Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Property & Casualty is Zen Rated C and is the 86th ranked industry out of 146 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
MCY	MERCURY GENERAL CORP	$110.48	N/A	N/A	7.28x	9.62x	1.00x	2.36x	N/A	$1.45B	23.75%	$2.59B	46.76	$5.36B	4.67
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$43.01	N/A	N/A	6.11x	9.21x	0.74x	2.05x	N/A	$344.82M	29.00%	$584.74M	21.15	$702.34M	2.58
UFCS	UNITED FIRE GROUP INC	$53.93	N/A	N/A	10.53x	11.89x	0.97x	1.46x	N/A	$286.36M	20.77%	$950.61M	37.19	$1.37B	7.30
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$25.42	$19.15	32.73%	13.10x	12.28x	2.60x	1.93x	0.95x	$160.90M	13.17%	$631.02M	13.13	$1.17B	10.02
STC	STEWART INFORMATION SERVICES CORP	$67.96	$57.57	18.05%	14.90x	11.09x	0.68x	1.26x	0.68x	$152.10M	7.39%	$1.64B	54.07	$2.57B	10.08
SLDE	SLIDE INSURANCE HOLDINGS INC	$21.25	N/A	N/A	4.69x	5.88x	2.07x	2.19x	N/A	$987.16M	37.66%	$1.11B	9.03	$775.66M	1.17
ALL	ALLSTATE CORP	$250.33	N/A	N/A	5.46x	8.38x	0.95x	2.04x	N/A	$11.53B	17.76%	$31.61B	121.85	$71.23B	4.34
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$61.42	$41.75	47.13%	14.35x	12.25x	1.75x	2.03x	1.07x	$424.26M	15.54%	$1.22B	27.55	$2.66B	10.88
KINS	KINGSTONE COMPANIES INC	$20.12	$23.15	-13.07%	9.02x	7.59x	1.30x	2.55x	0.59x	$63.94M	21.99%	$114.50M	7.92	$284.20M	6.79
NODK	NI HOLDINGS INC	$16.09	N/A	N/A	-80.45x	N/A	1.23x	1.32x	N/A	-$26.86M	-8.00%	$250.20M	11.99	$271.83M	-75.95
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$31.48	$18.99	65.77%	17.69x	15.73x	1.77x	2.25x	1.09x	$343.70M	33.28%	$459.16M	14.00	$1.04B	12.73
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$19.27	N/A	N/A	4.48x	6.83x	1.28x	1.13x	N/A	$70.72M	18.74%	$335.48M	17.14	$184.33M	1.81
THG	HANOVER INSURANCE GROUP INC	$221.61	N/A	N/A	10.95x	11.84x	1.17x	2.17x	N/A	$1.25B	16.01%	$3.57B	101.43	$8.35B	8.68
HMN	HORACE MANN EDUCATORS CORP	$53.85	$35.68	50.91%	13.40x	11.78x	1.28x	1.48x	1.24x	$473.70M	21.51%	$1.47B	35.94	$2.75B	10.26
HRTG	HERITAGE INSURANCE HOLDINGS INC	$27.12	N/A	N/A	4.15x	6.19x	0.98x	1.58x	N/A	$201.67M	24.24%	$520.37M	16.96	$388.85M	1.35
ROOT	ROOT INC	$61.73	N/A	N/A	17.54x	23.35x	0.62x	3.00x	N/A	$173.40M	18.01%	$325.90M	20.89	$568.36M	6.18
TRV	TRAVELERS COMPANIES INC	$342.31	N/A	N/A	10.06x	12.07x	1.51x	2.28x	N/A	$11.44B	15.54%	$31.99B	148.63	$81.44B	8.24
L	LOEWS CORP	$116.52	$52.10	123.65%	14.79x	N/A	1.30x	1.28x	3.63x	$1.93B	8.03%	$18.70B	90.72	$32.07B	10.06
SIGI	SELECTIVE INSURANCE GROUP INC	$100.15	$58.97	69.84%	13.61x	12.62x	1.11x	1.67x	1.65x	$1.13B	18.91%	$3.59B	59.92	$6.89B	10.42
HCI	HCI GROUP INC	$182.64	N/A	N/A	7.65x	10.38x	2.51x	2.14x	N/A	$429.02M	18.40%	$1.09B	85.31	$1.38B	3.18
PLMR	PALOMAR HOLDINGS INC	$140.00	$90.67	54.40%	18.89x	13.99x	3.79x	3.87x	0.90x	$362.75M	9.75%	$959.04M	36.09	$3.95B	14.88
CB	CHUBB LTD	$361.17	$194.61	85.59%	12.65x	12.94x	2.30x	1.90x	2.70x	$15.20B	10.85%	$73.79B	190.24	$159.08B	10.52
CINF	CINCINNATI FINANCIAL CORP	$192.03	N/A	N/A	10.87x	21.78x	2.30x	1.89x	N/A	$3.44B	11.58%	$15.71B	101.59	$29.38B	8.05
PGR	PROGRESSIVE CORP	$232.22	N/A	N/A	11.77x	14.03x	1.52x	4.24x	N/A	$16.50B	12.13%	$32.04B	54.71	$143.90B	9.50
ACIC	AMERICAN COASTAL INSURANCE CORP	$11.54	N/A	N/A	5.34x	11.85x	1.67x	1.69x	N/A	$38.65M	6.90%	$331.70M	6.83	$472.84M	3.00
AFG	AMERICAN FINANCIAL GROUP INC	$142.75	$80.45	77.43%	13.57x	12.12x	1.46x	2.54x	1.89x	$1.55B	13.01%	$4.68B	56.16	$12.33B	9.57
DGICA	DONEGAL GROUP INC	$19.29	N/A	N/A	10.60x	10.85x	0.74x	1.10x	N/A	$64.62M	9.04%	$649.09M	17.52	$714.19M	8.42
CNA	CNA FINANCIAL CORP	$51.17	N/A	N/A	11.42x	12.59x	0.92x	1.28x	N/A	$2.18B	15.69%	$10.86B	40.05	$16.29B	9.33
WRB	BERKLEY W R CORP	$72.08	$29.61	143.47%	15.21x	15.24x	1.81x	2.76x	5.10x	$3.40B	12.65%	$9.74B	26.16	$27.39B	11.30
KNSL	KINSALE CAPITAL GROUP INC	$354.85	N/A	N/A	15.55x	16.80x	4.25x	4.16x	N/A	$1.01B	12.43%	$1.97B	85.63	$8.19B	12.06
HGTY	HAGERTY INC	$12.39	$5.83	112.39%	45.89x	-285.48x	0.86x	19.45x	0.94x	$164.55M	13.15%	$218.68M	2.16	$4.12B	38.13
LMND	LEMONADE INC	$71.52	N/A	N/A	-38.45x	-40.69x	6.46x	10.61x	N/A	$19.50M	0.36%	$518.00M	6.79	$5.29B	-43.81
SAFT	SAFETY INSURANCE GROUP INC	$77.47	$38.66	100.41%	18.27x	15.99x	0.88x	1.33x	1.58x	$170.27M	15.16%	$855.75M	59.03	$1.14B	13.16
RLI	RLI CORP	$62.52	N/A	N/A	14.54x	22.42x	3.03x	3.20x	N/A	$548.00M	9.53%	$1.80B	19.54	$6.05B	11.87
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$2,173.81	N/A	N/A	5.38x	18.72x	1.46x	1.00x	N/A	$621.20M	11.54%	$5.37B	2,169.65	$6.08B	4.84
KMPR	KEMPER CORP	$28.83	$33.50	-13.93%	43.03x	13.70x	0.36x	0.64x	0.32x	$462.80M	27.27%	$2.65B	45.00	$2.55B	16.60
MKL	MARKEL GROUP INC	$1,979.65	N/A	N/A	14.23x	16.33x	1.54x	1.37x	N/A	$2.19B	8.83%	$18.13B	1,448.97	$24.97B	8.88
PRHI	PRESURANCE HOLDINGS INC	$5.12	N/A	N/A	-0.52x	N/A	0.32x	0.76x	N/A	-$36.93M	-293.42%	$25.19M	10.25	$5.97M	-0.49
GBLI	GLOBAL INDEMNITY GROUP LLC	$25.05	$23.71	5.66%	10.80x	9.12x	0.80x	0.52x	0.73x	-$11.20M	-3.11%	$704.11M	49.06	$339.03M	6.82

