Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Property & Casualty is Zen Rated A and is the 22nd ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
KINS	KINGSTONE COMPANIES INC	$19.69	$16.89	16.58%	7.91x	7.42x	1.20x	2.21x	1.50x	$83.08M	29.14%	$129.16M	8.92	$271.91M	5.74
MCY	MERCURY GENERAL CORP	$105.38	N/A	N/A	6.23x	9.07x	0.92x	2.06x	N/A	$1.29B	22.02%	$2.84B	51.20	$5.10B	4.01
ALL	ALLSTATE CORP	$261.41	N/A	N/A	5.16x	8.34x	0.95x	1.96x	N/A	$12.25B	18.30%	$33.70B	131.63	$72.75B	4.09
HRTG	HERITAGE INSURANCE HOLDINGS INC	$33.96	N/A	N/A	4.82x	7.62x	1.19x	1.78x	N/A	$300.91M	29.52%	$567.73M	18.91	$500.17M	1.63
UFCS	UNITED FIRE GROUP INC	$54.28	N/A	N/A	9.83x	11.75x	0.95x	1.43x	N/A	$268.44M	19.26%	$977.34M	38.06	$1.40B	6.98
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$24.70	$16.03	54.04%	11.03x	11.53x	2.29x	1.78x	1.72x	$173.22M	14.61%	$664.39M	13.84	$1.15B	8.39
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$43.21	N/A	N/A	5.45x	8.82x	0.73x	1.89x	N/A	$339.76M	28.47%	$637.16M	23.07	$699.61M	2.29
SLDE	SLIDE INSURANCE HOLDINGS INC	$21.93	N/A	N/A	4.72x	6.10x	1.82x	2.14x	N/A	$1.03B	40.88%	$1.19B	10.35	$779.18M	1.04
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$59.80	$39.19	52.59%	13.53x	12.01x	1.54x	2.09x	1.16x	$402.17M	15.11%	$1.27B	28.47	$2.79B	10.52
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$23.99	N/A	N/A	5.43x	8.50x	1.40x	1.27x	N/A	$163.64M	34.83%	$369.52M	18.87	$159.65M	1.29
AFG	AMERICAN FINANCIAL GROUP INC	$146.29	$69.60	110.19%	12.79x	12.45x	1.47x	2.52x	4.11x	$1.44B	11.84%	$4.82B	58.08	$12.51B	9.05
HMN	HORACE MANN EDUCATORS CORP	$52.47	$31.89	64.53%	12.12x	11.51x	1.23x	1.41x	1.71x	$566.10M	26.38%	$1.50B	36.75	$2.67B	9.50
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$2,137.12	N/A	N/A	4.89x	15.79x	1.28x	0.95x	N/A	$388.20M	7.61%	$5.39B	2,257.62	$5.91B	4.36
PLMR	PALOMAR HOLDINGS INC	$128.21	$85.25	50.40%	16.72x	12.79x	3.10x	3.44x	0.90x	$408.28M	12.09%	$980.94M	37.23	$3.61B	12.87
THG	HANOVER INSURANCE GROUP INC	$225.29	N/A	N/A	10.56x	12.03x	1.17x	2.14x	N/A	$1.25B	15.89%	$3.67B	104.93	$8.42B	8.34
DGICA	DONEGAL GROUP INC	$18.75	N/A	N/A	9.57x	10.54x	0.72x	1.04x	N/A	$58.39M	8.39%	$666.11M	17.95	$707.26M	7.73
L	LOEWS CORP	$113.03	$55.66	103.08%	13.83x	N/A	1.24x	1.21x	2.58x	$1.77B	7.60%	$19.12B	93.02	$31.53B	9.69
HCI	HCI GROUP INC	$184.35	N/A	N/A	7.66x	10.26x	2.41x	2.12x	N/A	$409.37M	17.85%	$1.08B	86.82	$1.48B	3.37
