Sectors & IndustriesFinancial Services
Best Financial Stocks to Buy Now (2026)
Top financial stocks in 2026 ranked by overall Due Diligence Score. See the best financial stocks to buy now, according to analyst forecasts for the financial services sector.

Sector: Financial Services
Ticker
Company
Zen Rating
Financials
Market Cap
ROE
ROA
ROCE
ROIC
D/E
Current Ratio
Gross Margin
Profit Margin
Operating Margin
OSBC
OLD SECOND BANCORP INC
$1.19B10.20%1.30%N/A1.70%6.67N/A100.00%26.50%35.54%
IBKR
INTERACTIVE BROKERS GROUP INC
$40.69B19.90%0.50%N/A0.70%35.36N/A93.70%16.10%22.93%
AB
ALLIANCEBERNSTEIN HOLDING LP
$3.39B22.00%22.00%N/A24.20%0.00N/A100.00%90.90%100.00%
CACC
CREDIT ACCEPTANCE CORP
$6.87B29.40%5.20%N/A7.30%4.74N/A71.40%19.50%45.37%
WSBC
WESBANCO INC
$3.81B7.40%1.10%N/A1.50%5.75N/A100.00%28.80%38.58%
INDB
INDEPENDENT BANK CORP
$4.07B7.00%1.00%N/A1.40%6.00N/A100.00%27.50%35.30%
CBK
COMMERCIAL BANCGROUP INC
$457.62MN/AN/AN/AN/A6.93N/AN/AN/AN/A
BOKF
BOK FINANCIAL CORP
$8.46B10.30%1.20%N/A1.40%8.00N/A100.00%27.60%35.31%
ALTI
ALTI GLOBAL INC
$560.99M-18.10%-9.70%N/A-25.10%0.41N/A23.90%-41.90%-34.37%
BCS
BARCLAYS PLC
$96.27B9.50%0.40%N/A0.40%21.10N/A100.00%24.50%31.07%
SFST
SOUTHERN FIRST BANCSHARES INC
$578.56M9.70%0.80%N/A1.00%11.07N/A100.00%28.70%37.06%
AFL
AFLAC INC
$61.53B16.10%3.90%N/A4.80%2.88N/A60.40%25.60%32.26%
BLX
FOREIGN TRADE BANK OF LATIN AMERICA INC
$2.21B15.00%1.80%N/A1.50%6.62N/A100.00%66.80%66.81%
ZION
ZIONS BANCORPORATION NATIONAL ASSOCIATION
$10.20B13.70%1.10%N/A1.40%11.06N/A100.00%28.20%36.26%
CFFN
CAPITOL FEDERAL FINANCIAL INC
$1.07B7.50%0.80%N/A0.80%8.58N/A100.00%35.90%43.90%
CNS
COHEN & STEERS INC
$4.04B28.30%19.00%N/A24.90%0.33N/A86.90%27.50%36.90%
LU
LUFAX HOLDING LTD
$1.21B-2.60%-1.00%N/A-0.30%1.58N/A100.00%-7.70%-2.60%
CBNK
CAPITAL BANCORP INC
$578.55M13.90%1.60%N/A2.20%8.32N/A100.00%23.70%31.09%
FSBC
FIVE STAR BANCORP
$1.04B15.30%1.40%N/A2.10%9.97N/A100.00%42.60%57.30%
RKT
ROCKET COMPANIES INC
$44.62B1.50%0.50%N/A2.00%1.56N/A56.10%2.80%13.05%
XP
XP INC
$8.40B22.30%1.30%N/A1.20%15.76N/A70.00%28.00%32.43%
LNC
LINCOLN NATIONAL CORP
$7.07B15.90%0.40%N/A0.60%38.77N/A12.10%8.70%12.05%
ONB
OLD NATIONAL BANCORP
$10.05B8.90%1.00%N/A1.30%7.58N/A100.00%29.30%37.65%
JPM
JPMORGAN CHASE & CO
$896.22B15.90%1.20%N/A1.40%12.46N/A100.00%30.80%39.19%
FRBT
FORBRIGHT INC
N/AN/AN/AN/AN/A8.91N/AN/AN/AN/A
VRTS
VIRTUS INVESTMENT PARTNERS INC
$1.01B12.80%2.80%N/A5.90%3.76N/A100.00%14.00%39.19%
IBOC
INTERNATIONAL BANCSHARES CORP
$4.72B13.20%2.50%N/A3.20%4.12N/A100.00%49.90%63.11%
NBHC
NATIONAL BANK HOLDINGS CORP
$1.99B7.30%1.00%N/A1.30%6.58N/A100.00%24.70%30.23%
CUBI
CUSTOMERS BANCORP INC
$2.63B13.10%1.10%N/A1.70%11.07N/A94.70%33.30%45.40%
BMO
BANK OF MONTREAL
$121.96B11.20%0.70%N/A0.80%16.52N/A100.00%25.80%34.27%
SCHW
SCHWAB CHARLES CORP
