Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2026)
Top property & casualty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Overview Zen Rating Price Value Growth Financials Momentum Sentiment

Insurance - Property & Casualty is Zen Rated A and is the 22nd ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Shares	Institutional %	Insider %	Net Insider (L12M)	Net Insider (L3M)
KINS	KINGSTONE COMPANIES INC	$285.04M	14,476,133	0.05%	32.49%	Net Buying	Net Buying
MCY	MERCURY GENERAL CORP	$5.84B	55,388,627	0.05%	35.79%	Net Selling
ALL	ALLSTATE CORP	$66.10B	252,857,950	0.08%	1.66%	Net Selling	Net Selling
HRTG	HERITAGE INSURANCE HOLDINGS INC	$1.01B	29,732,416	0.06%	19.12%	Net Selling	Net Selling
UFCS	UNITED FIRE GROUP INC	$1.40B	25,705,439	0.03%	99.97%	Net Buying	Net Buying
ASIC	ATEGRITY SPECIALTY INSURANCE CO HOLDINGS	$1.18B	47,926,928	0.01%	81.46%	Net Buying
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$1.20B	27,830,355	0.08%	29.61%	Net Selling	Net Selling
SLDE	SLIDE INSURANCE HOLDINGS INC	$2.56B	116,811,719	0.05%	84.69%	Net Selling	Net Selling
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$2.65B	44,396,493	0.09%	12.91%	Net Buying	Net Selling
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$470.05M	19,593,427	0.05%	39.71%	Net Selling	Net Selling
AFG	AMERICAN FINANCIAL GROUP INC	$12.13B	82,921,466	0.07%	89.98%	Net Selling	Net Selling
HMN	HORACE MANN EDUCATORS CORP	$2.13B	40,501,054	0.10%	4.96%	Net Selling	Net Buying
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$5.10B	2,386,721	0.09%	59.63%	Net Selling
PLMR	PALOMAR HOLDINGS INC	$3.37B	26,317,683	0.09%	14.90%	Net Selling	Net Selling
THG	HANOVER INSURANCE GROUP INC	$7.84B	34,820,221	0.09%	5.48%	Net Selling	Net Buying
DGICA	DONEGAL GROUP INC	$695.99M	37,119,282	0.04%	16.05%	Net Buying	Net Buying
L	LOEWS CORP	$23.11B	204,427,720	0.06%	86.58%	Net Selling	Net Buying
HCI	HCI GROUP INC	$2.29B	12,438,867	0.08%	10.31%	Net Selling	Net Selling
NODK	NI HOLDINGS INC	$312.19M	20,404,723	0.02%	66.37%	Net Selling
TRV	TRAVELERS COMPANIES INC	$77.25B	208,575,022	0.09%	1.88%	Net Selling	Net Selling
CNA	CNA FINANCIAL CORP	$13.80B	270,600,928	0.10%	93.10%	Net Selling	Net Selling
SIGI	SELECTIVE INSURANCE GROUP INC	$5.62B	59,569,119	0.09%	4.55%	Net Selling	Net Selling
STC	STEWART INFORMATION SERVICES CORP	$2.08B	30,522,199	0.10%	7.70%	Net Selling	Net Buying
ROOT	ROOT INC	$797.13M	15,493,252	0.03%	99.97%	Net Selling	Net Selling
HGTY	HAGERTY INC	$4.46B	343,622,679	0.03%	21.66%	Net Selling	Net Selling
WRB	BERKLEY W R CORP	$26.18B	371,227,529	0.07%	99.93%	Net Buying	Net Selling
MKL	MARKEL GROUP INC	$22.89B	12,389,958	0.08%	3.39%	Net Selling	Net Buying
RLI	RLI CORP	$5.85B	91,772,970	0.10%	6.60%	Net Buying	Net Buying
ACIC	AMERICAN COASTAL INSURANCE CORP	$466.08M	47,269,517	0.03%	73.50%	Net Selling	Net Selling
CINF	CINCINNATI FINANCIAL CORP	$26.58B	153,478,045	0.07%	15.29%	Net Buying	Net Selling
PGR	PROGRESSIVE CORP	$121.86B	581,371,770	0.09%	8.91%	Net Selling	Net Selling
CB	CHUBB LTD	$132.58B	385,799,859	0.11%	1.13%	Net Selling	Net Selling
KNSL	KINSALE CAPITAL GROUP INC	$8.64B	22,778,425	0.09%	12.34%	Net Buying	Net Buying
KMPR	KEMPER CORP	$1.62B	58,923,154	0.10%	52.90%	Net Buying	Net Buying
LMND	LEMONADE INC	$4.07B	77,396,615	0.06%	86.03%	Net Selling	Net Selling
SAFT	SAFETY INSURANCE GROUP INC	$1.52B	14,680,482	0.08%	37.30%	Net Selling	Net Selling
PRHI	PRESURANCE HOLDINGS INC	$23.90M	3,746,092	0.00%	100.00%	Net Buying
GBLI	GLOBAL INDEMNITY GROUP LLC	$396.32M	14,640,614	0.01%	70.64%	Net Buying	Net Buying
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$1.10B	32,943,005	0.04%	99.96%	Net Selling	Net Selling

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Aug 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the #1 top property & casualty insurance stock out of 39 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Kingstone Companies (NASDAQ:KINS) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: B.