NODK	NI HOLDINGS INC	$15.30	N/A	N/A	40.26x	N/A	1.19x	1.25x	N/A	-$32.21M	-10.12%	$249.38M	11.98	$260.58M	21.85
TRV	TRAVELERS COMPANIES INC	$370.36	N/A	N/A	9.80x	10.82x	1.59x	2.33x	N/A	$11.03B	14.14%	$33.12B	157.34	$85.69B	7.94
CNA	CNA FINANCIAL CORP	$51.00	N/A	N/A	11.18x	12.24x	0.91x	1.23x	N/A	$2.27B	16.41%	$11.19B	41.29	$16.43B	9.25
SIGI	SELECTIVE INSURANCE GROUP INC	$94.37	$44.02	114.39%	11.62x	11.67x	1.03x	1.53x	10.94x	$1.19B	21.15%	$3.66B	61.49	$6.51B	9.09
STC	STEWART INFORMATION SERVICES CORP	$68.20	$51.81	31.64%	14.70x	11.72x	0.65x	1.25x	0.78x	$147.16M	7.09%	$1.66B	54.65	$2.59B	9.70
ROOT	ROOT INC	$51.45	N/A	N/A	13.91x	15.84x	0.52x	2.43x	N/A	$179.20M	22.18%	$327.90M	20.89	$420.13M	4.42
HGTY	HAGERTY INC	$12.97	$4.69	176.36%	81.06x	-134.82x	0.92x	20.69x	1.08x	$278.49M	21.09%	$215.46M	2.12	$4.21B	45.80
WRB	BERKLEY W R CORP	$70.51	$26.80	163.05%	14.42x	14.53x	1.76x	2.66x	11.54x	$3.50B	13.36%	$9.83B	26.49	$26.42B	10.70
MKL	MARKEL GROUP INC	$1,847.24	N/A	N/A	10.13x	16.91x	1.48x	1.20x	N/A	$2.12B	9.26%	$19.01B	1,533.95	$23.19B	6.68
RLI	RLI CORP	$63.77	N/A	N/A	13.34x	22.42x	2.97x	3.34x	N/A	$517.02M	8.82%	$1.75B	19.06	$6.12B	10.80
ACIC	AMERICAN COASTAL INSURANCE CORP	$9.86	N/A	N/A	4.76x	10.07x	1.43x	1.37x	N/A	-$31.04M	-6.54%	$340.79M	7.09	$301.40M	2.03
CINF	CINCINNATI FINANCIAL CORP	$173.17	N/A	N/A	8.08x	19.36x	1.90x	1.59x	N/A	$3.40B	12.79%	$16.67B	108.62	$25.70B	5.89
PGR	PROGRESSIVE CORP	$209.60	N/A	N/A	10.49x	11.82x	1.34x	3.55x	N/A	$16.01B	13.10%	$34.33B	58.89	$130.05B	8.45
CB	CHUBB LTD	$343.64	$185.00	85.75%	12.05x	12.11x	2.15x	1.76x	2.76x	$15.38B	11.60%	$75.37B	195.37	$151.73B	10.08
KNSL	KINSALE CAPITAL GROUP INC	$379.19	N/A	N/A	15.31x	17.71x	4.32x	4.24x	N/A	$1.00B	11.60%	$2.04B	89.42	$8.65B	11.83
KMPR	KEMPER CORP	$27.42	N/A	N/A	-3.28x	13.47x	0.35x	0.74x	N/A	$399.20M	24.71%	$2.19B	37.22	$2.48B	-6.13
LMND	LEMONADE INC	$52.64	N/A	N/A	-28.92x	-29.80x	4.16x	8.16x	N/A	$8.10M	0.20%	$499.50M	6.49	$3.90B	-31.92
SAFT	SAFETY INSURANCE GROUP INC	$103.35	$28.72	259.83%	22.23x	21.33x	1.17x	1.73x	6.54x	$175.72M	11.71%	$876.65M	60.37	$1.51B	16.13
PRHI	PRESURANCE HOLDINGS INC	$6.38	N/A	N/A	-0.62x	N/A	0.75x	0.86x	N/A	-$46.06M	-192.70%	$27.75M	7.41	$23.42M	-1.99
GBLI	GLOBAL INDEMNITY GROUP LLC	$27.07	$22.09	22.57%	11.47x	9.86x	0.85x	0.56x	0.87x	-$34.02M	-8.74%	$710.91M	49.44	$306.53M	5.99
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$33.51	$18.45	81.64%	17.73x	16.80x	1.79x	2.33x	1.23x	$328.81M	29.84%	$473.94M	14.41	$1.09B	12.10

