Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2025)
Top financial stocks in 2025 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Sector: Financial Services
Ticker
Company
Zen Rating
Financials
Market Cap
ROE
ROA
ROCE
ROIC
D/E
Current Ratio
Gross Margin
Profit Margin
Operating Margin
WAFD
WAFD INC
$2.49B7.00%0.80%N/A1.00%7.87N/A100.00%27.70%38.21%
STBA
S&T BANCORP INC
$1.52B9.70%1.40%N/A1.80%5.85N/A100.00%34.50%43.26%
FSUN
FIRSTSUN CAPITAL BANCORP
$1.06B8.40%1.10%N/A1.50%6.70N/A100.00%23.30%29.27%
AMOD
ALPHA MODUS HOLDINGS INC
$45.74M-6.40%411.70%-40.55%-163.30%-0.200.07N/AN/AN/A
RJF
RAYMOND JAMES FINANCIAL INC
$33.64B17.70%2.60%N/A3.80%5.92N/A98.50%15.40%19.88%
SBSI
SOUTHSIDE BANCSHARES INC
$943.31M10.60%1.00%N/A1.20%9.33N/A100.00%33.60%40.84%
MBI
MBIA INC
$407.44MN/A-10.40%N/A-0.40%-1.97N/A61.20%-218.40%-22.33%
GLXY
GALAXY DIGITAL INC
$9.22BN/AN/AN/AN/A4.291.35N/AN/AN/A
EQH
EQUITABLE HOLDINGS INC
$15.95B19.50%0.10%N/A0.30%261.21N/A63.10%3.00%5.78%
BMNR
BITMINE IMMERSION TECHNOLOGIES INC
$196.10M-191.60%-84.30%-113.01%-67.60%1.870.4118.80%-119.70%-60.69%
WTFC
WINTRUST FINANCIAL CORP
$9.25B10.70%1.10%N/A1.60%8.55N/A100.00%28.70%40.52%
UCB
UNITED COMMUNITY BANKS INC
$4.07B7.40%0.90%N/A1.20%6.96N/A100.00%27.40%35.26%
BSAC
BANCO SANTANDER CHILE
$13.55B16.30%1.20%N/A1.20%12.00N/A100.00%32.70%41.15%
PFSI
PENNYMAC FINANCIAL SERVICES INC
$5.63B10.00%1.60%N/A0.90%5.01N/A93.30%22.00%22.98%
ARCC
ARES CAPITAL CORP
$15.69B10.10%4.80%N/A5.10%1.07N/A75.40%44.90%69.91%
NAVI
NAVIENT CORP
$1.36B0.90%0.10%N/A0.10%18.59N/A100.00%4.40%6.56%
BXSL
BLACKSTONE SECURED LENDING FUND
$6.86B10.20%4.60%N/A5.00%1.18N/A80.60%44.30%71.79%
GGAL
GRUPO FINANCIERO GALICIA SA
$6.39B40.20%7.60%N/A9.80%4.36N/A100.00%20.40%27.73%
MUFG
MITSUBISHI UFJ FINANCIAL GROUP INC
$185.84B7.10%0.30%N/A0.50%21.15N/A100.00%22.90%32.42%
FLD
FOLD HOLDINGS INC
$170.32M-467.20%-78.30%-57.05%-51.70%1.061.604.30%-255.00%-247.44%
FBLA
FB BANCORP INC
$238.05M-1.60%-0.40%N/A-0.40%2.75N/A100.00%-7.10%-6.70%
RVSB
RIVERVIEW BANCORP INC
$107.19M3.10%0.30%N/A0.40%8.46N/A100.00%9.70%12.35%
WFC
WELLS FARGO & COMPANY
$262.62B10.80%1.00%N/A1.10%9.93N/A100.00%23.80%28.40%
SCM
STELLUS CAPITAL INVESTMENT CORP
$414.31M10.60%3.90%N/A4.70%1.76N/A77.20%38.20%71.67%
GNW
GENWORTH FINANCIAL INC
$3.52B2.20%0.20%N/A0.50%8.83N/A25.00%2.60%5.89%
NIC
NICOLET BANKSHARES INC
$2.06B11.60%1.50%N/A2.10%6.50N/A100.00%37.30%46.42%
PRK
PARK NATIONAL CORP
$2.80B13.20%1.70%N/A2.10%6.69N/A100.00%31.50%39.45%
AX
AXOS FINANCIAL INC
$5.16B17.00%1.80%N/A2.80%8.25N/A100.00%36.00%50.98%
RDN
RADIAN GROUP INC
$4.69B12.70%6.60%N/A7.50%1.13N/A97.20%45.60%65.97%
ARX
ACCELERANT HOLDINGS
N/AN/AN/AN/AN/A19.48N/AN/AN/AN/A
OFS
OFS CAPITAL CORP
$111.94M6.50%2.50%N/A4.00%1.71N/A79.00%23.60%59.77%
EIG
