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Best Property & Casualty Insurance Stocks to Buy Now (2025)

Top property & casualty insurance stocks in 2025 ranked by overall Due Diligence Score. See the best property & casualty insurance stocks to buy now, according to analyst forecasts for the insurance - property & casualty industry.

According to Due Diligence Score, the 3 best property & casualty insurance stocks to buy right now are:

Hci Group (NYSE:HCI) is the top property & casualty insurance stock with a Due Diligence Score of 62, which is 24 points higher than the property & casualty insurance industry average of 38. It passed 24 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 33.23% over the past year, overperforming other property & casualty insurance stocks by 13 percentage points.

Hci Group has an average 1 year price target of $140.00, an upside of 14.23% from Hci Group's current stock price of $122.56.

Hci Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Hci Group, 25% have issued a Strong Buy rating, 50% have issued a Buy, 25% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Cincinnati Financial (NASDAQ:CINF) is the second best property & casualty insurance stock with a Due Diligence Score of 55, which is 17 points higher than the property & casualty insurance industry average of 38. It passed 20 out of 38 due diligence checks and has strong fundamentals. Cincinnati Financial has seen its stock return 21.51% over the past year, overperforming other property & casualty insurance stocks by 1 percentage points.

Cincinnati Financial has an average 1 year price target of $150.00, an upside of 9.3% from Cincinnati Financial's current stock price of $137.24.

Cincinnati Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Cincinnati Financial, 33.33% have issued a Strong Buy rating, 33.33% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Skyward Specialty Insurance Group (NASDAQ:SKWD) is the third best property & casualty insurance stock with a Due Diligence Score of 50, which is 12 points higher than the property & casualty insurance industry average of 38. It passed 17 out of 33 due diligence checks and has strong fundamentals. Skyward Specialty Insurance Group has seen its stock return 32.17% over the past year, overperforming other property & casualty insurance stocks by 12 percentage points.

Skyward Specialty Insurance Group has an average 1 year price target of $50.83, an upside of 20.6% from Skyward Specialty Insurance Group's current stock price of $42.15.

Skyward Specialty Insurance Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 6 analysts covering Skyward Specialty Insurance Group, 50% have issued a Strong Buy rating, 33.33% have issued a Buy, 16.67% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 24 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

Cna Financial (NYSE:CNA) has an annual dividend yield of 7.72%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.64%. Cna Financial's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 77.9% indicates that its high dividend yield is sustainable for the long-term.

American Financial Group (NYSE:AFG) has an annual dividend yield of 6.45%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.64%. American Financial Group's dividend payout is not stable, having dropped more than 10% eighteen times in the last 10 years. American Financial Group's dividend has shown consistent growth over the last 10 years.

American Financial Group's dividend payout ratio of 64.9% indicates that its high dividend yield is sustainable for the long-term.

Donegal Group (NASDAQ:DGICA) has an annual dividend yield of 4.69%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.64%. Donegal Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Donegal Group's dividend has shown consistent growth over the last 10 years.

Donegal Group's dividend payout ratio of 90.5% indicates that its high dividend yield might not be sustainable for the long-term.

Property & casualty insurance stocks were up 0.52% in the last day, and up 0.76% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

Based on WallStreetZen's Valuation Score, the 3 most undervalued property & casualty insurance stocks right now are:

Conifer Holdings (NASDAQ:CNFR) is the most undervalued property & casualty insurance stock based on WallStreetZen's Valuation Score. Conifer Holdings has a valuation score of 71, which is 32 points higher than the property & casualty insurance industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Conifer Holdings's stock has dropped -19.75% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -40 percentage points.

Loews (NYSE:L) is the second most undervalued property & casualty insurance stock based on WallStreetZen's Valuation Score. Loews has a valuation score of 71, which is 32 points higher than the property & casualty insurance industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Loews's stock has gained 16.13% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -4 percentage points.

United Fire Group (NASDAQ:UFCS) is the third most undervalued property & casualty insurance stock based on WallStreetZen's Valuation Score. United Fire Group has a valuation score of 71, which is 32 points higher than the property & casualty insurance industry average of 39. It passed 5 out of 7 valuation due diligence checks.

United Fire Group's stock has gained 9.11% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -11 percentage points.