Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Sector: Financial Services
Ticker
Company
Zen Rating
Financials
Market Cap
ROE
ROA
ROCE
ROIC
D/E
Current Ratio
Gross Margin
Profit Margin
Operating Margin
RY
ROYAL BANK OF CANADA
$238.67B15.10%0.90%N/A1.20%15.72N/A100.00%30.60%38.50%
ESNT
ESSENT GROUP LTD
$6.31B12.40%9.70%N/A11.50%0.28N/A89.40%55.60%68.46%
PYPL
PAYPAL HOLDINGS INC
$37.21B25.90%6.50%18.65%23.70%2.961.2941.50%15.80%18.97%
RKT
ROCKET COMPANIES INC
$53.16B-2.30%-0.40%N/A0.30%2.79N/A53.80%-1.80%1.99%
ARES
ARES MANAGEMENT CORP
$42.64B13.10%2.10%N/A5.20%4.11N/A100.00%10.30%32.09%
UMBF
UMB FINANCIAL CORP
$10.20B9.50%0.90%N/A1.30%8.66N/A100.00%26.80%33.80%
BNT
BROOKFIELD WEALTH SOLUTIONS LTD
$16.56B6.50%0.60%N/A1.00%8.83N/A29.70%5.50%9.62%
EFSC
ENTERPRISE FINANCIAL SERVICES CORP
$2.22B10.10%1.20%N/A1.80%7.27N/A100.00%27.80%39.83%
HIPO
HIPPO HOLDINGS INC
$747.39M26.70%5.80%N/A7.00%3.45N/A23.20%21.30%21.51%
FSBW
FS BANCORP INC
$317.88M10.80%1.00%N/A1.20%9.68N/A100.00%22.90%28.84%
CASH
PATHWARD FINANCIAL INC
$2.04B22.80%2.60%N/A3.40%7.85N/A100.00%24.20%28.96%
BX
BLACKSTONE INC
$95.77B32.90%6.00%N/A7.80%3.00N/A61.10%20.60%31.73%
ONB
OLD NATIONAL BANCORP
$10.11B8.10%0.90%N/A1.20%7.57N/A100.00%27.70%35.46%
OSBC
OLD SECOND BANCORP INC
$1.11B9.60%1.20%N/A1.60%7.07N/A100.00%24.40%32.45%
OXSQ
OXFORD SQUARE CAPITAL CORP
$155.17M-1.60%-0.90%N/A1.50%0.98N/A89.10%-6.40%14.56%
TCPC
BLACKROCK TCP CAPITAL CORP
$412.33M-1.20%-0.50%N/A2.00%1.45N/A92.30%-4.20%27.31%
RLI
RLI CORP
$5.67B21.00%6.00%N/A7.50%2.33N/A58.20%19.00%24.00%
FBK
FB FINANCIAL CORP
$3.29B6.10%0.70%N/A0.90%7.21N/A100.00%22.40%25.68%
BLK
BLACKROCK INC
$163.90B12.20%4.10%N/A8.40%1.82N/A47.70%26.60%36.57%
BNS
BANK OF NOVA SCOTIA
$94.38B8.60%0.50%N/A0.80%15.79N/A100.00%19.30%27.93%
CFG
CITIZENS FINANCIAL GROUP INC
$29.26B6.30%0.70%N/A1.00%7.62N/A100.00%21.00%27.15%
SSSS
SURO CAPITAL CORP
$225.57M36.00%25.90%N/A24.20%0.33N/A100.00%2,929.30%3,137.01%
PFSI
PENNYMAC FINANCIAL SERVICES INC
$4.97B12.50%2.00%N/A1.20%5.04N/A94.10%25.20%27.61%
BLX
FOREIGN TRADE BANK OF LATIN AMERICA INC
$1.80B16.20%1.80%N/A1.50%7.87N/A100.00%67.80%67.80%
FUFU
BITFUFU INC
$436.59M35.00%14.90%23.09%23.60%1.292.584.80%13.60%16.40%
ITIC
INVESTORS TITLE CO
$527.14M13.70%10.50%N/A14.60%0.31N/A100.00%13.20%16.71%
AON
AON PLC
$73.52B37.60%5.30%15.86%19.80%5.471.06100.00%16.00%24.72%
FHN
FIRST HORIZON CORP
$12.92B9.70%1.00%N/A1.40%8.26N/A100.00%26.90%35.55%
ARX
ACCELERANT HOLDINGS
$2.60BN/AN/AN/AN/A10.58N/AN/AN/AN/A
INTR
INTER & CO INC
$3.90B13.20%1.50%N/A2.50%8.47N/A71.70%15.50%26.68%
BCBP
BCB BANCORP INC
$142.65M0.30%0.00%N/A0.10%9.53N/A100.00%1.30%5.77%
MSBI
MIDLAND STATES BANCORP INC
$516.81M-21.50%-1.80%N/A-1.50%10.84N/A100.00%-51.00%-44.23%
