)
For valuing profitable companies with growth potential
NMIH is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
NMIH's financial health
Profit margin
Revenue
$187.9M
Net Income
$105.8M
Profit Margin
56.3%
NMIH's Earnings (EBIT) of $535.20M... subscribe to Premium to read more.
Interest Coverage Financials
NMIH's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.0B
Liabilities
$1.3B
Debt to equity
0.48
NMIH's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
NMIH's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$142.6M
Investing
-$108.4M
Financing
-$32.7M
NMIH's operating cash flow ($448.51M)... subscribe to Premium to read more.
Debt Coverage Financials
NMIH vs Specialty Insurance Stocks
Nmi Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.