EMPLOYERS HOLDINGS INC
$1.01B9.40%2.80%N/A3.60%2.27N/A44.70%11.40%13.97%
DEFT
DEFI TECHNOLOGIES INC
$700.11MN/AN/AN/AN/A11.950.87N/AN/AN/A
BMO
BANK OF MONTREAL
$85.38B10.10%0.60%N/A0.70%15.51N/A100.00%24.30%32.08%
AFG
AMERICAN FINANCIAL GROUP INC
$11.39B16.90%2.50%N/A3.40%5.79N/A19.90%9.20%12.67%
AJG
ARTHUR J GALLAGHER & CO
$76.82B8.50%2.40%6.88%16.40%2.481.3684.70%13.20%20.74%
EQBK
EQUITY BANCSHARES INC
$781.60M11.40%1.20%N/A1.50%7.45N/A100.00%29.40%35.62%
MYFW
FIRST WESTERN FINANCIAL INC
$224.97M4.60%0.40%N/A0.50%10.69N/A100.00%12.40%16.32%
BCH
BANK OF CHILE
$14.38B19.80%2.30%N/A2.50%7.00N/A100.00%46.00%58.28%
SYBT
STOCK YARDS BANCORP INC
$2.40B13.30%1.40%N/A1.80%8.16N/A100.00%35.20%44.08%
FHN
FIRST HORIZON CORP
$11.53B9.20%1.00%N/A1.30%8.13N/A100.00%26.50%34.65%
BAC
BANK OF AMERICA CORP
$373.98B9.00%0.80%N/A0.90%10.49N/A100.00%25.40%28.93%
BVFL
BV FINANCIAL INC
$166.49M5.30%1.20%N/A1.70%3.59N/A100.00%27.90%38.40%
CATY
CATHAY GENERAL BANCORP
$3.49B10.00%1.20%N/A1.50%7.10N/A100.00%41.10%46.90%
MSBI
MIDLAND STATES BANCORP INC
$396.25M-17.40%-1.70%N/A-1.40%11.75N/A100.00%-48.90%-42.49%
LOB
LIVE OAK BANCSHARES INC
$1.77B5.50%0.40%N/A0.60%12.01N/A100.00%13.80%18.54%
BITF
BITFARMS LTD
$735.96M-14.10%-12.10%-17.91%-21.40%0.253.11-6.70%-35.10%-53.84%
PGC
PEAPACK GLADSTONE FINANCIAL CORP
$510.04M5.30%0.50%N/A0.70%10.43N/A100.00%13.60%18.74%
SIEB
SIEBERT FINANCIAL CORP
$111.17M10.90%1.70%12.33%-10.70%5.291.1341.60%11.00%13.64%
HOMB
HOME BANCSHARES INC
$5.87B10.80%1.90%N/A2.60%4.61N/A100.00%43.00%55.28%
BRO
BROWN & BROWN INC
$31.74B12.80%5.20%7.41%25.50%1.212.75100.00%19.90%29.87%
FCNCA
FIRST CITIZENS BANCSHARES INC
$26.62B11.00%1.10%N/A1.40%9.26N/A100.00%27.10%35.63%
PFLT
PENNANTPARK FLOATING RATE CAPITAL LTD
$1.01B7.00%3.00%N/A4.40%1.32N/A82.40%28.30%63.64%
BETR
BETTER HOME & FINANCE HOLDING CO
$323.41MN/A-20.10%N/A-13.60%15.09N/A-29.20%-153.30%-152.69%
PEBO
PEOPLES BANCORP INC
$1.11B9.20%1.10%N/A1.50%7.27N/A100.00%25.30%32.64%
BRK.B
BERKSHIRE HATHAWAY INC
$1.08T9.70%5.40%N/A7.30%0.74N/A30.30%15.80%20.43%
BWIN
BALDWIN INSURANCE GROUP INC
$3.75B-2.90%-0.50%3.83%6.70%4.261.2327.50%-1.20%7.16%
MBIN
MERCHANTS BANCORP
$1.49B9.80%1.10%N/A1.50%7.76N/A100.00%34.90%55.94%
WABC
WESTAMERICA BANCORPORATION
$1.27B13.90%2.10%N/A3.20%5.32N/A100.00%46.10%62.64%
FIBK
FIRST INTERSTATE BANCSYSTEM INC
$3.36B6.80%0.80%N/A1.00%7.06N/A100.00%24.50%32.00%
HOPE
HOPE BANCORP INC
$1.43B4.40%0.60%N/A0.80%6.90N/A100.00%21.10%27.84%
CIFR
CIPHER MINING INC
$2.61B-17.80%-14.90%-16.32%-17.80%0.241.1158.90%-81.20%-83.19%
TFSL
TFS FINANCIAL CORP
$3.99B4.40%0.50%N/A0.50%8.20N/A100.00%27.00%34.13%
AGO
ASSURED GUARANTY LTD
$4.02B7.90%3.70%N/A4.70%1.12N/A98.50%45.60%66.05%
FSK
FS KKR CAPITAL CORP
$5.04B3.40%1.50%N/A3.10%1.38N/A77.80%13.20%42.59%