AXG
SOLOWIN HOLDINGS LTD
$589.92M-3.70%-3.50%-1.86%-110.90%0.042.1730.90%-90.90%-90.63%
CATY
CATHAY GENERAL BANCORP
$3.68B10.60%1.30%N/A1.60%7.30N/A100.00%42.80%51.08%
EG
EVEREST GROUP LTD
$13.79B3.80%0.90%N/A1.20%3.05N/A10.40%3.10%4.16%
AVBC
AVIDIA BANCORP INC
$389.68MN/AN/AN/AN/A6.49N/AN/AN/AN/A
USCB
USCB FINANCIAL HOLDINGS INC
$364.56M14.40%1.20%N/A1.50%12.24N/A100.00%34.30%45.21%
LMND
LEMONADE INC
$5.55B-31.90%-9.20%N/A-11.10%2.72N/A38.10%-26.40%-27.04%
CRBG
COREBRIDGE FINANCIAL INC
$16.22B8.00%0.20%N/A0.50%29.31N/A32.60%5.40%10.53%
PWP
PERELLA WEINBERG PARTNERS
$2.07B-13.70%6.90%N/A6.00%-1.49N/A30.00%6.20%4.95%
CTBI
COMMUNITY TRUST BANCORP INC
$1.19B11.70%1.50%N/A1.90%6.99N/A100.00%35.70%46.30%
FCF
FIRST COMMONWEALTH FINANCIAL CORP
$1.95B9.70%1.20%N/A1.50%6.98N/A100.00%30.50%38.27%
CNCK
COINCHECK GROUP NV
$320.50M-158.00%-4.10%-112.04%-24.10%12.161.063.30%-3.50%-3.09%
SFNC
SIMMONS FIRST NATIONAL CORP
$3.16B-12.20%-1.60%N/A-2.30%6.22N/A100.00%32,594.40%43,297.41%
WBS
WEBSTER FINANCIAL CORP
$11.80B9.70%1.10%N/A1.50%7.79N/A100.00%34.80%46.32%
LIFE
ETHOS TECHNOLOGIES INC
N/AN/AN/AN/AN/A-2.722.17N/AN/AN/A
MTG
MGIC INVESTMENT CORP
$6.11B14.60%11.50%N/A14.20%0.28N/A97.80%62.00%81.07%
SII
SPROTT INC
$3.07B15.00%12.00%17.10%56.70%0.352.1442.10%23.30%32.28%
INDB
INDEPENDENT BANK CORP
$4.26B5.70%0.90%N/A1.10%6.05N/A100.00%25.20%32.33%
BPRN
PRINCETON BANCORP INC
$246.30M6.70%0.80%N/A1.00%7.36N/A100.00%23.20%29.49%
WTM
WHITE MOUNTAINS INSURANCE GROUP LTD
$5.58B3.00%1.20%N/A2.30%1.39N/A59.90%5.60%10.20%
LDI
LOANDEPOT INC
$716.46M-27.50%-1.20%N/A0.70%22.41N/A37.10%-6.50%6.28%
AVBH
AVIDBANK HOLDINGS INC
$334.11MN/AN/AN/AN/A7.65N/AN/AN/AN/A
NDAQ
NASDAQ INC
$48.44B14.00%5.30%10.38%22.30%1.550.9962.30%19.90%29.17%
HOPE
HOPE BANCORP INC
$1.60B2.20%0.30%N/A0.40%7.20N/A100.00%11.20%14.99%
CWBC
COMMUNITY WEST BANCSHARES
$486.82M9.00%1.00%N/A1.30%8.09N/A100.00%24.50%34.08%
SNFCA
SECURITY NATIONAL FINANCIAL CORP
$231.79M5.30%1.20%N/A1.90%3.28N/A68.90%5.50%8.36%
BCSF
BAIN CAPITAL SPECIALTY FINANCE INC
$850.43M8.20%3.50%N/A4.40%1.41N/A80.60%33.50%64.38%
LNC
LINCOLN NATIONAL CORP
$7.66B22.10%0.50%N/A-0.30%38.73N/A15.00%11.00%-6.80%
OFG
OFG BANCORP
$1.80B15.20%1.70%N/A2.10%7.89N/A100.00%32.00%38.38%
OWL
BLUE OWL CAPITAL INC
$19.53B2.30%0.40%N/A3.40%2.74N/A53.10%1.90%8.59%
RYAN
RYAN SPECIALTY HOLDINGS INC
$12.54B11.50%0.70%7.03%9.10%13.671.00100.00%2.30%12.79%
GNW
GENWORTH FINANCIAL INC
$3.61B2.50%0.30%N/A0.50%8.93N/A24.80%3.00%5.84%
OFS
OFS CAPITAL CORP
$59.76M2.10%0.80%N/A3.00%1.77N/A79.70%7.50%45.17%
IBCP
INDEPENDENT BANK CORP
$757.33M14.50%1.30%N/A1.60%10.19N/A100.00%30.70%37.57%
RRBI
RED RIVER BANCSHARES INC
$615.12M12.10%1.30%N/A1.70%8.15N/A100.00%34.10%42.36%