$168.70B18.30%1.90%N/A2.90%9.02N/A100.00%36.40%49.15%
FCBM
FIRST CAROLINA FINANCIAL SERVICES INC
N/AN/AN/AN/AN/A8.67N/AN/AN/AN/A
MCO
MOODYS CORP
$85.69B66.70%16.20%30.76%36.30%3.871.1674.40%31.70%43.33%
SMBK
SMARTFINANCIAL INC
$809.44M9.70%0.90%N/A1.20%9.51N/A100.00%26.90%32.92%
SUPV
GRUPO SUPERVIELLE SA
$836.07M-4.20%-0.60%N/A-1.40%6.89N/A100.00%-5.10%-11.32%
IGIC
INTERNATIONAL GENERAL INSURANCE HOLDINGS LTD
$1.16B17.90%5.80%N/A6.20%2.22N/A80.80%23.70%23.46%
OWL
BLUE OWL CAPITAL INC
$14.09B3.90%0.70%N/A4.10%3.16N/A53.90%3.00%10.58%
FRST
PRIMIS FINANCIAL CORP
$391.89M11.50%1.10%N/A1.40%8.96N/A100.00%23.20%29.37%
STT
STATE STREET CORP
$47.24B10.20%0.80%N/A1.30%13.14N/A100.00%19.50%25.17%
THFF
FIRST FINANCIAL CORP
$915.91M12.80%1.40%N/A1.70%8.35N/A100.00%31.20%38.52%
HLNE
HAMILTON LANE INC
$4.43B29.50%12.10%N/A16.30%0.92N/A100.00%32.80%44.71%
SLM
SLM CORP
$4.83B30.50%2.50%N/A3.20%11.07N/A100.00%44.00%59.43%
WU
WESTERN UNION CO
$2.50B47.90%5.50%N/A9.80%7.90N/A36.10%10.90%17.66%
FBK
FB FINANCIAL CORP
$2.88B7.50%0.90%N/A1.10%7.34N/A100.00%25.20%29.38%
PNC
PNC FINANCIAL SERVICES GROUP INC
$100.19B11.50%1.20%N/A1.50%8.48N/A100.00%29.00%36.84%
ORI
OLD REPUBLIC INTERNATIONAL CORP
$10.17B16.70%3.40%N/A4.40%4.00N/A63.50%10.80%14.38%
BRO
BROWN & BROWN INC
$23.73B9.30%4.00%8.49%20.50%1.361.02100.00%17.90%28.38%
MTG
MGIC INVESTMENT CORP
$5.97B14.00%11.00%N/A13.60%0.27N/A94.00%59.60%77.73%
NBTB
NBT BANCORP INC
$2.60B9.80%1.10%N/A1.50%7.46N/A100.00%26.40%34.30%
HIPO
HIPPO HOLDINGS INC
$753.22M27.50%6.00%N/A7.30%3.60N/A33.10%23.40%23.88%
QFIN
QFIN HOLDINGS INC
$1.88B21.00%8.70%18.60%18.40%1.222.2280.10%27.50%34.25%
XYF
X FINANCIAL
$193.47M13.40%7.40%N/A8.60%0.75N/A45.50%15.20%19.01%
CB
CHUBB LTD
$140.08B15.60%4.20%N/A5.70%2.65N/A47.50%18.60%24.38%
CINF
CINCINNATI FINANCIAL CORP
$29.70B18.00%6.80%N/A8.70%1.62N/A50.30%21.30%26.97%
HTB
HOMETRUST BANCSHARES INC
$830.69M11.20%1.50%N/A1.90%6.40N/A100.00%31.60%39.64%
AXG
SOLOWIN HOLDINGS LTD
$534.20M-3.70%-3.50%-1.86%-110.90%0.042.1730.90%-90.90%-90.63%
DCOM
DIME COMMERCIAL BANCSHARES INC
$1.78B8.00%0.80%N/A1.30%9.02N/A100.00%27.30%41.37%
JXN
JACKSON FINANCIAL INC
$7.29B-4.20%-0.10%N/A-0.10%34.71N/A61.10%-7.10%-7.54%
BANR
BANNER CORP
$2.28B10.70%1.20%N/A1.60%7.31N/A100.00%31.00%37.93%
CIA
CITIZENS INC
$300.29M8.00%1.10%N/A1.30%6.29N/A39.30%7.10%8.33%
PGR
PROGRESSIVE CORP
$135.69B35.50%9.60%N/A11.60%2.81N/A37.20%12.90%16.58%
NWBI
NORTHWEST BANCSHARES INC
$2.21B7.30%0.80%N/A1.10%7.88N/A100.00%21.40%27.82%
BCSF
BAIN CAPITAL SPECIALTY FINANCE INC
$819.94M6.60%2.70%N/A3.90%1.38N/A78.50%27.00%58.37%
VABK
VIRGINIA NATIONAL BANKSHARES CORP
$240.76M11.10%1.20%N/A1.60%7.84N/A100.00%34.50%43.50%
MRSH
MARSH & MCLENNAN COMPANIES INC
$86.02B25.90%6.70%16.38%36.10%3.001.11100.00%14.30%22.40%
MFIC
MIDCAP FINANCIAL INVESTMENT CORP