SRBK
SR BANCORP INC
$136.21M-0.10%0.00%N/A0.10%4.51N/A100.00%-0.40%3.58%
HTBK
HERITAGE COMMERCE CORP
$638.13M6.10%0.80%N/A1.30%6.92N/A100.00%24.10%33.65%
ESQ
ESQUIRE FINANCIAL HOLDINGS INC
$848.69M19.20%2.50%N/A3.60%6.80N/A100.00%36.30%49.23%
STEL
STELLAR BANCORP INC
$1.59B6.80%1.00%N/A1.50%5.54N/A100.00%25.90%32.59%
LDI
LOANDEPOT INC
$673.02M-30.10%-1.40%N/A0.70%22.74N/A36.60%-7.70%6.02%
NTRS
NORTHERN TRUST CORP
$25.05B13.20%1.00%N/A1.80%12.36N/A100.00%21.50%29.06%
JPM
JPMORGAN CHASE & CO
$827.87B15.80%1.30%N/A1.50%11.76N/A100.00%31.40%39.66%
CHCO
CITY HOLDING CO
$1.88B16.30%1.90%N/A2.30%7.63N/A100.00%40.60%49.75%
WULF
TERAWULF INC
$3.63B-42.20%-19.70%-15.47%-16.80%3.941.9044.90%-93.90%-84.40%
CRCL
CIRCLE INTERNET GROUP INC
$30.04BN/AN/AN/AN/A26.061.03N/AN/AN/A
VBNK
VERSABANK
$354.45M6.90%0.70%N/A1.00%8.55N/A100.00%28.30%39.44%
HWC
HANCOCK WHITNEY CORP
$5.41B11.40%1.30%N/A1.70%7.12N/A100.00%33.50%41.92%
UBFO
UNITED SECURITY BANCSHARES
$165.50M10.20%1.10%N/A1.50%7.97N/A100.00%28.10%38.46%
OBK
ORIGIN BANCORP INC
$1.21B6.00%0.70%N/A0.90%7.03N/A100.00%20.50%26.07%
FITB
FIFTH THIRD BANCORP
$30.18B10.70%1.00%N/A1.30%8.94N/A100.00%27.30%36.96%
RELI
RELIANCE GLOBAL GROUP INC
$4.19M157.40%26.10%32.60%33.00%4.841.4289.10%30.90%28.84%
EWBC
EAST WEST BANCORP INC
$14.60B15.10%1.60%N/A2.10%8.53N/A100.00%47.30%61.02%
TCBK
TRICO BANCSHARES
$1.49B9.00%1.10%N/A1.60%6.83N/A100.00%28.60%38.68%
FCBC
FIRST COMMUNITY BANKSHARES INC
$697.61M9.80%1.60%N/A2.40%5.33N/A100.00%30.80%39.37%
CBU
COMMUNITY FINANCIAL SYSTEM INC
$3.20B10.80%1.20%N/A1.50%8.14N/A100.00%25.80%33.42%
MVBF
MVB FINANCIAL CORP
$309.92M6.30%0.60%N/A0.90%8.74N/A100.00%13.10%17.28%
PSEC
PROSPECT CAPITAL CORP
$1.34B-18.00%-8.30%N/A-3.50%0.73N/A74.10%-82.50%-44.71%
WAL
WESTERN ALLIANCE BANCORPORATION
$9.82B12.20%1.00%N/A1.20%11.15N/A100.00%26.70%33.38%
HUT
HUT 8 CORP
$2.76B-6.40%-4.00%4.93%5.00%0.611.2641.70%-39.90%50.55%
INBK
FIRST INTERNET BANCORP
$220.35M4.00%0.30%N/A0.20%14.56N/A100.00%14.60%13.29%
RKT
ROCKET COMPANIES INC
$35.78B0.40%0.00%N/A0.50%28.54N/A51.00%0.10%3.58%
MTB
M&T BANK CORP
$31.38B8.80%1.20%N/A1.70%6.42N/A100.00%28.60%37.39%
BANR
BANNER CORP
$2.33B10.00%1.10%N/A1.40%7.81N/A100.00%29.20%36.16%
FFIN
FIRST FINANCIAL BANKSHARES INC
$5.35B14.70%1.70%N/A2.30%7.28N/A100.00%42.50%51.91%
OPOF
OLD POINT FINANCIAL CORP
$210.01M7.50%0.60%N/A0.80%10.87N/A100.00%14.20%17.56%
BOKF
BOK FINANCIAL CORP
$7.11B9.40%1.10%N/A1.30%7.66N/A100.00%25.80%32.98%
HBAN
HUNTINGTON BANCSHARES INC
$25.97B9.70%1.00%N/A1.30%8.93N/A100.00%27.40%35.55%
HFWA
HERITAGE FINANCIAL CORP
$832.87M5.60%0.70%N/A0.90%6.96N/A100.00%22.40%27.12%
BFC
BANK FIRST CORP
$1.28B10.90%1.60%N/A2.10%6.13N/A100.00%41.70%51.36%
TFIN
TRIUMPH FINANCIAL INC
$1.46B1.20%0.20%N/A0.40%6.12N/A100.00%2.50%4.90%