WSFS
WSFS FINANCIAL CORP
$3.86B10.40%1.30%N/A2.00%6.57N/A100.00%27.60%36.39%
CZNC
CITIZENS & NORTHERN CORP
$418.17M9.50%1.00%N/A1.30%8.06N/A100.00%24.80%30.44%
BUSE
FIRST BUSEY CORP
$2.41B4.60%0.60%N/A0.90%6.43N/A100.00%16.60%24.93%
OCFC
OCEANFIRST FINANCIAL CORP
$1.14B4.50%0.60%N/A0.70%7.67N/A100.00%19.70%27.01%
EWBC
EAST WEST BANCORP INC
$16.85B15.60%1.60%N/A2.10%8.28N/A100.00%47.70%60.96%
ORRF
ORRSTOWN FINANCIAL SERVICES INC
$769.81M13.50%1.30%N/A1.70%8.56N/A100.00%29.50%37.32%
OVLY
OAK VALLEY BANCORP
$282.01M12.60%1.20%N/A1.80%9.06N/A100.00%29.60%37.88%
PFG
PRINCIPAL FINANCIAL GROUP INC
$21.38B13.90%0.50%N/A0.60%27.63N/A46.30%10.00%11.60%
BTCS
BTCS INC
$81.03M70.00%54.60%23.75%56.70%0.334.7910.20%464.50%479.12%
FMAO
FARMERS & MERCHANTS BANCORP INC
$388.99M9.20%0.90%N/A1.20%8.37N/A100.00%28.00%35.25%
WNEB
WESTERN NEW ENGLAND BANCORP INC
$293.44M5.60%0.50%N/A0.60%10.23N/A100.00%16.90%22.18%
RNST
RENASANT CORP
$3.97B4.50%0.70%N/A0.90%5.99N/A100.00%19.00%23.17%
WU
WESTERN UNION CO
$3.27B83.00%9.50%N/A10.40%7.41N/A37.40%18.80%18.51%
BTGO
BITGO HOLDINGS INC
N/AN/AN/AN/AN/A10.381.09N/AN/AN/A
KNSL
KINSALE CAPITAL GROUP INC
$9.63B28.50%8.80%N/A11.20%2.13N/A51.70%26.30%33.74%
CM
CANADIAN IMPERIAL BANK OF COMMERCE
$89.58B12.90%0.70%N/A0.60%16.41N/A100.00%27.70%37.46%
CFBK
CF BANKSHARES INC
$214.64M9.00%0.70%N/A1.00%10.77N/A100.00%31.00%39.15%
ABTC
AMERICAN BITCOIN CORP
$1.22B-5.60%-2.60%-0.58%-2.30%1.020.0750.00%-10.80%-8.30%
FDSB
FIFTH DISTRICT BANCORP INC
$83.50M2.90%0.70%N/A0.70%3.11N/A100.00%22.20%22.10%
MC
MOELIS & CO
$5.74B47.50%17.20%N/A22.90%1.68N/A100.00%16.00%20.52%
IGIC
INTERNATIONAL GENERAL INSURANCE HOLDINGS LTD
$1.08B18.80%6.00%N/A6.30%2.09N/A58.00%23.80%23.25%
VLY
VALLEY NATIONAL BANCORP
$7.65B6.50%0.80%N/A1.00%7.19N/A100.00%28.30%35.28%
BRK.B
BERKSHIRE HATHAWAY INC
$1.10T10.10%5.70%N/A7.80%0.75N/A31.20%16.80%21.71%
HNVR
HANOVER BANCORP INC
$168.01M5.70%0.50%N/A0.70%10.55N/A100.00%16.70%22.07%
HLI
HOULIHAN LOKEY INC
$12.07B20.10%11.90%N/A32.40%0.72N/A100.00%16.90%21.83%
FVCB
FVCBANKCORP INC
$289.02M8.80%0.90%N/A1.30%8.28N/A100.00%33.20%42.35%
PGR
PROGRESSIVE CORP
$118.62B35.00%9.40%N/A11.50%2.43N/A36.90%12.60%16.18%
BMA
MACRO BANK INC
$5.94B10.70%3.10%N/A3.10%2.58N/A100.00%7.10%7.83%
WAL
WESTERN ALLIANCE BANCORPORATION
$10.39B12.60%1.00%N/A1.30%11.26N/A100.00%27.80%34.38%
HBT
HBT FINANCIAL INC
$927.56M13.70%1.60%N/A2.20%7.40N/A100.00%33.60%45.44%
TBBK
BANCORP INC
$2.72B28.00%2.60%N/A3.50%10.05N/A100.00%43.50%58.19%
MCBS
METROCITY BANKSHARES INC
$763.66M15.40%1.80%N/A2.40%7.14N/A100.00%45.20%61.38%
UBS
UBS GROUP AG
$139.41B5.90%0.30%N/A0.40%17.39N/A100.00%10.50%13.91%
NP
NEPTUNE INSURANCE HOLDINGS INC
$3.25BN/AN/AN/AN/A-0.680.90N/AN/AN/A