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Jul 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #1 top property & casualty insurance stock out of 39 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Mercury General (NYSE:MCY) has a Due Diligence Score of 39, which is 2 points higher than the property & casualty insurance industry average of 37.

MCY passed 15 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 67.85% over the past year, overperforming other property & casualty insurance stocks by 57 percentage points.

2. Universal Insurance Holdings (NYSE:UVE)

Universal Insurance Holdings (NYSE:UVE) is the #2 top property & casualty insurance stock out of 39 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 46, which is 9 points higher than the property & casualty insurance industry average of 37.

UVE passed 17 out of 38 due diligence checks and has strong fundamentals. Universal Insurance Holdings has seen its stock return 65.74% over the past year, overperforming other property & casualty insurance stocks by 55 percentage points.

3. United Fire Group (NASDAQ:UFCS)

United Fire Group (NASDAQ:UFCS) is the #3 top property & casualty insurance stock out of 39 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for United Fire Group (NASDAQ:UFCS) is: Value: C, Growth: C, Momentum: B, Sentiment: A, Safety: C, Financials: C, and AI: B.

United Fire Group (NASDAQ:UFCS) has a Due Diligence Score of 31, which is -6 points lower than the property & casualty insurance industry average of 37. Although this number is below the industry average, our proven quant model rates UFCS as a "B".

UFCS passed 11 out of 38 due diligence checks and has average fundamentals. United Fire Group has seen its stock return 94.9% over the past year, overperforming other property & casualty insurance stocks by 84 percentage points.

United Fire Group has an average 1 year price target of $51.00, a downside of -5.43% from United Fire Group's current stock price of $53.93.

United Fire Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering United Fire Group, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 27 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 7.58%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.78%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 86.2% indicates that its high dividend yield is sustainable for the long-term.

2. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 6.5%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.78%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 34.7% indicates that its high dividend yield is sustainable for the long-term.

3. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 5.99%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.78%. Progressive's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Progressive's dividend has not shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 70.5% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 3.45% in the last day, and up 7.7% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 20 points higher than the property & casualty insurance industry average of 23. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 19.68% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 9 percentage points.

2. Slide Insurance Holdings (NASDAQ:SLDE)

Slide Insurance Holdings (NASDAQ:SLDE) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 29, which is 6 points higher than the property & casualty insurance industry average of 23. It passed 2 out of 7 valuation due diligence checks.

Slide Insurance Holdings's stock has gained 3.61% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -7 percentage points.

3. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 71, which is 48 points higher than the property & casualty insurance industry average of 23. It passed 5 out of 7 valuation due diligence checks.

Kingstone Companies's stock has gained 32.54% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 22 percentage points.

Are property & casualty insurance stocks a good buy now?

38.46% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to fall by -1.36% over the next year.

2.7% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 16.22% of property & casualty insurance stocks are rated B (Buy), 70.27% are rated C (Hold), 10.81% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 11.29x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.