Financial Industries

IndustryStocks1d %1w %1m %1y %DD ScoreP/E ratioP/B RatioROEROAROCEUpside/DownsideConsensus
102-0.05%+2.31%+0.18%+15.02%48.09x3.08x+15.62%+4.17%+1.38%+1.35%Buy
17+0.06%+4.02%+3.41%+35.22%15.37x1.51x+17.35%+0.85%N/A+14.82%Buy
329-0.35%+4.84%+3.65%+12.09%12.03x1.25x+11.14%+1.23%+0.00%+6.30%Buy
74+0.24%+3.51%+1.40%+37.65%21.84x2.69x+14.37%+2.14%+1.90%+4.35%Buy
61+0.73%+4.49%+1.40%+26.35%32.98x5.33x+79.75%+16.49%+29.39%+9.75%Buy
3-0.66%+3.20%+18.10%+13.27%10.86x1.96x+4.04%-0.93%-0.25%+5.78%Buy
10-0.50%-0.01%-3.32%+6.05%35.12x5.47x+11.34%+7.13%+16.51%+13.87%Buy
20-0.75%-2.64%-1.24%-8.13%48.89x4.83x+22.21%+5.59%+12.85%+13.72%Buy
13+0.16%+0.53%+3.09%+5.26%17.00x1.62x+9.79%+4.96%+0.04%+19.79%Buy
17-0.28%+1.12%+3.47%+8.21%-21.45x1.50x+11.40%+1.17%+0.01%+13.64%Buy
40-0.38%-0.68%+0.87%+11.33%13.30x2.13x+21.30%+5.19%+0.01%+12.27%Buy
9-0.75%-0.80%+0.94%-6.74%13.62x1.02x+8.94%+1.58%N/A+18.76%Buy
20-0.38%+0.93%+7.28%+6.66%20.64x1.68x+11.11%+3.79%+1.09%+11.37%Buy
16-0.65%+3.98%+14.43%+14.06%356.17x0.49x+3.19%+0.54%-0.01%+0.27%Buy

Financial Stocks FAQ

What are the best financial stocks to buy right now in Aug 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

1. Oppfi (NYSE:OPFI)


Oppfi (NYSE:OPFI) is the #1 top financial stock out of 731 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: A, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 22, which is -12 points lower than the financial sector average of 34. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 9 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock return 123.79% over the past year, overperforming other financial stocks by 110 percentage points.