Financial Industries

IndustryStocks1d %1w %1m %1y %DD ScoreP/E ratioP/B RatioROEROAROCEUpside/DownsideConsensus
102+1.33%-3.53%-4.92%-0.70%36.48x2.70x+16.54%+3.94%+0.67%+17.64%Buy
17+2.74%+3.91%+1.51%+35.64%17.69x1.75x+19.14%+0.84%N/A+9.74%Buy
319+1.26%+4.92%+8.46%+12.43%17.75x1.43x+11.27%+1.23%-0.00%+2.62%Buy
80+4.62%-0.69%-4.62%+3.41%19.31x2.86x+13.12%+1.46%+1.88%+16.62%Buy
55+1.90%+1.52%-5.06%-0.61%34.22x5.05x+83.45%+16.82%+30.37%+16.02%Buy
3+7.24%-7.37%-4.68%+8.47%14.97x1.68x+10.68%+0.80%+0.88%+36.05%Strong Buy
10-0.29%-11.04%-13.73%-19.58%29.71x4.65x+14.81%+8.08%+16.21%+34.89%Buy
21+0.19%-1.66%-4.59%-22.73%24.97x4.30x+23.80%+6.01%+14.54%+18.50%Buy
14+0.88%+4.45%+0.56%+1.45%18.55x1.58x+9.79%+5.24%+0.03%+17.63%Buy
18+1.43%+0.85%+0.33%+4.50%15.46x1.55x+12.97%+1.42%+0.02%+10.75%Buy
40+0.90%+4.07%+1.84%+5.66%12.36x2.05x+21.08%+5.19%+0.02%+7.29%Buy
9+1.86%+4.23%+4.89%+7.29%12.50x1.07x+8.77%+1.52%N/A+3.46%Buy
20+0.25%+4.23%+2.56%+3.81%23.09x1.60x+12.81%+4.16%+1.06%+14.94%Buy
14-0.00%-2.01%-10.93%-8.66%81.07x0.45x+0.22%-0.18%+0.05%+35.70%Buy

Financial Stocks FAQ

What are the best financial stocks to buy right now in Feb 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

1. Universal Insurance Holdings (NYSE:UVE)


Universal Insurance Holdings (NYSE:UVE) is the #1 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: A.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 39, which is 4 points higher than the financial sector average of 35. It passed 14 out of 38 due diligence checks and has average fundamentals. Universal Insurance Holdings has seen its stock return 58.31% over the past year, overperforming other financial stocks by 55 percentage points.