$822.08M0.50%0.20%N/A2.50%1.61N/A89.60%1.90%41.74%
ACT
ENACT HOLDINGS INC
$6.33B12.70%9.80%N/A12.90%0.30N/A90.60%54.50%73.39%
MBI
MBIA INC
$346.35MN/A-7.60%N/A0.70%-1.87N/A134.40%-172.20%43.33%
ACIC
AMERICAN COASTAL INSURANCE CORP
$559.28M33.00%9.10%N/A16.50%2.01N/A86.60%31.30%45.19%
GCBC
GREENE COUNTY BANCORP INC
$590.10M15.40%1.30%N/A1.50%10.89N/A100.00%44.80%51.53%
HBCP
HOME BANCORP INC
$543.65M10.90%1.30%N/A1.80%7.00N/A100.00%31.10%39.19%
WAFD
WAFD INC
$2.83B7.90%0.90%N/A1.10%8.25N/A100.00%31.70%43.09%
TFIN
TRIUMPH FINANCIAL INC
$1.83B3.10%0.40%N/A0.70%6.23N/A100.00%6.40%9.29%
CFG
CITIZENS FINANCIAL GROUP INC
$30.02B7.10%0.80%N/A1.10%7.71N/A100.00%23.20%30.02%
HTGC
HERCULES CAPITAL INC
$2.99B15.10%7.30%N/A6.50%1.17N/A100.00%59.90%79.06%
PNNT
PENNANTPARK INVESTMENT CORP
$225.27M3.00%1.10%N/A2.90%1.86N/A80.00%12.60%49.34%
NNI
NELNET INC
$4.86B11.40%3.00%N/A2.60%2.83N/A81.00%25.10%32.57%
BFC
BANK FIRST CORP
$1.69B10.80%1.50%N/A2.00%6.40N/A100.00%37.80%46.86%
EGBN
EAGLE BANCORP INC
$841.37M-10.90%-1.20%N/A-1.80%7.69N/A100.00%-584.90%-854.26%
BMRC
BANK OF MARIN BANCORP
$460.27M-7.70%-0.80%N/A-1.30%8.92N/A100.00%-84.30%-124.61%
SSB
SOUTHSTATE BANK CORP
$9.78B10.40%1.40%N/A2.00%6.53N/A100.00%34.90%45.13%
NECB
NORTHEAST COMMUNITY BANCORP INC
$381.44M12.60%2.20%N/A3.00%4.68N/A100.00%41.90%58.96%
HIG
HARTFORD INSURANCE GROUP INC
$37.79B21.90%4.70%N/A6.00%3.57N/A47.10%14.00%18.18%
NAVI
NAVIENT CORP
$809.17M-1.60%-0.10%N/A-0.10%19.18N/A100.00%-18.20%-22.42%
RYAN
RYAN SPECIALTY HOLDINGS INC
$11.08B17.20%1.00%6.49%8.70%15.391.02100.00%3.40%11.42%
CTBI
COMMUNITY TRUST BANCORP INC
$1.32B12.30%1.60%N/A2.10%6.74N/A100.00%37.00%47.97%
ACGL
ARCH CAPITAL GROUP LTD
$35.71B20.30%6.10%N/A7.20%2.37N/A55.10%24.40%29.12%
FSUN
FIRSTSUN CAPITAL BANCORP
$1.72B8.40%1.10%N/A1.50%6.29N/A100.00%23.80%29.60%
TCBK
TRICO BANCSHARES
$1.74B9.90%1.30%N/A1.90%6.51N/A100.00%30.90%42.37%
AX
AXOS FINANCIAL INC
$5.57B16.60%1.70%N/A2.40%8.54N/A100.00%36.00%48.83%
MRBK
MERIDIAN CORP
$233.53M11.20%0.80%N/A1.00%11.87N/A100.00%19.00%24.74%
CM
CANADIAN IMPERIAL BANK OF COMMERCE
$104.19B14.60%0.80%N/A0.70%16.67N/A100.00%30.10%39.03%
SFBS
SERVISFIRST BANCSHARES INC
$4.74B16.30%1.70%N/A2.10%8.50N/A100.00%53.80%66.15%
CION
CION INVESTMENT CORP
$318.15M-0.10%-0.10%N/A3.10%1.80N/A79.00%-0.40%38.84%
LOB
LIVE OAK BANCSHARES INC
$1.90B10.10%0.80%N/A1.20%10.97N/A100.00%23.70%33.36%
BN
BROOKFIELD CORP
$97.04B2.80%0.30%N/A2.90%7.57N/A23.90%1.80%26.11%
MVBF
MVB FINANCIAL CORP
$377.92M8.80%0.90%N/A1.30%8.92N/A100.00%17.80%24.18%
BNY
BANK OF NEW YORK MELLON CORP
$100.64B12.90%1.20%N/A2.00%11.53N/A100.00%27.60%36.34%
GHI
GREYSTONE HOUSING IMPACT INVESTORS LP
$140.43M-3.50%-0.60%N/A1.60%4.20N/A99.00%-11.70%49.53%
AFG
AMERICAN FINANCIAL GROUP INC
$11.86B18.80%2.70%N/A3.70%5.92N/A21.50%10.80%14.67%