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Aug 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the #1 top property & casualty insurance stock out of 39 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Kingstone Companies (NASDAQ:KINS) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Kingstone Companies (NASDAQ:KINS) has a Due Diligence Score of 44, which is 7 points higher than the property & casualty insurance industry average of 37.

KINS passed 18 out of 38 due diligence checks and has strong fundamentals. Kingstone Companies has seen its stock return 43.17% over the past year, overperforming other property & casualty insurance stocks by 36 percentage points.

2. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #2 top property & casualty insurance stock out of 39 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

Mercury General (NYSE:MCY) has a Due Diligence Score of 39, which is 2 points higher than the property & casualty insurance industry average of 37.

MCY passed 15 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 45.39% over the past year, overperforming other property & casualty insurance stocks by 38 percentage points.

3. Allstate (NYSE:ALL)

Allstate (NYSE:ALL) is the #3 top property & casualty insurance stock out of 39 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Allstate (NYSE:ALL) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Allstate (NYSE:ALL) has a Due Diligence Score of 48, which is 11 points higher than the property & casualty insurance industry average of 37.

ALL passed 17 out of 38 due diligence checks and has strong fundamentals. Allstate has seen its stock return 24.63% over the past year, overperforming other property & casualty insurance stocks by 17 percentage points.

Allstate has an average 1 year price target of $266.47, an upside of 1.93% from Allstate's current stock price of $261.41.

Allstate stock has a consensus Hold recommendation according to Wall Street analysts. Of the 15 analysts covering Allstate, 33.33% have issued a Strong Buy rating, 6.67% have issued a Buy, 40% have issued a hold, while 0% have issued a Sell rating, and 20% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 28 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 7.61%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.71%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 85.1% indicates that its high dividend yield is sustainable for the long-term.

2. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 7.61%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.71%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 36.2% indicates that its high dividend yield is sustainable for the long-term.

3. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 6.63%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.71%. Progressive's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Progressive's dividend has not shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 69.5% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 0.22% in the last day, and down -1.2% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 57, which is 29 points higher than the property & casualty insurance industry average of 28. It passed 4 out of 7 valuation due diligence checks.

Kingstone Companies's stock has gained 43.17% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 36 percentage points.

2. Slide Insurance Holdings (NASDAQ:SLDE)

Slide Insurance Holdings (NASDAQ:SLDE) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 29, which is 1 points higher than the property & casualty insurance industry average of 28. It passed 2 out of 7 valuation due diligence checks.

Slide Insurance Holdings's stock has gained 48.56% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 41 percentage points.

3. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 15 points higher than the property & casualty insurance industry average of 28. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 61.26% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 54 percentage points.

Are property & casualty insurance stocks a good buy now?

50% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 6.1% over the next year.

5.71% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 25.71% of property & casualty insurance stocks are rated B (Buy), 68.57% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 10.57x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Kingstone Companies (NASDAQ:KINS)

2. Mercury General (NYSE:MCY)

3. Allstate (NYSE:ALL)

1. Cna Financial (NYSE:CNA)

2. American Coastal Insurance (NASDAQ:ACIC)

3. Progressive (NYSE:PGR)

1. Kingstone Companies (NASDAQ:KINS)

2. Slide Insurance Holdings (NASDAQ:SLDE)

3. Heritage Insurance Holdings (NYSE:HRTG)

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