Oppfi has an average 1 year price target of $13.50, an upside of 32.87% from Oppfi's current stock price of $10.16.

Oppfi stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Oppfi, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Regional Management (NYSE:RM)


Regional Management (NYSE:RM) is the #2 top financial stock out of 731 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Regional Management (NYSE:RM) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: B, Financials: B, and AI: C.

Regional Management (NYSE:RM) has a Due Diligence Score of 42, which is 8 points higher than the financial sector average of 34. It passed 14 out of 38 due diligence checks and has strong fundamentals. Regional Management has seen its stock return 33.26% over the past year, overperforming other financial stocks by 20 percentage points.

Regional Management has an average 1 year price target of $30.00, a downside of -30.67% from Regional Management's current stock price of $43.27.

Regional Management stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Regional Management, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Enova International (NYSE:ENVA)


Enova International (NYSE:ENVA) is the #3 top financial stock out of 731 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Enova International (NYSE:ENVA) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Enova International (NYSE:ENVA) has a Due Diligence Score of 46, which is 12 points higher than the financial sector average of 34. It passed 16 out of 33 due diligence checks and has strong fundamentals. Enova International has seen its stock return 47.04% over the past year, overperforming other financial stocks by 33 percentage points.

Enova International has an average 1 year price target of $129.50, an upside of 6.37% from Enova International's current stock price of $121.75.

Enova International stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Enova International, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the financial stocks with highest dividends?

Out of 483 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

1. Hdfc Bank (NYSE:HDB)


Hdfc Bank (NYSE:HDB) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.24%. Hdfc Bank's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Hdfc Bank's dividend has shown consistent growth over the last 10 years.

Hdfc Bank's dividend payout ratio of 22.1% indicates that its dividend yield is sustainable for the long-term.

2. Glen Burnie Bancorp (NASDAQ:GLBZ)


Glen Burnie Bancorp (NASDAQ:GLBZ) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.24%. Glen Burnie Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Glen Burnie Bancorp's dividend has shown consistent growth over the last 10 years.

3. Noah Holdings (NYSE:NOAH)


Noah Holdings (NYSE:NOAH) has an annual dividend yield of N/A, which is N/A percentage points lower than the financial sector average of 3.24%. Noah Holdings's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Noah Holdings's dividend has shown consistent growth over the last 10 years.

Why are financial stocks down?

Financial stocks were down -0.19% in the last day, and up 2.42% over the last week. Accelerant Holdings was the among the top losers in the financial services sector, dropping -26.36% yesterday.

Accelerant Holdings shares are trading lower after Wells Fargo lowered its price target on the stock from $28 to $23.

What are the most undervalued financial stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

1. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 33 points higher than the financial sector average of 38. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -0.81% in the past year. It has underperformed other stocks in the financial sector by -14 percentage points.

2. Western Union Co (NYSE:WU)


Western Union Co (NYSE:WU) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Western Union Co has a valuation score of 43, which is 5 points higher than the financial sector average of 38. It passed 3 out of 7 valuation due diligence checks.

Western Union Co's stock has dropped -29.73% in the past year. It has underperformed other stocks in the financial sector by -43 percentage points.

3. Crawford & Co (NYSE:CRD.A)


Crawford & Co (NYSE:CRD.A) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 71, which is 33 points higher than the financial sector average of 38. It passed 5 out of 7 valuation due diligence checks.

Crawford & Co's stock has gained 1.4% in the past year. It has underperformed other stocks in the financial sector by -12 percentage points.

Are financial stocks a good buy now?

37.32% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 8.31% over the next year.

2.39% of financial stocks have a Zen Rating of A (Strong Buy), 8.44% of financial stocks are rated B (Buy), 73.73% are rated C (Hold), 13.85% are rated D (Sell), and 1.59% are rated F (Strong Sell).

What is the average p/e ratio of the financial services sector?

The average P/E ratio of the financial services sector is 25.14x.
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