Financial Industries

IndustryStocks1d %1w %1m %1y %DD ScoreP/E ratioP/B RatioROEROAROCEUpside/DownsideConsensus
99+1.41%+3.62%+1.11%-2.82%32.32x2.66x+16.75%+3.50%+0.22%+16.98%Buy
18-0.68%-0.09%+7.01%+38.08%15.77x1.83x+20.53%+0.83%N/A+16.49%Buy
312-1.24%+1.28%+7.97%+19.76%13.70x1.32x+11.50%+1.19%-0.00%+4.48%Buy
84+0.16%+0.22%-1.68%-4.12%19.37x3.05x+6.53%+0.68%+1.04%+24.55%Strong Buy
55+0.17%+4.68%+15.91%+7.48%29.65x5.02x+86.27%+17.83%+34.98%+11.50%Buy
3+0.70%+9.37%+12.87%+28.50%12.89x1.88x+8.45%+2.77%+0.95%+13.37%Buy
10+3.79%+11.69%-0.83%-21.06%28.22x4.56x+16.68%+8.68%+18.67%+20.82%Buy
19+3.65%+11.57%+15.34%-22.52%23.42x4.11x+21.42%+5.71%+14.79%+9.76%Buy
14+2.32%+5.77%+10.44%-4.31%14.51x1.53x+8.45%+5.50%+0.03%+12.20%Buy
18+1.30%+3.58%+9.73%+17.12%13.04x1.60x+13.64%+1.60%+0.04%+1.29%Buy
39+3.45%+7.70%+12.55%+10.91%11.29x2.19x+23.82%+6.12%N/A-1.36%Buy
8+2.80%+6.65%+14.43%+20.14%12.07x1.03x+13.36%+2.65%N/A+4.79%Buy
20+1.37%+6.88%+14.82%+10.26%17.62x1.58x+13.52%+4.30%+0.91%+8.92%Buy
14-2.11%+3.26%+6.39%+4.00%127.86x0.32x+0.84%+0.51%-0.04%+28.41%Strong Buy

Financial Stocks FAQ

What are the best financial stocks to buy right now in Jul 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best financial service stocks to buy right now are:

1. Bgc Group (NASDAQ:BGC)


Bgc Group (NASDAQ:BGC) is the #1 top financial stock out of 713 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Bgc Group (NASDAQ:BGC) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Bgc Group (NASDAQ:BGC) has a Due Diligence Score of 38, which is 4 points higher than the financial sector average of 34. It passed 15 out of 38 due diligence checks and has average fundamentals. Bgc Group has seen its stock return 2.42% over the past year, underperforming other financial stocks by -5 percentage points.

2. Atlanticus Holdings (NASDAQ:ATLC)


Atlanticus Holdings (NASDAQ:ATLC) is the #2 top financial stock out of 713 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Atlanticus Holdings (NASDAQ:ATLC) is: Value: C, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: B, and AI: C.