Universal Insurance Holdings has an average 1 year price target of $40.00, an upside of 26.14% from Universal Insurance Holdings's current stock price of $31.71.

Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Oppfi (NYSE:OPFI)


Oppfi (NYSE:OPFI) is the #2 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Oppfi (NYSE:OPFI) is: Value: B, Growth: A, Momentum: D, Sentiment: B, Safety: B, Financials: A, and AI: C.

Oppfi (NYSE:OPFI) has a Due Diligence Score of 16, which is -19 points lower than the financial sector average of 35. Although this number is below the industry average, our proven quant model rates OPFI as a "A".It passed 6 out of 38 due diligence checks and has weak fundamentals. Oppfi has seen its stock lose -44.56% over the past year, underperforming other financial stocks by -48 percentage points.

3. Hci Group (NYSE:HCI)


Hci Group (NYSE:HCI) is the #3 top financial stock out of 722 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: A, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 50, which is 15 points higher than the financial sector average of 35. It passed 19 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 33.23% over the past year, overperforming other financial stocks by 30 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 50.04% from Hci Group's current stock price of $163.29.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the financial stocks with highest dividends?

Out of 465 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

1. Ofs Capital (NASDAQ:OFS)


Ofs Capital (NASDAQ:OFS) has an annual dividend yield of 26.68%, which is 23 percentage points higher than the financial sector average of 3.65%. Ofs Capital's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. Ofs Capital's dividend has not shown consistent growth over the last 10 years.

Ofs Capital's dividend payout ratio of 566.7% indicates that its high dividend yield might not be sustainable for the long-term.

2. Blackrock Tcp Capital (NASDAQ:TCPC)


Blackrock Tcp Capital (NASDAQ:TCPC) has an annual dividend yield of 23.05%, which is 19 percentage points higher than the financial sector average of 3.65%. Blackrock Tcp Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Blackrock Tcp Capital's dividend has not shown consistent growth over the last 10 years.

Blackrock Tcp Capital's dividend payout ratio of -1,091.7% indicates that its high dividend yield might not be sustainable for the long-term.

3. Great Elm Capital (NASDAQ:GECC)


Great Elm Capital (NASDAQ:GECC) has an annual dividend yield of 22.56%, which is 19 percentage points higher than the financial sector average of 3.65%. Great Elm Capital's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Great Elm Capital's dividend has shown consistent growth over the last 10 years.

Great Elm Capital's dividend payout ratio of -274.5% indicates that its high dividend yield might not be sustainable for the long-term.

Why are financial stocks up?

Financial stocks were up 1.5% in the last day, and up 1.5% over the last week. Applied Digital was the among the top gainers in the financial services sector, gaining 25.52% yesterday.

Shares of crypto‑related companies are trading higher as Bitcoin is rebounding from recent weakness.

What are the most undervalued financial stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

1. Qfin Holdings (NASDAQ:QFIN)


Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 27 points higher than the financial sector average of 44. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -62.16% in the past year. It has underperformed other stocks in the financial sector by -66 percentage points.

2. Bread Financial Holdings (NYSE:BFH)


Bread Financial Holdings (NYSE:BFH) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Bread Financial Holdings has a valuation score of 57, which is 13 points higher than the financial sector average of 44. It passed 4 out of 7 valuation due diligence checks.

Bread Financial Holdings's stock has gained 26.7% in the past year. It has overperformed other stocks in the financial sector by 23 percentage points.

3. Virtus Investment Partners (NYSE:VRTS)


Virtus Investment Partners (NYSE:VRTS) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Virtus Investment Partners has a valuation score of 71, which is 27 points higher than the financial sector average of 44. It passed 5 out of 7 valuation due diligence checks.

Virtus Investment Partners's stock has dropped -26.65% in the past year. It has underperformed other stocks in the financial sector by -30 percentage points.

Are financial stocks a good buy now?

38.6% of financial stocks rated by analysts are a buy right now. On average, analysts expect financial stocks to rise by 11.89% over the next year.

1.8% of financial stocks have a Zen Rating of A (Strong Buy), 9.33% of financial stocks are rated B (Buy), 74.63% are rated C (Hold), 11.62% are rated D (Sell), and 2.62% are rated F (Strong Sell).

What is the average p/e ratio of the financial services sector?

The average P/E ratio of the financial services sector is 22.65x.
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