Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Overview Zen Rating Price Value Growth Financials Momentum Sentiment

Insurance - Property & Casualty is Zen Rated B and is the 34th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Shares	Institutional %	Insider %	Net Insider (L12M)	Net Insider (L3M)
MCY	MERCURY GENERAL CORP	$5.05B	55,388,627	46.41%	35.79%	Net Buying	Net Selling
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$991.21M	28,008,189	71.68%	28.32%	Net Selling	Net Selling
HCI	HCI GROUP INC	$2.23B	12,991,955	79.60%	10.78%	Net Buying	Net Buying
HRTG	HERITAGE INSURANCE HOLDINGS INC	$833.99M	30,911,435	61.55%	19.29%	Net Selling	Net Selling
ALL	ALLSTATE CORP	$54.92B	259,535,842	80.41%	1.63%	Net Selling	Net Selling
SAFT	SAFETY INSURANCE GROUP INC	$1.10B	14,631,684	63.91%	36.09%	Net Selling	Net Selling
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$5.40B	2,467,055	61.01%	38.99%	Net Selling	Net Selling
SLDE	SLIDE INSURANCE HOLDINGS INC	$2.42B	124,319,406	29.73%	70.27%	Net Selling	Net Selling
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$2.19B	44,467,084	84.25%	12.81%	Net Buying	Net Buying
ACIC	AMERICAN COASTAL INSURANCE CORP	$567.14M	48,765,302	31.20%	68.80%	Net Selling	Net Buying
STC	STEWART INFORMATION SERVICES CORP	$2.10B	30,419,415	92.84%	7.16%	Net Selling
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$389.23M	19,579,009	54.56%	40.03%	Net Selling
THG	HANOVER INSURANCE GROUP INC	$6.27B	35,149,316	90.30%	5.37%	Net Selling	Net Selling
MKL	MARKEL GROUP INC	$25.40B	12,575,726	78.01%	3.33%	Net Selling	Net Selling
UFCS	UNITED FIRE GROUP INC	$963.97M	25,522,051	22.01%	77.99%	Net Buying	Net Buying
KINS	KINGSTONE COMPANIES INC	$229.47M	14,147,428	52.11%	32.84%	Net Buying	Net Selling
PLMR	PALOMAR HOLDINGS INC	$3.39B	26,689,745	87.23%	12.77%	Net Selling	Net Selling
CINF	CINCINNATI FINANCIAL CORP	$25.89B	155,617,576	70.58%	14.81%	Net Selling	Net Selling
TRV	TRAVELERS COMPANIES INC	$66.31B	216,237,902	85.23%	1.82%	Net Selling	Net Selling
HGTY	HAGERTY INC	$3.66B	342,618,689	26.17%	21.69%	Net Selling	Net Selling
L	LOEWS CORP	$22.67B	206,052,874	44.86%	55.14%	Net Selling	Net Selling
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$1.06B	48,066,674	12.56%	81.21%	Net Buying
CB	CHUBB LTD	$129.71B	390,156,552	90.50%	1.17%	Net Selling	Net Selling
RLI	RLI CORP	$5.64B	91,920,177	85.90%	6.54%	Net Buying	Net Buying
CNA	CNA FINANCIAL CORP	$13.08B	270,673,371	51.82%	48.18%	Net Selling	Net Selling
PGR	PROGRESSIVE CORP	$123.38B	585,906,353	86.48%	8.83%	Net Selling	Net Selling
SIGI	SELECTIVE INSURANCE GROUP INC	$4.86B	60,081,960	87.66%	4.50%	Net Selling	Net Selling
HMN	HORACE MANN EDUCATORS CORP	$1.76B	40,449,550	95.51%	4.49%	Net Selling	Net Selling
LMND	LEMONADE INC	$4.20B	76,383,438	40.74%	59.26%	Net Selling	Net Selling
PRA	PROASSURANCE CORP	$1.27B	51,413,643	87.85%	12.15%	Net Buying	Net Buying
DGICA	DONEGAL GROUP INC	$644.53M	36,641,561	36.92%	16.20%	Net Buying	Net Buying
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$805.82M	32,783,451	31.40%	68.60%	Net Selling	Net Selling
AFG	AMERICAN FINANCIAL GROUP INC	$10.96B	83,298,833	43.84%	56.16%	Net Selling	Net Selling
ROOT	ROOT INC	$746.62M	15,554,644	25.21%	74.79%	Net Selling	Net Selling
WRB	BERKLEY W R CORP	$26.05B	374,490,856	44.15%	55.85%	Net Buying	Net Buying
KMPR	KEMPER CORP	$1.91B	58,714,589	62.35%	37.65%	Net Buying	Net Buying
KNSL	KINSALE CAPITAL GROUP INC	$8.76B	23,153,066	87.94%	12.06%	Net Selling	Net Selling
PRHI	PRESURANCE HOLDINGS INC	$10.02M	12,222,881	1.69%	98.31%	Net Buying	Net Buying
GBLI	GLOBAL INDEMNITY GROUP LLC	$402.50M	14,323,954	19.60%	71.87%	Net Buying	Net Buying
NODK	NI HOLDINGS INC	$274.26M	20,605,747	24.96%	65.52%	Net Selling	Net Selling