Atlanticus Holdings (NASDAQ:ATLC) has a Due Diligence Score of 50, which is 16 points higher than the financial sector average of 34. It passed 17 out of 33 due diligence checks and has strong fundamentals. Atlanticus Holdings has seen its stock return 69.39% over the past year, overperforming other financial stocks by 62 percentage points.

Atlanticus Holdings has an average 1 year price target of $126.33, an upside of 31.05% from Atlanticus Holdings's current stock price of $96.40.

Atlanticus Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Atlanticus Holdings, 66.67% have issued a Strong Buy rating, 33.33% have issued a Buy, 0% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Acadian Asset Management (NYSE:AAMI)


Acadian Asset Management (NYSE:AAMI) is the #3 top financial stock out of 713 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Acadian Asset Management (NYSE:AAMI) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: C.

Acadian Asset Management (NYSE:AAMI) has a Due Diligence Score of 39, which is 5 points higher than the financial sector average of 34. It passed 16 out of 38 due diligence checks and has average fundamentals. Acadian Asset Management has seen its stock return 98.88% over the past year, overperforming other financial stocks by 92 percentage points.

Acadian Asset Management has an average 1 year price target of $68.50, a downside of -6.28% from Acadian Asset Management's current stock price of $73.09.

Acadian Asset Management stock has a consensus Hold recommendation according to Wall Street analysts. Of the 4 analysts covering Acadian Asset Management, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a Hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the financial stocks with highest dividends?

Out of 503 financial stocks that have issued dividends in the past year, the 3 financial stocks with the highest dividend yields are:

1. Reliance Global Group (NASDAQ:EZRA)


Reliance Global Group (NASDAQ:EZRA) has an annual dividend yield of 38.96%, which is 35 percentage points higher than the financial sector average of 3.93%.

Reliance Global Group's dividend payout ratio of -3.1% indicates that its high dividend yield might not be sustainable for the long-term.

2. Oxford Square Capital (NASDAQ:OXSQ)


Oxford Square Capital (NASDAQ:OXSQ) has an annual dividend yield of 31.58%, which is 28 percentage points higher than the financial sector average of 3.93%. Oxford Square Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Oxford Square Capital's dividend has not shown consistent growth over the last 10 years.

Oxford Square Capital's dividend payout ratio of -97.7% indicates that its high dividend yield might not be sustainable for the long-term.

3. Cohen & Co (NYSEMKT:COHN)


Cohen & Co (NYSEMKT:COHN) has an annual dividend yield of 28.2%, which is 24 percentage points higher than the financial sector average of 3.93%. Cohen & Co's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Cohen & Co's dividend has shown consistent growth over the last 10 years.

Cohen & Co's dividend payout ratio of 41.4% indicates that its high dividend yield is sustainable for the long-term.

Why are financial stocks up?

Financial stocks were up 0.75% in the last day, and up 3.94% over the last week. Calibercos was the among the top gainers in the financial services sector, gaining 90.7% yesterday.

CaliberCos shares are trading higher after the company announced the next phase of its real estate fund tokenization strategy using the Chainlink platform.

What are the most undervalued financial stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued financial stocks right now are:

1. Qfin Holdings (NASDAQ:QFIN)


Qfin Holdings (NASDAQ:QFIN) is the most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Qfin Holdings has a valuation score of 71, which is 42 points higher than the financial sector average of 29. It passed 5 out of 7 valuation due diligence checks.

Qfin Holdings's stock has dropped -63.83% in the past year. It has underperformed other stocks in the financial sector by -71 percentage points.

2. Western Union Co (NYSE:WU)


Western Union Co (NYSE:WU) is the second most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Western Union Co has a valuation score of 71, which is 42 points higher than the financial sector average of 29. It passed 5 out of 7 valuation due diligence checks.

Western Union Co's stock has dropped -8.25% in the past year. It has underperformed other stocks in the financial sector by -15 percentage points.

3. Op Bancorp (NASDAQ:OPBK)


Op Bancorp (NASDAQ:OPBK) is the third most undervalued financial stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 71, which is 42 points higher than the financial sector average of 29. It passed 5 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 8.92% in the past year. It has overperformed other stocks in the financial sector by 2 percentage points.

Are financial stocks a good buy now?

34.87% of financial stocks rated by analysts are a strong buy right now. On average, analysts expect financial stocks to rise by 9.92% over the next year.

0.81% of financial stocks have a Zen Rating of A (Strong Buy), 7.97% of financial stocks are rated B (Buy), 73.33% are rated C (Hold), 14.96% are rated D (Sell), and 2.93% are rated F (Strong Sell).

What is the average p/e ratio of the financial services sector?

The average P/E ratio of the financial services sector is 19.89x.
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