Kingstone Companies (NASDAQ:KINS) has a Due Diligence Score of 44, which is 7 points higher than the property & casualty insurance industry average of 37.

KINS passed 18 out of 38 due diligence checks and has strong fundamentals. Kingstone Companies has seen its stock return 31.71% over the past year, overperforming other property & casualty insurance stocks by 24 percentage points.

2. Mercury General (NYSE:MCY)

Mercury General (NYSE:MCY) is the #2 top property & casualty insurance stock out of 39 with a Zen Rating of A. Stocks with a rating of A have had an average return of +28.5% per year. Learn more.

The Component Grade breakdown for Mercury General (NYSE:MCY) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

Mercury General (NYSE:MCY) has a Due Diligence Score of 39, which is 2 points higher than the property & casualty insurance industry average of 37.

MCY passed 15 out of 38 due diligence checks and has average fundamentals. Mercury General has seen its stock return 40.3% over the past year, overperforming other property & casualty insurance stocks by 33 percentage points.

3. Allstate (NYSE:ALL)

Allstate (NYSE:ALL) is the #3 top property & casualty insurance stock out of 39 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Allstate (NYSE:ALL) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Allstate (NYSE:ALL) has a Due Diligence Score of 48, which is 11 points higher than the property & casualty insurance industry average of 37.

ALL passed 17 out of 38 due diligence checks and has strong fundamentals. Allstate has seen its stock return 25.26% over the past year, overperforming other property & casualty insurance stocks by 18 percentage points.

Allstate has an average 1 year price target of $266.47, an upside of 1.93% from Allstate's current stock price of $261.41.

Allstate stock has a consensus Hold recommendation according to Wall Street analysts. Of the 15 analysts covering Allstate, 33.33% have issued a Strong Buy rating, 6.67% have issued a Buy, 40% have issued a hold, while 0% have issued a Sell rating, and 20% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 28 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 7.61%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.66%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 85.1% indicates that its high dividend yield is sustainable for the long-term.

2. American Coastal Insurance (NASDAQ:ACIC)

American Coastal Insurance (NASDAQ:ACIC) has an annual dividend yield of 7.61%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.66%. American Coastal Insurance's dividend payout is stable, having never dropped by more than 10% in the last 10 years. American Coastal Insurance's dividend has shown consistent growth over the last 10 years.

American Coastal Insurance's dividend payout ratio of 36.2% indicates that its high dividend yield is sustainable for the long-term.

3. Progressive (NYSE:PGR)

Progressive (NYSE:PGR) has an annual dividend yield of 6.63%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.66%. Progressive's dividend payout is not stable, having dropped more than 10% seven times in the last 10 years. Progressive's dividend has not shown consistent growth over the last 10 years.

Progressive's dividend payout ratio of 69.5% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 0.22% in the last day, and down -1.2% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 57, which is 29 points higher than the property & casualty insurance industry average of 28. It passed 4 out of 7 valuation due diligence checks.

Kingstone Companies's stock has gained 31.71% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 24 percentage points.

2. Slide Insurance Holdings (NASDAQ:SLDE)

Slide Insurance Holdings (NASDAQ:SLDE) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 29, which is 1 points higher than the property & casualty insurance industry average of 28. It passed 2 out of 7 valuation due diligence checks.

Slide Insurance Holdings's stock has gained 44.37% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 37 percentage points.

3. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 43, which is 15 points higher than the property & casualty insurance industry average of 28. It passed 3 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 51.27% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 44 percentage points.

Are property & casualty insurance stocks a good buy now?

50% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 6.1% over the next year.

5.71% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 25.71% of property & casualty insurance stocks are rated B (Buy), 68.57% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 10.71x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Kingstone Companies (NASDAQ:KINS)

2. Mercury General (NYSE:MCY)

3. Allstate (NYSE:ALL)

1. Cna Financial (NYSE:CNA)

2. American Coastal Insurance (NASDAQ:ACIC)

3. Progressive (NYSE:PGR)

1. Kingstone Companies (NASDAQ:KINS)

2. Slide Insurance Holdings (NASDAQ:SLDE)

3. Heritage Insurance Holdings (NYSE:HRTG)

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