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Mar 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: B.

Mercury General (NYSE:MCY) has a Due Diligence Score of 33, which is -4 points lower than the property & casualty insurance industry average of 37. Although this number is below the industry average, our proven quant model rates MCY as a "A".

MCY passed 12 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 69.13% over the past year, overperforming other property & casualty insurance stocks by 63 percentage points.

Mercury General has an average 1 year price target of $100.00, an upside of 9.61% from Mercury General's current stock price of $91.23.

Mercury General stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Mercury General, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Universal Insurance Holdings (NYSE:UVE)

Universal Insurance Holdings (NYSE:UVE) is the #2 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Universal Insurance Holdings (NYSE:UVE) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Universal Insurance Holdings (NYSE:UVE) has a Due Diligence Score of 43, which is 6 points higher than the property & casualty insurance industry average of 37.

UVE passed 16 out of 38 due diligence checks and has strong fundamentals. Universal Insurance Holdings has seen its stock return 63.39% over the past year, overperforming other property & casualty insurance stocks by 57 percentage points.

Universal Insurance Holdings has an average 1 year price target of $40.00, an upside of 13.03% from Universal Insurance Holdings's current stock price of $35.39.

Universal Insurance Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Universal Insurance Holdings, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Hci Group (NYSE:HCI)

Hci Group (NYSE:HCI) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: B, and AI: B.

Hci Group (NYSE:HCI) has a Due Diligence Score of 50, which is 13 points higher than the property & casualty insurance industry average of 37.

HCI passed 19 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 25.06% over the past year, overperforming other property & casualty insurance stocks by 19 percentage points.

Hci Group has an average 1 year price target of $245.00, an upside of 42.73% from Hci Group's current stock price of $171.65.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 25 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 7.99%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.89%. Cna Financial's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 81.5% indicates that its high dividend yield is sustainable for the long-term.

2. American Financial Group (NYSE:AFG)

American Financial Group (NYSE:AFG) has an annual dividend yield of 6.73%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.89%. American Financial Group's dividend payout is not stable, having dropped more than 10% twenty times in the last 10 years. American Financial Group's dividend has shown consistent growth over the last 10 years.

American Financial Group's dividend payout ratio of 87.9% indicates that its high dividend yield is sustainable for the long-term.

3. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 6.6%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.89%. Progressive's dividend payout is not stable, having dropped more than 10% six times in the last 10 years. Progressive's dividend has shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 72.1% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -1.15% in the last day, and down -1.32% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 9 points higher than the property & casualty insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 129.23% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 123 percentage points.

2. American Integrity Insurance Group (NYSE:AII)

American Integrity Insurance Group (NYSE:AII) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

American Integrity Insurance Group has a valuation score of 43, which is 9 points higher than the property & casualty insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

3. Slide Insurance Holdings (NASDAQ:SLDE)

Slide Insurance Holdings (NASDAQ:SLDE) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 29, which is -5 points higher than the property & casualty insurance industry average of 34. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates SLDE a Valuation Rating of "A".

Are property & casualty insurance stocks a good buy now?

41.38% of property & casualty insurance stocks rated by analysts are a buy right now. On average, analysts expect property & casualty insurance stocks to rise by 10.1% over the next year.

8.11% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 18.92% of property & casualty insurance stocks are rated B (Buy), 64.86% are rated C (Hold), 8.11% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 11.18x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.